Pine Ridge Estates Homes for Sale in Naples, FL
Pine Ridge Estates, recorded on the county's plats simply as Pine Ridge, is a North Naples neighborhood in ZIP 34108: 488 homes and 40 lots without a house on 549 parcels, between US 41 and Goodlette-Frank Road, from Pine Ridge Road to Vanderbilt Beach Road. Latest 12 months: 21 home sales at $6,500,000 and 9 lot sales at $3,200,000.
This page belongs to our Naples homes for sale guide and sits in the Naples communities directory. Inside: live search links, recorded home and lot sales, the MLS layer and prices back to 2017. Pine Ridge Estates here means the platted estate lots, not Pine Ridge Road, which borders them on the south, and not the separate 176-unit condominium replat that sits inside the same boundary.
By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.
Key takeaways for Pine Ridge Estates buyers in Naples
Pine Ridge Estates in Naples is an estate-lot neighborhood with no HOA, where a mix of original houses, new builds and vacant lots decides every price. These eight sourced figures set the frame for a purchase, and each is explained further down this page. Data updated: October 2026.
- Pine Ridge Estates has 488 homes and 40 lots without a house on 549 estate parcels covering 896.6 acres, on the 2026 Collier County roll, and the median lot is 1.32 acres.
- Collier County recorded 21 qualified home sales in the 12 months to August 31, 2026, at a $6,500,000 median, and the mix splits in two: 14 houses with a residence year of 2017 or later at $7,500,000 and 7 houses from 1995 or earlier at $4,100,000.
- Vacant lots are a separate market: 9 qualified lot sales at a $3,200,000 median, about $2.35 million per acre, and 29 parcels sold with a house since 2017 now carry a newer house or none.
- In the Southwest Florida MLS, as entered by listing agents, 29 closings from September 3, 2025 to September 3, 2026 had a $5,450,000 median, a 5,776 sq ft median living area, $1,060 per living sq ft, a median 102 days on market (the 28 closings with a value) and a sale price of 92.75 percent of the last list price.
- The houses are a long span of ages: residence years run from 1955 to 2025 with a median of 1991, and 151 of the 488 homes were built in 2010 or later.
- No HOA governs the area. A voluntary civic association holds the architectural committee's review power, under three recorded declarations dated 1954, 1957 and 1971.
- The 2026 total millage is 9.3696 mills, the county solid-waste line is $269.77 on most homes, and a worked first-year tax bill at the $6,500,000 median comes to $60,902.40, an illustration and not a bill.
- Flood and evacuation maps vary by lot: about 41.5 percent of the land lies in the AH or AE flood zones, and every sampled point sits in evacuation Zone B.
What Pine Ridge Estates homes and lots are for sale in Naples right now?
Pine Ridge Estates homes and lots for sale in Naples are listed in the Southwest Florida MLS under two labels, and the six search links below open today's list for the estate area between US 41 and Goodlette-Frank Road. This page prints no active-listing count, because the files behind its numbers record closings.
- All Pine Ridge Estates homes and lots for sale in Naples
- Pine Ridge Estates listings new in the last 30 days
- Pine Ridge Estates listings under $4 million
- Pine Ridge Estates listings from $4 million
- Pine Ridge Estates listings from $7.5 million
- Pine Ridge Estates listings from $10 million
Original houses and lot-value sales under $4 million
The under-$4-million link is a price filter, and the county record shows what tends to sit under that line. In the 12 months to August 31, 2026, 4 of the 21 recorded home sales were at or below $4,000,000, at $1,606,200, $1,890,000, $3,250,000 and $3,700,000, and so were 7 of the 9 vacant-lot sales. A listing in this band can therefore be an original house priced near the land, or a vacant lot. The filter does not separate them, so open the listing to read what it is. For land across the market, see Naples land for sale.
Newer homes and new builds from $7.5 million
The from-$7.5-million link is where recorded sales of newer houses cluster. The county's 14 sales of houses with a residence year of 2017 or later had a $7,500,000 median, from $3,250,000 to $15,676,000, in the same 12 months. A price filter is not a build-year filter, so a listing from $7.5 million can still be an older house on a large lot, and a newer house can list below the line. The from-$10-million link above it catches the top of the range, where only 2 of the 21 recorded sales landed. For the wider estate market, see Naples luxury homes for sale.
Vacant estate lots in the feed
Vacant lots appear in the feed under the same Pine Ridge labels whenever the listing agent uses them, so the all-listings link and the price links can show land beside houses. The county recorded 9 qualified vacant-lot sales in the 12 months to August 31, 2026, at a $3,200,000 median, and the 549 estate parcels include 40 lots with no house on the 2026 roll, 7.3 percent of the total.
The newest Pine Ridge Estates listings and saved searches
The 30-day link shows listings that came to market in the last month, which is the quickest way to see what is new in an area where recorded sales are few. Save the search from the results page and the feed will send new matches as they appear. Our own Naples properties for sale page runs the same feed across the county when you want to compare Pine Ridge Estates with another neighborhood in the same session.
What the MLS calls Pine Ridge Estates
The MLS files this area under two subdivision labels, PINE RIDGE and PINE RIDGE ESTATES, and our links use both, together with a map box around the platted area. We do not use the MLS Development field. A raw query on the Development PINE RIDGE key returns about 21 percent wrong rows, including Emerald Woods condominiums, Summerplace, and listings from Punta Gorda and North Fort Myers. The two labels plus the box keep the results to the estate area.
Why few Pine Ridge Estates homes are listed at once
Turnover here is low. The county recorded 21 qualified home sales in 12 months against 488 homes, a turnover of 4.3 percent, so on a typical day only a small number of Pine Ridge Estates homes are on the market. Since 2017, 29 parcels sold with a house and now carry a newer house or none, which removes an older house from the stock and adds a new one later.
Asking about a home or lot before it is listed
Not every recorded sale can be matched to a listing: 5 of the 21 county sales in the latest 12 months did not match an MLS closing, as the twin check below explains. If you want a specific street, a lot size or a build-year tier, contact Domain Realty Group and tell us which of the three plats you prefer. Ask about original houses near land value, newer builds, or vacant lots separately, because the three trade at very different prices. We can watch the feed for a match.
What have Pine Ridge Estates homes sold for in Naples?
Collier County recorded 21 qualified home sales in Pine Ridge Estates in the 12 months to August 31, 2026, at a $6,500,000 median. That figure blends two tiers: 14 houses with a residence year of 2017 or later at $7,500,000 and 7 houses from 1995 or earlier at $4,100,000. Data updated: October 2026.
The table shows the county's qualified improved sales, which are sales of parcels with a house, for all 488 homes and for each of the three plats. Where a group's count is even, its median is the midpoint of the two middle sales. Source: Collier County Property Appraiser public data files, 2026 certified roll and recorded sales (bundle dated October 27, 2026).
| Group | Last 12 months | Prior 12 months | Last 24 months | Last 36 months |
|---|---|---|---|---|
| All homes | 21 sales, $6,500,000 | 17 sales, $8,596,000 | 38 sales, $6,925,000 | 51 sales, $6,900,000 |
| Original Pine Ridge plat | 8 sales, $4,887,500 | 3 sales, $9,097,100 | 11 sales, $5,675,000 | 16 sales, $5,725,000 |
| Pine Ridge Extension | 8 sales, $6,325,000 | 10 sales, $8,800,000 | 18 sales, $7,262,500 | 25 sales, $7,600,000 |
| Pine Ridge Second Extension | 5 sales, $7,400,000 | 4 sales, $6,725,000 | 9 sales, $6,750,000 | 10 sales, $6,725,000 |
The 12 months to August 31, 2026
The window ends on August 31, 2026 because the county had finished marking sales qualified through that date, so the window ends there. Inside it, the 21 sales ran from $1,606,200 to $15,676,000, and the prior 12 months had 17 sales from $2,550,000 to $15,299,300. The 24-month view has 38 sales at $6,925,000, from $1,606,200 to $15,676,000, and the 36-month view has 51 sales at $6,900,000, from $1,175,000 to $15,676,000. Read together, the longer windows steady a median that 21 sales can swing.
The original plat, the Extension and the Second Extension
Pine Ridge Estates sits on three recorded plats, and each has its own sales record. The original Pine Ridge plat (1954, including the Blocks E, F, G and H re-subdivision) had 8 sales in the last 12 months at $4,887,500, from $1,606,200 to $12,500,000, and 11 in 24 months at $5,675,000. The Pine Ridge Extension (1957) had 8 at $6,325,000, from $3,700,000 to $8,000,000, and 18 in 24 months at $7,262,500. The Second Extension (1971) had 5 at $7,400,000, from $4,500,000 to $15,676,000, and 9 in 24 months at $6,750,000. The 36-month medians are $5,725,000 on 16 sales for the original plat, $7,600,000 on 25 for the Extension and $6,725,000 on 10 for the Second Extension. With so few sales per plat, treat the gaps between plats as a record of what closed, not a ranking, because one new build moves a group of five.
Original houses versus newer builds
Two tiers explain the all-homes median, and the county list shows both. The vacant-lot median in the same 12 months was $3,200,000 on 9 sales, which gives the tiers a reference point.
| Tier | Sales | Median | Range |
|---|---|---|---|
| Residence year 2017 or later | 14 | $7,500,000 | $3,250,000 to $15,676,000 |
| Residence year 1995 or earlier | 7 | $4,100,000 | $1,606,200 to $5,450,000 |
| Residence year 1996 to 2016 | 0 | none | none |
| Vacant lots, same 12 months | 9 | $3,200,000 | $1,650,000 to $4,400,000 |
Read as arithmetic, an original house sold for about the price of the land plus a little, and a finished new build sold for about $4,300,000 more than the lot median ($7,500,000 less $3,200,000). That gap is not a construction cost. The 1996 to 2016 row is empty because no house of that age sold in the window.
New or nearly new sales
Three of the 21 sales were of homes whose county residence year equals the sale year or the year before, which marks a new or nearly new house. Those three had a $8,000,000 median, from $7,400,000 to $15,676,000. They include owner builds and speculative builds, and the roll cannot tell which, because it does not show whether a buyer bought the lot first. These three sales are also inside the 14-sale 2017-or-later tier above, so they are not an additional group, only its newest edge.
Price bands in the last 12 and 24 months
The bands show where the sales sit, which a median alone hides. Most recorded home sales landed between $4 million and $10 million, and only a few at either end.
| Price band | Last 12 months | Last 24 months |
|---|---|---|
| Under $2 million | 2 | 2 |
| $2 million to $4 million | 2 | 5 |
| $4 million to $7 million | 8 | 12 |
| $7 million to $10 million | 7 | 13 |
| $10 million and up | 2 | 6 |
| Total | 21 | 38 |
A 12-month price ladder
The 21 qualified home sales in the 12 months to August 31, 2026, listed by price only and from lowest to highest: $1,606,200, $1,890,000, $3,250,000, $3,700,000, $4,100,000, $4,200,000, $4,500,000, $5,450,000, $5,675,000, $6,150,000, $6,500,000, $6,500,000, $7,100,000, $7,400,000, $7,600,000, $7,969,000, $8,000,000, $9,000,000, $9,500,000, $12,500,000 and $15,676,000. The median is the eleventh price, $6,500,000. The ladder shows a continuous spread from about $1.6 million to $9.5 million, then two sales well above the rest.
Why the median moves with the mix
The last 12 months' median of $6,500,000 and the prior 12 months' $8,596,000 are both recorded figures, and the difference between them is moved by the mix of new and original houses that closed. A year with more finished new builds lifts the median, and a year with more original houses near land value lowers it, with no change in what any one house is worth. Do not read the two figures as a rise or a fall in prices. They are two samples of 21 and 17 sales drawn from different mixes.
What do vacant lots and teardowns sell for in Pine Ridge Estates, Naples?
In the 12 months to August 31, 2026, Collier County recorded 9 qualified vacant-lot sales in Pine Ridge Estates, Naples, at a $3,200,000 median, about $2.35 million per acre, and 29 parcels sold with a house since 2017 now carry a newer house or none. Data updated: October 2026.
Vacant-lot sales and price per acre
The county counts qualified vacant-land sales, which include lots cleared after a teardown. Per-acre medians use the roll's lot acres, a land measure. The even-count windows below use the midpoint of the two middle sales.
| Window | Sales | Median price | Range | Median per acre |
|---|---|---|---|---|
| Last 12 months | 9 | $3,200,000 | $1,650,000 to $4,400,000 | $2,351,852 |
| Prior 12 months | 5 | $2,995,000 | $2,100,000 to $8,000,000 | $2,396,694 |
| Last 24 months | 14 | $3,187,500 | $1,650,000 to $8,000,000 | $2,374,273 |
| Last 60 months | 32 | $2,997,500 | $1,550,000 to $8,000,000 | $2,310,499 |
The per-acre median barely moves across windows, from about $2.31 million to about $2.40 million, while the lot-price median moves with the size of the lots that happened to sell. As an illustration only, a lot of 1.32 acres, the median size of the lots under the neighborhood's homes, at the last 12 months' per-acre median would come to about $3.10 million. The 36-month window had 18 sales at $3,187,500, the same median as the 24-month window, at $2,374,273 per acre.
A 12-month lot ladder
The 9 qualified vacant-lot sales in the 12 months to August 31, 2026, by price only and from lowest to highest: $1,650,000, $2,860,000, $3,000,000, $3,175,000, $3,200,000, $3,300,000, $3,445,000, $4,350,000 and $4,400,000. The median is the fifth price, $3,200,000. Seven of the nine sat at or below $4,000,000, and the top two were $4,350,000 and $4,400,000.
Houses bought to be replaced since 2017
The county sale history shows 29 parcels that sold improved, meaning with a house, since 2017 and now carry a later residence year or no house. The median price of that improved sale was $1,400,000. These are teardowns: houses bought for the land and replaced. The table counts them by the year of that improved sale.
| Year of improved sale | Parcels |
|---|---|
| 2017 | 3 |
| 2018 | 5 |
| 2019 | 3 |
| 2020 | 8 |
| 2021 | 6 |
| 2023 | 3 |
| 2024 | 1 |
| Total | 29 |
The peak was 2020, with 8 of the 29. The median improved price of $1,400,000 sits well below today's $3,200,000 lot median, which says these houses were bought when land, and the houses on it, cost much less than a lot costs now.
Land and buildings in the appraiser's values
The 2026 roll splits each parcel's just value, the appraiser's value for tax purposes, into land and buildings. For the 488 homes, the median land just value is $2,314,616 and the median total just value is $3,343,728, so the median land value is 69.2 percent of the median total. That is a ratio of two medians from the appraiser's just values, not market values, and not the land share of any single house. It does show that in this neighborhood the ground is the larger part of the assessed value, which fits a market where houses are replaced.
Demolition and new-home permits, January 2025 to July 2026
County monthly permit reports, carried from our McGreevy and Comisar research of September 2026, list 18 residential demolition permits and 20 new one- and two-dwelling residential permits in Pine Ridge Estates from January 2025 to July 2026. The two counts are close, which is what a teardown-and-rebuild market looks like in a permit file. A permit is not a sale or a finished house, so these counts sit beside the recorded sales and do not replace them. We print no permit values, because a single permit can identify one project.
What the gap between lot and house prices says
Put the three recorded medians side by side, all from the same 12 months. A vacant lot sold at $3,200,000. An original house, a residence year of 1995 or earlier, sold at $4,100,000, which is $900,000 above the lot. A house with a residence year of 2017 or later sold at $7,500,000, which is $4,300,000 above the lot. Our reading is arithmetic only: the original tier sits near the land price, and the newer tier sits a full build above it. The $4,300,000 spread is not a cost to build, because it also carries site work, carrying costs and the seller's margin.
What does the MLS show about Pine Ridge Estates sales in Naples?
Southwest Florida MLS closings for Pine Ridge Estates in Naples, as entered by listing agents, number 29 from September 3, 2025 to September 3, 2026, at a $5,450,000 median. The MLS adds size, bedrooms and days on market that the county record lacks. Data updated: October 2026.
The MLS figures below come from the Southwest Florida MLS (Matrix), closed sales September 3, 2025 to September 3, 2026, pulled September 3, 2026, for the two Pine Ridge subdivision labels on estate streets, with condominium units removed. The filter dropped seven rows from the same export: one address on Pine Ridge Road, which is not a platted estate street, one Summerplace condominium unit and five Emerald Woods condominium units tagged with the Pine Ridge development. The export has no pool, year built, lot size or garage fields, and those are missing, not zero.
