Tarpon Bay Homes for Sale in Naples, FL
Tarpon Bay homes and condos for sale in Naples, FL, stand in North Naples, ZIP 34119, in seven condominiums. The county recorded 17 sales of Tarpon Bay homes at a $480,000 median in the 12 months to August 31, 2026, from $300,000 to $620,000, all of them condominium units. That is 352 condominium homes built 2001 to 2004, with Castaways Club membership coming with ownership and no golf course.
By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.
Key takeaways for Tarpon Bay condo buyers in Naples
Tarpon Bay in Naples is a community of 352 condominium homes in seven condominiums under one master association, in North Naples, ZIP 34119. The nine points below sum up its recorded sales, listings, costs, taxes and flood facts, and several name the section that holds the detail.
- The 2026 county roll counts seven condominiums, from Bimini Bay I to Windward Bay. How is Tarpon Bay in Naples laid out across seven condominiums? maps them.
- County deeds: 17 qualified sales in the 12 months to August 31, 2026, at a $480,000 median. What have Tarpon Bay condos in Naples sold for? lists each one.
- Over the 60 months to August 31, 2026, the county recorded 94 sales at a $505,000 median.
- The October 29, 2026 MLS export held 7 active listings and no pending sale.
- Club membership comes with ownership in every neighborhood, the association says, and Tarpon Bay has no golf course.
- Every sale needs the condominium association's approval, starting with a $150 application and a 15-day board review.
- Minimum lease terms run from 30 to 90 days by association.
- One millage rate, 9.3696 mills, covers every home for 2026, with no CDD on the 2026 roll; 304 homes carry $269.77 in non-ad valorem charges and the 48 Windward Bay homes carry $0.00.
- The one sample address checked against the FEMA flood map on October 21, 2026 returned unshaded Zone X, so the lender's flood determination on the exact address governs.
What Tarpon Bay homes and condos are for sale in Naples right now?
Tarpon Bay homes and condos for sale in Naples appear in four live searches below. Each one reads six MLS names for the community inside a map box, not one development label. The October 29, 2026 export held 7 active listings and no pending sale, and the searches themselves run live.
Every Tarpon Bay listing
The first search shows every condominium under the six names: Tarpon Bay, Bimini Bay, Cayman, Leeward Bay, Neptune Bay and Windward Bay. The second keeps listings online 30 days or fewer. For a wider search, see Naples condos for sale.
By price, split at $400,000
The lower search stops at $399,999. Of the 17 county deeds in the 12 months to August 31, 2026, 4 recorded under $400,000 and 13 from $400,000.
What the October 29, 2026 export held
From the Southwest Florida MLS, as entered by listing agents, export of October 29, 2026: 7 active listings and no pending sale. By condominium, Leeward Bay has 1, Cayman I at Tarpon Bay 2, Bimini Bay II 1, Windward Bay 2 and Neptune Bay 1. Prices sit in What does the MLS show about Tarpon Bay homes in Naples?
Search labels and the map box
Cayman and Bimini Bay recur as names elsewhere in Naples, so the six labels are bounded by a map box around the community. The same box keeps out Tarpon Cove listings in ZIP 34110, which carry their own Bimini and Barbados names.
What a search cannot filter
No MLS field records an association's lease minimum, a pet rule, a flood zone or a building's story count, so none of those can narrow a search. Before a condominium lists, contact us, ask our agents or browse current listings.
What is Tarpon Bay in Naples, FL, and where is it?
Tarpon Bay in Naples, FL, is a community of 352 condominium homes in unincorporated Collier County, North Naples, ZIP 34119. The parts below name its seven condominiums, place it, credit the developer the declarations name and separate it from two places with similar names.
Seven condominiums, one master association
Tarpon Bay is seven condominiums under one master association, Bimini Bay I (24 homes), Bimini Bay II (40), Bimini Bay III (64), Cayman I at Tarpon Bay (100), Leeward Bay (34), Neptune Bay (42) and Windward Bay (48), and the 2026 county roll and the state condominium records both count 352 homes across them (checked November 1, 2026).
Each condominium is its own association, with Tarpon Bay Community Association, Inc. above them as the master association.
North Naples, ZIP 34119, unincorporated Collier County
Every parcel in the set carries ZIP 34119 on the 2026 county roll, and the roll shows no municipal levy on any Tarpon Bay home, which places the community in unincorporated Collier County, not the City of Naples. See Naples communities.
East of I-75 between Immokalee and Vanderbilt Beach roads
The association places Tarpon Bay in North Naples between Immokalee Road and Vanderbilt Beach Road with immediate access to I-75, and the recorded Bimini Bay II survey runs to the easterly right-of-way line of I-75, so the community sits on the east side of the interstate.
The association's pages name no road into the community, and this page names none either.
The developer named in four recorded declarations
The recorded declarations of Bimini Bay I, Bimini Bay II, Neptune Bay and Windward Bay name WCI Communities, Inc. as the developer, and three of them were recorded on October 15, 2001.
The state condominium records, as carried, list September 18, 2001 for Cayman I, October 15, 2001 for Bimini Bay II, Neptune Bay and Windward Bay, October 30, 2002 for Bimini Bay I, November 18, 2003 for Leeward Bay and November 24, 2003 for Bimini Bay III. The declarations of the last three condominiums named were not read, so no developer is named for them.
Two similar names, two different places
Tarpon Cove, ZIP 34110, is a different Naples community with its own Bimini condominiums, and the Tarpon Bay on Sanibel is in Lee County, so no Tarpon Cove or Sanibel sale, listing or home is counted anywhere on this page. Which names get confused with Tarpon Bay in Naples? lists the rest.
The master association and its club
The recorded declarations name the master association as the owner of the clubhouse, pool, deck and lakes. Its office is at the clubhouse, 2050 Castaways Court, and the Castaways Club comes with every neighborhood.
The club section lists the amenities, and the governance section covers the manager and the two fee layers.
What have Tarpon Bay condos in Naples sold for?
Tarpon Bay condos in Naples recorded 17 county deeds at a $480,000 median in the 12 months to August 31, 2026. This section lists every deed, splits them by condominium and price band, adds the 60-month window, and keeps older windows in tables only.
Data updated: October 2026 (county bundle of October 27, 2026).
The county headline
The county recorded 17 sales of Tarpon Bay homes at a $480,000 median in the 12 months to August 31, 2026, from $300,000 to $620,000, all of them condominium units.
By product, Bimini Bay I to III recorded 7 of those county deeds at a $475,000 median and Cayman I recorded 6 at a $580,000 median, while Leeward Bay, Neptune Bay and Windward Bay together recorded 4, listed in the table below.
Over the 60 months to August 31, 2026, a window that reaches back to September 2021, the county recorded 94 sales of Tarpon Bay homes at a $505,000 median.
Every county deed in the 12 months to August 31, 2026
Each row is one qualified improved deed, by month, price, condominium and roll year.
| Recorded | Price | Condominium | Roll year |
|---|---|---|---|
| County deed, October 2025 | $430,000 | Bimini Bay I | 2002 |
| County deed, October 2025 | $610,000 | Cayman I at Tarpon Bay | 2001 |
| County deed, December 2025 | $485,000 | Bimini Bay II | 2002 |
| County deed, December 2025 | $480,000 | Bimini Bay II | 2001 |
| County deed, January 2026 | $342,500 | Neptune Bay | 2002 |
| County deed, February 2026 | $505,000 | Cayman I at Tarpon Bay | 2002 |
| County deed, February 2026 | $530,000 | Cayman I at Tarpon Bay | 2002 |
| County deed, March 2026 | $435,000 | Bimini Bay III | 2004 |
| County deed, March 2026 | $300,000 | Windward Bay | 2002 |
| County deed, March 2026 | $620,000 | Cayman I at Tarpon Bay | 2002 |
| County deed, April 2026 | $475,000 | Bimini Bay III | 2003 |
| County deed, May 2026 | $550,000 | Cayman I at Tarpon Bay | 2002 |
| County deed, June 2026 | $315,000 | Windward Bay | 2001 |
| County deed, June 2026 | $320,000 | Windward Bay | 2001 |
| County deed, July 2026 | $515,000 | Bimini Bay III | 2004 |
| County deed, July 2026 | $440,000 | Bimini Bay I | 2003 |
| County deed, August 2026 | $620,000 | Cayman I at Tarpon Bay | 2001 |
By condominium under the n rules
A median prints in prose only from 6 deeds; fewer sit in the table with their count.
| Condominium | Homes | County deeds, 12 months to August 31, 2026 | Prices or median |
|---|---|---|---|
| Bimini Bay I | 24 | 2 county deeds | $430,000 and $440,000 (October 2025, July 2026) |
| Bimini Bay II | 40 | 2 county deeds | $485,000 and $480,000 (both December 2025) |
| Bimini Bay III | 64 | 3 county deeds | $475,000 median |
| Cayman I at Tarpon Bay | 100 | 6 county deeds | $580,000 median |
| Leeward Bay | 34 | 0 | no recorded sale in the 12 months to August 31, 2026 |
| Neptune Bay | 42 | 1 county deed | $342,500 (January 2026) |
| Windward Bay | 48 | 3 county deeds | $315,000 median |
| Bimini Bay I to III | 128 | 7 county deeds | $475,000 median |
| Leeward, Neptune and Windward Bay | 124 | 4 county deeds | $317,500 median |
Price bands
County deeds, 12 months to August 31, 2026; none under $300,000 or from $750,000.
| Band | Bimini Bay I to III | Cayman I | Leeward, Neptune and Windward Bay |
|---|---|---|---|
| $300,000 to under $400,000 | 0 | 0 | 4 |
| $400,000 to under $500,000 | 6 | 0 | 0 |
| $500,000 to under $750,000 | 1 | 6 | 0 |
Sixty months by condominium
Each line is a county median over the 60 months to August 31, 2026, so it blends several selling seasons.
| Condominium | County deeds, 60 months to August 31, 2026 | Median |
|---|---|---|
| Bimini Bay I | 4 county deeds | $450,000 |
| Bimini Bay II | 6 county deeds | $494,500 |
| Bimini Bay III | 25 county deeds | $550,000 |
| Cayman I at Tarpon Bay | 24 county deeds | $567,500 |
| Leeward Bay | 8 county deeds | $587,500 |
| Neptune Bay | 9 county deeds | $400,000 |
| Windward Bay | 18 county deeds | $352,500 |
| Bimini Bay I to III | 35 county deeds | $518,000 |
| Leeward, Neptune and Windward Bay | 35 county deeds | $365,000 |
| All Tarpon Bay homes | 94 county deeds | $505,000 |
Three windows and the calendar years
Each window stands alone, and each cell carries its count.
