Wiggins Bay Condos for Sale in Naples, FL
Wiggins Bay is a resale condominium community in North Naples, Naples, FL 34110, and this page prices it in two tiers: the five Cove Towers condominiums and the low-rise and mid-rise condominiums beside them. It belongs to our wider guide to Naples homes and communities. Data updated: November 2026.
By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: November 2026. Call Domain Realty Group at 239-441-2816.
What are the key facts on Wiggins Bay condos for sale in North Naples?
Wiggins Bay in North Naples holds 612 resale condominium units on the county roll, split into two tiers that never share a price. County deeds from September 2025 through August 2026 show 12 Cove Towers sales and 18 low-rise and mid-rise sales. Each price on this page names its source, its tier and its window.
Wiggins Bay county and MLS figures by tier
Read each row on its own: the first column names the source and the window, and no row is ever added to another.
| Source and window | Tier | Count | Price |
|---|---|---|---|
| County qualified deeds, September 2025 through August 2026 | Cove Towers | 12 | median $1,137,500, $700,000 to $2,185,000 |
| County qualified deeds, September 2025 through August 2026 | Low-rise and mid-rise | 18 | median $356,500, $218,000 to $625,000 |
| County qualified deeds, September 2024 through August 2025 | Cove Towers | 10 | median $1,155,000, $650,000 to $1,750,000 |
| County qualified deeds, September 2024 through August 2025 | Low-rise and mid-rise | 16 | median $395,000, $249,000 to $675,000 |
| County qualified deeds, September 2021 through August 2026 | Cove Towers | 60 | median $1,175,000, $650,000 to $2,450,000 |
| County qualified deeds, September 2021 through August 2026 | Low-rise and mid-rise | 90 | median $440,000, $218,000 to $950,000 |
| MLS closings, October 29, 2026 export | Cove Towers | 9 | median $1,100,000, $725,000 to $1,500,000 |
| MLS closings, October 29, 2026 export | Low-rise and mid-rise | 17 | median $350,000, $218,000 to $650,000 |
| MLS Active rows, October 29, 2026 export | Cove Towers | 17 | median list $999,000, $699,000 to $2,895,000 |
| MLS Active rows, October 29, 2026 export | Low-rise and mid-rise | 8 | median list $394,000, $275,000 to $725,000 |
| MLS Pending rows, October 29, 2026 export | Cove Towers | 1 | list $1,550,000 |
| MLS Pending rows, October 29, 2026 export | Low-rise and mid-rise | 1 | list $269,000 |
The deed rows run across three windows and the export rows describe a single day, so they sit side by side here without being merged. Active and Pending rows are asking prices, not sales, and a list price says nothing certain about where a unit will close. The medians in the deed rows come from qualified sales only.
Two tiers, one product
Wiggins Bay is a condominium community off Wiggins Pass Road in North Naples, FL 34110, in unincorporated Collier County, with 612 condominium units on the 2026 county roll in 14 county condominium records under six names. Two tiers lead every price on this page: Cove Towers, five towers with 271 units on the roll built 1999 to 2002, and the low-rise and mid-rise condominiums, 341 units built 1985 to 1997. The towers and the other condominiums differ in building era, unit size and price band, so no figure here speaks for the whole community. Every unit is a resale condominium unit, and county deeds show 0 builder-direct sales in each window on this page. The roll counts 271 Cove Towers units against 272 declared, with Caribe at 55 units on the roll and 56 declared. Prices on this page follow the roll count, not the declared count.
Where these numbers come from
Two record sets feed this page, and each keeps its own label. We tracked the county's qualified deeds for the 612 units across the 14 county condominium records, tier by tier, from September 2021 through August 2026. We tracked the 53 MLS rows filed under the Development names WIGGINS BAY and COVE TOWERS in the October 29, 2026 export, with look-alike Development names such as WIGGINS LAKES AND PRESERVES set aside.
Here is how a single sale enters each set. A qualified county deed for a Bequia at Cove Towers unit at $2,185,000, inside the September 2025 through August 2026 window, counts once in the Bequia row and once among the 12 Cove Towers county sales. An MLS closing row for Bequia at Cove Towers at $900,000 counts once among the 9 Cove Towers closings in the October 29, 2026 export. Neither sale ever lands in the rows for the low-rise and mid-rise condominiums.
The tiers stay apart for a plain reason: a median taken across both would land between two products with different buildings, sizes and price bands, and it would describe neither one. Size figures follow the same split, and every size on the page names its source, the county roll or the MLS export, wherever it appears.
What this page leaves out
This page gives no forecast and no verdict on value. Association fee figures are not published by the associations on any public page we could read, so the fee section later on this page points to the resale packet instead of quoting a number. The page also leaves out building details that no source we found confirms, unit-level listing remarks, and any figure for the wider North Naples area. Docks and the separate yacht and racquet club sit outside any condominium purchase, and the rules section later on this page covers both.
Can you buy a Wiggins Bay condo in Naples today?
Yes, when a unit is listed for sale. The October 29, 2026 MLS export held 17 Active Cove Towers rows and 8 Active rows in the low-rise and mid-rise condominiums at Wiggins Bay in Naples, FL 34110. Listings change daily, so the live search below is the current view, and it needs both MLS Development names.
What the October 29, 2026 export held
That export is a snapshot of a single day, split here by tier. The October 29, 2026 MLS export held 9 Cove Towers closings at a median of $1,100,000, from $725,000 to $1,500,000, plus 17 Active rows at a median list of $999,000 and 1 Pending. That MLS export also held 17 low-rise and mid-rise closings at a median of $350,000, from $218,000 to $650,000, plus 8 Active rows at a median list of $394,000 and 1 Pending.
Search the live listings
The links below run current searches for condos at Wiggins Bay in North Naples, across both tiers.
- Every condo listed at Wiggins Bay in North Naples
- Wiggins Bay condos new to the market this month
- Wiggins Bay condos priced under $595,000
- Wiggins Bay condos priced at $595,000 or more
Each link opens results as they stand today, and a listing can sell, change or come off the market between visits. For a wider look across the market, try the full property search.
Two Development names in the MLS
Listing agents choose a Development name when they enter a unit, and a search only returns the names it asks for. The MLS files the five towers under their own Development name, COVE TOWERS, and the other condominiums under WIGGINS BAY, so a full search needs both labels. A search under WIGGINS BAY alone returns the nine condominiums outside the towers and none of the five towers, and a search under COVE TOWERS alone does the reverse.