Price per living square foot
The median is $1,060 per living square foot in the MLS, as entered by listing agents. Price per square foot rises with price until about $5 million and then flattens near $1,200 to $1,250. The band medians are $597 under $3.0 million, $937 from $3.0 million to $5.0 million, $1,207 from $5.0 million to $7.5 million and $1,243 from $7.5 million up. The lowest figures belong to lot-value sales, where the listed living area is that of an older or oversized house the buyer will replace (our reading, not a listing fact). We print medians only, never one sale's figure.
Living area and bedrooms as entered
The median MLS living area is 5,776 sq ft, with entries from 1,662 to 10,074 sq ft. MLS living area here is sometimes taken from plans and can run larger than the county's heated area, so it is a listing-agent figure, not a measurement. The median is 5 bedrooms. Codes such as "4+Den" are read at the leading digit.
| Bedrooms | Closed sales |
|---|---|
| 3 | 3 |
| 4 | 9 |
| 5 | 9 |
| 6 or more | 8 |
Days on market and the zero-day closings
The median is 102 days on market across the 28 sales with a value, as entered by listing agents. One row carries no value. Two of the highest closings show zero days, which usually means an off-market or same-day listing, though the export does not say. Including them lowers the median, so a buyer should read 102 days as a floor for houses that were openly marketed. Days on market does not measure how long a seller considered an offer before listing.
Sale price against the last list price
The median sale price was 92.75 percent of the last list price across the 29 closings. That ratio uses the last list price in the MLS record, which is the price after any reductions, so it understates the gap between a first asking price and the sale. A sale at 92.75 percent of the last asking price implies the price was cut or negotiated, but this export has no original list price, so we cannot say by how much.
MLS price bands
Four bands cover the 29 closings. The table gives each band's median price, median MLS living area and median price per MLS living square foot.
| Band | Sales | Median price | Median living area | Median per sq ft |
|---|---|---|---|---|
| Under $3.0 million | 3 | $1,650,000 | 2,690 sq ft | $597 |
| $3.0 million to $5.0 million | 11 | $3,700,000 | 4,388 sq ft | $937 |
| $5.0 million to $7.5 million | 9 | $6,500,000 | 5,783 sq ft | $1,207 |
| $7.5 million and up | 6 | $9,250,000 | 7,489 sq ft | $1,243 |
Original and newer houses in the MLS
Matching MLS closings to the county's two tiers gives a second view. Six original houses, from 1995 or earlier, had a $3,900,000 median, 4,080 sq ft of MLS living area and $779 per MLS living sq ft. Ten newer houses, from 2017 or later, had a $7,250,000 median, 6,170 sq ft and $1,215. The newer houses are larger by about half again and cost far more per foot. Both are Southwest Florida MLS figures, as entered by listing agents, from the September 3, 2026 pull.
How the county and MLS counts compare
The two sources count differently, and the difference is explained. 16 of the 21 county sales match an MLS closing (same street, price within 2 percent, within 45 days); 11 MLS closings have no county match, most under $5 million and several priced like land, which is why the MLS median ($5,450,000) sits below the county's ($6,500,000). The county counts only sales it has marked qualified, and recent sales are often not yet marked when the roll is cut; 5 of the 11 unmatched MLS closings fall between May and August 2026, which is consistent with that lag (our inference). The MLS records brokered closings, including teardown purchases, so never divide one source's count by the other's.
How have Pine Ridge Estates prices moved in Naples since 2017?
Collier County's recorded medians for Pine Ridge Estates in Naples run from $1,812,500 for homes in 2017 to $8,298,000 in 2025, with vacant lots from $897,500 to $3,300,000 over the same span. The table gives each year's count, because the mix of sales moves the number. Data updated: October 2026.
| Year | Home sales | Home median | Vacant-lot sales | Vacant-lot median |
|---|---|---|---|---|
| 2017 | 20 | $1,812,500 | 10 | $897,500 |
| 2018 | 26 | $1,737,500 | 6 | $1,062,500 |
| 2019 | 13 | $2,275,000 | 14 | $1,137,500 |
| 2020 | 46 | $2,200,000 | 13 | $1,100,000 |
| 2021 | 43 | $3,000,000 | 21 | $1,750,000 |
| 2022 | 23 | $5,900,000 | 7 | $2,600,000 |
| 2023 | 17 | $6,900,000 | 2 | listed: $3,550,000 and $3,100,000 |
| 2024 | 16 | $5,237,500 | 5 | $3,100,000 |
| 2025 | 20 | $8,298,000 | 6 | $2,880,000 |
| 2026 to August 31 | 12 | $5,912,500 | 7 | $3,300,000 |
2017 to 2020
In these four years the county recorded 20, 26, 13 and 46 qualified home sales, with medians of $1,812,500, $1,737,500, $2,275,000 and $2,200,000. The four medians stayed between $1,737,500 and $2,275,000, and individual sales ran from $450,000 at the low end of 2017 to $7,500,000 at the top of 2019. The vacant-lot medians were $897,500, $1,062,500, $1,137,500 and $1,100,000, on 10, 6, 14 and 13 sales. The 46 home sales of 2020 were the busiest year in the table, ranging from $675,000 to $5,300,000, and 2018 ranged from $540,000 to $6,090,000. The 2019 lots ran from $650,000 to $2,000,000.
2021 and 2022
The record changes shape here. In 2021 the county recorded 43 home sales at a $3,000,000 median and 21 lot sales at $1,750,000. In 2021 those home sales ran from $970,000 to $7,700,000 and the lot sales from $1,250,000 to $3,000,000. In 2022 the county recorded 23 home sales at $5,900,000, from $1,900,000 to $10,900,000, and 7 lot sales at $2,600,000, from $1,550,000 to $4,250,000. The home median moved from $3,000,000 to $5,900,000 in a year in which the count fell by almost half, so fewer and larger sales set the 2022 figure.
2023 to 2026
From 2023 the home medians were $6,900,000 on 17 sales, $5,237,500 on 16, $8,298,000 on 20 and $5,912,500 on 12 sales to August 31, 2026. The even-count years, 2024, 2025 and 2026, use the midpoint of the two middle sales. The 2023 lot record has only 2 sales, at $3,550,000 and $3,100,000, so it is listed, not called a median. Lot medians were $3,100,000 on 5 sales in 2024, $2,880,000 on 6 in 2025 and $3,300,000 on 7 in 2026. The home sales ranged from $2,000,000 to $14,250,000 in 2023, from $1,175,000 to $12,575,000 in 2024, from $1,890,000 to $15,676,000 in 2025 and from $1,606,200 to $9,500,000 in 2026 to August 31. A single sale at the top of a range can set the whole year's character, which is why we list the range beside every median.
The vacant-lot line as the land signal
The vacant-lot column is the cleaner view of land, because it holds the house out of the sample. The median ran from $897,500 on 10 sales in 2017 to $3,300,000 on 7 sales in 2026 to August 31. Both figures come with their counts and neither is a trend line. Lot medians still move with the size and position of the lots that sold, so we do not convert the two ends into a percent per year. The move is wide for the land alone, and it fits a market where houses are replaced.
Naples-wide context in 2026
Naples-wide numbers give scale, and only scale. Gulfshore Business reported on July 27, 2026 on the Naples Area Board of REALTORS data for June 2026: 881 closed sales, a $595,000 median closed price, 4,741 homes available, 6.3 months of supply, and 61 properties over $10 million sold from January to June 2026. Those figures cover Collier County excluding Marco Island, so they are a backdrop and not a benchmark for any single neighborhood.
Why a medians table is not an appreciation index
The share of new builds in each year's sales moves the median; a medians table is a record of what closed, not an appreciation index. A year with a few large new houses can double a median without any house changing in value. Use the table to see what closed, and ask us for a comparison of a specific house.
Where is Pine Ridge Estates in Naples, and what land does it cover?
Pine Ridge Estates in Naples sits between US 41 on the west and Goodlette-Frank Road on the east, and between Pine Ridge Road on the south and Vanderbilt Beach Road on the north. It lies in ZIP 34108, in unincorporated Collier County, and covers 549 estate parcels on 896.6 acres.
The four boundary roads and what lies across them
The civic association's architectural report, as read by our research team on September 2, 2026, names four roads as the edges of the community. Each one separates Pine Ridge Estates from a different neighbor, and the table below lines them up.
| Side | Road | What is across it |
|---|---|---|
| South | Pine Ridge Road (CR 896) | The Pine Ridge Road corridor; Seagate Drive continues west of US 41 |
| West | US 41 (Tamiami Trail North), with Trail Boulevard as the frontage road | Pelican Bay, directly across the highway |
| East | Goodlette-Frank Road (CR 851), on the old Atlantic Coast Line rail right-of-way | Autumn Woods |
| North | Vanderbilt Beach Road (CR 862) | Pelican Marsh |
Airport-Pulling Road is about a mile east and is not a boundary, even though some search summaries say it is. Trail Boulevard is a frontage road inside the western edge, so a Trail Boulevard address is part of the community and sits on the US 41 side of it.
ZIP 34108 and unincorporated Collier County
Every estate parcel carries ZIP 34108, the same ZIP as Pelican Bay across US 41. The community is not inside the City of Naples. It sits in unincorporated Collier County, so the 2026 tax roll shows no municipal levy, and the county, not a city, issues permits and enforces zoning.
It is also not a planned unit development. The lots were platted before that concept existed, so the rules that apply come from three recorded declarations and from county zoning rather than from a single master plan. Later sections on this page take each in turn. Our Naples communities hub lists the other neighborhoods we cover, for comparison.
549 parcels, 488 homes and 40 lots
Pine Ridge Estates has 488 homes and 40 lots without a house on 549 estate parcels covering 896.6 acres, on the 2026 Collier County roll. The 40 lots are 7.3 percent of the parcels and are coded vacant or under construction. The remaining 21 parcels are commercial, institutional, lake tracts and one county parcel.
The table splits the parcels by plat. Lots without a house are not given per plat, only the 40 in total, because the roll codes a rebuild in progress the same way as a bare lot.
| Plat | Parcels | Homes | Median lot (acres) | Lot range (acres) |
|---|---|---|---|---|
| Original Pine Ridge (including Blocks E to H) | 168 | 140 | 1.44 | 1.01 to 8.64 |
| Pine Ridge Extension | 289 | 268 | 1.32 | 0.92 to 5.52 |
| Pine Ridge Second Extension | 92 | 80 | 1.11 | 1.00 to 2.76 |
| All three plats | 549 | 488 | 1.32 | 0.92 to 8.64 |
Source: Collier County Property Appraiser public data files, 2026 certified roll (bundle dated October 27, 2026). The 176-unit condominium replat inside the area is excluded from every figure on this page.
The 1954, 1957 and 1971 plats
Collier Development Corporation recorded the first declaration on February 24, 1954, signed by Barron Collier, Jr. as vice-president. Two extensions followed. The dates below are from the recorded declarations, as read by our research team on September 2, 2026.
| Plat | Declaration dated | Declaration recorded | Plat recorded |
|---|---|---|---|
| Original Pine Ridge | February 24, 1954 | Deed Book 34, pages 207 to 217 | Plat Book 3, Page 24 |
| Blocks E, F, G and H re-subdivision | 1955 (no separate declaration; the 1954 covenants carry forward) | Not applicable | Plat Book 4, Page 29 |
| Pine Ridge Extension | January 28, 1957 | OR Book 2, Page 427 | Plat Book 3, Page 51 |
| Pine Ridge Second Extension | August 6, 1971 | OR Book 409, pages 540 to 553 | Plat Book 10, Page 86 |
The county roll calls the third plat "Extension Unit 2," and the civic association calls it the Second Extension. They are the same plat. Pages that date the community to the 1960s are wrong; the founding paperwork is from 1954. A later amendment recites a different book number for the 1957 declaration, so a title search settles which citation a given lot carries.
The lakes: Mockingbird, Warbler, Egret and Bunting
Four named lake tracts sit on today's roll, and together they hold 49.42 acres. Each is a platted tract rather than a house lot, and lots that front them are a lot feature, not a reason to call the whole community waterfront.
| Lake tract | Plat | Acres | Streets that front it |
|---|---|---|---|
| Mockingbird Lake | Extension | 25.82 | Cajeput Drive, Ridge Court, Ridge Drive, Eugenia Drive, Myrtle Road |
| Warbler Lake | Second Extension | 12.10 | Tupelo Road, Carica Road, Cassena Road, Hickory Road |
| Lake Egret | Extension | 5.90 | West Street, Trail Boulevard, Cajeput Drive |
| Lake Bunting | Second Extension | 5.60 | Carica Road, Hickory Road |
South Lake and Middle Lake also appear in the original plat, but their acreage is not established in the records we hold. The lake rules come from the civic association's architectural report, as read on September 2, 2026: the lake line is a platted line rather than the water's edge, a lot may have one dock, drainage easements may not be fenced, and the 1971 declaration bars internal-combustion boats.
What sits inside the boundary but is not an estate lot
Several things inside the four roads are not estate lots and are left out of the counts above. The largest is a separate 176-unit condominium replat on the northwest side, together with the condominium streets that serve it. Searching "Pine Ridge" in the MLS can pull condominium units from other developments, which is why this page works from the county's plat codes.
The other non-estate parcels are a few designated non-residential tracts that the declarations name, the lake tracts above, and one county parcel. A small separate plat of four vacant parcels also sits between Center Street and North Street. Addresses on Pine Ridge Road itself, and the shopping centers and school that carry the Pine Ridge name elsewhere in North Naples, are different places.
The Trail Boulevard frontage and the commercial strip
The 1954 declaration set aside a commercial area, Lots 14 to 33 of Block A, on the US 41 frontage. Today the roll shows a few one-story stores, two mixed store-and-residence buildings, a small shopping center, a service station, a restaurant and two office buildings along Trail Boulevard and US 41. It is a short strip, not a retail district.
A Gulfshore Business article dated January 23, 2026 reported site work under way at 5400 Trail Blvd, the former bowling-alley site on the US 41 frontage across from Waterside Shops, for the Carnelian, a 70-room, six-story hotel with a private club on the top floor and a first-floor restaurant open to the public, with completion expected in late 2027. Vacant lots on that frontage are listed under the land for sale page when they come to market.
Which Pine Ridge Estates streets in Naples have new homes and which keep original houses?
Rebuilding in Pine Ridge Estates in Naples is uneven from one street to the next. North Street has 8 of 12 homes built in 2010 or later, while Trail Boulevard has 3 of 37, with a median residence year of 1984. The table ranks every street using the county's residence-row years, so you can see which blocks have turned over.
| Street | Plats | Parcels | Homes | Median residence year | Share 2010 or later | Share before 1980 |
|---|---|---|---|---|---|---|
| Ridge Drive | Extension, original, Blocks E to H | 80 | 78 | 2002 | 33% | 23% |
| Carica Road | Extension, Second Extension | 50 | 47 | 2000 | 38% | 19% |
| Trail Boulevard | All four plat groups | 48 | 37 | 1984 | 8% | 32% |
| West Street | Extension, Blocks E to H | 47 | 47 | 2004 | 45% | 36% |
| Hickory Road | Extension, Second Extension | 40 | 36 | 1996 | 19% | 28% |
| Myrtle Road | Extension, Second Extension | 34 | 32 | 2006 | 41% | 31% |
| Gordonia Road | Extension, Second Extension | 34 | 32 | 2004 | 44% | 34% |
| Caribbean Road | Original | 34 | 30 | 2006 | 50% | 23% |
| Cajeput Drive | Extension | 22 | 18 | 1994 | 33% | 28% |
| Center Street | Original, Blocks E to H | 22 | 22 | 2001 | 36% | 36% |
| Tupelo Road | Second Extension | 20 | 19 | 1998 | 21% | 26% |
| Cassena Road | Second Extension | 19 | 18 | 1985 | 33% | 28% |
| Mahogany Drive | Extension | 16 | 15 | 2007 | 47% | 33% |
| East Avenue | Original | 16 | 10 | 1985 | 40% | 40% |
| Eugenia Drive | Extension | 15 | 14 | 2002 | 29% | 0% |
| North Street | Blocks E to H | 13 | 12 | 2017 | 67% | 25% |
| West Place | Extension | 8 | 8 | 1998 | 12% | 12% |
| Banyan Road | Extension | 8 | 7 | 1981 | 29% | 43% |
| Ridge Court | Extension | 5 | 4 | 2004 | 25% | 0% |
| Caribbean Court | Original | 5 | 5 | 2017 | 60% | 0% |
| Pine Ridge Road | Original | 5 | 3 | 1964 | 0% | 67% |
Source: Collier County Property Appraiser public data files, 2026 certified roll (bundle dated October 27, 2026), residence-row years only. Twenty of these are named estate streets; Pine Ridge Road is the boundary road. Six more parcels, all lake tracts, carry no street, and two parcels on Tamiami Trail North have no house.