| County window | County deeds | Median | Range |
|---|---|---|---|
| September 2025 to August 2026 | 17 county deeds | $480,000 | $300,000 to $620,000 |
| September 2024 to August 2025 | 13 county deeds | $421,500 | $320,000 to $575,000 |
| September 2023 to August 2024 | 24 county deeds | $556,500 | $345,000 to $659,000 |
| County window, by product group | Bimini Bay I to III | Cayman I | Leeward, Neptune and Windward Bay |
|---|---|---|---|
| September 2024 to August 2025 | 2 county deeds: $522,500 and $540,000 | 3 county deeds, $499,000 median | 8 county deeds, $375,000 median |
| Calendar year | Bimini Bay I to III | Cayman I | Leeward, Neptune and Windward Bay | All homes |
|---|---|---|---|---|
| County 2017 | 5, $300,000 | 5, $359,000 | 11, $240,000 | 21, $295,000 |
| County 2018 | 11, $299,000 | 8, $356,250 | 15, $240,000 | 34, $297,250 |
| County 2019 | 6, $329,500 | 4, $343,400 | 9, $235,000 | 19, $307,000 |
| County 2020 | 9, $317,000 | 9, $333,500 | 8, $242,000 | 26, $312,500 |
| County 2021 | 9, $375,000 | 7, $399,000 | 12, $280,750 | 28, $339,500 |
| County 2022 | 8, $550,000 | 2: $550,000 and $570,000 | 8, $409,500 | 18, $550,000 |
| County 2023 | 10, $504,500 | 10, $575,000 | 8, $424,500 | 28, $528,000 |
| County 2024 | 8, $562,500 | 2: $630,000 and $575,000 | 9, $400,000 | 19, $522,500 |
| County 2025 | 4, $482,500 | 3, $499,000 | 4, $375,750 | 11, $480,000 |
| County 2026 (to August 31) | 4, $457,500 | 5, $550,000 | 4, $317,500 | 13, $475,000 |
How to read a blended median
A blended median is the middle sale across every condominium in a window, so it follows the mix that happened to sell. Windward Bay deeds ran from $300,000 to $320,000 and Cayman I deeds from $505,000 to $620,000 in the 12 months to August 31, 2026, so the 17 county deeds describe that mix more than any one home. Read the product-group lines first.
What does the MLS show about Tarpon Bay homes in Naples?
Tarpon Bay homes in Naples show 17 sold listings and 7 active listings in the MLS export of October 29, 2026, with no pending sale. The MLS counts closings in its own window and fields, so this section keeps its figures apart from the county deeds above.
Data updated: October 2026 (MLS export of October 29, 2026).
We tracked 24 Tarpon Bay rows in the October 29, 2026 export that join the 2026 county roll by street address, every one under the Development Name TARPON BAY. No row from a similarly named community is in any figure.
Sold listings at the export
From the Southwest Florida MLS, as entered by listing agents, export of October 29, 2026, 17 listings closed between October 29, 2025 and October 29, 2026 at a $475,000 median, from $230,000 to $620,000. Median days on market for those 17 sold listings is 79 (MLS, n 17).
Within that export, Bimini Bay I to III closed 7 MLS sales at a $475,000 median, from $395,000 to $515,000. Cayman I and the Leeward, Neptune and Windward Bay group closed 5 each, so their medians sit in the table below.
By condominium
| Condominium | MLS sold, October 29, 2025 to October 29, 2026 | MLS median or price | MLS range |
|---|---|---|---|
| Bimini Bay I | 1 MLS sale | $440,000 | listed |
| Bimini Bay II | 3 MLS sales | $480,000 | $395,000 to $485,000 |
| Bimini Bay III | 3 MLS sales | $475,000 | $435,000 to $515,000 |
| Cayman I at Tarpon Bay | 5 MLS sales | $550,000 | $505,000 to $620,000 |
| Leeward Bay | 0 | no sale | none |
| Neptune Bay | 1 MLS sale | $342,500 | listed |
| Windward Bay | 4 MLS sales | $307,500 | $230,000 to $320,000 |
| Bimini Bay I to III | 7 MLS sales | $475,000 | $395,000 to $515,000 |
| Leeward, Neptune and Windward Bay | 5 MLS sales | $315,000 | $230,000 to $342,500 |
Living area and days on market
MLS Approx Living Area across all 24 rows in the October 29, 2026 export has a median of 1,759 sq. ft., from 1,332 to 2,170. By group per the MLS: Bimini Bay I to III 1,759 (n 8); Cayman I 1,957 (n 7); Leeward, Neptune and Windward Bay 1,356 (n 9), from 1,332 to 1,730; Windward Bay alone 1,344 (n 6).
Some MLS living areas equal county base-area sizes, so every size here names its set. County sizes appear once, under How big are Tarpon Bay homes in Naples, and how do the buildings differ?
Active listings
The 7 active listings in the MLS export have a $509,000 median list price, from $349,000 to $610,000, and none was pending.
| Condominium | MLS list price at the October 29, 2026 export |
|---|---|
| Leeward Bay | $610,000 |
| Cayman I at Tarpon Bay | $575,000 |
| Cayman I at Tarpon Bay | $539,000 |
| Bimini Bay II | $509,000 |
| Windward Bay | $364,000 |
| Neptune Bay | $349,900 |
| Windward Bay | $349,000 |
Why the county and MLS figures never merge
Tarpon Bay has two record sets that never merge: the county's 17 qualified deeds to August 31, 2026 and the MLS's 17 sold listings to October 29, 2026, which differ in window, in recording versus closing dates and in qualification, even though the two counts match.
The county's 17 deeds and the MLS's 17 sold listings match by coincidence of two different windows, not because one set was counted twice.
The same price in both sets
Some sales show the same price in both sets, each with its own date: two $620,000 Cayman I sales (county deeds March and August 2026; MLS closings March 27 and August 7, 2026) and a $515,000 Bimini Bay III sale (county deed July 2026; MLS closing July 20, 2026).
Other sales appear in one set only: the MLS closings of $230,000 (Windward Bay, April 1, 2026) and $395,000 (Bimini Bay II, April 20, 2026) have no qualified county deed in the 12 months to August 31, 2026, and the county's October 2025 deeds ($610,000 Cayman I, $430,000 Bimini Bay I) fall before the MLS window.
The MLS Sub Condo name BIMINI BAY does not split Bimini Bay I, II and III, so the roll address decides the phase of each listing.
How is Tarpon Bay in Naples laid out across seven condominiums?
Tarpon Bay in Naples is laid out as seven condominiums on one common plat, in two-story, one-story and three-story forms as the association and the recorded declarations describe them. This section gives the roll set, the roll by condominium, the streets and the common ground.
The set: 352 condominium homes and a common plat
The 2026 county roll lists 365 parcels in Tarpon Bay's 8 plat and condominium numbers, all in ZIP 34119, and 352 of them are condominium homes with a residence row; the other 13 parcels form the TARPON BAY common plat, which holds the clubhouse site, lakes, roads and preserves.
On the 2026 county roll, Tarpon Bay's 352 homes were built from 2001 to 2004, with a median year built of 2002, counting each home's earliest residence row.
The 2026 roll by condominium
| Condominium | Homes | Roll year | Homestead count | Median 2026 tax | Non-ad valorem 2026 |
|---|---|---|---|---|---|
| Bimini Bay I | 24 | 2002 to 2003 (median 2002) | 12 | $3,650.33 | 304-home line |
| Bimini Bay II | 40 | 2001 to 2002 (median 2002) | 25 | $2,984.02 | 304-home line |
| Bimini Bay III | 64 | 2003 to 2004 (median 2004) | 31 | $3,679.67 | 304-home line |
| Cayman I at Tarpon Bay | 100 | 2001 to 2003 (median 2002) | 61 | $3,187.36 | 304-home line |
| Leeward Bay | 34 | 2003 (median 2003) | 17 | $4,108.24 | 304-home line |
| Neptune Bay | 42 | 2001 to 2002 (median 2002) | 24 | $2,619.57 | 304-home line |
| Windward Bay | 48 | 2001 to 2002 (median 2001) | 8 | $2,418.10 | $0.00 |
| All Tarpon Bay homes | 352 | 2001 to 2004 (median 2002) | 178 | $2,991.75 | 304 homes, and $0.00 on 48 |
Homestead is a count of homes, not a share. The county bundle carries no name for the non-ad valorem line, so the tax bill names it.
Streets inside Tarpon Bay
Tarpon Bay Drive South serves Bimini Bay I and II, Neptune Bay and Windward Bay; Tarpon Bay Drive North serves Bimini Bay III and Leeward Bay; Cayman I sits on Tarpon Bay Drive and Tarpon Bay Court. The clubhouse is at 2050 Castaways Court.
Six commercial and tract parcels at ZIP 34119 sit on a street that carries the Tarpon Bay name. They are outside the set and are not counted as homes.
No pool rows on the units
None of the 352 condominium homes carries a pool, spa or screen enclosure row on the 2026 county roll. The shared clubhouse pool sits on the common plat, not on a unit.
Lakes, preserves and the common plat
The association describes about 91 acres of preserves and three lakes, as it describes them, and the recorded declarations make the lakes master association property.
What are the Bimini Bay I, II and III condominiums in Tarpon Bay, Naples?
Bimini Bay I, II and III are the two-story, four-unit condominium buildings of Tarpon Bay in Naples, 128 homes with attached garages and roll years from 2001 to 2004. In the 12 months to August 31, 2026 the county recorded 7 deeds across the three at a $475,000 median, and each condominium has its own section below.
Bimini Bay I: 24 condominium homes, built 2002 to 2003
Bimini Bay I at Tarpon Bay is 24 homes in six two-story, four-unit buildings, per its recorded declaration; the state records carry its recording as October 30, 2002, as carried. The county roll gives roll years of 2002 to 2003, 12 homestead exemptions and a median 2026 tax bill of $3,650.33.
The county recorded 2 deeds in the 12 months to August 31, 2026, $430,000 in October 2025 and $440,000 in July 2026. The MLS export of October 29, 2026 shows 1 sold listing at $440,000 and no active listing. The association's question and answer sheet of January 2024 sets a 30 day minimum lease, no more than one year, prior approval and no tenant pets; owners may keep two household pets plus two birds.