Before you book a showing
A few checks before a showing save time later. First, confirm which of the 14 county condominium records the unit sits in, since leasing and pet rules, budgets and building records all follow that condominium. Second, place the unit in its tier, so any price comparison uses the right set of sales. Third, ask the listing agent for the condominium's governing documents and latest budget, the core of the resale packet. Fourth, treat any dock or club membership as a matter separate from the unit itself. A Domain Realty Group agent can pull the unit's MLS history and its county deeds before you go.
Where is Wiggins Bay in North Naples, FL 34110?
Wiggins Bay sits off Wiggins Pass Road in North Naples, FL 34110, near Wiggins Pass, in unincorporated Collier County and outside the City of Naples. Its 612 condominium units stand along five streets: Cove Tower Drive, Horse Creek Drive, Bermuda Cove Way, Club Side Drive and Wiggins Bay Drive. The postal name on every unit is Naples.
Off Wiggins Pass Road
Wiggins Pass Road is the public road that links the community to the rest of North Naples. In the route table, trips out of Wiggins Bay leave by Wiggins Bay Drive, which meets Wiggins Pass Road. Distances from the centre of Wiggins Bay to the boat ramp, the state park, shopping, a hospital, the airports and I-75 appear in the route table later on this page, each measured by road. This section gives no distances of its own, since every one on the page comes from that single table.
Unincorporated Collier County
The address says Naples, FL 34110, but the land lies in unincorporated Collier County, under county government rather than a city council. The postal name comes from the ZIP code, not from city limits. County status shapes three things a buyer meets early: the millage area on the tax bill, the county agencies that answer calls, and the county rules on short-term vacation rentals. The tax, service and rules sections later on this page carry each of those in detail.
North Naples, the wider area
North Naples is a broad, informal label for the unincorporated area north of the city, and it spans many communities with very different buildings. A figure for that wider area blends many building types and price bands, so this page never prints one as a Wiggins Bay figure. To look at other places by name, start with our list of Naples communities.
Five streets, fourteen county records
The 14 county condominium records fall across five streets. The five Cove Towers condominiums, Aruba, Bequia and Caribe at Cove Towers and Montego and Nevis at Cove Towers Preserve, share Cove Tower Drive. The five Princeton Place condominiums, One through Five, line Horse Creek Drive. Bermuda Cove sits on Bermuda Cove Way and Club Side Drive, and Harbourside at Wiggins Bay is on Club Side Drive as well. The Colony at Wiggins Bay and Wiggins Bay Villas share Wiggins Bay Drive. Each record has its own units on the roll, its own deeds and its own association, and the tables below run record by record for that reason.
What have Wiggins Bay condos sold for in county deeds?
County deeds for condos at Wiggins Bay in North Naples, FL 34110 are read tier by tier. From September 2025 through August 2026, county deeds give the 12 Cove Towers sales a median of $1,137,500 and the 18 low-rise and mid-rise sales a median of $356,500. The longer windows below follow the same split.
Cove Towers in county deeds
This tier is the five towers, which the county groups as Cove Towers and Cove Towers Preserve. County deeds show 12 Cove Towers sales from September 2025 through August 2026 at a median of $1,137,500, from $700,000 to $2,185,000. Within that window, county deeds show 7 sales in the Cove Towers group at a median of $985,000 and 5 sales in the Cove Towers Preserve group at a median of $1,175,000. The spread is wide in this tier: county roll area runs from 1,519 to 8,540 sq ft across the five towers, so one median covers very different units. The group table further down this page names the towers in each county group.
The low-rise and mid-rise condominiums in county deeds
This tier covers the nine county condominium records outside the towers, built from 1985 to 1997. County deeds show 18 sales in the low-rise and mid-rise condominiums over those same twelve months at a median of $356,500, from $218,000 to $625,000. Taken together, the five Princeton Place condominiums show 7 county sales in that window at a median of $375,000, and The Colony at Wiggins Bay shows 6 at a median of $257,500. Bermuda Cove, Wiggins Bay Villas and Harbourside at Wiggins Bay each had one or two county sales in that window, so their rows list each price instead. The top deed in this tier for that window, $625,000, was a Wiggins Bay Villas sale.
Sixty months of county deeds
Longer windows give larger counts, though each is still small. In the twelve months before, September 2024 through August 2025, county deeds show 10 Cove Towers sales at a median of $1,155,000 and 16 low-rise and mid-rise sales at a median of $395,000. Over the 60 months from September 2021 through August 2026, county deeds show 60 Cove Towers sales at a median of $1,175,000 and 90 low-rise and mid-rise sales at a median of $440,000. Across those 60 months, county deeds show 36 sales in the Cove Towers group at a median of $1,017,500 and 24 in the Cove Towers Preserve group at a median of $1,357,500. The five Princeton Place condominiums, taken as one group, show 42 county sales over the same 60 months at a median of $451,500. No line here sets one window against another; the windows sit together so a buyer can see the count behind each figure.
Resales in every window
Every sale counted in these windows is a resale between owners, in both tiers. The last tower on the county roll was built in 2002, and the newest of the other condominiums dates to 1997, so any unit for sale here has been owned before. Qualified deeds are the sales the county property appraiser treats as open-market transfers; deeds between related parties, corrective deeds and similar transfers stay out of the counts. That keeps the counts smaller than the number of deeds a title search would turn up, and it keeps each price tied to an arm's-length sale.
How do county deeds split across the Wiggins Bay condominiums?
County deeds split across 14 county condominium records at Wiggins Bay off Wiggins Pass Road, and most rows are thin. From September 2025 through August 2026, only Bequia, Caribe and Montego among the towers and The Colony at Wiggins Bay among the other records reached three or more county sales. The rest print each price.
County deeds by condominium
Each row is one county condominium record, with its tier and its units on the roll.