How to read a residence year
A residence year is the year on the county's residence row, and a late year on an old house can be a pool, cage or guest-house row rather than a rebuild. A true rebuild shows a new residence year and a sale history. The table counts each lot's newest residence row, so a lot that was torn down and rebuilt shows its new year.
That is why the "before 1980" column is a count of houses still standing, not of lots first built before 1980. Read the table as a guide to which streets to tour first, then check each address on the county record, because one address can differ from its street median.
North Street, Caribbean Road and Court, West Street and Mahogany Drive
These are the streets with the highest rebuild shares. North Street has 8 of 12 homes with a residence year of 2010 or later, Caribbean Court 3 of 5, Caribbean Road 15 of 30, Mahogany Drive 7 of 15 and West Street 21 of 47. North Street and Caribbean Court have the latest medians in the community, both 2017.
Caribbean Road and Court belong to the original plat, North Street to the Blocks E to H re-subdivision, and West Street and Mahogany Drive to the Extension. Rebuilding is therefore not tied to one plat. It follows where lot owners chose to replace a house, and a buyer on any of these streets sees new construction beside older houses.
Ridge Drive, Carica Road, Gordonia Road and Myrtle Road
The four longest through-streets sit in the middle of the pattern. Ridge Drive has 78 homes with a 2002 median year and a 33 percent share built in 2010 or later. Carica Road has 47 homes at 2000 and 38 percent. Myrtle Road has 32 homes at 2006 and 41 percent, and Gordonia Road has 32 at 2004 and 44 percent.
On these streets a third to just over two-fifths of homes are recent and roughly a fifth to a third predate 1980. A tour of Ridge Drive or Carica Road will usually cover several eras in a few minutes, which is useful to a buyer comparing a move-in house with a lot to rebuild.
Trail Boulevard, Hickory Road, Banyan Road and East Avenue
The older stock is on the frontage and edge streets. Trail Boulevard has 37 homes with a 1984 median and only 3 built since 2010. Hickory Road has 7 of 36 built in 2010 or later. Banyan Road has 7 homes at a 1981 median, and East Avenue has 10 homes at 1985, with 40 percent each in the newest and oldest groups.
Trail Boulevard also backs onto the US 41 side, so it is the street where the highway frontage comes into play. Satellite view per address shows how close each house sits to the road, which the street table cannot.
The Second Extension streets: Tupelo, Cassena, Carica and Hickory
The Second Extension has 92 parcels and 80 homes on four main streets. Tupelo Road has 19 homes at a 1998 median, Cassena Road 18 at 1985, Carica Road 22 at 2001 and Hickory Road 18 at 1999 within this plat. A short stretch of Trail Boulevard and two stray addresses on Myrtle and Gordonia round out the plat.
Its lots are the smallest in the community, a median of 1.11 acres, and its 1971 declaration is the strictest of the three. Warbler Lake and Lake Bunting sit in this plat, so several Tupelo, Carica, Cassena and Hickory lots front water. Page sections below explain the 1971 rules.
How old and how big are Pine Ridge Estates homes in Naples?
Homes in Pine Ridge Estates in Naples were built from 1955 to 2025, with a median residence year of 1991, and 151 of the 488 homes date from 2010 or later. In the Southwest Florida MLS, as entered by listing agents, the median living area on 29 closed sales was 5,776 square feet.
Homes by decade built
The county roll groups the 488 homes into eight decades. The 1970s are the largest single group, while the 2020s already hold 83 homes, more than the 2010s' 68. The 2010s and 2020s together account for the 151 homes built since 2010, or 30.9 percent.
| Decade of residence year | Homes |
|---|---|
| 1950s | 11 |
| 1960s | 38 |
| 1970s | 128 |
| 1980s | 59 |
| 1990s | 41 |
| 2000s | 60 |
| 2010s | 68 |
| 2020s (through 2025) | 83 |
| Total | 488 |
Within the 2020s, residence years are 13 homes in 2023, 17 in 2024 and 14 in 2025. About 36.3 percent of the homes, 177, predate 1980, and 17.0 percent were built in the 2020s.
Eras by plat
Each plat has its own age profile. The original plat has the highest share of recent construction relative to its size, while the Second Extension, platted last, has the latest median year. The table gives each plat's count, range and median.
| Plat | Homes | Residence years | Median year | Since 2010 | In the 2020s | Before 1980 | Median lot (acres) |
|---|---|---|---|---|---|---|---|
| Original Pine Ridge | 140 | 1955 to 2025 | about 1989 | 48 | 29 | 58 | 1.44 |
| Extension | 268 | 1958 to 2025 | 1991 | 80 | 42 | 97 | 1.32 |
| Second Extension | 80 | 1972 to 2025 | 1994 | 23 | 12 | 22 | 1.11 |
| All three plats | 488 | 1955 to 2025 | 1991 | 151 | 83 | 177 | 1.32 |
The original plat's median of 1988.5 is the midpoint of the two middle homes, which is why it is printed as "about 1989." The Second Extension median of 1994 is the latest because the plat was recorded in 1971 and its first houses appeared in 1972.
House sizes and bedrooms in the MLS closings
Living area comes only from the Southwest Florida MLS, as entered by listing agents, on 29 closed sales in the 365 days to September 3, 2026 (pulled September 3, 2026). Sizes ran from 1,662 to 10,074 square feet with a median of 5,776. MLS living area here is sometimes taken from plans and can run larger than the county's heated area.
Bedrooms in the same 29 closings had a median of five: 3 sales with three bedrooms, 9 with four, 9 with five and 8 with six or more. Size rises with price, as the band table shows.
| MLS price band | Closed sales | Median MLS living area (sq ft) |
|---|---|---|
| Under $3.0 million | 3 | 2,690 |
| $3.0 million to $5.0 million | 11 | 4,388 |
| $5.0 million to $7.5 million | 9 | 5,783 |
| $7.5 million and up | 6 | 7,489 |
Six original houses in the matched set had a median living area of 4,080 square feet, and ten newer houses had 6,170. The MLS export does not carry pool, garage or lot-size fields, so none is stated here.
Styles then and now
The 1954 declaration set a floor, not a style: single-family, two stories at most, and a ground-floor minimum of 650 square feet for one story. Early houses were single-story ranches built to those floors. In the 1990s and 2000s, press and market descriptions point to Mediterranean designs with tile roofs and stucco, and two-story houses appeared.
Since 2010, press features of new Pine Ridge homes describe transitional coastal and contemporary designs with glass walls, guest houses and large garages. A Gulfshore Life feature of June 2025 on a contemporary home here described a glass-wrapped facade and five bedrooms. These are style descriptions from magazine and builder-linked press, not county data, and they are not a survey of every new house.
Guest houses and garages under the declarations
All three declarations allow one detached dwelling, one garage or carport and one single-story guest house per lot. The guest house may be no more than 50 percent of the main living area and may not be built before the main house. The garage can hold up to three cars under the 1954 and 1957 declarations and up to four under the 1971 declaration.
County zoning adds its own limits on a guest house, covered in the zoning section of the page, and a guest house may not be rented. Nobody lives in a trailer, camper or outbuilding under the declarations.
The 2002 statewide code line
The statewide Florida Building Code replaced local building codes on March 1, 2002. In Pine Ridge Estates, 177 homes carry a residence year before 1980, so a large slice of the housing was built under older, local rules, and only the newest slice began under the statewide code.
For a buyer of an older house, the practical point is that roof, window and opening details were designed to older standards. A house that has been renovated carries a newer year only if the county recorded the work on a residence row. Insurance questions that follow from this, such as wind mitigation, are covered further down this page. See also new construction in Naples for homes built under current code.
Is there an HOA in Pine Ridge Estates, Naples, and who reviews house plans?
There is no HOA in Pine Ridge Estates in Naples. A voluntary Pine Ridge Civic Association of Naples, run by resident volunteers, holds the architectural control committee's review power since 2019. Every association fact below is as read by our research team on September 2, 2026.
No HOA, no CDD, no gate and no club
Pine Ridge Estates has no homeowners association, no community development district, no county special-benefit unit on the tax bill, no gate, no golf course and no club membership tied to a deed. Its tax area carries no municipal levy, and solid waste is the only non-ad valorem line on the roll.
| Item | Status in Pine Ridge Estates |
|---|---|
| Homeowners association | None; a voluntary civic association exists |
| Community development district | None |
| County special-benefit unit | None for the residential community |
| Gate | None; public county streets |
| Golf course or club | None |
| City of Naples levy | None; unincorporated |
| Mandatory assessment | None |
The Pine Ridge Civic Association of Naples
The Pine Ridge Civic Association of Naples is a voluntary body. Its own FAQ, as read on September 2, 2026, says it is not an HOA and "doesn't enforce covenants." The Florida nonprofit record is document 736486, filed July 28, 1976, and its bylaws were accepted on November 20, 2012.
It meets on the third Tuesday of the month, with refreshments at 6:00 p.m. and the meeting at 6:30 p.m., and holds an annual meeting usually in February. It posts the three declarations, the architectural report, bylaws, plat and street maps and minutes for 2005 to 2019, and it works on sidewalks, stormwater, tree trimming, events and advocacy. The FAQ gave $50 per household as an example of voluntary annual dues, as read on September 2, 2026.
The architectural control committee since 2019
Each declaration created a developer-appointed architectural control committee. By a resolution effective April 8, 2019, recorded April 10, 2019 as INSTR 5695961, OR Book 5616, Page 2941, the committee's duties passed to the civic association. The committee's own report says it "is not in the enforcement business."
For a buyer, the committee is the body that approves house plans, but it is a private review, not a county one. Its power rests on the recorded declarations and on that 2019 resolution. The civic association's committee is also the contact point for plans on a new house, an addition or a guest house.
What goes to the committee and the 30-day clause
Under all three declarations, any building "erected, placed or altered" on a residential lot needs approved construction plans, specifications and a plot plan. The review looks at workmanship and materials, harmony of external design with existing houses, and location against grade. Approval may rest on aesthetics alone, and fences or walls nearer a street than the setback line need approval too.
The declarations also carry a 30-day clause: if the committee does not approve or disapprove within 30 days of submittal, or no suit to stop construction is filed before completion, the covenants are deemed complied with. The fee, form and turnaround for a plan review are not published; ask the civic association.
Who enforces the covenants
Enforcement in practice is by owner lawsuit. The civic association says it does not enforce, the committee says it is not in the enforcement business, and Collier County does no architectural review of single-family homes. A county building permit does not prove covenant approval, so a plan can clear the county and still conflict with a recorded declaration.
A 1996 board resolution once described the association as enforcing, but the current FAQ and the December 2024 report state the present posture, and that is the one this page uses.
What a buyer will not see at closing
Because the civic association is voluntary, none of the usual HOA closing items appears in the documents we could find: no estoppel or resale certificate, no transfer fee, no capital contribution and no association approval to buy. Your title agent confirms this for the lot you are buying.
This is a negative finding from the carried material, not a recorded certification, so the title commitment is the check. Buyers still pay county taxes and the solid-waste charge, which the tax section of this page walks through. If you want to talk through a specific lot, contact Domain Realty Group.
How to reach the civic association
Plans for the architectural committee go to P.O. Box 111208, Naples FL 34108, per the committee's report. The association's site has a contact page and a board page, and it lists the monthly meeting. Those details are as the site stated when read by our research team on September 2, 2026.
Our research team could not re-read the site on October 31, 2026, so confirm the process on the site before submitting anything. The December 2024 report also names an older web domain; use the current association site only. A different Pine Ridge Civic Association in Citrus County is an unrelated corporation.
What deed restrictions apply to a Pine Ridge Estates lot in Naples?
Three recorded declarations, from 1954, 1957 and 1971, govern lots in Pine Ridge Estates in Naples, and they differ on floor minimums, setbacks and animals. Which one binds your lot depends on its plat. These figures are from the declarations as read by our research team on September 2, 2026.
| Topic | 1954 Pine Ridge | 1957 Extension | 1971 Second Extension |
|---|---|---|---|
| Use | One detached single-family dwelling, two stories at most | Same | Same |
| Lot size and width | 1 acre, 140 ft width | Same | 1 acre, 140 ft average |
| Minimum ground-floor area | 650 sq ft one story, 800 more than one | 800 sq ft | 1,200 sq ft |
| Stated minimum build cost | $6,000 | $8,000 | $12,000 |
| Setbacks | Front 35, side 20, rear 50, side street 35 ft | Same | Front 40 ft; side 20; side street 35 |
| Guest house | One, single story, up to 50 percent of main living area | Same | Same |
| Garage or carport | Up to 3 cars | Up to 3 cars | Up to 4 cars |
| Animals | Household pets; agricultural blocks H and I | Household pets; agricultural blocks H and Z | No agricultural use |
| Utilities | Not addressed | Not addressed | Underground; screened trash |
| Lake use | Dock limits | Same | No internal-combustion boats |
The square-foot figures are covenant minimums, not the size of any county building.
Which of the three declarations covers your lot
Lots in the original plat follow the 1954 declaration. The Blocks E, F, G and H re-subdivision of 1955 has no declaration of its own, so those lots carry the 1954 covenants forward. Extension lots follow the 1957 declaration, and Second Extension lots follow the 1971 one.
The county roll's "Extension Unit 2" is the 1971 plat. Which declaration binds a specific lot is settled by the recorded plat and the title commitment. We carry the association's view that there are three regimes, and the roll's five subdivision codes are plat codes, not extra sets of rules.
One house, one guest house and garage limits
Each lot may carry one detached dwelling, one garage or carport and one single-story guest house. The garage is capped at three cars in 1954 and 1957 and four cars in 1971. The guest house cannot exceed half the main living area and cannot go up before the main house.
The 1954 and 1957 declarations also allow a modest professional or name sign, while the 1971 declaration allows one for-sale or for-rent sign of 6 square feet. Oil drilling, mining and topsoil removal are barred in all three, apart from irrigation or drinking wells, and a septic system and well are allowed if built to county and state health rules.
Setbacks, floor minimums and build-cost clauses
The declarations set a front setback of 35 feet in 1954 and 1957 and 40 feet in 1971, with 20-foot sides and 50-foot rears in the earliest two. Floor minimums climb from 650 square feet in 1954 to 1,200 in 1971, and the stated build-cost minimums of $6,000, $8,000 and $12,000 are 1954-to-1971 dollars.
Today these covenant numbers mostly sit below the county's. The civic association's report says county setbacks are typically more restrictive and thus govern, and older homes are grandfathered. The zoning section of this page sets out the county figures for the RSF-1 district.
Signs, fences, underground utilities and lake use
Fences and walls nearer a street than the setback line need committee approval in every plat. Only the 1971 declaration requires all utilities underground and trash containers screened. The lake provisions give lot owners part-ownership and boating easements, with dock limits, and the 1971 declaration bars internal-combustion boats.
On the lakes, the declaration's line is a platted property line, not the water's edge. Buyers who plan a dock, a seawall-style edge or a fence near a drainage easement should read the lot's own plat and ask the committee first.
Commercial tracts and the "50 percent plus one" vote
Commercial use is confined to a few designated non-residential tracts that the declarations name: Lots 14 to 33 of Block A on the US 41 frontage in 1954, and Tracts A and B in 1971. A 1960 modification released one block of the Extension for a non-residential use.
No other residential lot can change use without a change to the covenants approved by 50 percent plus one of that plat's owners. The civic association's report says every past attempt to open offices or professional uses failed on that vote, so a buyer should not assume a home can become a business site.
Short-term and long-term rentals
The civic association's December 2024 report states that nightly or short-term rentals of homes violate the county Land Development Code and the covenants and that Code Enforcement has acted. We give no day count, because a county rule's exact terms need a government read.