Bimini Bay II: 40 condominium homes, built 2001 to 2002
Bimini Bay II is 40 homes in ten two-story, four-unit buildings, and its declaration was recorded on October 15, 2001. The roll gives roll years of 2001 to 2002, 25 homestead exemptions and a median 2026 tax bill of $2,984.02.
The county recorded 2 deeds in the 12 months to August 31, 2026, $485,000 and $480,000, both in December 2025, and 6 deeds at a $494,500 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 lists 1 active home at $509,000. The declaration makes water and sewer a condominium common expense. Leasing and pet terms match Bimini Bay I (sheet of January 2024).
Bimini Bay III: 64 condominium homes, built 2003 to 2004
Bimini Bay III is 64 homes in 16 four-unit buildings, per the association's neighborhoods page. The state records carry its recording as November 24, 2003, as carried. The roll gives roll years of 2003 to 2004, 31 homestead exemptions and a median 2026 tax bill of $3,679.67.
The county recorded 3 deeds in the 12 months to August 31, 2026, shown in the comparison table, and 25 deeds at a $550,000 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 shows no active listing. Leasing is stricter: a 90 continuous day minimum, no more than 4 leases in a calendar year, one year of ownership first and no tenant pets (sheet of April 2025; rules of September 2026).
Two-story four-unit buildings with attached garages
All three Bimini Bay condominiums share one form: two stories, four units to a building and an attached garage for each unit. The declarations of Bimini Bay I and II list the garage and the lanai as limited common elements. The association's neighborhoods page calls the roofs tile. Which units sit on the ground floor is not published.
Bimini Bay III's own rules
Bimini Bay III is the only Bimini Bay condominium with its own posted rules, dated September 2026, plus a December 2025 information sheet. They limit a unit to three vehicles including guest vehicles. Hard-surface flooring in an upper unit needs sound underlayment and Board approval. Whole-home generators are allowed under the Generator Guidelines; portable generators are not allowed on any common element, including lanais and garages. Pets are two dogs or cats and two caged birds.
Bimini Bay by the numbers
County and MLS rows are different record sets.
| Measure | Bimini Bay I to III | Set and window |
|---|---|---|
| Sales | 7 at $475,000, range $430,000 to $515,000 | County deeds, 12 months to August 31, 2026 |
| Sales | 35 at $518,000 | County deeds, 60 months to August 31, 2026 |
| Sold listings | 7 at $475,000, range $395,000 to $515,000 | MLS export of October 29, 2026 |
| Active listings | 1 at $509,000 | MLS export of October 29, 2026, list price |
| Living area | 1,759 sq. ft. (n 8), range 1,759 to 2,170 | MLS export of October 29, 2026 |
What are Cayman I, Leeward Bay, Neptune Bay and Windward Bay in Tarpon Bay, Naples?
Cayman I, Leeward Bay, Neptune Bay and Windward Bay are the other four of Tarpon Bay's seven condominiums in Naples: 100 attached villas, 34 detached villa homes, 42 coach homes and 48 homes in elevator buildings. One table compares all seven, and each of the four then has its own section.
The seven Tarpon Bay condominiums on the 2026 county roll, side by side
An "n at $X" entry is the median of n sales; a colon lists single sales. County columns are recorded deeds to August 31, 2026 and MLS columns are the October 29, 2026 export, read as separate sets.
| Condominium | Homes | Form | Street | Roll years | Homestead | Median 2026 tax | Non-ad valorem | County deeds, 12 months | County deeds, 60 months | MLS sold | MLS active | Lease minimum |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bimini Bay I | 24 | Two-story, four-unit | Drive South | 2002 to 2003 | 12 | $3,650.33 | Billed | 2 deeds: $430,000, $440,000 | 4 at $450,000 | MLS 1: $440,000 | MLS 0 | 30 days |
| Bimini Bay II | 40 | Two-story, four-unit | Drive South | 2001 to 2002 | 25 | $2,984.02 | Billed | 2 deeds: $485,000, $480,000 | 6 at $494,500 | MLS 3 at $480,000 | MLS 1 at $509,000 list | 30 days |
| Bimini Bay III | 64 | Two-story, four-unit | Drive North | 2003 to 2004 | 31 | $3,679.67 | Billed | 3 deeds at $475,000 | 25 at $550,000 | MLS 3 at $475,000 | MLS 0 | 90 days |
| Cayman I | 100 | Attached one-story villas | Drive and Court | 2001 to 2003 | 61 | $3,187.36 | Billed | 6 deeds at $580,000 | 24 at $567,500 | MLS 5 at $550,000 | MLS 2: $575,000, $539,000 list | 60 days |
| Leeward Bay | 34 | Detached villas | Drive North | 2003 | 17 | $4,108.24 | Billed | None recorded | 8 at $587,500 | MLS 0 | MLS 1: $610,000 list | 90 days |
| Neptune Bay | 42 | Two-story, six-unit | Drive South | 2001 to 2002 | 24 | $2,619.57 | Billed | 1 deed: $342,500 | 9 at $400,000 | MLS 1: $342,500 | MLS 1: $349,900 list | 30 days |
| Windward Bay | 48 | Three-story, elevators | Drive South | 2001 to 2002 | 8 | $2,418.10 | $0.00 | 3 deeds at $315,000 | 18 at $352,500 | MLS 4 at $307,500 | MLS 2: $364,000, $349,000 list | 30 days |
Streets are Tarpon Bay Drive South or North; Cayman I is on Tarpon Bay Drive and Tarpon Bay Court. "Billed" means the 2026 roll carries a $269.77 non-ad valorem charge on those homes, 304 in all; Windward Bay's 48 homes carry $0.00. The roll gives the total only, so the tax bill names the line.
Cayman I at Tarpon Bay: 100 condominium villas, built 2001 to 2003
The association describes Cayman I as 100 attached villas in 50 one-story buildings. The state records carry its recording as September 18, 2001, as carried; the posted file is a certificate of amendment and restatement, so the original declaration was not read. The roll gives roll years of 2001 to 2003, 61 homestead exemptions and a median 2026 tax bill of $3,187.36.
The county recorded 6 deeds at a $580,000 median in the 12 months to August 31, 2026, from $505,000 to $620,000, and 24 deeds at a $567,500 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 lists 2 active homes, at $575,000 and $539,000. Rules adopted May 28, 2025 and a sheet revised July 1, 2025 set a 60 day minimum lease, a one year maximum and no lease in the first 12 months of ownership unless the unit was inherited; the owner may not live in the unit during a lease. Pets are two customary pets on a leash no longer than 6 feet; tenants may not keep pets.
Leeward Bay: 34 condominium homes, built 2003
Leeward Bay is 34 detached villa homes held in condominium form, with attached garages and tile roofs, as the association describes them. The state records carry its recording as November 18, 2003, as carried; the posted file is a 2024 rewrite. The roll gives a single roll year of 2003, 17 homestead exemptions and a median 2026 tax bill of $4,108.24.
The county recorded no sale in the 12 months to August 31, 2026, and 8 deeds at a $587,500 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 lists 1 active home at $610,000 and no sold listing. Rules adopted March 25, 2025 set a 90 consecutive day minimum, 3 leases in a calendar year, no lease starting sooner than 30 days after the prior one began and one year of ownership first. Its sheet is dated January 1, 2022: confirm the current text. Fines run as much as $100 a violation; tenants may not keep pets.
Neptune Bay: 42 condominium homes, built 2001 to 2002
The association calls Neptune Bay 42 coach homes, and its declaration, recorded October 15, 2001, describes seven two-story, six-unit buildings. The roll gives roll years of 2001 to 2002, 24 homestead exemptions and a median 2026 tax bill of $2,619.57.
The county recorded 1 deed in the 12 months to August 31, 2026, $342,500 in January 2026, and 9 deeds at a $400,000 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 shows 1 sold listing at $342,500 and 1 active home at $349,900. Each home has an attached garage. The January 2024 sheet sets a 30 day minimum lease, prior approval and no tenant pets. The 2024 wind mitigation form is covered under "How old are Tarpon Bay homes in Naples, and what should a buyer check on a 2001 to 2004 building?".
Windward Bay: 48 condominium homes, built 2001 to 2002
Windward Bay is 48 homes in three three-story, sixteen-unit buildings with elevators, and its declaration, recorded October 15, 2001, assigns each unit a covered carport; there are no garages. The roll gives roll years of 2001 to 2002, 8 homestead exemptions and a median 2026 tax bill of $2,418.10.
The county recorded 3 deeds in the 12 months to August 31, 2026, shown in the comparison table, and 18 deeds at a $352,500 median over the 60 months to August 31, 2026. The MLS export of October 29, 2026 shows 2 active homes, at $364,000 and $349,000. Windward Bay's own January 2024 sheet also asks for a 30 day minimum lease with prior approval, and it allows no pets for tenants. Windward Bay is the only condominium the association describes at three stories, which matters for the reserve study rule under "What does Florida law require when you buy a Tarpon Bay condo in Naples?".
Recording dates in the state records
The state condominium extract, read November 1, 2026, gives these dates, as carried.
| Condominium | Recorded (as carried) |
|---|---|
| Cayman I at Tarpon Bay | September 18, 2001 |
| Bimini Bay II, Neptune Bay, Windward Bay | October 15, 2001 |
| Bimini Bay I | October 30, 2002 |
| Leeward Bay | November 18, 2003 |
| Bimini Bay III | November 24, 2003 |
How big are Tarpon Bay homes in Naples, and how do the buildings differ?
Tarpon Bay homes in Naples are condominium units in five building forms, from two-story four-unit buildings to three-story elevator buildings, and the size depends on the source. This section labels each size as the association's range, the MLS export's living area, or the county's base area, which appears only in the one table below.
Seven condominiums, five building forms
The forms are two-story four-unit buildings with garages (Bimini Bay I, II and III), attached one-story villas (Cayman I), detached villa homes (Leeward Bay), two-story six-unit coach-home buildings (Neptune Bay) and three-story sixteen-unit buildings with elevators and carports (Windward Bay). Several MLS living areas equal county base-area sizes, such as 1,759 and 1,957; they are different measurements from different record sets.
Bimini Bay's four-unit buildings
The association posts no bedroom counts or sizes for Bimini Bay. The MLS rows show three-bedroom homes and three-bedroom homes with a den, each with two full baths, and the MLS living area for Bimini Bay I to III together is 1,759 sq. ft. (n 8).