| County condominium | Tier | Units on the roll | September 2025 through August 2026 | September 2024 through August 2025 | September 2021 through August 2026 |
|---|---|---|---|---|---|
| Aruba at Cove Towers | Cove Towers | 50 | 1 at $950,000 | 4, median $1,155,000, $1,030,000 to $1,299,000 | 12, median $1,047,500, $870,000 to $1,380,000 |
| Bequia at Cove Towers | Cove Towers | 50 | 3, median $900,000, $700,000 to $2,185,000 | 2, $650,000 and $1,010,000 | 12, median $900,000, $650,000 to $2,185,000 |
| Caribe at Cove Towers | Cove Towers | 55 | 3, median $1,175,000, $985,000 to $1,500,000 | 2, $800,000 and $1,250,000 | 12, median $1,162,500, $800,000 to $1,500,000 |
| Montego at Cove Towers Preserve | Cove Towers | 58 | 3, median $1,475,000, $1,175,000 to $1,500,000 | 1 at $1,390,000 | 12, median $1,312,500, $900,000 to $1,875,000 |
| Nevis at Cove Towers Preserve | Cove Towers | 58 | 2, $725,000 and $1,100,000 | 1 at $1,750,000 | 12, median $1,547,500, $725,000 to $2,450,000 |
| Princeton Place One | low-rise and mid-rise | 37 | 2, $375,000 and $390,000 | 1 at $380,000 | 6, median $425,500, $375,000 to $565,000 |
| Princeton Place Two | low-rise and mid-rise | 37 | 1 at $392,500 | 2, $280,000 and $453,000 | 8, median $467,750, $280,000 to $567,500 |
| Princeton Place Three | low-rise and mid-rise | 37 | 1 at $315,000 | 1 at $249,000 | 13, median $450,000, $249,000 to $950,000 |
| Princeton Place Four | low-rise and mid-rise | 37 | 2, $300,000 and $350,000 | 2, $310,000 and $330,000 | 8, median $375,000, $300,000 to $550,000 |
| Princeton Place Five | low-rise and mid-rise | 36 | 1 at $425,000 | 2, $330,000 and $489,000 | 7, median $475,000, $330,000 to $600,000 |
| Bermuda Cove | low-rise and mid-rise | 51 | 2, $380,000 and $395,000 | 1 at $400,000 | 13, median $414,000, $365,000 to $540,000 |
| Wiggins Bay Villas | low-rise and mid-rise | 46 | 2, $522,500 and $625,000 | 4, median $657,500, $610,000 to $675,000 | 12, median $612,500, $320,000 to $676,000 |
| The Colony at Wiggins Bay | low-rise and mid-rise | 30 | 6, median $257,500, $218,000 to $300,000 | no sale | 9, median $275,000, $218,000 to $464,000 |
| Harbourside at Wiggins Bay | low-rise and mid-rise | 30 | 1 at $363,000 | 3, median $390,000, $358,000 to $645,000 | 14, median $462,250, $304,000 to $645,000 |
A condominium or group with fewer than three county sales in a window shows its count and each price, or no sale, and never a median. In the five years to August 2026, county deeds give Harbourside at Wiggins Bay 14 sales at a median of $462,250, the largest count of any single record. Princeton Place One shows the smallest five-year count, 6 county sales. Read row by row, the table shows how few sales any one condominium produces in a year.
County deeds by group
Three county groups gather records that share a name and a street.
| County group | Units on the roll | September 2025 through August 2026 | September 2024 through August 2025 | September 2021 through August 2026 |
|---|---|---|---|---|
| Cove Towers group: Aruba, Bequia, Caribe | 155 | 7, median $985,000, $700,000 to $2,185,000 | 8, median $1,047,500, $650,000 to $1,299,000 | 36, median $1,017,500, $650,000 to $2,185,000 |
| Cove Towers Preserve group: Montego, Nevis | 116 | 5, median $1,175,000, $725,000 to $1,500,000 | 2, $1,390,000 and $1,750,000 | 24, median $1,357,500, $725,000 to $2,450,000 |
| Princeton Place One to Five | 184 | 7, median $375,000, $300,000 to $425,000 | 8, median $330,000, $249,000 to $489,000 | 42, median $451,500, $249,000 to $950,000 |
The groups follow the county's own condominium names, not the MLS labels. Grouping lifts most counts to three or more, but the Cove Towers Preserve group still had only two county sales from September 2024 through August 2025, at $1,390,000 and $1,750,000. The Bermuda Cove, Wiggins Bay Villas, The Colony and Harbourside records stand alone and form no group.
Why thin rows print prices
With one or two sales, a median is just one price or the midpoint of two, and it reads as more settled than it is. Printing each price lets a buyer see exactly what the county recorded. Take Bermuda Cove from September 2025 through August 2026: county deeds show 2 sales, at $380,000 and $395,000, and a single summary figure would hide that only two units changed hands. The three-sale line is a floor for printing a median, not a sign that three sales are enough to value a unit.
Condominiums with no median in a window
Whether a row carries one depends only on how many deeds its window holds. From September 2025 through August 2026, ten records had one or two county sales: Aruba at Cove Towers, Nevis at Cove Towers Preserve, all five Princeton Place condominiums, Bermuda Cove, Wiggins Bay Villas and Harbourside at Wiggins Bay. From September 2024 through August 2025, Bequia, Caribe, Montego and Nevis, the five Princeton Place condominiums and Bermuda Cove had one or two sales each, and The Colony at Wiggins Bay had no sale. Every one of the 14 county condominium records reaches six or more county sales across the five years to August 2026, so every record carries a median in that longest window.
What does the MLS show for Wiggins Bay condos?
The October 29, 2026 MLS export for Wiggins Bay in North Naples, FL 34110 held 53 rows under two Development names. This section sets them out by condominium, prints the Building Design band agents entered for each, and gives days on market and sale to list by tier. No row in it is a county deed.
MLS closings and listings by condominium, October 29, 2026 export
Each MLS condominium name below lines up with one county condominium record.
| MLS condominium name | MLS closings | MLS closing prices | MLS Active | MLS Active list prices | MLS Pending |
|---|---|---|---|---|---|
| MLS Aruba at Cove Towers | 0 | no sale | 3 | middle list $975,000 | 0 |
| MLS Bequia at Cove Towers | 1 | $900,000 | 1 | list $935,000 | 0 |
| MLS Caribe at Cove Towers | 2 | $915,000, $1,175,000 | 6 | middle list $937,000 | 0 |
| MLS Montego at Cove Towers Preserve | 3 | median $1,475,000 ($1,175,000 to $1,500,000) | 3 | middle list $877,708 | 0 |
| MLS Nevis at Cove Towers Preserve | 3 | median $1,100,000 ($725,000 to $1,100,000) | 4 | middle list $1,372,000 | 1 |
| MLS Princeton Place One | 1 | $390,000 | 0 | none | 0 |
| MLS Princeton Place Two | 0 | no sale | 1 | list $399,000 | 0 |
| MLS Princeton Place Three | 3 | median $250,000 ($235,000 to $315,000) | 0 | none | 1 |
| MLS Princeton Place Four | 2 | $300,000, $350,000 | 1 | list $344,000 | 0 |
| MLS Princeton Place Five | 1 | $425,000 | 1 | list $459,000 | 0 |
| MLS Bermuda Cove | 1 | $380,000 | 0 | none | 0 |
| MLS Wiggins Bay Villas | 4 | median $615,000 ($522,500 to $650,000) | 1 | list $725,000 | 0 |
| MLS The Colony at Wiggins Bay | 4 | median $242,500 ($218,000 to $275,000) | 1 | list $275,000 | 0 |
| MLS Harbourside at Wiggins Bay | 1 | $363,000 | 3 | middle list $389,000 | 0 |
Rows with fewer than three closings list each price, the same rule the deed tables use. In this export, Caribe at Cove Towers held 6 Active rows, more than any other single condominium. Princeton Place One, Princeton Place Three and Bermuda Cove had no Active row on that date. Nevis at Cove Towers Preserve and Princeton Place Three held the two Pending rows, one in each tier.