For long-term rentals, no association approval or registration requirement appears in the material we read. Check the declarations for the lot and the county rules before you rely on either use, and ask the title agent for the recorded restrictions listed in Schedule B.
Do the covenants still bind?
Each declaration runs 25 years and then renews in 10-year steps unless a majority of a plat's owners records a change; the civic association's report calls that "50 percent plus one." The report also says the covenants "run with the land."
Florida's Marketable Record Title Act, Chapter 712, works parcel by parcel, so the public evidence suggests the covenants are live, but a title search of the exact lot confirms it. Ask your title agent for the recorded restrictions in Schedule B of the title commitment, and for any notice of preservation. If you want help reading them, talk to our team.
Can you keep horses on a Pine Ridge Estates lot in Naples?
Horses fit only the agricultural blocks that the 1954 and 1957 declarations set aside in Pine Ridge Estates in Naples. Residential lots allow household pets only, and the 1971 Second Extension bars agricultural use entirely. The rules below are from the declarations as read by our research team on September 2, 2026.
| Plat | Residential lots | Agricultural blocks |
|---|---|---|
| Original Pine Ridge (1954) | Household pets only | Blocks H and I |
| Extension (1957) | Household pets only | Blocks H and Z |
| Second Extension (1971) | Household pets only | None; no agricultural use at all |
Residential lots: household pets only
On every lot designated residential in all three plats, the declarations bar animals, livestock and poultry other than household pets that are not kept or bred commercially. Horses are therefore not permitted on residential lots under the declarations, whatever a listing or a neighbor says.
Most of the 488 homes are on residential lots. A buyer who wants horses should treat the agricultural blocks as the only place to look, and should check the lot's block before writing an offer.
The agricultural blocks of 1954 and 1957
In the 1954 Blocks H and I and the 1957 Blocks H and Z, the declarations allow riding stables of up to 16 horses kept for hire, and general agriculture with no swine and at most two goats. The 1957 declaration also caps fowl at 25 and allows a nursery.
These are narrow permissions written in 1954 and 1957. They read as use categories for particular blocks, not as a general invitation to keep animals, and the same lots are subject to county zoning and to the committee's plan review.
Stable and barn setbacks
The declarations set deep setbacks for animal structures in the agricultural blocks. A stable must sit 250 feet from the front right-of-way, 50 feet from property lines and 150 feet from any residence. Barns and sheds must sit 100 feet from the front and 30 feet from other lines.
Those distances rule out many of the smaller lots. With lots here running a median of 1.32 acres, a 250-foot front setback plus a 150-foot separation from the house is a real constraint, so a survey is the first step before any plan.
The Second Extension's ban on agricultural use
The 1971 declaration allows no agricultural use at all in the Second Extension, which has 92 parcels. Horses, livestock and poultry are not permitted there, and the plat has no agricultural block.
If a listing says "horse" on a Warbler Lake, Tupelo Road, Cassena Road or Carica Road lot in the Second Extension, check the plat and the declaration first, because the written rule is the opposite.
Agricultural zoning and the eastern-edge lots
The civic association's report places the agricultural-block lots at the community's easternmost edge, along East Avenue, Ridge Drive, Gordonia Road and Hickory Road. The county zones about 54 parcels there as A, Rural Agricultural, and treats them as grandfathered lots.
Zone A asks for 5 acres on new lots, so a smaller lot exists only because it predates the rule. The county commissioners unanimously denied a rezoning and variance (RZ-PL20230013880 and VA-PL20230013880) on June 11, 2024 for a 2.16-acre Gordonia Road lot that sought to move from A to RSF-1 and split in two.
How to check a lot's block
The recorded plat shows each lot's block, and the title agent can pull the plat page and the declaration for that lot. Plat Book 3, Page 24 and Plat Book 3, Page 51 cover the 1954 and 1957 original sets, and Plat Book 10, Page 86 covers the Second Extension.
Ask for the block number, the zoning on the county record and a written statement from the committee on what it would approve. A lot's zoning and its declaration are separate tests, and a use has to pass both.
What county zoning and setbacks apply to a Pine Ridge Estates lot in Naples?
Most Pine Ridge Estates lots in Naples carry Collier County RSF-1 zoning, which asks for one acre, 150 feet of width and setbacks of 50 feet in front, 30 on each side and 50 in the rear. About 54 parcels on the eastern edge carry A, Rural Agricultural, zoning instead.
Every zoning figure below comes from Collier's Land Development Code as our research team read it on September 2, 2026. The code could not be re-read on October 31, 2026, so confirm the current text with county planning. Zoning is settled parcel by parcel, and a test point in our earlier research returned the agricultural code on a lot we expected to be residential.
RSF-1 and A side by side
The table sets the two districts against each other. The covenants in the three recorded declarations are a separate layer, and the civic association's December 2024 architectural report says the county's setbacks are typically more restrictive than the covenants and govern.
| Standard | RSF-1 (residential lots) | A, Rural Agricultural (eastern block lots) |
|---|---|---|
| Minimum lot area | 43,560 sq ft (1 acre) | 217,800 sq ft (5 acres); smaller existing lots are grandfathered |
| Minimum lot width | 150 ft | 165 ft |
| Front / side / rear setback | 50 / 30 / 50 ft | 50 / 30 / 50 ft |
| Zoned height | 35 ft | 35 ft |
| Minimum floor area | 1,500 sq ft one story; 1,800 sq ft two stories | 550 sq ft |
| Lot coverage cap | none stated | none stated |
| Pools and enclosures | 10 ft from the rear line | accessory structures use full principal setbacks |
The covenants ask for a 35-foot front setback in 1954 and 1957 and 40 feet in 1971, with 20 feet on the side, so the county's 50 and 30 are the larger numbers on a new house. Homes built before the current code can sit closer to a line than today's rule allows and are grandfathered. Zoned height is 35 feet, but the code measures that differently from the finished building, so an as-built house can stand taller.
The agricultural-district lots sit along the eastern edge, on East Avenue, Ridge Drive, Gordonia Road and Hickory Road, according to the civic association's report. Their larger width and area minimums are why a rezoning, not just a plan, comes up when an owner wants to divide one.
Accessory buildings, pools and guest houses
On an RSF-1 lot most accessory buildings follow the same setbacks as the house, with pools and screen enclosures allowed within 10 feet of the rear line. All accessory buildings together are capped at the lesser of 5 percent of the lot area or 40 percent of the buildable envelope. On a lot of the 1.32-acre median, 5 percent of the area is about 2,875 square feet, an arithmetic ceiling and not a permit.
A guest house is allowed on a lot of 1 acre or more with at least 105 feet of width. It may be up to 40 percent of the main house's floor area, must stand 20 feet from the main house and may not be rented. The 1954 and 1957 declarations allow one single-story guest house of up to 50 percent of the main living area, so a plan has to satisfy both documents, and the county's 40 percent is the smaller figure.
On a lot zoned A, accessory structures carry the full principal setbacks of 50, 30 and 50 feet. That leaves less room for a detached garage or pool house than the same lot would have under RSF-1 rules.
Lowest-floor height and clearing
For a new house the county's code sets the lowest floor at least 18 inches above the crown of the nearest paved road or at 5.7 feet NAVD88, or at the elevation shown on the flood map, whichever is higher. On a lot that is flat and below the road crown, the road rule can decide the slab height before the flood map does. The flood section later on this page works the base flood elevation arithmetic for two streets.
Clearing is lighter than many buyers expect. Single-family clearing of up to one acre rides on the building permit instead of needing its own permit, and specimen trees are excepted. The landscape code asks for one canopy tree for each 3,000 square feet of pervious open space, with a cap of 15 trees. These rules came from our September 2026 read of the code and apply to the county, not to the civic association's separate plan review.
Can you split a lot?
The answer depends on the plat, so the table shows where each of the three recorded sets of rules stands.
| Lot group | Covenant position | County position |
|---|---|---|
| Original Pine Ridge (1954) and Second Extension (1971) residential lots | No express anti-split clause | Each new lot must meet RSF-1 |
| Pine Ridge Extension (1957) residential lots | A later amendment bans re-subdividing; whether it was executed and recorded properly is not published | Each new lot must meet RSF-1 |
| Agricultural-block lots (A zoning) | Agricultural-area rules of the 1954 and 1957 plats | No split without a formal rezoning |
A 1988 Collier County trial, Case No. 11-1988-CA-00312, ended with the court allowing a split in the residential area and the association losing. The civic association's report says splits happen where two one-acre lots can result, that flag lots are common, and that the market "appears to show resistance" to them. For a 1957 Extension lot, order the Official Records instrument for the amendment before relying on either reading.
The June 2024 Gordonia Road denial
The one recent test case is on the public record. Petition RZ-PL20230013880, a rezoning from A to RSF-1 that would have created two lots from a 2.16-acre Gordonia Road lot, came with variance VA-PL20230013880 for the yards. The Planning Commission heard it on May 16, 2024, and the Board of County Commissioners unanimously denied both on June 11, 2024.
We print the petition numbers and dates and leave out the house number and the people involved. Our reading, labelled as an inference, is that an A-district lot in this neighborhood is not routinely splittable, because the board has refused one. A different lot, a different plan or a changed code could produce a different result, so the denial is a data point and not a rule.
The county's own split test
On the county side the test is plain: each new lot must meet RSF-1, which means 1 acre and 150 feet of width apiece. A one-into-two split therefore needs roughly 2 acres and 300 feet of width, our inference from the minimums, and the surveyor's measurement controls.
The 2026 roll shows how few lots start from that position. The median lot is 1.32 acres and the range runs from 0.92 to 8.64 acres, so a lot at the median falls well short of 2 acres. A buyer who is counting on a split should ask a title agent for the recorded restrictions and county planning for a written zoning verification before closing, and the team at Domain Realty Group can route that request.
What does it cost to build a new house in Pine Ridge Estates, Naples?
A new house on a Pine Ridge Estates lot in Naples starts from land near $3.2 million, the median of 9 vacant-lot sales, plus a build that 2026 guides put at $500 to $800 a square foot for luxury inland work. Six illustrated cases run from $5.7 million to $12.8 million before soft costs; see also Naples new construction.
Build cost per square foot in 2026 builder guides
Published 2026 guides for Naples custom homes vary with the finish level and location. We name the kind of source and not the company, and none of these figures is a bid.
| Source type | Range stated | Note |
|---|---|---|
| A Naples luxury custom-home guide, June 2026 | "typically begin around $400" a square foot | a starting point, not an estate price |
| A Naples builder cost guide | $500 to $800 a square foot, luxury inland | the range that fits an acre-plus inland lot |
| The same guide | $800 to $1,200, coastal luxury | coastal finish and structure |
| The same guide | $800 to $1,300, golf-community neighborhoods | a higher finish level than inland |
| Census Bureau, Characteristics of New Housing, South region, 2025 | $157.30 median, $179.96 average contract price per square foot | contractor-built homes, excludes the lot, a regional floor |
Our reading is that the $500 to $800 range is the one that fits an inland estate lot, with $800 to $1,300 where the finish matches a golf-community house. The Census figures are a regional floor for houses of every size and say nothing about Naples estate work. Flood elevation, fill, a pool and site work all push a bid above a base number, and a written bid from a licensed builder is the only price that counts.
A worked lot-plus-build example
The table adds a lot at the $3,200,000 median of 9 vacant-lot sales in the 12 months to August 31, 2026 to a build, plan review and the county impact fee for a septic-and-well house in the 4,000-and-up tier. This is an illustration, not a quote, and the living area is an assumption and not a Pine Ridge median.
| Case | Build cost | Plan review | County impact fee | Lot | All-in before soft costs | 20 percent of all-in | Lot share |
|---|---|---|---|---|---|---|---|
| 5,000 sq ft at $500 | $2,500,000 | $2,200 | $26,535.95 | $3,200,000 | $5,728,735.95 | $1,145,747.19 | 55.9 percent |
| 5,000 sq ft at $800 | $4,000,000 | $2,200 | $26,535.95 | $3,200,000 | $7,228,735.95 | $1,445,747.19 | 44.3 percent |
| 5,000 sq ft at $1,200 | $6,000,000 | $2,200 | $26,535.95 | $3,200,000 | $9,228,735.95 | $1,845,747.19 | 34.7 percent |
| 8,000 sq ft at $500 | $4,000,000 | $3,520 | $26,535.95 | $3,200,000 | $7,230,055.95 | $1,446,011.19 | 44.3 percent |
| 8,000 sq ft at $800 | $6,400,000 | $3,520 | $26,535.95 | $3,200,000 | $9,630,055.95 | $1,926,011.19 | 33.2 percent |
| 8,000 sq ft at $1,200 | $9,600,000 | $3,520 | $26,535.95 | $3,200,000 | $12,830,055.95 | $2,566,011.19 | 24.9 percent |
Rounded, the totals run from $5,728,736 to $12,830,056. The recorded median of 21 qualified home sales in the same 12 months was $6,500,000, which sits between the first two 5,000-square-foot cases. The lot is about a third of the project at the middle of the range and more than half at the bottom. The table leaves out the architect, soft costs, a pool, landscape, site fill, interest, furnishings, an advanced septic unit and the utility availability letter, none of which has a sourced price.
County impact fees and the teardown credit
Collier's residential impact fee schedule, effective May 1, 2026, sets two totals by house size. Both include water at $5,441 and sewer at $4,847, which a septic-and-well lot usually does not owe.
| House size | Total with water and sewer | Without water and sewer |
|---|---|---|
| Under 4,000 sq ft | $34,051.97 | $23,763.97 |
| 4,000 sq ft and up | $36,823.95 | $26,535.95 |
The fire district's own impact fee is separate and is not in these figures, and its amount was not confirmed. Fees use the lower of the rate at permit submittal or at the certificate of occupancy and are paid before the certificate, except fire district fees, which are due at permit issuance.
A teardown changes the line. If the old house was legally permitted and its fees were paid, Collier charges only the difference between the fees for the old and new sizes, with no time limit. Going from a house under 4,000 square feet to one of 4,000 and up, that difference is $2,771.98, which saves about $23,763.97 against the $26,535.95 septic-and-well figure. Houses from the 1950s and 1960s may lack the permit proof, so ask for it before counting on the credit.
Plan review, demolition and well permits
Permit fees are small beside the build. Collier's fee schedule, effective January 1, 2026, sets the figures below.
| Item | Fee |
|---|---|
| Plan review | $0.11 per square foot per trade (structural, electrical, plumbing, mechanical), $150 minimum each |
| Floodplain review | $50 |
| Demolition permit, residential | $50 plus $110 per inspection |
| Well construction permit | $300 |
| Well abandonment | $50 |
| Private provider option | $75 per inspection plus a $100 registration |
The plan review line in the worked example is four trades at $0.11 times the living area, so $2,200 for 5,000 square feet and $3,520 for 8,000. A homeowner may hire a licensed private provider for plan review and inspections, and the county fees for that route are the $75 and $100 shown. The Florida Building Code, 8th Edition (2023), has been in force since December 31, 2023.
Demolition cost and asbestos
Contractor pages for Florida quote about $4 to $15 per square foot for demolition, and $8,000 to $30,000 for a 2,000-square-foot house. These are marketing ranges for ordinary houses and not Collier prices, and an estate house with a pool, cage, guest house and long driveway is larger than their examples.
Where asbestos abatement is needed, the same pages quote $2,000 to $15,000. The Florida Department of Environmental Protection says a detached house of four or fewer units is normally outside the federal asbestos rule for demolition unless it is used commercially, is part of a larger project or has been cleared for commercial use. A survey is a cheap check on an older house. Septic abandonment, tree work and pool removal have no sourced price here, and the county permit is the $50 plus $110 per inspection shown above.
How long a custom build takes
One Naples builder's guide cites about 18 months overall, with a range of 14 to 24, and says permit revisions occur in 40 to 60 percent of projects and add 30 to 120 days. Estate-size houses usually run toward the long end, though that is our reading and not a published figure.
The county publishes no median review time for new single-family permits. It points instead to the deadlines in Florida Statutes 553.79, 553.792 and 553.794, and the numbers on permit-expediter websites conflict, so we print none of them.