Cayman I's attached villas and models
The association's Cayman I page lists three bedrooms, two baths, a two-car attached garage with a paver driveway, and three models: Ambassador, Admiral and Commodore. It says the Admiral models have a private inground pool or spa and some Commodore models have extended lanais. That is the association's description, not a county pool row. The MLS rows show two-bedroom homes with a den and three-bedroom homes.
Leeward Bay's detached villas and Neptune Bay's coach homes
Leeward Bay's homes are detached, with attached garages and paver driveways, and the association says some may have a pool or spa. Neptune Bay's coach homes sit in seven two-story, six-unit buildings.
Windward Bay's three-story elevator buildings and carports
Windward Bay has three buildings of three stories and sixteen units each, with elevators per the association and an assigned covered carport for every unit per the recorded declaration, plus guest parking. The MLS rows show two- and three-bedroom homes.
Sizes by condominium
MLS figures are from the October 29, 2026 export, the association's ranges are as it posts them, and county base area is the heated base area on the 2026 roll.
| Condominium | MLS living area (sq. ft.) | Association range (sq. ft.) | County base area (sq. ft.) | Bedroom mix in MLS rows |
|---|---|---|---|---|
| Bimini Bay I | Bimini Bay I to III together 1,759 (n 8), range 1,759 to 2,170 | No range posted | Median 1,964, 1,759 to 2,170 | Three-bedroom; with den |
| Bimini Bay II | In the group figure; alone 1,964 (n 4) | No range posted | Median 1,964, 1,759 to 2,170 | Three-bedroom; with den |
| Bimini Bay III | In the group figure | No range posted | Median 1,964, 1,759 to 2,470 | Three-bedroom; with den |
| Cayman I at Tarpon Bay | 1,957 (n 7), range 1,879 to 1,957 | 1,879 to 1,957 | Median 1,925, 1,879 to 1,957 | Two-bedroom with den; three-bedroom |
| Leeward Bay | Leeward, Neptune and Windward together 1,356 (n 9), range 1,332 to 1,730 | 1,500 to 1,800 | Median 1,566, 1,566 to 1,730 | Two-bedroom |
| Neptune Bay | In the group figure | 1,500 to 1,700 | Median 1,603, 1,537 to 1,669 | Two-bedroom with den |
| Windward Bay | Alone 1,344 (n 6) | 1,200 to 1,500 | Median 1,356, 1,332 to 1,504 | Two-bedroom; three-bedroom |
How old are Tarpon Bay homes in Naples, and what should a buyer check on a 2001 to 2004 building?
Tarpon Bay homes in Naples carry roll years from 2001 to 2004, a span that straddles the March 1, 2002 date the first Florida Building Code took effect, so a buyer should ask each association for its roof schedule, the building's wind mitigation form and its reserve study.
Roll years 2001 to 2004 and the March 2002 Florida Building Code
The first Florida Building Code took effect on March 1, 2002, as carried. A roll year is the county's earliest residence row, not a permit date, and permit and certificate dates are not published on the pages read. Bimini Bay II, Neptune Bay and Windward Bay were declared in October 2001 and carry roll years of 2001 to 2002; Bimini Bay III carries 2003 to 2004.
Roofs: tile, and the 2023 Neptune Bay replacement
The association calls the roofs tile for Bimini Bay, Cayman I and Leeward Bay and posts no roof schedule for any condominium. The one dated roof item is the Neptune Bay form below, which records a roof covering permit application of June 5, 2023 and a 2023 installation year for the building inspected. For any other building, ask for the roof replacement date on the building's wind mitigation form.
The Neptune Bay 2024 wind mitigation form
The association posts a Neptune Bay wind mitigation inspection report dated February 6, 2024. Its header records a home built in 2001 with 2 stories. The posted file is an image scan, and this page does not read or print the credits on it. The form covers one inspected building. No four-point or wind mitigation report is posted for Bimini Bay, Cayman I, Leeward Bay or Windward Bay, so request the unit's own report and the building's form before pricing a policy.
Exterior changes need a Request to Alter
The master Rules and Regulations adopted May 11, 2026 require an approved Request to Alter for any exterior change and written Master Board consent for an exterior antenna or dish. Bimini Bay III uses an ACC form for any alteration that needs a Collier County permit. Leeward Bay's rules list a pool and lanai cage, a screen to the front door, outside rolldown shutters, a whole-home generator, a water filtration system and an electric vehicle charger as Request to Alter items.
Shutters, generators and EV chargers
The master rules print no shutter clause, so a shutter goes through the Request to Alter process; Leeward Bay names outside rolldown shutters, and the other associations' shutter terms are not published. Electric vehicle charging is addressed under s. 718.113(8) in the Bimini Bay III and Leeward Bay rules: Bimini Bay III requires prior written Board approval, a separate meter at the owner's cost and a certificate of insurance, and Cayman I asks for a dedicated circuit and a fire extinguisher.
Milestone and reserve study pointer
Florida's milestone and reserve study rules turn on a building's stories and years since its certificate of occupancy. The roll years put no Tarpon Bay building at 30 years before 2031, and the public pages post no reserve study or milestone summary. The statute and the Windward Bay question are under "What does Florida law require when you buy a Tarpon Bay condo in Naples?".
What does the Castaways Club in Tarpon Bay, Naples include for owners?
The Castaways Club at 2050 Castaways Court is Tarpon Bay's shared clubhouse, pool, courts and fitness center in Naples, included with every neighborhood. The association's amenities page lists the rooms and equipment below; it posts when the business office is open and when the courts open, but not pool or fitness schedules, and no club fee.
Membership comes with every neighborhood
Every Tarpon Bay neighborhood includes membership in the Castaways Club, the association says, and the recorded declarations make the clubhouse, pool, deck and lakes master association property, with no recreation lease or land rent on any association's question and answer sheet.
The club sits on the common plat, not on a condominium parcel, and there is no golf course.
The clubhouse rooms
The amenities page lists an entertainment room with a formal foyer, a large smart TV and sound system, a commercial catering kitchen, a covered al fresco area with tables and grills, a card room, a billiard room, and a Wi-Fi business center with desktop computers, printers and a lending library, plus extra parking.
The pool, spa and lake
The association lists an infinity pool overlooking a 15-acre lake, a spa, a lounging area and showers. The county roll shows no pool row on any of the 352 Tarpon Bay units.
Courts and the fitness center
The association lists "Har-Tru lighted courts" for tennis, basketball, pickleball and bocce together; the number of courts is not published. The fitness center has private locker rooms, Nautilus and weight equipment, exercise machines with mounted TVs and music, and a group exercise room. A playground is also on the list.
Lake fishing, kayaks, paths and the gazebo
The association lists a lakefront gazebo, lake fishing, and canoe and kayak storage. Launch rules, rentals and fishing rules are not published. Sidewalks, walking paths and pet stations are also listed.
Hours, guests and clubhouse rental
The business office is open Monday to Friday, 8:00 AM to 4:00 PM, as the association posts it, with a notary on staff. The master rules of May 11, 2026 open the courts from 8:00 AM to 9:00 PM for owners, renters and registered guests and limit the pool, patio and grill areas to eight guests per household at a time. Clubhouse rental needs written Master Board approval and a rental agreement, and deposits are not published.
What the association fee covers
The association lists gated entry among the items its fee covers, along with sidewalks, pet stations and walking paths, basic cable and basic internet, building insurance and building maintenance, and landscaping and pest control. For some sub-associations the fee also includes water, sewer and natural gas, and the page does not say which. The home page calls Tarpon Bay a natural gas community without naming the provider.
The dollar amounts are not published; "What does a buyer pay each year in Tarpon Bay, Naples?" covers what is posted. The association publishes nothing else about a gate.
What is near Tarpon Bay in Naples, and which schools and services serve it?
Tarpon Bay in Naples is in North Naples, and the association says the community has immediate access to I-75. This page prints no distances, because no route table was produced; it names the places the association lists, the schools and hospitals, and the fire district, each with its source date.
I-75 access and the Immokalee Road interchange
WGCU reported on September 20, 2026 that the I-75 project from Golden Gate Parkway to Alico Road will add a diverging diamond interchange at Immokalee Road, with the Bonita Beach Road to Immokalee Road segment expected to finish in early 2027.
The same report describes about 21 miles of I-75 in the project, optional toll express lanes and a three-year timeframe. Check the project's current notices.
The Livingston Road flyover
Gulfshore Business reported on July 28, 2026 that Collier County approved a design contract for a Livingston Road flyover over Immokalee Road, with about 30 months of design and construction to follow the Immokalee Road interchange work. This is reported work, not a schedule, and this page gives no dollar figure.
Places the association names, the airport and beaches
The association's home page names Waterside Shops, Mercato, Coconut Point, Artis-Naples, the Sugden Theatre downtown and North Collier Regional Park. They appear here by name, with no distance and no travel time, as do Southwest Florida International Airport (RSW) and the Collier County beach parks at Vanderbilt Beach and Barefoot Beach Preserve.
Schools
Collier County Public Schools' address lookup of October 21, 2026, at two sample addresses on Tarpon Bay Drive South and Tarpon Bay Drive North, returned these schools for the 2027 school year, as carried. Assignment is by address and can change each year, so confirm with the district. The grades are the state's school grades and describe the school, not the home.
| School | 2021-22 | 2022-23 | 2023-24 | 2024-25 | 2025-26 |
|---|---|---|---|---|---|
| Vineyards Elementary | A | A | A | A | A |
| North Naples Middle | A | A | A | A | A |
| Aubrey Rogers High | No grade printed | No grade printed | A | A | A |
Hospitals and urgent care
The table lists facilities by name and address from each operator's pages, read November 1, 2026, with no distances, phone numbers or wait times. In an emergency call 911.
| Facility | Address |
|---|---|
| Physicians Regional Medical Center, Pine Ridge | 6101 Pine Ridge Rd, Naples 34119 |
| NCH North Naples Hospital | 11190 Health Park Blvd, Naples 34110 |
| NCH Emergency Department, Northeast | 15420 Collier Blvd, Naples 34120 |
| NCH Medical Group Immediate Care, Vanderbilt (hours not shown, confirm) | 801 Vanderbilt Beach Rd, Naples 34108 |
| Physicians Regional Urgent Care, Pine Ridge (as carried; hours may change) | 6376 Pine Ridge Rd, Naples |
Fire, water, sewer, gas and trash
The 2026 tax roll lists North Collier Fire Control at 1.0000 mill in Tarpon Bay's millage area 47, so that district is the fire district on the bill.