MLS Building Design bands, October 29, 2026 export
The band column comes straight from the export, one entry per condominium.
| MLS condominium name | MLS Building Design band, entered by listing agents, not a story count |
|---|---|
| MLS Aruba at Cove Towers | High Rise (8+) |
| MLS Bequia at Cove Towers | High Rise (8+) |
| MLS Caribe at Cove Towers | High Rise (8+) |
| MLS Montego at Cove Towers Preserve | High Rise (8+) |
| MLS Nevis at Cove Towers Preserve | High Rise (8+) |
| MLS Princeton Place One | Mid Rise (4-7) |
| MLS Princeton Place Two | Mid Rise (4-7) |
| MLS Princeton Place Three | Mid Rise (4-7) |
| MLS Princeton Place Four | Mid Rise (4-7) |
| MLS Princeton Place Five | Mid Rise (4-7) |
| MLS Bermuda Cove | band not printed, sources disagree |
| MLS Wiggins Bay Villas | Villa Attached |
| MLS The Colony at Wiggins Bay | Low Rise (1-3) |
| MLS Harbourside at Wiggins Bay | Low Rise (1-3) |
Bermuda Cove's band is left blank here, since the sources we checked disagree. A band is entered by listing agents and is not a story count. Unit sizes and building records sit in the condominium and building sections later on this page, each with its own source.
Days on market and sale to list
Two more export fields show how long sold units sat on the market and how close they closed to their list price. In the October 29, 2026 MLS export, Cove Towers closings show a median of 147 days on market and a median sale to list of 90.9 percent. The low-rise and mid-rise closings in that same MLS export show a median of 87 days on market and a median sale to list of 94.5 percent. Both rest on small sets of closings, so they describe those sales and not the market at large.
Looking at both Development names
A full picture needs both labels at every step, from the first search to saved alerts. A saved search set to WIGGINS BAY alone will never send a tower listing, and one set to COVE TOWERS alone will miss Princeton Place, Bermuda Cove and the rest. Look-alike Development names belong to other communities, so check the street address on any listing before treating it as Wiggins Bay. The five streets named earlier on this page make a quick test: Cove Tower Drive, Horse Creek Drive, Bermuda Cove Way, Club Side Drive or Wiggins Bay Drive.
Why can county and MLS records of one Wiggins Bay sale differ?
A county deed and an MLS closing describe one event from two desks. The deed carries what the county recorded, and the MLS row carries what the listing agent entered, with its own dates and fields. For condos at Wiggins Bay in Naples, FL 34110, this page keeps the two sets apart and prints both in full.
Two windows, two sources
The deed figures follow fixed twelve-month windows that run September through August. The MLS figures come from one export dated October 29, 2026. A sale near the edge of a window can sit in one set and miss the other, and the two sets were never built to line up. Each set is useful on its own terms: the deeds give a long, steady record, and the export gives listing detail the deeds lack, such as list prices and days on market.
One sale, two records
A single unit sale can appear once as a county deed and once as an MLS closing. The deed is recorded after the closing, so its date can trail the MLS close date by days or weeks. Some sales never pass through the MLS at all and appear only in the deed set, and an MLS row can carry a field an agent later corrects. This page leaves each set exactly as it stands and does not pair one record with another.
How far 30 deeds can carry
Twelve Cove Towers deeds and 18 low-rise and mid-rise deeds make up the 30 county sales from September 2025 through August 2026. These are small counts for two different products, so this page reads no market direction from them. One unusually large or unusually dated unit can move a median of twelve sales a long way. The county figures show what sold in a window, not a value for any one unit.
Which record to ask about
Match the record to the question. For the price a unit actually sold for, ask for the county deed. For how long a listing sat and what it was listed at, ask for its MLS history. For what one unit might sell for, ask for a pricing review built on its own condominium and tier; our home valuation page starts that, or you can contact the team for both records on a single unit.
What are the condominiums at Wiggins Bay?
Wiggins Bay in North Naples, FL 34110 holds 612 condominium units on the 2026 county roll, filed as 14 county condominium records under six names. Five towers make up the Cove Towers tier, and the other nine records make up the second tier, the low-rise and mid-rise condominiums. Each record below carries its own roll, deed and MLS lines.
County roll by condominium
The 2026 county roll lists every record with its unit count, year built, street numbers and roll area.