Construction loans and builder's risk insurance
Lender explainers describe a construction-to-permanent loan that closes once and converts to a mortgage after the build. Twenty percent down is the most common benchmark and the range quoted runs from 5 to 30 percent, and the appraised value of a lot you already own can count toward the down payment. An estate project is a jumbo loan, since the conforming limit is $832,750, so a private bank or jumbo lender is the likely route. We found no published Collier terms for estate lots, so ask a lender for written terms.
Twenty percent of the all-in cost is $1,145,747.19 for 5,000 square feet at $500 and $2,566,011.19 for 8,000 square feet at $1,200, as the table above shows. Builder's risk insurance is quoted by brokers at 1 to 4 percent of construction value, which is $25,000 to $100,000 on the first case and $96,000 to $384,000 on the last. Florida policies commonly carry a separate named-storm deductible of 2, 3 or 5 percent of insured value. Brokers sell this product, so treat every number as a request for a quote.
Cost inflation since 2020
The Associated General Contractors of America reports that input prices for new residential construction rose 47.4 percent from February 2020, against 29.1 percent for the consumer price index (CPI-U) over the same stretch. Building materials have therefore outrun general prices, and a bid dated two years ago may not hold today.
Are Pine Ridge Estates lots in Naples on septic and well?
Most Pine Ridge Estates lots in Naples run on septic and a private well: a state health department inventory counted 94.4 percent of 514 core-street parcels on septic and 63.4 percent on private wells. That inventory is older, so a buyer should get a county utility availability letter for the lot before relying on either figure.
County water and sewer are connected only where service is available. Pine Ridge Estates lies inside the Collier County Water-Sewer District (water distribution area D12, North wastewater area) on the county's service-area maps, and the maps do not say a given street has a main in front of it.
The health department inventory
It covers 514 parcels on the core streets and dates to 2016 and 2017, with 159 parcels estimated from 2009, so treat it as a picture of the older pattern and not the present.
| Service | Parcels | Share of the 514 |
|---|---|---|
| Septic system | 485 | 94.4 percent |
| Public sewer | 10 | 1.9 percent |
| Private well | 326 | 63.4 percent |
| Public water | 180 | 35.0 percent |
The other 19 parcels were not classed as septic or sewer in the counts we carried, a difference we computed and cannot explain. Ask the seller which service the house uses and verify it with the county.
Septic setbacks and flow on an acre lot
Florida Administrative Code 62-6.005 sets the distances: a septic system must stand 75 feet from a private potable well, 50 feet from an irrigation well and 5 feet from property lines and the foundation. The flow allowance on a private well is about 1,500 gallons a day per net usable acre. An advanced treatment unit can allow 50 to 100 percent more flow under rule 62-6.028.
Whether this area requires an advanced treatment unit is something we could not confirm, so ask the health department. The county health department issues septic permits, and no government body publishes a drainfield or advanced-unit price, so we print no septic cost and a buyer should get quotes. Lots on the roll run from 0.92 to 8.64 acres, and the smaller the lot, the tighter the spacing among well, drainfield and foundation.
Wells and permits
The county issues well permits under delegation from the South Florida Water Management District, and a permit is always required for a new well. Collier's fee schedule lists the well construction permit at $300 and abandonment at $50.
If a house is on a private well, ask for the permit record and the date of the last water test. When a lot moves to county water, the old well has to be abandoned, and that is the $50 line.
County water and sewer where service is available
Connection is required only where service is available, so the document to request is a utility availability letter for the lot. If service reaches a lot and a new house is built there, the permit would require connection and the water and sewer impact fees of $5,441 and $4,847 would apply, which is the difference between the two columns in the impact fee table above.
That difference is $10,288 on each house, and it is why the septic-and-well and county-service cases need separate budgets.
No extension program found
We found no program to extend sewer or water to Pine Ridge Estates. Collier's active septic-to-sewer work is in Golden Gate City, where the Development Services Advisory Committee minutes of March 4, 2026 record 209 homes connected since 2017. West Goodlette Phase 2 is a City of Naples project near US 41 and Pine Ridge Road, adjacent to the neighborhood and not inside it.
Naples Press reported a $438 million program of northeast wastewater and water treatment plants with a contract expected in 2028, but that is countywide capacity and not a Pine Ridge extension, and the article is about a year old.
Power, trash pickup and the solid-waste line
Electric service is Florida Power and Light. FPL's Storm Secure Underground Program had undergrounded about 32 miles serving about 3,300 customers in Collier, and the 2026 project reported by WINK News, 40 miles serving 1,470 customers, is in Golden Gate Estates. Whether any Pine Ridge street is underground is not established, so ask FPL about a specific address. We did not establish natural gas or reclaimed water service.
Trash and recycling come from Collier County Solid Waste Service District 1, with garbage picked up Tuesday and Friday, and recycling, yard waste and bulk items on one of those days by zone. The charge appears on the tax bill as a $269.77 line on most homes, and the property tax section below breaks it down by home.
What are property taxes in Pine Ridge Estates, Naples?
Pine Ridge Estates property taxes in Naples run at 9.3696 mills for 2026 in tax area 118, about $9.37 per $1,000 of taxable value, or $60,902.40 as an illustration at the $6,500,000 median. Most homes also carry a $269.77 solid waste charge. Data updated: October 2026.
The figures come from the county's 2026 roll. The November tax notice controls.
Millage area 118 and its parts
Area 118 covers 482 of the 488 homes. Six Second Extension homes sit in area 133, so check the parcel's millage area on the bill.
| Levy | Mills in 2026 |
|---|---|
| Collier County | 3.8969 |
| School | 4.1470 |
| Municipal | 0.0000 |
| Other taxing districts | 1.3257 |
| Total | 9.3696 |
The municipal line is zero because Pine Ridge Estates is in unincorporated Collier County and not in the City of Naples. The 1.3257 "other" line breaks down, in our research and as an inference, into the North Collier Fire Control and Rescue District at 1.0000, Collier Mosquito Control at about 0.133, the Big Cypress Basin at 0.0978 and the South Florida Water Management District at 0.0948. Those parts sum to 1.3256, within rounding of the roll's figure.
The solid-waste charge by home
The 2026 roll shows the charge on nearly every home, in multiples of one amount.
| Charge on the 2026 roll | Homes |
|---|---|
| $269.77 | 377 |
| $539.54 (twice the single charge) | 103 |
| $809.31 (three times) | 3 |
| $1,079.08 (four times) | 1 |
| none | 4 |
The five rows account for all 488 homes. Our reading, labelled as an inference, is that the charge is levied per residential unit, so a parcel with a guest house or second unit can carry two or more. The tax bill names the levy, and a buyer can read it for the exact address. A single charge adds about $22.48 a month, a flat amount that does not rise with value.
Worked first-year bills
Each row taxes the price at the 2026 rate of 9.3696 mills as if the price were the assessed value, an illustration and not a bill. In every home row, homestead lowers the first-year figure by $372.17, and the last column adds the single $269.77 charge. A lot carries no homestead exemption.
| Example | Price | First-year tax | Per month | With homestead | Home bill plus $269.77 |
|---|---|---|---|---|---|
| All homes, 21 sales, 12 months | $6,500,000 | $60,902.40 | $5,075.20 | $60,530.23 | $61,172.17 |
| All homes, 38 sales, 24 months | $6,925,000 | $64,884.48 | $5,407.04 | $64,512.31 | $65,154.25 |
| Original houses (built 1995 or earlier), 7 sales, 12 months | $4,100,000 | $38,415.36 | $3,201.28 | $38,043.19 | $38,685.13 |
| Newer houses (2017 or later), 14 sales, 12 months | $7,500,000 | $70,272.00 | $5,856.00 | $69,899.83 | $70,541.77 |
| Vacant lots, 9 sales, 12 months | $3,200,000 | $29,982.72 | $2,498.56 | not available | not applicable |
| Vacant lots, 14 sales, 24 months | $3,187,500 | $29,865.60 | $2,488.80 | not available | not applicable |
The 24-month medians have even counts, so each is the midpoint of the two middle sales. The $6,500,000 row is not the price of every house, which is why the table also gives the original-house and newer-build medians and the lot medians.
Roll medians and homestead by plat
The table shows each plat's median 2026 tax, the appraiser's median just value and median land just value, and how many homes hold a homestead exemption. Just values are the appraiser's estimates for the roll, not market prices, and none of these medians is a buyer's bill.
| Plat | Homes | Median 2026 tax | Median just value | Median land just value | Homestead on the roll |
|---|---|---|---|---|---|
| Original Pine Ridge | 140 | $17,580.17 | $3,311,043 | $2,214,276 | 106 of 140 (75.7 percent) |
| Pine Ridge Extension | 268 | $17,232.64 | $3,338,502 | $2,329,950 | 219 of 268 (81.7 percent) |
| Second Extension | 80 | $20,564.12 | $3,413,165 | $2,368,424 | 67 of 80 (83.8 percent) |
| All homes | 488 | $17,969.29 | $3,343,728 | $2,314,616 | 392 of 488 (80.3 percent) |
The all-homes median tax of $17,969.29 is under a third of the $60,902.40 illustration at the $6,500,000 recorded median, which is the gap a buyer should plan for. The appraiser's median just value of $3,343,728 sits far below that recorded median.
Homestead and the assessment cap
Florida homestead exemption and the yearly assessment cap, set in sections 193.155 and 193.1554 of the Florida Statutes, change taxable value and not the millage rate. Section 193.155 limits how fast a homesteaded home's assessed value can rise, and section 193.1554 covers a separate cap on residential property without homestead.
Because 392 of the 488 homes hold the exemption, many current owners pay on assessed values below market. A buyer starts from the sale price, so the first-year bill can sit well above the seller's last bill. We print no portability dollar figure, and a tax professional or the county tax collector can say what applies to a specific purchase.
What does a Pine Ridge Estates home or lot in Naples cost to own and close on?
A buyer who puts 20 percent down on the $6,500,000 Pine Ridge Estates median in Naples at 7.24 percent pays $35,437.90 a month in principal and interest, or $40,513.10 with property tax, before insurance. There are no HOA dues. Data updated: October 2026.
Every example here is a jumbo loan, since each exceeds the $832,750 conforming limit. The rate is the Freddie Mac 30-year average our county-record script uses, and the 12-month price window ends August 31, 2026. A lender quote on the day you apply is the only number that counts.
Monthly cost at the $6,500,000 median
The table finances 80 percent over 30 years at 7.24 percent and adds the monthly property tax from the worked bills. Insurance and flood coverage are listed as quote required because no dated first-party premium exists for these homes.
| Example | Price | Loan | Principal and interest | Tax a month | Total | Association dues | Insurance and flood |
|---|---|---|---|---|---|---|---|
| All homes, 21 sales, 12 months | $6,500,000 | $5,200,000 | $35,437.90 | $5,075.20 | $40,513.10 | none | quote required |
| Original houses, 7 sales, 12 months | $4,100,000 | $3,280,000 | $22,353.14 | $3,201.28 | $25,554.42 | none | quote required |
| Newer houses, 14 sales, 12 months | $7,500,000 | $6,000,000 | $40,889.89 | $5,856.00 | $46,745.89 | none | quote required |
| Vacant lots, 9 sales, 12 months | $3,200,000 | $2,560,000 | $17,446.35 | $2,498.56 | $19,944.91 | none | quote required |
The "none" in the dues column reflects that there is no HOA. The voluntary civic association's dues are not included. With a homestead exemption the $6,500,000 total drops to $40,482.09 a month.
Original-house and newer-build tiers
The $6,500,000 median blends two groups. Seven sales of houses with a residence year of 1995 or earlier had a $4,100,000 median, and 14 sales of houses with a residence year of 2017 or later had a $7,500,000 median. No house with a residence year from 1996 to 2016 sold in the window.
The monthly gap is large. A newer-build buyer pays $46,745.89 with tax against $25,554.42 for an original house, a difference of $21,191.47 a month, before insurance. An original house sells for about the price of the land plus a little, and a finished new build for about $2 million to $4 million more than a lot, our arithmetic from the county list. For more on the larger houses, see luxury homes for sale in Naples.
Buying a lot with a loan
The lot row uses the same terms as the houses for comparison, and a lot loan's terms differ, so ask a lender before using any of these numbers. At the $3,200,000 median of 9 vacant-lot sales, 80 percent down is a $2,560,000 loan, $17,446.35 a month in principal and interest and $19,944.91 with tax, an illustration.
At the 24-month vacant median of $3,187,500, from 14 sales, the loan is $2,550,000, principal and interest are $17,378.20 and the total is $19,867.00. Our land for sale in Naples page lists vacant estate lots by search.
Mortgage rates a year apart
The script that produced these tables used a 30-year average of 7.24 percent, against 6.17 percent a year earlier. On the $5,200,000 loan on a $6,500,000 home, principal and interest are $35,437.90 at 7.24 percent and $31,747.23 at 6.17 percent, a difference of $3,690.67 a month.
The two rates are from Freddie Mac's series as the script prints them. A buyer should compare the monthly figure at today's rate with the figure at a possible refinance rate, but we make no forecast. The $5,200,000 loan is the same in both cases, so the whole difference comes from the rate.
Closing costs for a buyer
The table prices the state taxes a buyer who finances 80 percent pays at closing. Florida charges documentary stamps on the note at 0.35 percent of the loan and an intangible tax at 0.2 percent, and the seller customarily pays deed stamps at 0.70 percent of the price.
| Price | Note stamps | Intangible tax | Buyer taxes subtotal | Share of price | Seller deed stamps |
|---|---|---|---|---|---|
| $3,200,000 | $8,960.00 | $5,120.00 | $14,080.00 | 0.44 percent | $22,400.00 |
| $4,100,000 | $11,480.00 | $6,560.00 | $18,040.00 | 0.44 percent | $28,700.00 |
| $6,500,000 | $18,200.00 | $10,400.00 | $28,600.00 | 0.44 percent | $45,500.00 |
| $6,925,000 | $19,390.00 | $11,080.00 | $30,470.00 | 0.44 percent | $48,475.00 |
| $7,500,000 | $21,000.00 | $12,000.00 | $33,000.00 | 0.44 percent | $52,500.00 |
Collier custom puts the owner's title policy on the buyer. Florida sets that premium by rule on a schedule that steps down above $1 million, so on a Pine Ridge Estates price it runs well under one percent; your title agent quotes the exact figure. No estoppel certificate, transfer fee or capital contribution appears in the documents we could find, and your title agent confirms. Lender fees, prepaid items, inspections and insurance are extra.
What you add for a lot
A lot purchase needs a short list of studies that a house purchase mostly does not. We name them and give no prices, because we found no sourced figure for any of them in this area.
- A boundary and topographic survey.
- A flood zone determination for the building site.
- An elevation plan that compares ground height to the base flood elevation.
- A soil and septic evaluation.
- A utility availability letter from the county.
Order them during the inspection period, because a flood or septic finding can change the price a buyer is willing to pay. The Domain Realty Group team can help line up the survey and the letters before your inspection period ends.
Is Pine Ridge Estates in Naples in a flood zone?
Whether a Pine Ridge Estates lot in Naples lies in a mapped flood hazard area depends on the lot: about 41.5 percent of the land is in zone AH or AE, per our September 2026 overlay of FEMA's map, and the rest is Zone X. Your lender's determination for the exact building governs.
Zone boundaries cross individual streets, so one block can hold lots in different zones. The overlay is an area-weighted comparison of FEMA's flood map, run by our McGreevy and Comisar research team in September 2026. Its results are carried, not re-run for this page.
Four zones and how much land each covers
The community's land falls in four map designations, and the table gives each one's share of the land and of 128 sampled street points. The land figures weight the area and the street points sample the roads, so the two do not match.
| Zone | Share of land | Share of 128 street points | What it means |
|---|---|---|---|
| X unshaded | 45.7 percent | 34 percent | minimal hazard, no federal mandatory purchase |
| AH | 23.9 percent | 33 percent | shallow ponding of 1 to 3 ft, published base flood elevations 12.0 to 19.0 ft NAVD88 |
| AE | 17.6 percent | 22 percent | Gordon River floodplain in the north, base flood elevations 10.0 to 13.0 ft |
| X shaded (0.2 percent) | 12.8 percent | 12 percent | 0.2 percent annual chance, no federal mandatory purchase |
AH plus AE is the 41.5 percent of land in a Special Flood Hazard Area. The overlay's footprint may include a few northern streets outside the plats, which are AE. A lender requires flood insurance on a building in AH or AE if the loan is federally backed or from a regulated lender, and does not require it in Zone X.