Confirm the water, sewer and trash provider for the address, because the public pages name none. Under the master rules, carts go to the curb no earlier than 6:00 PM the evening before collection and come back in by 6:00 AM the morning after. For next steps, see Naples communities, current listings or who we are.
Who governs Tarpon Bay in Naples: the master association and seven condominium associations?
Tarpon Bay in Naples is governed by one master association, Tarpon Bay Community Association, Inc., and by seven condominium associations, one for each condominium. Every owner belongs to the master and to one condominium association, and each layer bills on its own. The table shows which association covers which homes, with the evidence behind each line.
One master association and seven condominium associations
The master's Rules and Regulations, adopted May 11, 2026, describe a master and seven sub-associations. The recorded declarations make the clubhouse, pool, deck and lakes the master's property, which is why the Castaways Club comes with every neighborhood; the club is described under "What does the Castaways Club in Tarpon Bay, Naples include for owners?". Each condominium association runs its own buildings and holds its own owner votes.
Sandcastle Community Management
The association's Sales Requirements name Sandcastle Community Management, an Associa company, as the manager for Tarpon Bay Community Association, Inc., and the association's own office is at the clubhouse, 2050 Castaways Court. Sale packets, resale documents and tenant registrations move between the manager and that office. This page prints the company name only.
Two fee layers, billed separately
Each owner is automatically a master member and pays the master assessment every quarter, apart from the condominium association's own quarterly statement. All seven question and answer sheets say so. Two bills mean two budgets, and neither is posted; costs are under "What does a buyer pay each year in Tarpon Bay, Naples?".
Which association covers which homes
| Association (name as its sheet prints it) | Homes, county roll | Form | Q&A sheet | Rules document | Evidence |
|---|---|---|---|---|---|
| Tarpon Bay Community Association, Inc. (master) | all 352 | clubhouse, pool, lakes, preserves | n/a | Rules and Regulations, May 11, 2026 | association page; recorded declaration |
| Bimini Bay I at Tarpon Bay Condominium Association, Inc. | 24 | two-story four-unit buildings | January 2024 | master rules | county roll; association page |
| Bimini Bay II at Tarpon Bay Condominium Association, Inc. | 40 | two-story four-unit buildings | January 2024 | master rules | county roll; recorded declaration |
| Bimini Bay III at Tarpon Bay Condominium Association, Inc. | 64 | two-story four-unit buildings | April 2025 | rules September 2026 | county roll; association page |
| Cayman I at Tarpon Bay Condominium Association, Inc. | 100 | attached one-story villas | revised July 1, 2025 | rules May 28, 2025 | county roll; association page |
| Leeward Bay at Tarpon Bay Condominium Association, Inc. | 34 | detached villa homes | revised January 1, 2022 | rules March 25, 2025 | county roll; association page |
| Neptune Bay at Tarpon Bay Condominium Association, Inc. | 42 | coach homes, two-story | January 2024 | master rules | county roll; recorded declaration |
| Windward Bay at Tarpon Bay Condominium Association, Inc. | 48 | three-story elevator buildings | January 2024 | master rules | county roll; recorded declaration |
| State registration, all seven | units sum to 352 | condominium | n/a | n/a | state records, as carried |
| Budgets and reserves | n/a | n/a | "See current budget" | n/a | not published |
Votes, litigation answers and no recreation lease
Each sheet gives one vote per unit in its condominium association, answers "No" to litigation over $100,000, and answers "No" to any rent or land-use fee for recreation. Leeward Bay's sheet is marked revised January 1, 2022, so ask for a current answer. A sheet summarizes; the declaration governs.
Documents the association posts
The Sales and Leasing page lists the master rules (May 11, 2026), the Sales Requirements (May 15, 2024), seven question and answer sheets, the Bimini Bay III rules (September 2026) and December 2025 sheet, the Cayman I rules (May 28, 2025), the Leeward Bay rules (March 25, 2025), and the Neptune Bay 2024 wind mitigation report. The declarations are image-only scans that were not read, and the estoppel form is listed as "Coming Soon". Full governing documents come in the resale package, and our agents can request it with the contract.
What rules apply when you buy or lease in Tarpon Bay, Naples?
Tarpon Bay in Naples asks every buyer to apply to the condominium association and every tenant to be approved, and lease terms differ by association. The sections below give the sale steps, a lease table, pet and vehicle rules, and who sets which rule, each tied to the date of the document that says it.
Approval for every sale
Every Tarpon Bay sale goes through the condominium association's approval: the association's Sales Requirements ask for a $150 application, three reference letters, the signed rules and the signed contract at least 15 days before closing, and the board and management may take 15 days (checked November 1, 2026).
The seven sales application pages point to an online screening service whose own wording says the association's screening committee makes the final decision. After closing, the owner's key or code goes to the Tarpon Bay office under the statutory right of access.
Leasing by association
Tarpon Bay's minimum lease terms run from 30 to 90 days by association: 30 days in Bimini Bay I, Bimini Bay II, Neptune Bay and Windward Bay, 60 days in Cayman I, and 90 days in Bimini Bay III and Leeward Bay, which also cap leases each year and require a year of ownership first.
| Association | Minimum | Maximum and frequency | New-owner hold | Tenant pets | Document dates |
|---|---|---|---|---|---|
| Bimini Bay I, Bimini Bay II, Neptune Bay, Windward Bay | 30 days | one year at most; prior approval | none stated | not allowed | Q&A sheets January 2024 |
| Bimini Bay III | 90 continuous days | 4 leases a calendar year; one year at most | owner must own one year | not allowed | Q&A April 2025; rules September 2026 |
| Cayman I | 60 days | one year at most; owner may not live in the unit during a lease | no lease in first 12 months unless inherited | not allowed | Q&A revised July 1, 2025; rules May 28, 2025 |
| Leeward Bay | 90 consecutive days | 3 leases a calendar year; none may start sooner than 30 days after the prior one began | one year before eligible | not allowed | rules March 25, 2025; Q&A revised January 1, 2022 (confirm current) |
The master rules say minimums run "from thirty (30) to ninety (90) days," and treat an occupant not on the deed or application as a tenant after 14 consecutive days. Verify in the declaration before you rely on any row.
Lease approval and tenant registration
The Rental Guidelines, dated January 21, 2026, set a $150 lease application, waived when a tenant renews an annual lease for the same unit in the same sub-association. The sub-association board takes 15 days to review a complete packet, and an incomplete packet is not forwarded. The tenant buys an amenity fob, price not published, and the owner's fob is deactivated during the lease. Every tenant and guest registers with the manager. The packet needs a signed Owner Certification, signed rules, the lease and a color copy of a driver's license.
Pets by association
The master rules allow two pets per unit, on a handheld leash or in a carrier, and keep pets out of the clubhouse and pool area; assistance animals are not pets. Bimini Bay III lists two dogs or cats, two caged birds and tropical fish. Cayman I allows two customary pets on a non-retractable leash no longer than 6 feet, and bars snakes. Leeward Bay allows two. The sheets for Bimini Bay I, Bimini Bay II, Neptune Bay and Windward Bay allow 2 household pets plus 2 birds. Tenants and guests may not keep pets in any association.
Vehicles, parking and signs
The master rules (May 11, 2026) allow only passenger cars and minivans seating up to 8, without commercial decals, to park on association property. Pickups of any size, vans, trailers, boats, campers and motorcycles stay in the garage, and golf carts are not permitted on the streets. There is no street parking from 10:00 PM to 5:30 AM, and overnight clubhouse-lot parking needs a Temporary Parking Permit. "For Sale" and "Open House" signs are allowed only on the day of an approved open house. Exterior changes need a signed Request to Alter. Bimini Bay III's own limits are under "What are the Bimini Bay I, II and III condominiums in Tarpon Bay, Naples?".
Short-term rentals and Collier registration
Collier County Ordinance 2021-45, effective January 3, 2022, requires short-term vacation rentals in unincorporated Collier County to register, with a $50 fee and a state license first (as carried). In Tarpon Bay the 30 to 90 day minimums and the approval step come first, and Leeward Bay's rules count a transient rental agreement as leasing. The association publishes no short-term rental program.
Who sets which rule
| Who | Sets | Written in |
|---|---|---|
| Master association | vehicles, signs, exterior changes, club use, registration | Rules and Regulations, May 11, 2026 |
| Condominium association | sale and lease approval, lease terms, pets, its budget | its Q&A sheet or rules; the declaration |
| Collier County | short-term rental registration, tax roll | Ordinance 2021-45, as carried |
| Florida law | cancel right, estoppel, reserve studies | the statutes under "What does Florida law require when you buy a Tarpon Bay condo in Naples?" |
What does a buyer pay each year in Tarpon Bay, Naples?
Tarpon Bay in Naples publishes no association dues in dollars, so a buyer's yearly cost rests on two budgets that must be requested. The association says what its fee covers, and this section also shows fee entries listing agents typed into the MLS, kept apart from any published rate.
What the dues buy
Read line by line, the association's fee list pays for building insurance and building maintenance, basic cable and basic internet, landscaping and pest control, plus sidewalks, pet stations, walking paths and the entry items set out in the amenities section. Some sub-associations also include water, sewer and natural gas.
Dues are not published
No Tarpon Bay association publishes its dues in dollars on a public page: every condominium association's question and answer sheet says to see the current budget, and the master assessment is billed quarterly and separately (checked November 1, 2026), so ask for both budgets and the estoppel for the unit.
Reserve balances and special assessment notices are not posted either; they sit in the budgets and the estoppel.
The MLS fee fields listing agents typed
We tracked every fee field the October 29, 2026 export carries for the 24 Tarpon Bay rows: these are entries listing agents typed, not the associations' published rates; do not add them together.
| Fee field | Entries on the 24 rows |
|---|---|
| Master fee field, as entered | "$1,382 Quarterly" on 18 rows, "$1,352 Quarterly" on 4, "$0" on 2 |
| Master fee annualized | 22 rows, median $5,528, $5,408 to $5,528 |
| Condominium fee annualized | 17 rows, median $5,128, $3,648 to $5,848 |
| Condominium fee by group | Bimini Bay $5,254 (n 6); Cayman I $3,648 (n 6); Leeward, Neptune and Windward Bay $5,440 (n 5) |
| Total annual recurring fees | 24 rows, median $10,656, $9,056 to $11,376 |
| Mandatory club fee | $0.00 on all 24 rows |
| Application fee field | $150.00 on 15 rows |
Table caption: Southwest Florida MLS, as entered by listing agents, export of October 29, 2026.