| County condominium | Tier | Units | Year built | Address range | County roll area, sq ft | County roll area median, sq ft |
|---|---|---|---|---|---|---|
| Aruba at Cove Towers | Cove Towers | 50 | 1999 | 430 Cove Tower Dr | 1,519 to 3,222 | 1,754 |
| Bequia at Cove Towers | Cove Towers | 50 | 2000 | 420 Cove Tower Dr | 1,621 to 3,222 | 1,762 |
| Caribe at Cove Towers | Cove Towers | 55 | 2001 | 425 Cove Tower Dr | 1,854 to 8,540 | 2,491 |
| Montego at Cove Towers Preserve | Cove Towers | 58 | 2002 | 445 Cove Tower Dr | 2,379 to 4,811 | 2,645 |
| Nevis at Cove Towers Preserve | Cove Towers | 58 | 2002 | 455 Cove Tower Dr | 2,556 to 5,350 | 2,760 |
| Princeton Place One | low-rise and mid-rise | 37 | 1991 | 300 Horse Creek Dr | 1,270 to 1,829 | 1,326 |
| Princeton Place Two | low-rise and mid-rise | 37 | 1990 | 320 Horse Creek Dr | 1,270 to 1,829 | 1,326 |
| Princeton Place Three | low-rise and mid-rise | 37 | 1990 | 340 Horse Creek Dr | 1,270 to 1,829 | 1,326 |
| Princeton Place Four | low-rise and mid-rise | 37 | 1988 | 360 Horse Creek Dr | 1,270 to 1,829 | 1,326 |
| Princeton Place Five | low-rise and mid-rise | 36 | 1988 | 380 Horse Creek Dr | 1,326 to 1,829 | 1,326 |
| Bermuda Cove | low-rise and mid-rise | 51 | 1996 to 1997 | 470, 480 Bermuda Cove Way; 575, 585 Club Side Dr | 1,372 to 1,485 | 1,446 |
| Wiggins Bay Villas | low-rise and mid-rise | 46 | 1994 to 1996 | 674 to 810 Wiggins Bay Dr (46 street numbers) | 1,181 to 1,400 | 1,400 |
| The Colony at Wiggins Bay | low-rise and mid-rise | 30 | 1985 to 1986 | 610 to 668 Wiggins Bay Dr (30 street numbers) | 1,084 to 1,281 | 1,113 |
| Harbourside at Wiggins Bay | low-rise and mid-rise | 30 | 1986 to 1987 | 501 to 543 Club Side Dr (30 street numbers) | 1,121 to 1,903 | 1,275 |
| Cove Towers, five towers | Cove Towers | 271 | 1999 to 2002 | 420 to 455 Cove Tower Dr | 1,519 to 8,540 | 2,379 |
| Low-rise and mid-rise condominiums | low-rise and mid-rise | 341 | 1985 to 1997 | Horse Creek Dr, Bermuda Cove Way, Club Side Dr, Wiggins Bay Dr | 1,084 to 1,903 | 1,326 |
Cove Towers: Aruba, Bequia and Caribe
The first three towers line Cove Tower Dr: Aruba at 430 with 50 units from 1999, Bequia at 420 with 50 units from 2000, and Caribe at 425 with 55 units from 2001, all as the county roll records them. County roll area spans 1,519 to 3,222 sq ft at Aruba, 1,621 to 3,222 sq ft at Bequia and 1,854 to 8,540 sq ft at Caribe. County deeds from September 2025 through August 2026 show one Aruba sale, at $950,000. Over that same September 2025 through August 2026 window, county deeds show 3 Bequia sales at a median of $900,000 and 3 Caribe sales at a median of $1,175,000. From September 2021 through August 2026, county deeds give Aruba 12 sales at a median of $1,047,500, Bequia 12 at a median of $900,000 and Caribe 12 at a median of $1,162,500. The October 29, 2026 MLS export held no Aruba closing and 3 Aruba Active rows at a median list of $975,000. That MLS export also held one Bequia closing at $900,000 and two Caribe closings, at $915,000 and $1,175,000, alongside 6 Caribe Active rows at a median list of $937,000. Engineer reports for these three towers are carried in our research, and their findings sit under Story counts and building records further down.
Cove Towers Preserve: Montego and Nevis
Montego at 445 Cove Tower Dr and Nevis at 455 Cove Tower Dr each hold 58 units on the county roll, and both date from 2002. County roll area runs 2,379 to 4,811 sq ft at Montego, with a median of 2,645, and 2,556 to 5,350 sq ft at Nevis, with a median of 2,760. County deeds from September 2025 through August 2026 show 3 Montego sales at a median of $1,475,000, from $1,175,000 to $1,500,000. In that same window, county deeds record 2 Nevis sales, at $725,000 and $1,100,000. Taken together from September 2025 through August 2026, the Cove Towers Preserve pair shows 5 county deeds at a median of $1,175,000. From September 2021 through August 2026, county deeds give Montego 12 sales at a median of $1,312,500 and Nevis 12 sales at a median of $1,547,500. The October 29, 2026 MLS export held 3 Montego closings at a median of $1,475,000 and 3 Montego Active rows at a median list of $877,708. The same MLS export carried 3 Nevis closings at a median of $1,100,000, 4 Nevis Active rows at a median list of $1,372,000 and 1 Pending row. Building records for Montego and Nevis come up again in the Florida law section, so ask each association for its own.
Princeton Place One to Five
Princeton Place is five county condominium records on Horse Creek Dr with 184 units in all: One at 300 (37 units, 1991), Two at 320 (37 units, 1990), Three at 340 (37 units, 1990), Four at 360 (37 units, 1988) and Five at 380 (36 units, 1988). County roll area runs 1,270 to 1,829 sq ft in One through Four and 1,326 to 1,829 sq ft in Five, and each record shows a roll area median of 1,326 sq ft. Every Princeton Place record had fewer than three county deeds from September 2025 through August 2026, so each sale prints on its own: One at $375,000 and $390,000, Two at $392,500, Three at $315,000, Four at $300,000 and $350,000, and Five at $425,000. Read as one group from September 2025 through August 2026, county deeds show 7 Princeton Place sales at a median of $375,000, from $300,000 to $425,000. Across September 2021 through August 2026, county deeds give One through Five 6, 8, 13, 8 and 7 sales. The October 29, 2026 MLS export held 1 closing at One ($390,000), 3 at Three at a median of $250,000, 2 at Four ($300,000 and $350,000) and 1 at Five ($425,000). It also held single Active rows at Two ($399,000), Four ($344,000) and Five ($459,000), with 1 Pending row at Three.
Bermuda Cove
Bermuda Cove holds 51 units on the county roll, finished 1996 to 1997, at four street addresses: 470 and 480 Bermuda Cove Way and 575 and 585 Club Side Dr. Its county roll area runs 1,372 to 1,485 sq ft, with a middle value of 1,446 sq ft. County deeds from September 2025 through August 2026 show 2 Bermuda Cove sales, at $380,000 and $395,000. For September 2024 through August 2025, the county deed count for Bermuda Cove is 1 sale, at $400,000. The five year record is fuller: from September 2021 through August 2026, county deeds show 13 Bermuda Cove sales at a median of $414,000, from $365,000 to $540,000. The October 29, 2026 MLS export held 1 Bermuda Cove closing, at $380,000, with no Active row and no Pending row. The sources we read disagree about the height of the Bermuda Cove buildings, so this page prints no MLS band and no story count for them. Ask the Bermuda Cove association for its building documents and plans before you write an offer.
Wiggins Bay Villas
Wiggins Bay Villas is the name of a condominium, and its 46 units on the county roll date from 1994 to 1996 along 674 to 810 Wiggins Bay Dr, across 46 street numbers. County roll area there runs 1,181 to 1,400 sq ft, with a middle value of 1,400 sq ft. County deeds from September 2025 through August 2026 show 2 Wiggins Bay Villas sales, at $522,500 and $625,000. One window earlier, September 2024 through August 2025, county deeds show 4 Wiggins Bay Villas sales at a median of $657,500, from $610,000 to $675,000. From September 2021 through August 2026, county deeds show 12 Wiggins Bay Villas sales at a median of $612,500, from $320,000 to $676,000. The October 29, 2026 MLS export held 4 Wiggins Bay Villas closings at a median of $615,000, from $522,500 to $650,000, plus 1 Active row at $725,000 and no Pending row. The 2026 tax roll treats this condominium a little differently from the other 13 records, and the property tax section sets out how.