Street by street
The pattern follows the ground. The table groups the sampled streets, and a point sample is not a parcel determination.
| Streets | Pattern along the sampled length | Base flood elevation (ft NAVD88) | Ground (ft NAVD88) |
|---|---|---|---|
| Hickory, Tupelo and Cassena Roads | AE | 10.0 to 12.0 | 9.1 to 11.6 |
| North ends of Carica, Gordonia and Myrtle Roads and West Street | AE | 11.0 to 12.0 | 9.3 to 11.3 |
| Center Street, East Avenue, Caribbean Road and Court, Eugenia Drive, Cajeput Drive, Ridge Court, east Mahogany Drive and North Street | AH alternating with X | 14.0 to 19.0 | 13.2 to 18.6 |
| Banyan Road, West Place and the Goodlette-Frank side | X unshaded | none shown | 15.9 to 19.1 on Banyan Road |
The nearest base flood elevation line is not the value that governs a parcel. A survey and an elevation certificate give the number for a specific building.
Ground height and base flood elevations
Ground across the sample runs from 9.1 to 19.8 feet NAVD88, with a median of 15.25 feet, from 185 USGS bare-earth elevation points. They are ground heights and not floor heights. The lowest readings are on Tupelo Road at 9.1 to 9.8, Cassena Road at 9.1 to 10.9 and Hickory Road at 9.3 to 11.6, and Banyan Road reads 15.9 to 19.1.
Published base flood elevations range from 10.0 to 19.0 feet. On Caribbean Road, where the nearby AH line reads 19.0 feet, the ground reads 18.6 feet, within about 0.4 feet of the base flood elevation. That is the case where a small measurement difference decides the zone, and a survey is worth ordering.
The FIRM panels and the preliminary map
Three flood insurance rate map panels cover the neighborhood, all effective February 8, 2024: 12021C0381J for most of it, 12021C0383J at the south edge and 12021C0193J in the far north. Collier County's community ID is 120067. No VE zone touches the footprint, though we did not confirm that the community lies outside the Coastal High Hazard Area, so check the county map.
Collier opened a 90-day appeal period on a preliminary countywide flood map on August 19, 2026. It is not in effect, and whether it moves any Pine Ridge lot was not checked. Lenders use the map in force on the day of the determination.
Building a new house in AH or AE
On an AH or AE lot, Collier's floodplain packet says to elevate to the base flood elevation plus one foot, though we have not read the ordinance text. Reconstruction on the same site is a trigger for the substantial-improvement rule, which matters because 29 parcels sold improved since 2017 and now carry a later house or no house.
Two worked cases, our inference from the numbers above: on Caribbean Road, where the nearby AH base flood elevation reads 19.0 feet, a lowest floor at or above 20.0 feet against ground of 18.0 to 18.6 feet is about 1.4 to 2.0 feet above existing grade. On Tupelo Road, where it reads 11.0 feet, a lowest floor at or above 12.0 feet against ground of 9.1 to 9.8 feet is about 2.2 to 2.9 feet above grade. Ask the builder for an elevation certificate from a recent neighbor.
Elevation certificates and map amendments
The county may have an elevation certificate on file only for a structure built after September 14, 1979 in an A or V zone, and 177 of the 488 homes, 36.3 percent, were built before 1980. A buyer of an older house should budget for a Florida-licensed surveyor and plan to order the certificate during the inspection period.
A certificate can support a Letter of Map Amendment when the lowest adjacent grade is above the base flood elevation. FEMA charges no fee, and the records show 42 determinations inside the neighborhood's footprint, 35 of them removing a structure. A determination is not automatic. We print no cost for a certificate and no promised insurance saving.
Flood insurance: NFIP, private, CRS and Risk Rating 2.0
The National Flood Insurance Program covers up to $250,000 on the building and $100,000 on contents. Against the $6,500,000 recorded median for homes, or $3,200,000 for lots, a $250,000 building limit is a small share of replacement cost, so buyers on AH, AE or low Zone X shaded pads should price excess or private flood coverage. That reading is our inference. Premiums depend on the building, and we print none.
| Feature | NFIP | Private flood |
|---|---|---|
| Building limit | $250,000 | varies by carrier |
| Contents limit | $100,000, actual cash value | varies, may be replacement cost |
| Living expense after a loss | not included | may be available |
| Lender acceptance | baseline | a regulated lender must accept a policy that meets the federal definition |
| Renewal | guaranteed in a participating community | the carrier may non-renew |
Unincorporated Collier is a Community Rating System Class 5 community, which earns a 25 percent discount on NFIP policies, including those outside the hazard area, per FEMA's list effective April 1, 2025. Risk Rating 2.0 prices each building by its own features and flood sources. It applied to new policies from October 1, 2021 and renewals from April 1, 2022, and most annual increases are capped at 18 percent.
Federal authority for the NFIP has lapsed more than once, so check that it is authorized on your closing date. Florida section 689.302 gives a buyer a seller's flood disclosure.
How do hurricanes, evacuation and insurance work for a Pine Ridge Estates home in Naples?
We found no public report that names Pine Ridge Estates in Naples for Irma, Ian, Helene or Milton. Every point we sampled sits in evacuation Zone B, and wind is the larger insurance cost, so a buyer should weigh roof age, opening protection and the mapped flood zone of the exact building before an offer.
What the public record shows about storms in Pine Ridge Estates
The U.S. Geological Survey high-water-mark database lists no federal mark inside the community for Ian, Irma, Helene, Milton or Wilma. The nearest Ian mark is 2.35 miles away at Vanderbilt Beach, at 11.77 feet NAVD88. That is no documented surge inundation, which is not the same as no water: rain ponding and river backwater are the mapped hazards here, not Gulf surge.
The FEMA National Risk Index for the census tract (December 2025) rates hurricane risk "Very High" and coastal flooding "Relatively Low". We print the ratings only, because the tract is larger than the community. Ground height across 185 sampled points runs 9.1 to 19.8 feet NAVD88, and these are bare-earth readings, not floor heights. These facts were carried from our September 2026 research files and not re-requested for this page.
Irma, Ian, Helene, Milton and Debby: what was reported near Pine Ridge Estates
None of these figures is a Pine Ridge Estates reading. Each is a regional or countywide report from the National Hurricane Center (NHC) or the National Weather Service (NWS), set beside the community's ground heights.
| Storm | What was reported | Reading for Pine Ridge Estates |
|---|---|---|
| Wilma, 2005 | Collier emergency operations gust of 109 knots (NHC) | Wind event |
| Irma, 2017 | The center tracked just east of Naples (NHC) | Wind, not surge, inland |
| Ian, 2022 | NWS: extensive surge flooding south and west of US 41; the Gordon River Bridge read 7.1 feet NAVD88 (NHC) | Pine Ridge ground of 9.1 to 19.8 feet sits above that reading; the comparison is our inference |
| Helene, 2024 | Surge of 2 to 4 feet above ground at Naples (NHC) | A beach and bayfront event |
| Milton, 2024 | Surge of 3 to 5 feet above ground from Bonita Beach to Marco Island (NHC) | We print no evacuation order level because sources conflict |
| Debby, 2024 | NWS: 4 to 6 inches of rain at high tide put 1 to 2 feet of water on many streets in Naples, North Naples and Golden Gate | A rainfall event, the mechanism that fits the shallow-ponding AH zone |
We do not know whether any Pine Ridge Estates lot took water in these storms. Records that would answer it, such as county substantial-damage determinations by parcel and reroof permits, were not available to us.
Evacuation Zone B and the Zone A line at US 41 for Pine Ridge Estates
County and state evacuation layers placed every sampled point in Zone B when read on September 1, 2026: 7 of 7 points on the county layer and 12 of 12 on the state layer. Zone A begins at about Trail Boulevard and US 41, the community's west edge. Collier runs zones A to F, with A ordered out first.
For Ian, Collier's mandatory order covered Zone A, described as "coastal areas and low-lying flood-prone areas west and south of US-41". An evacuation zone is not a flood zone, so a house can be Zone X and Zone B at once. Enter your exact address in the county lookup each season, through the Know Your Zone tool or Collier's own article.
Wind mitigation, roofs and four-point inspections for Pine Ridge Estates homes
Wind is priced from the building. The Florida wind mitigation form, OIR-B1-1802, scores the building code year, roof covering, roof deck attachment, roof-to-wall connection, roof geometry, secondary water resistance and opening protection, and it stays valid for five years if nothing material changes. An updated version, Rev. 04/26, has been in use since April 1, 2026, according to insurer and press reports. Opening protection is all-or-nothing: one unprotected opening removes the credit. We print no discount percentages, because Florida sets no dollar amount and insurers publish their own.
Florida statute 627.7011(5) bars an insurer from refusing or nonrenewing a policy solely because a roof is under 15 years old; at 15 or more years, an inspection showing at least 5 years of remaining life must be accepted. Four-point inspections of the electrical, plumbing, HVAC and roof systems are commonly requested on older homes, and 177 of the 488 homes were built before 1980.
Citizens' flood rule and the private market for Pine Ridge Estates homes
Citizens Property Insurance is the state insurer of last resort. Its wind policies on dwellings of $400,000 or more in replacement cost needed flood coverage from January 1, 2026, and all remaining policies need it from January 1, 2027. Citizens also has replacement-cost eligibility limits, so most Pine Ridge homes will be priced in the private market; ask your agent.
NFIP limits stop at $250,000 for the building and $100,000 for contents. Private flood policies can offer higher limits, and a regulated lender must accept a qualifying private policy. Price is not insured value: a recorded price includes the land, while insurance replaces the building. We print no premium figure, since none is published for the community. Check that the NFIP is authorized on your closing date.
Questions to ask the seller about storms and insurance
Ask these before you tour, and again in the inspection period:
- Has the home had any flood or wind insurance claim, and what was repaired?
- What year was the roof permitted, and are the permit and final inspection on file?
- Is there a current OIR-B1-1802 wind mitigation report, and what is its date?
- Is a four-point inspection on file for the electrical, plumbing, HVAC and roof?
- Does opening protection cover every opening, including the garage door, and the guest house roof?
- Is there an elevation certificate, or a flood determination for the exact building?
What is near Pine Ridge Estates in Naples, what is not included, and which schools serve it?
Pine Ridge Estates in Naples has no clubhouse, pool, golf course or beach rights. Clam Pass Park is about 2.3 miles away, Waterside Shops and Mercato about 2 miles each. The three zoned public schools are Sea Gate Elementary, Pine Ridge Middle and Barron Collier High, each graded A for 2025-26 by the Florida Department of Education.
No clubhouse, pool, golf course or beach rights come with a Pine Ridge Estates home
County parks, conservation and zoning data show no park, common tract or amenity parcel inside the community, and no PUD covers it. There is no clubhouse, community pool, tennis court, golf course or marina. The only organization is the voluntary Pine Ridge Civic Association of Naples, which owns none of those.
The practical effect is that you buy land and position and carry no club bill. Distances in this section are road miles from the middle of Pine Ridge Estates, measured in our September 2026 research. The community runs about 2.6 miles north to south, so your address can differ by a mile or more.
Beaches and the county beach permit for Pine Ridge Estates owners
Collier County beach parks charge $10 a day for parking and give a free beach parking permit to residents with proof of residency. Pine Ridge Estates is in unincorporated Collier County, so owners qualify. Part-time owners show a license, registration and a tax bill or deed. County pages were read on September 1, 2026 and should be rechecked before you rely on them.
| Beach | Road miles, about | Fee or rule as carried |
|---|---|---|
| Clam Pass Park | 2.3 | $10 a day, free with the county permit |
| Vanderbilt Beach Park | 3.1 | $10 a day, free with the county permit |
| North Gulfshore Beach Access | 4.7 | $10 a day |
| Delnor-Wiggins Pass State Park | 5.4 | $6 per vehicle; the county resident permit does not apply |
| Lowdermilk Park (City of Naples) | 5.4 | Metered; free with a city or county permit |
The Pelican Bay Foundation beach is for Pelican Bay property owners. A Realtor Guest Card allows one day of access, from 9 a.m. to 3 p.m., with the Realtor present, according to the Foundation's site on October 31, 2026. Nothing in that rule extends to Pine Ridge Estates owners.
Shopping and groceries near Pine Ridge Estates
Waterside Shops and Mercato are each about 2 miles from the middle of the community. Waterside's directory on October 31, 2026 named Saks Fifth Avenue as its only department store, with hours Monday to Saturday 10 to 6 and Sunday 11 to 5. Mercato listed Monday to Saturday 10 to 9 and Sunday 12 to 6.
Publix at US 41 and Vanderbilt Beach Road is about 1.5 to 1.7 miles away. Whole Foods Market at Mercato is about 2 miles, Trader Joe's about 3 and Costco about 3.6. Artis Naples is about 1.4 miles away, and Fifth Avenue South is about 6.9 to 7.2. These are carried road distances without traffic.
Golf clubs near Pine Ridge Estates, each joined separately
Pine Ridge Estates has no golf course, and a buyer who wants golf joins a club separately. None of the clubs below comes with a Pine Ridge address, and we print no dues or initiation figures because the clubs' pages publish none.
| Club | Type, in the club's own words | Road miles, about |
|---|---|---|
| Club Pelican Bay | "Private, Member-owned"; golf, summer golf and social memberships by inquiry | 2.3 |
| Hole In The Wall Golf Club | Private; a member login on its site | 3.8 |
| Wilderness Country Club | Private; its site says 300 residences | 5.1 |
| CAVU Golf Club (formerly Naples Grande Golf Club) | Fully private since February 18, 2026 | 7.3 |
Boating from Pine Ridge Estates without Gulf access
The community is inland. The Pine Ridge Canal is a weir-controlled drainage canal, not a navigable route, and the lake tracts are a view rather than a launch. A boat owner trailers the boat to a ramp or rents a slip.
Cocohatchee River Park is the nearest public boat ramp, with 4 lanes, about 6.1 miles away. County boat parks charge $10 a day for parking plus a launch fee, and we print no launch permit price because sources conflict. Compare this with canal communities such as Port Royal, where the Gulf is reached through Naples Bay and Gordon Pass.
Hospitals, airports and drive times from Pine Ridge Estates
In an emergency, call 911. NCH North Naples Hospital, at 11190 Health Park Blvd, is the nearest hospital with an emergency department, about 4.3 miles and about 10 minutes without traffic from the middle of the community.
| Place | Road miles, about | Note |
|---|---|---|
| NCH North Naples Hospital | 4.3 | Nearest emergency department; about 10 minutes free-flow |
| Physicians Regional Medical Center, Pine Ridge | 5.9 | Emergency department on Pine Ridge Road |
| NCH Baker Hospital downtown | 6.9 | Emergency department |
| Naples Municipal Airport | 7.5 | General aviation |
| I-75 Exit 107 | 7.1 | Interstate access |
| Southwest Florida International Airport | 29.5 | Commercial service |
Drive times are free-flow estimates and carry no seasonal traffic. We print no hospital phone numbers or quality ratings.
US 41 and Pine Ridge Road frontage in Pine Ridge Estates
US 41 forms the west edge, with Trail Boulevard as the frontage road, and Goodlette-Frank Road forms the east edge. County just values, which are appraisals and not sales, show a pattern. Single-family homes within 150 meters of US 41 have a median just value of $2,052,008, against $3,617,487 beyond 300 meters. Along Goodlette-Frank Road the figures are $3,689,182 and $4,565,254.
That is a just-value pattern, not a recorded-sale finding. We print no traffic counts, because the county's count report could not be read. Check each lot for road noise in person. No mapped airport noise contour reaches the community, by our inference from the southern edge being about 4.1 miles from the airport.
Zoned public schools and grades for Pine Ridge Estates
For 2026-27, the district's tool assigned 437 sampled addresses on the community's streets to the three schools below when our research team queried it on September 1 and 2, 2026. Two Pine Ridge Road addresses went to Naples High instead. The district's attendance page showed no boundary change notice on October 31, 2026. Confirm your address with the district's zoning tool, because boundaries are reviewed each year.
| Level | School | State grade, 2021-22 to 2025-26 | Percent of points, 2025-26 |
|---|---|---|---|
| Elementary | Sea Gate Elementary | A in each of the five years | 84 |
| Middle | Pine Ridge Middle | A in each of the five years | 75 |
| High | Barron Collier High | A in each of the five years | 73 |
Grades measure schools, not homes. The district provides no transport within two miles on a non-hazardous walking route.