Utilities inside some condominium fees
The amenities page says some sub-associations include water, sewer and natural gas and does not say which. The recorded Bimini Bay II declaration lists water and sewer as a condominium common expense. Confirm the water, sewer and trash provider for the address, and ask each budget what it pays.
Insurance inside the association fee
The fee pays for building insurance and building maintenance, according to the association. The carrier, limits, wind deductible and flood arrangement are not published, and neither is the line between the master policy and an owner's HO-6 policy. Request the declarations page before a contract deadline.
What to ask for before you sign
Ask for both current budgets, the latest reserve study or statement, any special assessment approved or under discussion, the insurance declarations page, the rules in force, an estoppel for the unit, and which utilities the fee pays. Put the requests in writing, and ask us to have them sent with a contract, as we do for other Naples condos for sale.
What does a buyer pay once at purchase in Tarpon Bay, Naples?
Tarpon Bay in Naples posts one one-time cost, the $150 sale application, and publishes no estoppel fee, transfer fee or capital contribution in any readable document. Florida sets ceilings on some of these charges, shown below beside what the association has and has not posted.
The $150 sale application
The Sales Requirements, revised May 15, 2024, ask for the $150 application, three reference letters, the signed rules and the signed contract, and the packet should reach the office at least 15 days before closing. The full rule is under "What rules apply when you buy or lease in Tarpon Bay, Naples?".
Estoppel certificates
Tarpon Bay posts no estoppel fee (its estoppel form is listed as coming soon), and the 2026 cap the Florida Department of Business and Professional Regulation publishes under s. 718.116 is $299 when nothing is owed, plus $119 for delivery within 3 business days and as much as $179 more on a delinquent account, as carried.
The statute's printed base is $250, adjusted every 5 years, and the certificate is due within 10 business days of the request.
Transfer fees under s. 718.112(2)(k)
An association may charge a transfer fee only if it must approve the transfer and its documents provide for the fee. The statute's base is $150 per applicant, and the department's current figure is $184, as carried, with the next update by July 1, 2031. Whether the $150 application is the transfer fee is not published; ask for the declaration page.
Capital contributions: not published
No capital contribution at resale, working-capital charge or reserve buy-in appears in any readable Tarpon Bay document, and the image-only declarations were not read. Treat the amount as unknown until the estoppel or resale package states it.
Closing costs in words
A closing carries the lender's charges, title search and title insurance, deed recording, prorated taxes and assessments, prepaid insurance, and any association application or estoppel charge. This page prints no closing-cost dollars because they depend on the loan and the title agent; ask for a written estimate before contract.
What are property taxes on a condo in Tarpon Bay, Naples?
Tarpon Bay in Naples is taxed at one rate for all 352 homes, built from ten taxing lines on the 2026 county roll, with no city levy and no community development district. The sections below give the ten lines, median 2026 bills, the Windward Bay exception, homestead, Save Our Homes and the bill.
One millage rate and ten lines
Every Tarpon Bay home sits in Collier County millage area 47, unincorporated, at 9.3696 mills for 2026, with no municipal levy and no CDD on the 2026 roll; 304 homes carry $269.77 in non-ad valorem charges on that roll and the 48 Windward Bay homes carry none.
| Taxing line, 2026 county roll | Mills |
|---|---|
| General Fund | 3.0107 |
| Water Management (South Florida) | 0.0948 |
| Big Cypress Basin | 0.0978 |
| School Board, state law | 1.8990 |
| School Board, local | 2.2480 |
| Collier Mosquito Control | 0.1331 |
| North Collier Fire Control | 1.0000 |
| Unincorporated General MSTD | 0.6844 |
| Water Pollution Control | 0.0246 |
| Conservation Collier | 0.1772 |
| County 3.8969, school 4.1470, other 1.3257, non-school 5.2226 | total 9.3696 |
Median 2026 bills by condominium
| Condominium | Homes | Median 2026 total tax | Homestead homes |
|---|---|---|---|
| Bimini Bay I | 24 | $3,650.33 | 12 |
| Bimini Bay II | 40 | $2,984.02 | 25 |
| Bimini Bay III | 64 | $3,679.67 | 31 |
| Cayman I at Tarpon Bay | 100 | $3,187.36 | 61 |
| Leeward Bay | 34 | $4,108.24 | 17 |
| Neptune Bay | 42 | $2,619.57 | 24 |
| Windward Bay | 48 | $2,418.10 | 8 |
| All Tarpon Bay homes | 352 | $2,991.75 | 178 |
A median describes the roll, not one home; a bill follows the county's assessed value of the unit.
Windward Bay's $0.00 non-ad valorem line
The roll shows $0.00 in non-ad valorem charges on all 48 Windward Bay homes and $269.77 on the other 304. The roll carries the total only, so the tax bill names the line. The reason Windward Bay differs is unknown here; ask for the exact bill.
Homestead and the additional exemption
A Florida homestead exemption takes $25,000 off taxable value for a permanent residence owned on January 1 (s. 196.031), and the additional exemption reaches up to $26,411 on value above $50,000 for 2026 (Florida Department of Revenue). At this rate, $25,000 on all levies saves $234.24 and the additional exemption on the non-school levies saves $137.93, so $372.17 together. The roll counts 178 of the 352 homes with an exemption, a tax count only.
Save Our Homes after a purchase
Save Our Homes caps yearly growth in assessed value at 2.7 percent for 2026, according to the Department of Revenue. A sale ends the seller's cap: assessed value resets to market value on the next January 1 (s. 193.155), so the seller's bill says little about the next owner's.
Reading the bill
Check the millage area, the exemptions, the taxable value and the non-ad valorem lines. A bill listing $269.77 follows the roll; a Tarpon Bay bill outside Windward Bay listing none deserves a question, and so would a CDD line, since the roll shows no CDD. The Collier County Property Appraiser sets values and the Tax Collector bills them.
What do worked tax examples show for a Tarpon Bay condo in Naples?
Tarpon Bay in Naples tax bills can be sketched from county price medians and the 2026 millage, but only as an illustration. The table prices five county medians at the roll rate, adds the non-ad valorem line, and shows the bill with and without homestead. Association dues are left out because they are not published.
How the examples are built
Each row multiplies the price by 9.3696 mills, adds $269.77 (or $0.00 for Windward Bay), and then shows the total less $372.17 of homestead savings. This is an illustration, not a bill: it assumes taxable value equals the price, and the Collier County Property Appraiser sets the real value.
At the county medians
| Basis | Price | Ad valorem | With non-ad valorem | With homestead |
|---|---|---|---|---|
| County 12-month median, all Tarpon Bay homes (17 deeds) | $480,000 | $4,497.41 | $4,767.18 | $4,395.01 |
| County 12-month median, Bimini Bay I to III (7 deeds) | $475,000 | $4,450.56 | $4,720.33 | $4,348.16 |
| County 12-month median, Cayman I (6 deeds) | $580,000 | $5,434.37 | $5,704.14 | $5,331.97 |
| County 60-month median to August 31, 2026, Leeward, Neptune and Windward Bay (35 deeds) | $365,000 | $3,419.90 | $3,689.67 | $3,317.50 |
| County 60-month median to August 31, 2026, Windward Bay (18 deeds) | $352,500 | $3,302.78 | $3,302.78 | $2,930.61 |
Windward Bay's example
The last row adds nothing for the non-ad valorem line because the roll shows $0.00 for Windward Bay, so its two middle columns match. Homestead lowers the same bill by the full $372.17.
Per $100,000 of taxable value
At the 2026 rate, each $100,000 of taxable value carries $936.96 in ad valorem tax. Scale that to the county's taxable value and add the non-ad valorem line from the bill.
What the examples leave out
The examples leave out both associations' dues (not published; see the current budgets), insurance, utilities and special assessments. The MLS fee-field entries are under "What does a buyer pay each year in Tarpon Bay, Naples?" and are never added to these totals.
Is Tarpon Bay in Naples in a flood zone, and how do storms and insurance work?
Tarpon Bay in Naples has one flood map reading on file, taken at a single sample address on October 21, 2026, and that reading does not stand in for the community. Flood insurance, evacuation zones and storm history are separate questions, and the lender's flood determination on the exact address governs.
The one sample address
At the one sample address in Tarpon Bay checked against the FEMA flood map on October 21, 2026, on Tarpon Bay Drive South, the map showed unshaded Zone X on panel 12021C0213H, effective May 16, 2012, as carried; one address is not the community, and zones can differ from one building to the next.
Unshaded Zone X lies outside the 0.2 percent annual chance band, and the reading says nothing about ground height or drainage.
Seven condominiums with no sample point
The file holds no sample point for any of the seven condominiums or the clubhouse parcel, and the one reading was not matched to a condominium. Ground elevation is not published. For a particular unit, the lender's flood determination on the exact address governs.
Map dates
The effective map for unincorporated Collier is the 2012 countywide flood map. A preliminary flood map was released March 20, 2025, with a county-reported target effective date in summer 2027 and an appeal period reported to open August 19, 2026, as carried. Whether it changes the Tarpon Bay reading is not published.
Evacuation zones are separate
An evacuation zone measures storm surge and is separate from a flood insurance zone. No Tarpon Bay evacuation zone appears in any file read, so none is printed; look up the zone for the exact address on the county's lookup, and do not borrow a neighbor's answer.
Lakes, preserves and storm accounts
The three lakes and the preserves are master association property under declaration section 4.24. The files read hold no association post, news item or county note naming Tarpon Bay for Irma, Ian, Helene or Milton. That is an absence in the records, not a finding about any building, so ask each seller for claims history and repair records.
NFIP and private flood quotes
For a property mapped in an X zone, federal rules do not require flood coverage unless the lender asks, but it can still be bought. Get a written National Flood Insurance Program quote and a private quote for the exact unit. Citizens filed decreases for 2026, as reported; this page prints no premium.
The master policy and HO-6
The fee pays for building insurance, and the policy terms are not published. An owner's HO-6 policy covers the owner's side of the line, and where that line sits depends on the declaration and the master policy. Ask for both documents and have an insurance agent read them against an HO-6 quote.
What does Florida law require when you buy a Tarpon Bay condo in Naples?