The Colony at Wiggins Bay
The Colony at Wiggins Bay has 30 units on the county roll, finished 1985 to 1986, at 610 to 668 Wiggins Bay Dr across 30 street numbers. County roll area there runs 1,084 to 1,281 sq ft, with a median of 1,113 sq ft. County deeds from September 2025 through August 2026 show 6 sales at The Colony at a median of $257,500, from $218,000 to $300,000. County deeds show no sale at The Colony from September 2024 through August 2025. Over September 2021 through August 2026, county deeds show 9 sales at The Colony at a median of $275,000, from $218,000 to $464,000. The October 29, 2026 MLS export held 4 closings at The Colony at a median of $242,500, from $218,000 to $275,000, plus 1 Active row listed at $275,000 and no Pending row.
Harbourside at Wiggins Bay
Harbourside at Wiggins Bay has 30 units on the county roll, finished 1986 to 1987, at 501 to 543 Club Side Dr across 30 street numbers. Its county roll area runs 1,121 to 1,903 sq ft, with a median of 1,275 sq ft. One Harbourside roll entry is not a unit, and the size section below explains how this page handles it. County deeds from September 2025 through August 2026 show 1 Harbourside sale, at $363,000. Looking back to September 2024 through August 2025, county deeds show 3 Harbourside sales at a median of $390,000, from $358,000 to $645,000. From September 2021 through August 2026, county deeds show 14 Harbourside sales at a median of $462,250, from $304,000 to $645,000. The October 29, 2026 MLS export held 1 Harbourside closing at $363,000 and 3 Active rows at a median list of $389,000, with no Pending row. Search current listings for Harbourside units.
How large are Wiggins Bay condos?
Condos at Wiggins Bay in North Naples come in two size bands that follow the two tiers. County roll area puts the Cove Towers units well above the low-rise and mid-rise condominiums, and the October 29, 2026 MLS export shows the same split in its living area field, though the two fields do not always agree on one unit.
County roll area by tier
Unit sizes here are county roll area, 1,519 to 8,540 sq ft in Cove Towers with a median of 2,379 and 1,084 to 1,903 sq ft in the low-rise and mid-rise condominiums with a median of 1,326, unless a figure is labelled MLS living area. One Harbourside record is left out of every size figure as a non-unit area. Caribe's county roll area reaches 8,540 sq ft, which sets the top of the Cove Towers range, while Aruba's 1,519 sq ft of county roll area sets its floor. In the second tier, Harbourside's county roll area of 1,903 sq ft marks the top and The Colony's 1,084 sq ft of county roll area marks the bottom.
MLS living area by tier, October 29, 2026 export
The export splits its living area field by tier in the rows below.
| MLS tier | MLS rows | MLS living area median, sq ft | MLS living area low to high, sq ft |
|---|---|---|---|
| MLS Cove Towers | 27 | 2,491 | 1,623 to 5,235 |
| MLS low-rise and mid-rise | 26 | 1,326 | 1,138 to 1,538 |
MLS living area in the October 29, 2026 export has a Cove Towers median of 2,491 sq ft across 27 rows and a low-rise and mid-rise median of 1,326 sq ft across 26 rows, and 20 of 53 matched rows differ from the county roll area, so the MLS or the unit's own records decide. The MLS living area range in that export runs 1,623 to 5,235 sq ft for the Cove Towers rows and 1,138 to 1,538 sq ft for the low-rise and mid-rise rows.
Bedrooms in MLS rows
The bedroom field in the October 29, 2026 MLS export splits along tier lines. Of the 27 Cove Towers rows, 17 list 3 bedrooms and 10 list 3 bedrooms with a den. Of the 26 low-rise and mid-rise rows, 20 list 2 bedrooms, 5 list 3 bedrooms and 1 lists 2 bedrooms with a den. Listing agents fill in that field by hand, so a floor plan from the seller or the association settles the count for any one unit. The county roll we used carries no bedroom figure, which is why this count rests on the MLS alone.
When the two fields disagree
The roll figure and the listing figure come from different hands, so they can part ways on the very same unit. Before you rely on either, set the listing's figure beside the county roll area for the same unit number. When they still differ, the unit's own documents, such as the declaration's unit plans or a recent appraisal, are the place to look.
When was Wiggins Bay built, and what is on record about the buildings?
Building at Wiggins Bay in North Naples ran from 1985 to 2002 under a planned unit development the county adopted in 1982. On the 2026 county roll, the low-rise and mid-rise condominiums came first, from 1985 to 1997, and the five Cove Towers followed from 1999 to 2002, in two separate runs of building on the same land.
The 1982 plan and the 1983 start
The record opens with a county zoning act and a short line from one association. Collier County adopted the Wiggins Bay planned unit development by Ordinance 82-121 on December 23, 1982, and the Wiggins Bay Villas association describes Wiggins Bay as 148 acres, established in 1983.
Two eras of building
The roll splits construction at Wiggins Bay into two runs with a short pause between them. Recorded documents name Wiggins Bay Associates, Ltd. as the original declarant, and WCI Communities, through Bay Colony-Gateway, Inc., built the five Cove Towers condominiums from 1999 to 2002. The first run, 1985 to 1997, produced The Colony, Harbourside, the five Princeton Place records, Wiggins Bay Villas and Bermuda Cove, roughly in that order by roll year. The second run produced Aruba, Bequia, Caribe, Montego and Nevis, about one tower a year until 2002.
Story counts and building records
Published height figures exist for only some of the 14 records. Engineer reports carried in our research give Aruba and Bequia 15 stories and Caribe 18 stories, and say all three passed Phase 1 of the milestone inspection in November 2024. Association-posted documents describe Princeton Place Two and Princeton Place Three as five-story buildings, and an association survey shows the Wiggins Bay Villas building at units 698 and 700 as one story. No source we found gives a story count for Montego, Nevis, Princeton Place One, Four or Five, Bermuda Cove, The Colony or Harbourside, so this page gives none. The MLS Building Design field is a band picked by listing agents, not a count, and the MLS section reads it that way.
What is not published
Several building facts are not on any public page we could read for Wiggins Bay, Naples 34110. Those gaps cover heights for the condominiums named just above, each association's current reserve study status and each association's budget. Ask every association for its building documents, inspection reports and budgets as part of the resale packet. If you want help reading them, talk with our team before you sign.
What is near Wiggins Bay, and how far by road?
Distances from the centre of Wiggins Bay, off Wiggins Pass Road in North Naples, come from the Domain Realty Group route table, which follows free-flow road routes rather than straight lines. Water sits between the community and several places on the list, so some routes loop around it, and each figure below reflects that longer path.