Fire, sheriff, roads and the Pine Ridge Road project near Pine Ridge Estates
North Collier Fire Control and Rescue District serves the area and levies 1.0000 mill, part of the 9.3696 total on the 2026 roll. The Collier County Sheriff's Office covers unincorporated Collier, and emergency medical calls go through 911.
The county's Pine Ridge Road corridor project, from Livingston Road to Lawson Way, was at 60 percent design with a public meeting on June 18, 2026. It lies east of the community and does not touch the frontage. We found no 2026 US 41 widening news.
How does Pine Ridge Estates in Naples compare with Pelican Bay, Grey Oaks, Port Royal and other Naples neighborhoods?
Pine Ridge Estates in Naples has 1.32-acre median lots, no gate and no mandatory association, while most peers have smaller lots and different fees. Data updated: October 2026. The tables compare county sales, lot size, associations and clubs, with each cell sourced or marked not published.
Pine Ridge Estates vs Pelican Bay
Pelican Bay shares ZIP 34108 and sits directly west across US 41, about 1.5 miles straight-line from the middle of Pine Ridge Estates. The county windows below are the same 12 months to August 31, 2026.
| Feature | Pine Ridge Estates | Pelican Bay |
|---|---|---|
| ZIP and jurisdiction | 34108, unincorporated Collier | 34108, unincorporated Collier |
| County single-family sales and median | 21 at $6,500,000 ($1,606,200 to $15,676,000); 14 houses of 2017 or later at $7,500,000 and 7 of 1995 or earlier at $4,100,000; 9 vacant lots at $3,200,000 | 35 at $3,800,000 ($1,400,000 to $21,000,000) |
| Median single-family lot | 1.32 acres | 0.38 acres |
| Association | None mandatory; voluntary civic association | Pelican Bay Foundation, mandatory |
| Charges | No HOA, CDD or MSTU; dues voluntary | $3,435 per unit for FY2026-27; Services Division $1,250 on the tax bill; $15,000 resale capital assessment for deeds recorded on or after October 1, 2026 (carried) |
| Beach | No beach rights; county beach parks from about 2.3 miles | Nearly three miles of Foundation beach with tram access |
| Golf | None; clubs joined separately | Club Pelican Bay, private, optional separate membership |
| Gate | No gate; public county streets | No at community level; gated enclaves inside |
| Flood | Varies by lot; about 41.5 percent of land in AH or AE | Varies by lot; not published in our research |
Lot size in Pine Ridge Estates against eleven Naples neighborhoods
Lot size is the cleanest like-for-like number. The table shows the county-roll median for single-family parcels, a land measure and not a plat dimension. Pine Ridge Estates at 1.32 acres is about 1.7 times Quail Creek's 0.79 and about 2 times Port Royal's 0.64. Only Golden Gate Estates west of CR 951 is larger.
| Neighborhood | Median single-family lot, acres |
|---|---|
| Pine Ridge Estates | 1.32 |
| Golden Gate Estates west of CR 951 | 2.34 |
| Quail Creek | 0.79 |
| Quail West | 0.73 |
| Port Royal | 0.64 |
| Pelican Bay | 0.38 |
| Grey Oaks | 0.38 |
| The Moorings | 0.37 |
| Park Shore | 0.34 |
| Aqualane Shores | 0.33 |
| Olde Naples | 0.26 |
| Conners Vanderbilt Beach Estates | 0.22 |
Mandatory, voluntary or no association in Pine Ridge Estates and its peers
A voluntary civic association has optional dues and is not a homeowners association. Pine Ridge Estates, Park Shore, Olde Naples, Aqualane Shores, Port Royal and Vanderbilt Beach have one. A mandatory master association with assessments binds the owner of a home in Pelican Bay, Grey Oaks, Quail West and Quail Creek.
On golf, Pine Ridge Estates, Park Shore, Olde Naples, Aqualane Shores, Port Royal, Conners and Golden Gate Estates have none. The Moorings, Pelican Bay, Quail Creek and Quail West offer an optional separate club, and Grey Oaks requires an equity membership by the record. Medians with an even count of sales, such as Grey Oaks, Olde Naples and Quail Creek, are the midpoint of the two middle sales.
Grey Oaks, Quail West and Quail Creek: gated golf communities
Grey Oaks, Quail West and Quail Creek record a gate in their own materials, while Pine Ridge Estates has none. The table adds Port Royal and Olde Naples, covered in the next section.
| Feature | Pine Ridge Estates | Grey Oaks | Port Royal | Olde Naples | Quail West | Quail Creek |
|---|---|---|---|---|---|---|
| ZIP | 34108 | 34105 | 34102 | 34102 | 34119 | 34119 |
| County single-family sales and median | 21 at $6,500,000; 9 vacant lots at $3,200,000 | 40 at $4,197,500 | 25 at $18,000,000 | 42 at $6,575,000 | 27 at $4,150,000 | 22 at $2,587,500 |
| Median lot, acres | 1.32 | 0.38 | 0.64 | 0.26 | 0.73 | 0.79 |
| Gate | No gate; public county streets | Gated, per its pack | No; public streets | No | Guard-gated, per its pack | Gated, one entrance (verified) |
| Association | Voluntary civic association | Grey Oaks POA mandatory; master $1,509 a quarter, as the 2026-10-21 pack recorded | Voluntary property owners association; dues not printed because sources conflict | No master HOA; Old Naples Association voluntary, founded 1978 | Quail West Foundation mandatory, $8,770 a year (carried) | POA mandatory; amount not published |
| Golf or club | None | Equity golf or sports membership required by the record | Port Royal Club, a private beach club, optional and not conveyed with the deed | None | House membership mandatory; Full Golf optional, waitlisted | Club completely separate; no membership requirement (verified) |
| Gulf access | None | None | Canals to Naples Bay and Gordon Pass | No canals; the grid runs to the Gulf | None | None |
| Straight-line miles, about | Not applicable | 3.0 | 8.5 | 6.0 | 6.5 | 3.5 |
Quail West figures are for its Collier County portion. Distances are straight-line from the middle of Pine Ridge Estates, rounded to the nearest half mile, and road distance is longer.
Port Royal and Olde Naples: the in-town grid and the Gulf
Port Royal had 25 county single-family sales at an $18,000,000 median in the 12 months to August 31, 2026, with a 0.64-acre median lot and canal access to the Gulf through Naples Bay and Gordon Pass. Pine Ridge Estates has no Gulf access, so Port Royal bounds the top of the in-town market rather than competing lot for lot.
Olde Naples had 42 sales at $6,575,000 with a 0.26-acre median lot, a grid that runs to the Gulf and about 40 city beach accesses as carried. It has no master HOA. The voluntary Old Naples Association, a 501(c)(4) founded in 1978, serves it.
The Moorings, Park Shore, Aqualane Shores, Conners and Golden Gate Estates
These five are text only here. The Moorings neighborhood had 51 county single-family sales at $5,200,000 with a 0.37-acre median lot. Park Shore had 44 at $5,264,700 and 0.34 acres, with a voluntary association charging $300 a year plus a $1,000 initiation fee for 2027.
Aqualane Shores had 20 at $10,050,000 and 0.33 acres, with a voluntary $100 a year association. Conners Vanderbilt Beach Estates had 20 at $3,050,000 and 0.22 acres, with a voluntary association founded in 1968. Golden Gate Estates west of CR 951 had 81 at $1,000,000 and 2.34 acres, with no HOA and wells and septic systems.
Which Pine Ridge is this? Name traps for Pine Ridge Estates in Naples
Pine Ridge Estates in Naples is a platted estate-lot neighborhood in ZIP 34108, and many places share its name. Pine Ridge Road, Pine Ridge Middle School, the hospital on Pine Ridge Road and several shopping centers are not the neighborhood, so check the address, ZIP code and plat before relying on any search result.
| Name | What it is | Why it is not Pine Ridge Estates |
|---|---|---|
| Pine Ridge Road and its addresses | County road on the community's south edge | Two Pine Ridge Road addresses even zone to a different high school |
| Pine Ridge Middle School | A public school | A school, not a place or neighborhood |
| Physicians Regional Medical Center, Pine Ridge | A hospital on Pine Ridge Road, ZIP 34119 | A hospital, in a different ZIP code |
| Pine Ridge Crossing, Pine Ridge Commons, Pine Ridge Center, Pine Ridge Plaza | Commercial centers | Shopping centers, not estate lots |
| Pine Ridge Industrial Park | Commercial park with its own county assessment unit | Not a residential plat |
| Pine Ridge Condominium | A condominium, ZIP 34109 | A separate property |
| The 176-unit condominium replat | A separate replat inside the area, on Pelican Ridge and Meadowland Drive | Excluded from every statistic on this page |
| Emerald Woods condominiums | Tagged "Development PINE RIDGE" in the MLS | Condominiums, not estate lots |
| Pine Ridge of Fort Myers Village | A property in Fort Myers | Different city and county |
| Pine Ridge in Citrus County | Has its own Pine Ridge Civic Association, Inc. | A different corporation in a different county |
| Pine Ridge Estates in Punta Gorda and elsewhere | Same name, other places | Not Naples |
Pine Ridge Road, the middle school and the hospital
Pine Ridge Road (CR 896) borders the community on the south, but an address on that road is not an estate-lot address. Only 5 parcels in the county's street counts carry a Pine Ridge Road address. Pine Ridge Middle School at 1515 Pine Ridge Road serves the area as a public school, and Physicians Regional Medical Center, Pine Ridge sits at 6101 Pine Ridge Road in ZIP 34119.
The shopping centers and the industrial park named Pine Ridge
Pine Ridge Crossing is a shopping center on Pine Ridge Road about 3.5 road miles from the middle of the community. Pine Ridge Commons, Pine Ridge Center and Pine Ridge Plaza are commercial names too, and Pine Ridge Industrial Park has its own county assessment unit. The Pine Ridge Condominium sits in ZIP 34109 and has no tie to the estate plats.
The condominium replat and Emerald Woods near Pine Ridge Estates
A separate 176-unit condominium replat, with Pelican Ridge and Meadowland Drive, sits inside the community's boundary and is excluded from every statistic on this page. Emerald Woods Drive, Sugar Pine Lane, Sand Pine Drive and Pelican Ridge Boulevard are inside the boundary but are not estate lots.
In the Southwest Florida MLS export, five Emerald Woods Drive condominium units appear under Development PINE RIDGE, along with a Summerplace unit and a Pine Ridge Road address. That is why our search filter uses the two clean subdivision labels, Pine Ridge and Pine Ridge Estates, and never the Development field.
Citrus County, Fort Myers, Punta Gorda and out-of-state Pine Ridge Estates
A national search for "pine ridge estates" mostly returns places that are not Naples. Citrus County has a Pine Ridge with its own civic association, a different corporation from the Pine Ridge Civic Association of Naples. Fort Myers has Pine Ridge of Fort Myers Village, Punta Gorda has a Pine Ridge Estates, and other states have more.
Myrtle Terrace, south of Pine Ridge Road, is not part of the community. Old Banyan Way and Old Mahogany Court belong to Autumn Woods, not to Pine Ridge Estates.
How to check that an address is in Pine Ridge Estates
Twenty named streets make up the estate lots: Banyan Rd, Cajeput Dr, Caribbean Ct and Rd, Carica Rd, Cassena Rd, Center St, East Ave, Eugenia Dr, Gordonia Rd, Hickory Rd, Mahogany Dr, Myrtle Rd, North St, Ridge Ct and Dr, Trail Blvd, Tupelo Rd, West Pl and West St. The ZIP code is 34108; a source giving 34109 for the estate lots is wrong.
Then confirm the plat: the original Pine Ridge plat (1954), the Extension (1957) or the Second Extension (1971). The 2026 roll puts 482 of 488 homes in millage area 118, and six Second Extension homes in area 133, so check the parcel.
Frequently Asked Questions about Pine Ridge Estates Naples FL homes for sale
Thirty answers about Pine Ridge Estates in Naples follow, drawn from the 2026 Collier County roll, recorded sales to August 31, 2026, the three recorded declarations and the sources listed at the end. Association facts were carried from research reads on September 1 and 2, 2026, so confirm them with your title agent.
Where is Pine Ridge Estates in Naples?
Pine Ridge Estates is a platted estate-lot neighborhood in North Naples, in unincorporated Collier County. Pine Ridge Road bounds it on the south, US 41 with Trail Boulevard on the west, Goodlette-Frank Road on the east and Vanderbilt Beach Road on the north. Airport-Pulling Road is about a mile east and is not a boundary.
What ZIP code is Pine Ridge Estates in?
Pine Ridge Estates Naples is in ZIP code 34108, the same ZIP as Pelican Bay and Conners Vanderbilt Beach Estates. Sources that give 34109 for the estate lots are wrong. Several nearby places that share the Pine Ridge name, such as the hospital on Pine Ridge Road, carry other ZIP codes, so confirm every address.
How many homes are in Pine Ridge Estates, Naples?
The 2026 Collier County roll shows 488 homes and 40 lots without a house in Pine Ridge Estates, on 549 estate parcels covering 896.6 acres. The count excludes the separate 176-unit condominium replat inside the boundary, and 21 other parcels such as lake tracts and commercial tracts.
How big are the lots in Pine Ridge Estates?
The median lot is 1.32 acres on the 2026 Collier County roll, with a range of 0.92 to 8.64 acres. By plat, the median is 1.44 acres in the original plat, 1.32 in the Extension and 1.11 in the Second Extension. County zoning on most lots requires one acre and 150 feet of width.
What do Pine Ridge Estates homes sell for?
In the 12 months to August 31, 2026, Collier County recorded 21 qualified Pine Ridge Estates home sales at a $6,500,000 median. Houses with a 2017 or later residence year were 14 sales at $7,500,000, and houses built in 1995 or earlier were 7 sales at $4,100,000, so one number fits neither.
What does a vacant lot cost in Pine Ridge Estates?
Collier County recorded 9 qualified vacant-lot sales in Pine Ridge Estates in the 12 months to August 31, 2026, at a $3,200,000 median, from $1,650,000 to $4,400,000. That is about $2.35 million per acre at the median. Nine sales is a small sample, so price a specific lot from its acreage and location.
What is the price per square foot in Pine Ridge Estates?
The Southwest Florida MLS, as entered by listing agents, shows a median of $1,060 per MLS living square foot across 29 closings from September 3, 2025 to September 3, 2026. Six original houses had a median of $779 and 10 newer houses $1,215. MLS living area is sometimes taken from plans, so treat it as a guide.
How long do Pine Ridge Estates homes take to sell?
The Southwest Florida MLS, as entered by listing agents, shows a median of 102 days on market across 28 Pine Ridge Estates closings with a value, between September 3, 2025 and September 3, 2026. Sale price was a median 92.75 percent of the last list price across 29 closings. Two of the highest closings show zero days.
Are buyers tearing down houses in Pine Ridge Estates?
Yes. Collier County records show 29 parcels that sold with a house since 2017 and now carry a later residence year or no house, at a $1,400,000 median for that improved sale. County permit reports list 18 residential demolition permits and 20 new one- and two-family permits from January 2025 to July 2026.
When was Pine Ridge Estates built?
The three plats were recorded in 1954, 1957 and 1971. Homes on today's county roll carry residence years from 1955 to 2025, with a median of 1991. Of the 488 homes, 177 were built before 1980 and 151 in 2010 or later. A late year on an old house can be a pool, cage or guest-house row.
Who developed Pine Ridge Estates?
Collier Development Corporation placed the original Pine Ridge covenants in a declaration dated February 24, 1954, signed by Barron Collier, Jr. as vice-president. The Extension followed with a declaration dated January 28, 1957, and the Second Extension with one dated August 6, 1971. Your title agent confirms the recorded documents.
Is there an HOA in Pine Ridge Estates, Naples?
No. Pine Ridge Estates has no homeowners association, no CDD and no gate. A voluntary civic association run by resident volunteers exists alongside three recorded declarations. No mandatory assessment, transfer fee or capital contribution appears in the documents we could find, and your title agent confirms this before closing.
What is the Pine Ridge Civic Association?
The Pine Ridge Civic Association of Naples is a voluntary group run by resident volunteers. Its site says it is not an HOA and does not enforce covenants. It works on sidewalks, stormwater, tree trimming and events, meets monthly, and since April 2019 holds the architectural committee's duties, as its site stated on September 2, 2026.