Tarpon Bay in Naples is made of chapter 718 condominiums, so a buyer gets a 7-day cancel right, a reserve study question and a right to an estoppel certificate. The table and sections below summarize each statute as read on November 1, 2026. This is not legal advice; ask a Florida real estate attorney.
| Statute | What it does for a buyer | Covered below |
|---|---|---|
| s. 718.503 | resale cancel right and documents | The 7-day condominium resale window |
| s. 718.112(2)(g) | structural integrity reserve study | Structural integrity reserve studies |
| s. 553.899 | milestone inspection | Milestone inspections and the 30-year rule |
| s. 718.116 | unpaid assessments, estoppel | Unpaid assessments and estoppel |
| s. 718.112(2)(k) | transfer fee ceiling | Transfer and application fees |
| s. 689.302, s. 689.261 | seller flood and tax-bill disclosures | Seller disclosures |
The 7-day condominium resale window
Under s. 718.503(2), the contract must let the buyer cancel within 7 days, excluding Saturdays, Sundays and legal holidays, after signing and receiving the association documents, unless they arrived more than 7 such days before signing. The right ends at closing. Every Tarpon Bay sale now is a resale, since the recorded dates run from 2001 to 2003; the 15-day legend belongs to a developer's first sale.
Structural integrity reserve studies
As read on November 1, 2026, s. 718.112(2)(g) requires a structural integrity reserve study for each condominium building of three habitable stories or higher, with an outer date of December 31, 2026, and Windward Bay's three three-story buildings are the only Tarpon Bay buildings the association describes at that height.
Bimini Bay I to III and Neptune Bay are described as two-story, Cayman I as one-story and Leeward Bay as detached. The public pages post no SIRS, milestone summary or reserve study for any building, so status is not published. Ask for the SIRS or the written statement the statute requires; the resale package carries the most recent SIRS or a statement that none is required or completed, and the milestone summary where one applies (s. 718.503).
Milestone inspections and the 30-year rule
Section 553.899 requires a milestone inspection of a building of three habitable stories or more by December 31 of the year it reaches 30 years from its certificate of occupancy, then every 10 years; a local agency may set 25 years. Roll years of 2001 to 2004 put no Tarpon Bay building at 30 years before 2031. Certificate dates are not published.
Unpaid assessments and estoppel
Under s. 718.116, a new owner is jointly liable with the seller for assessments unpaid up to the transfer, which is why the estoppel certificate matters. The dollar caps are under "What does a buyer pay once at purchase in Tarpon Bay, Naples?". Ask for the certificate before closing and read the balance line.
Transfer and application fees
The statute lets an association charge a transfer fee only when it must approve the transfer and its documents allow the fee. Which Tarpon Bay document, if any, sets one is not published, so ask the association to point to the page.
Seller disclosures
Under s. 689.302 a seller makes a flood disclosure, and under s. 689.261 a seller discloses tax-bill facts from February 1, 2027, as carried. Neither replaces the lender's flood determination or the association's documents. Take them to a Florida real estate attorney with the contract, and see the live search under current listings.
How do Tarpon Bay condo prices in Naples compare with nearby North Naples communities?
Tarpon Bay in Naples can be set beside the North Naples communities in the table when each is read from one county roll and one 12-month window of recorded deeds. The table puts homes, deeds and millage side by side, with no ranking, verdict or distance.
The peer table
Each figure counts qualified improved county deeds on homes with a residence row, from the county's October 27, 2026 bundle. The final column, September 2024 to August 2025, is a table entry only.
| Community | Homes | County deeds, 12 months to August 31, 2026 | Condominium use code | Single-family use code | County deeds, September 2024 to August 2025 |
|---|---|---|---|---|---|
| Tarpon Bay (this page, county figures) | 352 | 17 at $480,000 | 17 at $480,000 | none | 13 at $421,500 |
| Huntington Lakes | 648 | 36 at $322,950 | 36 at $322,950 | none | 23 at $345,000 |
| Tarpon Cove (ZIP 34110) | 365 | 15 at $440,000 | 12 at $417,000 | 3 at $512,000 | 17 at $490,000 |
| Ibis Cove | 416 | 21 at $440,000 | 14 at $390,000 | 7 at $525,000 | 12 at $521,000 |
| Vineyards (golf) | 2,547 | 139 at $750,000 | 89 at $560,000 | 50 at $1,377,500 | 122 at $745,000 |
| Island Walk | 1,856 | 111 at $520,000 | none | 111 at $520,000 | 71 at $600,000 |
| Saturnia Lakes | 580 | 27 at $815,000 | none | 27 at $815,000 | 33 at $785,000 |
Condominium with condominium
Every Tarpon Bay home is a condominium unit, so compare condominium use with condominium use. Tarpon Bay's 17 county deeds at a $480,000 median sit beside condominium counts from 12 to 89 deeds, and a median on 12 deeds moves with each sale more than one on 89.
Reading the single-family use column
Two rows record only single-family use on the roll and three split between the two uses. Those cells describe houses, not condominium units, so blended medians move with the mix.
Millage across the peers
| Millage rate for 2026 | Communities |
|---|---|
| 9.3696 mills | Tarpon Bay (area 47), Huntington Lakes and Tarpon Cove |
| Two rates: the rate above and 9.4721 mills | Vineyards |
| 10.3696 mills | Saturnia Lakes, Island Walk and Ibis Cove |
"What are property taxes on a condo in Tarpon Bay, Naples?" lists the ten lines behind Tarpon Bay's rate. Olde Cypress is another 34119 page, not computed here. More places are on Naples communities.
Which names get confused with Tarpon Bay in Naples?
Tarpon Bay in Naples shares its name, or part of it, with other places, and several of its condominium names recur elsewhere in Florida. The four sections below separate each look-alike from the homes this page counts, so a search result is read with its full name beside it.
The 34110 community with a similar name
Tarpon Cove, ZIP 34110, is a separate Naples community with its own Bimini, Barbados and Martinique condominiums and Cayman villas. Its Bimini condominiums are not Bimini Bay at Tarpon Bay, and none of its sales or listings enters a figure here.
Sanibel's Tarpon Bay
Sanibel has its own Tarpon Bay, with Tarpon Bay Road, Tarpon Bay Explorers and Tarpon Bay Beach, in Lee County. A shopping-center name with the same words is unrelated too.
Bimini, Cayman, Windward and Neptune names elsewhere
Cayman at Antilles and Cayman Lane in Island Walk are different places from Cayman I at Tarpon Bay, and Tarpon Village Apartments on the Isles of Capri is not part of it. Windward and Neptune recur as condominium names in Charlotte and Pinellas rows of the state extract.
Tarpon Bay Community Association and its seven condominiums
Tarpon Bay Community Association, Inc. is the master association over seven condominiums. "Who governs Tarpon Bay in Naples: the master association and seven condominium associations?" sets out how the levels divide the work.
How do you buy a condo in Tarpon Bay, Naples, step by step?
Buying in Tarpon Bay in Naples starts with the condominium, because the seven associations set their own lease minimums, pet terms and approvals under one master association. The six steps point to the section holding each figure, and the table lists the papers to request.
| Document | Who provides it | What it answers |
|---|---|---|
| Declarations and master documents | Association, manager | Use limits and approvals |
| Rules with dates | Master and condominium associations | Leasing, pets, vehicles, exterior work |
| Both budgets | The manager | Dues, which no public page prints |
| Reserve study or SIRS, or the statement that none exists | Condominium association | Structural reserve status |
| Milestone inspection summary, if any | Condominium association | Buildings of three stories or more |
| Estoppel certificate | The manager | Amounts owed; form listed as coming soon |
| Seller flood disclosure, s. 689.302 | The seller | Flood damage the seller knows of |
| Wind mitigation and four-point reports, roof schedule | Inspector, association | Insurance credits, the last reroof |
| Flood determination and insurance quotes | Lender, insurance agent | Zone for the address; NFIP, private, HO-6 |
| Tax bill with non-ad valorem line | Collier County | The line the bill names |
Pick the condominium first
The seven condominiums set their own lease minimums, from 30 to 90 days, and their own pet terms, so the condominium matters more than the street. "What rules apply when you buy or lease in Tarpon Bay, Naples?" gives each with its document date.
Ask for both budgets, the rules and the estoppel
Request both budgets, the rules with dates and the unit's estoppel certificate, since dues are not published in dollars. "What does a buyer pay each year in Tarpon Bay, Naples?" holds the published fees.
The application and the 15 days
The Sales Requirements, revised May 15, 2024, set a $150 application, three reference letters and a 15-day lead before closing. Ask the manager for the packet at signing.
Inspections, the wind mitigation form and insurance quotes
Roll years 2001 to 2004 straddle the first Florida Building Code of March 1, 2002, so ask for the building's wind mitigation form, any four-point report, the roof schedule and the master policy's declarations page, since its carrier and limits are not published.
Flood determination for the exact address
Ask the lender for its flood determination on the exact address, then compare an NFIP quote with a private quote.
Closing, the keys and the homestead filing
After closing, the new owner's key goes to the Tarpon Bay office under the statutory right of access. The county roll counts 178 of 352 homes with a homestead for 2026; "What are property taxes on a condo in Tarpon Bay, Naples?" holds the amounts.
Frequently Asked Questions about homes for sale in Tarpon Bay, Naples
Tarpon Bay in Naples raises a predictable set of buyer questions: where it is, how many homes it holds, what the associations charge or leave unpublished, what recorded sales and the MLS show, and which Florida laws apply. Each of the 30 answers below is short and dated.
Where is Tarpon Bay in Naples, FL?
Tarpon Bay is a condominium community in unincorporated Collier County, North Naples, ZIP 34119. The association places it between Immokalee Road and Vanderbilt Beach Road with immediate access to I-75, on the east side of the interstate per the recorded Bimini Bay II survey.
Is Tarpon Bay inside the City of Naples?
No. Tarpon Bay is in unincorporated Collier County, not the City of Naples, though its ZIP 34119 is a Naples one. The 2026 county roll shows no municipal levy on its homes, and the fire district comes from the same roll.
How many homes are in Tarpon Bay?
Tarpon Bay in Naples has 352 homes, all condominium units in seven condominiums. The 2026 county roll counts them, and the state condominium records and the association's "352 unit" line agree. A further 13 parcels form the common plat and hold no homes.
What types of homes are in Tarpon Bay?
Every Tarpon Bay home in Naples is a condominium unit: two-story four-unit buildings with attached garages (Bimini Bay I to III), attached one-story villas (Cayman I), detached villa homes (Leeward Bay), two-story coach homes (Neptune Bay) and three-story elevator buildings with carports (Windward Bay).