The route table
Thirteen places have a row, and a place without a row gets no distance on this page.
| Place | Free-flow route miles | Walking miles | Note |
|---|---|---|---|
| Cocohatchee River Park boat ramp, by road | 0.8 | 0.91 | boat ramp; route goes around the water |
| Publix, Tamiami Trail North | 2.5 | not measured | grocery, by road name |
| Delnor-Wiggins Pass State Park, by road | 3.4 | not measured | state park; route goes around the water |
| NCH North Naples Hospital | 3.7 | not measured | hospital campus |
| Mercato (9132 Strada Pl) | 4.5 | not measured | shops and dining |
| I-75 on-ramp at Immokalee Road | 6.0 | not measured | no exit number in the route evidence |
| Waterside Shops | 6.7 | not measured | shopping centre |
| I-75 on-ramp at Bonita Beach Road | 7.0 | not measured | no exit number in the route evidence |
| Barefoot Beach Preserve, Bonita Springs, by road | 8.1 | not measured | county beach park; route goes around the water |
| Coastland Center | 10.2 | not measured | shopping centre |
| Fifth Avenue South, 600 block | 11.8 | not measured | downtown Naples street |
| Naples Airport (APF) | 12.6 | not measured | general aviation field |
| Southwest Florida International Airport (RSW) | 25.7 | not measured | regional airport |
Only the boat ramp row carries a second, on-foot figure in the table.
The boat ramp and the state park
Two rows sit close to the water around the community. The Cocohatchee River Park boat ramp is about 0.8 free-flow route miles by road, or 0.91 walking miles, from the centre of Wiggins Bay in the Domain Realty Group route table. Delnor-Wiggins Pass State Park is about 3.4 free-flow route miles by road from the centre of Wiggins Bay, since the route goes around the water. Boats heading for the Gulf use Wiggins Pass, which the public services section below covers along with its dredge. Docks inside the community are a separate matter, set out with the club in the rules section.
Groceries, shops and hospitals
Daily errands start close by. Publix on Tamiami Trail North is about 2.5 free-flow route miles from the centre of Wiggins Bay. NCH North Naples Hospital is about 3.7 free-flow route miles from the centre of Wiggins Bay. For shopping and dining, Mercato at 9132 Strada Pl is about 4.5 free-flow route miles from the centre of Wiggins Bay. Waterside Shops is about 6.7 free-flow route miles from the centre of Wiggins Bay, and Coastland Center is about 10.2 free-flow route miles from the centre of Wiggins Bay.
Downtown Naples and the airports
Downtown Naples and both airports sit farther away. The 600 block of Fifth Avenue South is about 11.8 free-flow route miles from the centre of Wiggins Bay. Naples Airport (APF), a general aviation field, is about 12.6 free-flow route miles from the centre of Wiggins Bay. Southwest Florida International Airport (RSW), the regional airport, is about 25.7 free-flow route miles from the centre of Wiggins Bay.
I-75 and the way out
Two interstate on-ramps have rows in the table. The I-75 on-ramp at Immokalee Road is about 6.0 free-flow route miles from the centre of Wiggins Bay, and the route evidence gives no exit number. The on-ramp at Bonita Beach Road is about 7.0 free-flow route miles from the centre of Wiggins Bay, with no exit number in the route evidence either. Routes in the route table leave the community by Wiggins Bay Drive to Wiggins Pass Road. From Wiggins Pass Road, each route carries on toward US 41 or Vanderbilt Drive, depending on the place it ends.
Which schools did a district lookup return for Wiggins Bay?
For condos at Wiggins Bay in Naples 34110, one district address lookup returned an elementary, a middle and an upper school, and each carries a published state grade. The district sets assignment and can change it, so the date of the lookup and a check on the exact unit both matter before you plan around it.
The October 21, 2026 lookup
We ran the lookup on one date for street addresses inside the community. A district address lookup run October 21, 2026 returned Naples Park Elementary, North Naples Middle and Aubrey Rogers High for Wiggins Bay addresses. The route table has no school rows, so this page prints no school distance.
Published state grades
Florida grades each public school once a year, and the table below lists the latest letter for each one.
| Level | School | 2025-26 state grade |
|---|---|---|
| Elementary | Naples Park Elementary | A |
| Middle | North Naples Middle | A |
| High | Aubrey Rogers High | A |
All three schools carry an A in the 2025-26 state grades, and the state sets new grades each year.
Confirming one address
A lookup like this runs on a street address, not on a community name. Assignment can differ by address, so confirm any one unit with the Collier County Public Schools district. Our agents can pull the street address for any listed unit so you can run the check yourself.
Which public services reach Wiggins Bay, and what is Wiggins Pass?
Wiggins Bay, off Wiggins Pass Road in North Naples, lies outside the City of Naples, so county agencies and an independent fire district serve it. Wiggins Pass is the inlet where the Cocohatchee River, on the community's south edge, meets the Gulf, and Collier County dredges it from time to time to keep a channel open for boats.
Sheriff and fire service
Two public agencies answer calls here. Wiggins Bay lies in unincorporated Collier County, so the Collier County Sheriff's Office and the North Collier Fire Control and Rescue District serve it. The fire district has its own line on the county tax bill, and the property tax section prints it with the rest of the millage.
Wiggins Pass and its dredge
The pass needs maintenance dredging from time to time to stay open. Collier County's 2026 maintenance dredge bid for Wiggins Pass and Doctors Pass was listed as cancelled on April 17, 2026 and rebid, and we found no award as of November 5, 2026.
Roads and county plans
The planned unit development places the land at the southeast corner of Wiggins Pass Road and Vanderbilt Drive. Wiggins Pass Road, labelled CR 888 in the route data, runs east from that corner to Tamiami Trail North, US 41, on the routed trips. We found no county capital project listed for Wiggins Pass Road or Vanderbilt Drive in the sources we read, so this page reports none, and the county's transportation capital list is the place to check. Owners weighing a sale can ask for a home valuation, and buyers comparing places can browse other Naples communities.
Who runs Wiggins Bay and its condominium associations?
Three layers of governance sit over a condo at Wiggins Bay in North Naples, FL 34110. The Wiggins Bay Foundation works across the whole community, the association of the condominium that holds the unit runs its own building, and the five Princeton Place records on Horse Creek Dr answer to one more shared body.
The Wiggins Bay Foundation
The Foundation is the starting point for anyone reading the governing papers behind a sale here. The Wiggins Bay Foundation is the master body for the community; Aruba, Bequia and Caribe share one Cove Towers association, Montego and Nevis share the Cove Towers Preserve association, each other condominium has its own, and the five Princeton Place condominiums also share the Princeton Place Property Owners Association. In practice, the Foundation holds the community-wide documents, the architectural process set out below and the rules for showings, while matters inside a building belong to that building's condominium association. A buyer who reads only the condominium's papers misses one layer, and a buyer who reads only the Foundation's papers misses the layer that sets leasing and pet terms for the unit itself. The Foundation held a document rewrite workshop on November 4, 2026, so ask for the current master documents. A workshop is one step in a process rather than a finished change, so the version in force on the day a contract is signed is the one that binds, and any draft still under discussion is worth asking about by name.