Who approves house plans in Pine Ridge Estates?
Under the declarations, any building erected, placed or altered on a residential lot needs approved plans, specifications and a plot plan. Since a resolution effective April 8, 2019, the civic association holds the architectural control committee's review duties. Collier County does no architectural review of single-family homes, and a county permit does not prove covenant compliance.
What deed restrictions apply in Pine Ridge Estates?
Three recorded declarations apply, from 1954, 1957 and 1971. They call for one detached single-family house of two stories at most, on lots of at least one acre, with one single-story guest house permitted. County code governs where its setbacks are stricter. Ask your title agent for the recorded restrictions in Schedule B of the title commitment.
Can you keep horses in Pine Ridge Estates?
Not on residential lots: all three declarations allow household pets only there, with no livestock or poultry. Only lots in the agricultural blocks of the 1954 and 1957 plats (1954 Blocks H and I, 1957 Blocks H and Z) allow stables or farm animals, with limits, and the Second Extension bars agricultural use. Check the recorded plat for your lot.
Can you split a lot in Pine Ridge Estates?
Not routinely. Each new lot would need to meet the county's RSF-1 test of one acre and 150 feet of width, so roughly 2 acres and 300 feet to make two. A later amendment bans re-subdividing in the 1957 Extension, and on June 11, 2024 the county commissioners unanimously denied a rezoning for a 2.16-acre Gordonia Road lot.
Can you rent out a Pine Ridge Estates home?
The civic association's December 2024 report states that nightly or short-term rentals of homes violate the county Land Development Code and the covenants, and that Code Enforcement has acted. For long-term rental, no association approval appears in the material we read, so check the declarations and county rules before you buy for rental use.
Is Pine Ridge Estates gated?
No. Pine Ridge Estates has no gate; its streets are public county roads. There is also no clubhouse, HOA or mandatory association. Compare that with Grey Oaks, Quail West and Quail Creek, which record their own gates in their own materials.
Is Pine Ridge Estates a 55+ community?
No age restriction appears in any of the three recorded declarations, and Pine Ridge Estates is not an age-restricted community. The declarations regulate lot use, one single-family house, setbacks and plan approval. Your title agent can confirm the recorded restrictions in Schedule B of the title commitment before you close.
Does Pine Ridge Estates have a golf course or clubhouse?
No. Pine Ridge Estates has no golf course, clubhouse, community pool or tennis court, and county data show no park or common tract inside it. A buyer who wants golf joins a club separately, such as Club Pelican Bay or Hole In The Wall, and none of those comes with a Pine Ridge address.
Are Pine Ridge Estates homes on septic and well?
Mostly. The Florida Department of Health inventory (vintage 2016 to 2017) lists 485 of 514 core-street parcels, or 94.4 percent, on septic and 326, or 63.4 percent, on private wells. Collier County Water-Sewer District serves where service is available, so ask for a utility availability letter for the lot.
What are property taxes in Pine Ridge Estates, Naples?
The 2026 roll shows millage area 118 for 482 of 488 homes at 9.3696 mills, about $9.37 per $1,000 of taxable value, plus a $269.77 solid-waste charge on 377 homes. As an illustration, a $6,500,000 assessed value gives $60,902.40 before homestead and solid waste. The November tax notice controls.
Is Pine Ridge Estates in a flood zone?
It depends on the lot. About 41.5 percent of the land (AH plus AE) lies in a Special Flood Hazard Area, per an area-weighted overlay of FEMA's flood map run by our McGreevy and Comisar research team in September 2026. Zones change within a single street, so your lender's flood determination for the exact building governs.
What evacuation zone is Pine Ridge Estates in?
County and state layers placed every sampled point in Zone B when read on September 1, 2026, with Zone A beginning at about Trail Boulevard and US 41. Collier's zones run A to F, and A is ordered out first. Enter your exact address in the county lookup each season, because an evacuation zone is not a flood zone.
What schools serve Pine Ridge Estates, Naples?
For 2026-27, the district's tool assigned 437 sampled addresses on the community's streets to Sea Gate Elementary, Pine Ridge Middle and Barron Collier High when our research team queried it on September 1 and 2, 2026. Two Pine Ridge Road addresses went to Naples High. Confirm your address with the district's zoning tool.
How far is Pine Ridge Estates from the beach?
Clam Pass Park is about 2.3 road miles from the middle of Pine Ridge Estates and Vanderbilt Beach Park about 3.1. Because the community is about 2.6 miles long north to south, your own address can differ by a mile or more. County beach parking is $10 a day, or free with a Collier beach permit.
How much does it cost to build a house in Pine Ridge Estates?
Published 2026 Naples builder cost guides range from a starting point near $400 per square foot to $500 to $800 for luxury inland homes, and no Pine Ridge-specific figure is published, so get a written bid. County impact fees are $26,535.95 for a home of 4,000 square feet or more on a lot without county water and sewer.
Is Pine Ridge Estates the same as Pine Ridge Road or Pine Ridge Crossing?
No. Pine Ridge Estates is a platted neighborhood in ZIP 34108. Pine Ridge Road is a county road on its southern edge, and Pine Ridge Crossing is a shopping center on that road about 3.5 miles away. Confirm that an address sits on one of the twenty named estate streets before relying on it.
How do I see Pine Ridge Estates Naples homes for sale?
Use the Pine Ridge Estates searches below on this page, which filter the Southwest Florida MLS feed by the labels Pine Ridge and Pine Ridge Estates, or browse current listings. To ask about a home or lot before it is listed, contact us or call Domain Realty Group at 239-441-2816.
Talk to a Domain Realty Group Pine Ridge Estates specialist
Domain Realty Group, the #1 team in Southwest Florida since 2012, guides buyers and sellers through Pine Ridge Estates in Naples using the 21 qualified Pine Ridge Estates home sales and 9 vacant-lot sales we tracked in the county record for the 12 months to August 31, 2026. Call 239-441-2816.
Domain Realty Group, Naples office: 9180 Galleria Ct #200, Naples, FL 34109. Phone 239-441-2816.
For the covenant history, lot-value detail and teardown economics behind these numbers, read Jesse and Marc's full Pine Ridge Estates guide on McGreevy and Comisar.
Ready to see Pine Ridge Estates homes and lots?
Start with your price range and the plat, then settle what must be known before an offer: the recorded restrictions in Schedule B, the civic association's plan-review steps, the lot's flood zone and elevation, septic and well or county utilities, and the roof's age and insurance quote. Contact us or meet our agents to pull the recorded sales for your plat before you tour.
Thinking of selling a Pine Ridge Estates home?
Of the 21 qualified Pine Ridge Estates home sales the county recorded in the 12 months to August 31, 2026, 14 were houses with a 2017 or later residence year at a $7,500,000 median and 7 were houses built in 1995 or earlier at $4,100,000, so the two tiers sit apart. For a free estimate, open our home valuation page or contact us.
What our clients say about Domain Realty Group
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About Domain Realty Group in Naples
Domain Realty Group is a Southwest Florida real estate team based at 9180 Galleria Ct #200 in Naples, with offices in Bonita Springs and Fort Myers, working Lee, Collier and Charlotte counties. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with $2.5 billion in team production and more than 4,000 transactions. We tracked the county record of 38 qualified Pine Ridge Estates home sales and 14 vacant-lot sales over 24 months, and read the county, school district, state, insurer and lender documents, to build this page.
The team is led by Jesse McGreevy and Marc Comisar, with over 45 years of combined direct experience between them. Meet our agent-partners on our agents page and learn about Domain Realty Group. Domain Realty Group has been the number one team in Southwest Florida since 2012, and our Naples office on Galleria Court serves buyers and sellers across Naples, from North Naples and Vanderbilt Beach to the city and East Naples.
Domain Realty Group
Naples office: 9180 Galleria Ct #200, Naples, FL 34109
Bonita Springs and Estero office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Fort Myers office: 8290 College Parkway, Unit 201, Fort Myers, FL 33919
239-441-2816
Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.
Where to go next: Naples homes for sale and communities, all Naples communities, Naples luxury homes for sale, Naples land for sale, Naples new construction and current listings.
Sources
Every figure on this page traces to a source below. County figures come from the Collier County Property Appraiser public data files, 2026 certified roll and recorded sales, with the sales window ending August 31, 2026 and the bundle dated October 27, 2026. Civic association and covenant facts were carried from earlier research reads on September 1 and 2, 2026 and were not re-requested for this page. Entries marked carried come from an earlier research read.
Road distances are from the research files of September 2026, measured from the middle of the community. Listing portals, brokerage pages, data aggregators and the property appraiser's and clerk's websites are not cited or linked, by policy. The Southwest Florida MLS and the sites that display it are not linked.
Pine Ridge Estates figures: county records and MLS
- Collier County Property Appraiser public data files, 2026 certified roll and recorded sales (bundle dated October 27, 2026): 549 estate parcels, 488 homes, qualified sales to August 31, 2026, millage and solid-waste lines, computed by script
- Southwest Florida MLS (Matrix), closed sales September 3, 2025 to September 3, 2026, pulled September 3, 2026: 29 closings under the Pine Ridge and Pine Ridge Estates labels, pulled September 3, 2026
- Collier County Property Appraiser public data files for the peer communities, window ending August 31, 2026, computed by script October 31, 2026, computed by script
- Collier County Tax Collector, real estate property taxes, as carried
- Collier County Solid Waste FY26 rate resolution, as carried
- Florida Department of Revenue, 2024 Collier taxing authority code descriptions, as carried
The civic association and the recorded declarations
- Pine Ridge Civic Association of Naples, frequently asked questions, as read September 2, 2026 (carried)
- Pine Ridge Civic Association of Naples, about, as read September 2, 2026 (carried)
- Pine Ridge Civic Association of Naples, resources, as read September 2, 2026 (carried)
- Pine Ridge Civic Association of Naples, contact, as read September 2, 2026 (carried)
- Pine Ridge Civic Association of Naples, minutes archive, as read September 2, 2026 (carried)
- PRACC Report, revised December 20, 2024, as read September 2, 2026 (carried)
- Bylaws of the Pine Ridge Civic Association, as read September 2, 2026 (carried)
- Original declaration of covenants, February 24, 1954, as read September 2, 2026 (carried)
- Pine Ridge Extension declaration, January 28, 1957, as read September 2, 2026 (carried)
- Pine Ridge Second Extension declaration, August 6, 1971, as read September 2, 2026 (carried)
Collier County zoning, permits, impact fees and utilities
- Collier County Land Development Code (Municode), as carried
- Collier County impact fees, as carried
- Collier residential impact fee rates effective May 1, 2026, as carried
- Collier planning and zoning fee schedule, as carried
- Collier building permits and construction, as carried
- Collier monthly building permit reports, as carried
- Collier Code Enforcement, as carried
- Collier potable water service area map, as carried
- Collier wastewater service area map, as carried
- Collier Development Services Advisory Committee minutes, March 4, 2026, as carried
- South Florida Water Management District, well construction permits, as carried
- SFWMD Naples Bay reconnaissance appendix (Pine Ridge Canal), as carried
- Florida Department of Health in Collier County, septic systems, as carried
- FPL Storm Secure Underground Program, as carried
Taxes, statutes and codes
- Florida Statutes, section 193.155 (homestead assessments), as carried
- Florida Statutes, section 193.1554, as carried
- Florida Statutes, Chapter 712 (Marketable Record Title Act), as carried
- Florida Statutes, Chapter 720 (homeowners associations), as carried
- Florida Administrative Code 62-6.005 (onsite sewage), as carried
- Florida Department of Environmental Protection, onsite sewage program, as carried
- Florida Building Commission, Florida Building Code, as carried
- U.S. Census Bureau, Characteristics of New Housing, as carried
- Associated General Contractors, construction input costs, August 13, 2026, as carried
Flood, hurricanes and insurance
- Collier County floodplain management, as carried
- Collier County flood map page, as carried
- Collier floodplain FAQs, as carried
- Collier 2025 flood protection newsletter, as carried
- Collier proposed flood insurance rate map news item, August 2026, as carried
- Collier Emergency Management, as carried
- Collier 311, evacuation zone lookup article, as carried
- Florida Division of Emergency Management, Know Your Zone, as carried
- FEMA National Risk Index, as carried
- FEMA Community Rating System, as carried
- FEMA Map Service Center, as carried
- NHC Tropical Cyclone Report, Hurricane Ian, as carried
- NHC Tropical Cyclone Report, Hurricane Irma, as carried
- NHC Tropical Cyclone Report, Hurricane Helene, as carried
- NHC Tropical Cyclone Report, Hurricane Milton, as carried
- NHC Tropical Cyclone Report, Hurricane Wilma, as carried
- NWS Miami, Hurricane Ian summary, as carried
- NWS Miami, Debby tropical event summary, as carried
- Florida Office of Insurance Regulation, wind mitigation resources, as carried
- My Safe Florida Home, Form 1802 explained, as carried
- Florida Statutes, section 627.711 (wind mitigation), as carried
- Florida Senate 2026 roof bill analysis, as carried
- Citizens Property Insurance, flood coverage rules, as carried
- Citizens Property Insurance, flood, as carried
- 42 U.S.C. 4012a (flood insurance purchase requirements), as carried
- Insurance Journal, NFIP lapse report, November 13, 2025, as carried
- Congressional Research Service report on the NFIP via EveryCRSReport, as carried
Schools, hospitals and services
- Collier County Public Schools, attendance boundaries 2026-27, read October 31, 2026
- Florida Department of Education, school grades results packet, as carried
- Collier County Public Schools, 2025-2026 school and district grades, as carried
- NCH Healthcare System locations, Naples, read October 31, 2026
- NCH North Naples Hospital emergency department, read October 31, 2026
- NCH Baker Hospital new emergency department release, as carried
Nearby places and clubs: first-party sites
- Collier County Parks, Clam Pass Park, as carried
- Collier County Parks, Vanderbilt Beach Park, as carried
- Collier County Parks, North Gulfshore Beach Access, as carried
- Collier County Parks, beach parking information, as carried
- Collier County Parks, Cocohatchee River Park, as carried
- Collier County Parks, Gordon River Greenway, as carried
- Delnor-Wiggins Pass State Park, as carried
- City of Naples, Lowdermilk Park, as carried
- Waterside Shops, shopping and dining directory, read October 31, 2026
- Mercato, read October 31, 2026
- Artis Naples, read October 31, 2026
- Club Pelican Bay, membership, read October 31, 2026
- Hole In The Wall Golf Club, read October 31, 2026
- Wilderness Country Club, read October 31, 2026
- CAVU Golf Club private-club announcement, February 18, 2026, read October 31, 2026
- Pelican Bay Foundation, Realtor guest card, read October 31, 2026
Peer communities: their own sites and our guides
- Pelican Bay Foundation, our beaches, read October 31, 2026
- Pelican Bay Foundation estoppel schedule 2026-2027, as carried
- Grey Oaks Country Club, membership, read October 31, 2026
- Port Royal Property Owners Association, membership, read October 31, 2026
- Port Royal Club, about, as carried
- Old Naples Association, about, read October 31, 2026
- Quail West, read October 31, 2026
- Quail West membership benefits 2026, as carried
- Quail Creek Country Club, membership, read October 31, 2026
- Quail Creek Country Club, information for Realtors, read October 31, 2026
- Park Shore Association, membership questions, read October 31, 2026
- Aqualane Shores Association, member benefits, read October 31, 2026
- Vanderbilt Beach Residents Association, history, read October 31, 2026
- Domain Realty Group, Pelican Bay guide, read October 31, 2026
- Domain Realty Group, Grey Oaks guide, read October 31, 2026
- Domain Realty Group, Port Royal guide, read October 31, 2026
- Domain Realty Group, Olde Naples guide, read October 31, 2026
News
- Gulfshore Business, Carnelian hotel groundbreaking, as carried
- Gulfshore Business, a glance at the Carnelian hotel plans, as carried
- Gulfshore Business, Naples home sales in June, as carried
- Gulfshore Business, Naples area housing market 2025, as carried
- Naples Press, Collier storm damage report, as carried
- Naples Press, Sterling's Club and Carnelian hotel plans, March 21, 2025, as carried
- WINK News, public restaurants and private club planned at new North Naples hotel, as carried
- WINK News, FPL underground power lines, as carried