Which condominiums make up Tarpon Bay?
Tarpon Bay in Naples is seven condominiums under one master association: Bimini Bay I (24 homes), Bimini Bay II (40), Bimini Bay III (64), Cayman I (100), Leeward Bay (34), Neptune Bay (42) and Windward Bay (48), counted alike by county and state records (checked November 1, 2026).
Is Tarpon Bay the same as Tarpon Cove?
No. Tarpon Bay in Naples, ZIP 34119, is a different community from the Naples one in ZIP 34110 with a similar name, which has its own Bimini condominiums. None of its sales, listings or homes is counted on this page.
What have Tarpon Bay condos sold for recently?
The county recorded 17 qualified deeds for Tarpon Bay condos in Naples at a $480,000 median in the 12 months to August 31, 2026, from $300,000 to $620,000. Separately, the MLS export of October 29, 2026 held 17 sold listings at a $475,000 median.
What do Cayman I villas at Tarpon Bay sell for?
Cayman I at Tarpon Bay, Naples, recorded 6 county deeds at a $580,000 median in the 12 months to August 31, 2026, from $505,000 to $620,000. Over the 60 months to that date, the county recorded 24 deeds for Cayman I at a $567,500 median.
What do Bimini Bay condos at Tarpon Bay sell for?
Bimini Bay I to III at Tarpon Bay, Naples, recorded 7 county deeds at a $475,000 median in the 12 months to August 31, 2026, and 35 county deeds at a $518,000 median over the 60 months to that date.
How many Tarpon Bay homes are for sale right now?
The MLS export of October 29, 2026 held 7 active Tarpon Bay listings in Naples and no pending sale, at a $509,000 median list price from $349,000 to $610,000. Listings change daily, so check the live search for the current count.
When was Tarpon Bay built?
Tarpon Bay's homes in Naples carry roll years from 2001 to 2004 on the 2026 county roll, with a median of 2002. The recorded declarations of Bimini Bay II, Neptune Bay and Windward Bay date from October 15, 2001, as carried.
How big are Tarpon Bay condos?
In the MLS export of October 29, 2026, Tarpon Bay homes in Naples show a median living area of 1,759 sq. ft., from 1,332 to 2,170 sq. ft. Group medians run 1,759 for Bimini Bay, 1,957 for Cayman I and 1,356 for Leeward, Neptune and Windward Bay.
Who developed Tarpon Bay in Naples?
In Tarpon Bay, Naples, the recorded declarations of Bimini Bay I, Bimini Bay II, Neptune Bay and Windward Bay name WCI Communities, Inc. as the developer. The declarations of Bimini Bay III, Cayman I and Leeward Bay were not read, so no developer is named for them.
What amenities does the Tarpon Bay Castaways Club have?
The Castaways Club at 2050 Castaways Court, included with every Tarpon Bay neighborhood in Naples, lists a clubhouse with an entertainment room, an infinity pool overlooking a 15-acre lake, a spa, a fitness center, Har-Tru lighted courts, a playground, lake fishing, kayak storage and walking paths.
Does Tarpon Bay have gated entry?
The Tarpon Bay association in Naples lists gated entry among the items its fee covers, in its own wording. It publishes nothing else about a gate, so ask the manager how entry works for the specific building you are considering.
What are the Tarpon Bay HOA fees?
No Tarpon Bay association in Naples prints its dues in dollars on a public page. Each question and answer sheet points to the current budget, and the master assessment is billed quarterly and separately (checked November 1, 2026). The MLS export's fee fields are listing-agent entries.
What does the Tarpon Bay association fee cover?
In Tarpon Bay in Naples, the association's pages say the fee covers sidewalks, pet stations and walking paths, basic cable and basic internet, building insurance and maintenance, landscaping and pest control. Some sub-associations also include water, sewer and natural gas; the pages do not say which.
Who manages Tarpon Bay?
Sandcastle Community Management, an Associa company, is named in the Sales Requirements as the manager for Tarpon Bay Community Association, Inc., Naples. The association's office is at the clubhouse, 2050 Castaways Court, open Monday to Friday, 8:00 AM to 4:00 PM, as posted.
What approval does a Tarpon Bay purchase need?
Every purchase in Tarpon Bay, Naples, needs the condominium association's approval. The Sales Requirements revised May 15, 2024 list a $150 application, three reference letters and the signed rules, and ask for the signed contract at least 15 days before closing (checked November 1, 2026).
Can you rent out a condo in Tarpon Bay?
Tarpon Bay in Naples sets minimum lease terms by association: 30 days in Bimini Bay I, Bimini Bay II, Neptune Bay and Windward Bay, 60 in Cayman I, and 90 in Bimini Bay III and Leeward Bay. Tenants may not keep pets.
Are pets allowed in Tarpon Bay?
The Tarpon Bay master rules in Naples allow two pets per unit, on a handheld leash or in a carrier, and never in the clubhouse or pool area. Assistance animals are not pets. Tenants and guests may not keep pets, and each condominium adds its own limits.
Can you park a truck at Tarpon Bay?
Under the Tarpon Bay master rules adopted May 11, 2026, only passenger cars and minivans seating up to 8, without commercial decals, park on association property in Naples. Pickups of any size, vans, trailers, boats, campers and motorcycles stay inside the garage.
Does Tarpon Bay have a CDD?
No. The 2026 county roll lists no CDD for Tarpon Bay in Naples. It lists $269.77 in non-ad valorem charges on 304 of the homes and none on the 48 Windward Bay homes, and the tax bill for a given unit names the line that applies.
What are property taxes in Tarpon Bay?
Tarpon Bay in Naples sits in one millage area at 9.3696 mills for 2026. The county roll's median 2026 total tax is $2,991.75 across all Tarpon Bay homes, and by condominium it runs from $2,418.10 at Windward Bay to $4,108.24 at Leeward Bay.
Is Tarpon Bay in a flood zone?
A FEMA flood-map lookup on October 21, 2026 for one Tarpon Bay Drive South sample address in Naples returned unshaded Zone X, as carried. One address is not the community, so the lender's flood determination on the exact address governs for any building.
Which fire district serves Tarpon Bay?
North Collier Fire Control is the fire district on the 2026 county tax roll for Tarpon Bay in Naples, in millage area 47. It is one of the ten levy lines on the bill, so a buyer sees it on the tax statement.
Which schools serve Tarpon Bay?
The district's address lookup of October 21, 2026, run for two Tarpon Bay sample addresses in Naples, assigned Vineyards Elementary, North Naples Middle and Aubrey Rogers High for the 2027 school year. Assignment is by address and can change, so confirm with Collier County Public Schools.
Which hospitals are near Tarpon Bay?
Physicians Regional Medical Center, Pine Ridge, at 6101 Pine Ridge Rd, Naples 34119, and NCH North Naples Hospital, at 11190 Health Park Blvd, Naples 34110, are listed on their operators' pages for the Tarpon Bay area. In an emergency call 911.
Do Tarpon Bay condominiums need a milestone inspection or reserve study?
In Tarpon Bay, Naples, the reserve study rule in s. 718.112(2)(g) covers buildings of three habitable stories or higher, and Windward Bay's three-story buildings are the only ones the association describes at that height. Milestone inspections under s. 553.899 start 30 years after occupancy; status is not published.
What does an estoppel certificate cost at Tarpon Bay?
Tarpon Bay in Naples posts no estoppel fee, and its estoppel form is listed as coming soon. The state's published cap is $299 when nothing is owed; delivery within 3 business days adds $119, and a delinquent account adds as much as $179, as carried.
Ready to buy or sell in Tarpon Bay, Naples?
Tarpon Bay in Naples rewards a buyer who reads the papers before the price: the budgets, the rules, the estoppel, the roof and wind records and the flood determination all shape what a condominium costs to own. Domain Realty Group can gather them with you.
Thinking of buying in Tarpon Bay?
Name a budget and a condominium, and we will watch the market for you. Contact us or meet our agents.
Thinking of selling in Tarpon Bay?
For a seller, the county recorded 17 sales of Tarpon Bay homes at a $480,000 median in the 12 months to August 31, 2026. Separately, the October 29, 2026 export held 7 active listings and no pending sale. To price a home you own, request a valuation or contact us. For the Naples-wide picture beyond these seven condominiums, Jesse and Marc's Naples guide on McGreevy and Comisar covers the wider city market.
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Sources
Entries without an address are text citations.
Records cited as text
- County roll and deeds, October 27, 2026 bundle
- MLS export of October 29, 2026
- DBPR condominium extract, November 1, 2026
- School address lookup, October 21, 2026
- FEMA flood map lookup, October 21, 2026
The association and its documents
- Neighborhoods page
- Amenities page
- Association home
- Sales and Leasing page
- Bimini Bay I declaration
- Bimini Bay II declaration
- Neptune Bay declaration
- Windward Bay declaration
- Cayman I restatement
- Leeward Bay documents
- Bimini Bay III documents
- Sales Requirements
- Master rules
- Cayman I rules
- Leeward Bay rules
- Bimini Bay III rules
- Bimini Bay III rules, earlier
- Neptune Bay wind form
- Bimini Bay III Q and A sheet
- Windward Bay Q and A sheet
- Cayman I Q and A sheet
The manager
Florida law and DBPR
- s. 553.899
- s. 718.112
- s. 718.503
- s. 718.116
- s. 689.261
- s. 689.302
- s. 196.031
- s. 193.155
- DBPR estoppel fees
- DBPR inspections
State and county
- Revenue, homestead
- Revenue, Save Our Homes
- Collier, short-term rentals
- Collier 311 article
- Rule 12D-8.008
Places the association names
- Waterside Shops
- Mercato
- Artis-Naples
- Regional park listing
- Regional park guide
- Vanderbilt Beach park
- Barefoot Beach guide
Schools and health
- School boundaries
- School grades, 2025-26
- Physicians Regional, Pine Ridge
- Physicians Regional, Collier
- NCH Naples locations
- NCH locations
- NCH emergency services
Roads
Flood, storms and insurance
- Flood zones guide
- Proposed flood map
- Floodplain management
- Flood newsletter
- WGCU, Irma
- Business Observer, wind
- Ian report
- Ian summary
- Click Orlando, Ian
- WGCU, Ian surge
- Milton impacts
- Wind mitigation guide
- Four-point guide
- Citizens rates
- Florida Trend, Citizens
- Click Orlando, Citizens
- WGCU, Citizens
- Risk Rating 2.0
- X zone guide
Condominium law coverage