Eleven condominium associations
The county lists 14 county condominium records at Wiggins Bay, and every one of them is a separate condominium with its own declaration. Not every record has a board of its own: state condominium filings show Aruba, Bequia and Caribe under one association, the Cove Towers Condominium Association, and Montego and Nevis under another, the Cove Towers Preserve Condominium Association. In Cove Towers those are Aruba, Bequia and Caribe, then Montego and Nevis under the Cove Towers Preserve name. The low-rise and mid-rise condominiums are Princeton Place One through Five, Bermuda Cove, Wiggins Bay Villas, The Colony at Wiggins Bay and Harbourside at Wiggins Bay. Between them they hold the 612 units on the 2026 county roll, 271 in Cove Towers and 341 in the low-rise and mid-rise condominiums. Each association adopts its own budget, keeps its own reserves, writes its own rules and answers its own resale questions. The practical step is to match the legal name on the county record to the association that will issue the papers for the unit, since short names on a sign or in a listing remark can blur two neighbouring buildings. Our Naples communities guide uses the same habit of naming each condominium in full.
Princeton Place's shared association
Princeton Place is the one name at Wiggins Bay that spans five county condominium records, at 300, 320, 340, 360 and 380 Horse Creek Dr. Each of the five keeps its own condominium association, and all five also sit under the Princeton Place Property Owners Association. For a Princeton Place buyer that means three sets of governing papers before closing: the condominium's, the shared Princeton Place body's and the Foundation's. Which shared item belongs to which body is a question the documents answer, and this page does not assign them. Ask the listing agent early which association issues which part of the resale packet; a missing page from the shared body can hold up an otherwise complete file. The shared body's meeting records are worth reading alongside the condominium's.
Architectural review and showings
Two Foundation rules reach an owner at the start of a sale and after the closing. A Wiggins Bay Foundation resolution requires each condominium association, from February 26, 2026, to certify its own approval before the Foundation reviews an architectural application. For an owner planning work on a unit, that sets the order: the condominium board signs off first and the Foundation reviews second, so any renovation timeline should allow for two reviews rather than one. Foundation rules limit open houses to Saturdays and Sundays from 1 to 5 p.m., with notice to the gate by noon the Friday before. Private showings arranged by appointment follow the listing agent's own scheduling, and a seller should hand the agent the Foundation's showing rules on the first day of the listing. Our agents work under these rules on every listing at Wiggins Bay.
What fees are published for Wiggins Bay condos?
Dues at Wiggins Bay in North Naples are not published by the associations on any public page we could read, so a buyer starts from the resale packet rather than a web search. The only figures this section prints come from an MLS field that listing agents fill in, shown in one supporting table and dated to its export.
No fee on a public page
We read the public pages of the Foundation and of the condominium associations that keep one. No Wiggins Bay association publishes a fee on a public page we could read, checked November 5, 2026, and the Foundation's financials and The Colony's budget are not on public pages, so ask for the budgets in the resale packet. That leaves two sources worth trusting for real numbers: the budget each association adopts for the year, and the estoppel letter issued for the specific unit before closing. A listing remark, an older flyer or a figure repeated on another website is neither of those. Where a unit sits under more than one body, as every Princeton Place unit does, each body's budget is a separate request.
MLS fee field by tier, October 29, 2026 export
The table below is supporting material, not a quote for any unit. The MLS field is typed in by listing agents, it is not checked against association budgets, and it may differ from what a given association bills an owner.
| MLS fee field, SUPPORTING, October 29, 2026 | MLS rows with a figure | Middle figure, a year | Low to high, a year |
|---|---|---|---|
| MLS fee field, Cove Towers | 27 | $23,661 | $14,075 to $53,372 |
| MLS fee field, low-rise and mid-rise | 26 | $11,515 | $10,407 to $12,553 |
| MLS fee field, Cove Towers group: Aruba, Bequia, Caribe | 13 | $16,113 | $14,075 to $26,887 |
| MLS fee field, Cove Towers Preserve group: Montego, Nevis | 14 | $25,393 | $23,661 to $53,372 |
| MLS fee field, Princeton Place One to Five | 11 | $11,515 | $10,675 to $12,000 |
Treat each row as a lead to check, not an answer. The two Cove Towers group rows are subsets of the Cove Towers tier row, and the Princeton Place row is a subset of the low-rise and mid-rise row, so the lines are not meant to be added together. A wide spread inside one group usually points to different entry habits among agents as much as to different charges, and only the association's own budget settles it.
What to request in the resale packet
A complete packet answers most of the questions this page leaves open. Ask for these items by name:
- The current adopted budget for the condominium association, for the Foundation and, for a Princeton Place unit, for the Princeton Place Property Owners Association.
- The reserve schedule, with the funding plan for each component.
- The structural integrity reserve study, or the association's written statement that one is not required for the building.
- Any milestone inspection records the association holds.
- The insurance declarations for every master policy.
- The rules and regulations, with the leasing and pet sections.
- The estoppel letter for the unit.
Ask for each item in writing and keep the date shown on every page you receive. Our team can help line up the request; reach us through the contact page.
Special assessments and reserves
Reserves are where older buildings and newer statewide rules meet. Special assessments are not published by the associations at Wiggins Bay on any page we read, and that is not the same as saying none exist. Ask each board, in writing, whether an assessment is adopted, proposed or under discussion, and read the meeting records for the past year with that question in mind. The estoppel letter states what the seller owes the association on the unit as of its date, while the budget, the reserve schedule and the meeting records show what may be coming next. Reserve questions matter in both tiers: Cove Towers was built 1999 to 2002 and the low-rise and mid-rise condominiums 1985 to 1997, so roofs, paint, paving and mechanical systems run on different calendars across the community. A buyer comparing two units in different buildings is also comparing two reserve plans.
What leasing, pet, dock and club rules apply at Wiggins Bay?
At Wiggins Bay in North Naples, leasing and pet terms are set condominium by condominium, the 93 docks sit with a separate owners association, and the nearby yacht and racquet club keeps its own membership. A unit purchase brings the condominium's rules and the Foundation's rules; a dock and a club membership are separate decisions.
Leasing rules by condominium
Leasing and pet rules vary by condominium, and each condominium's governing documents decide. Wiggins Bay Villas leasing rules allow at most 4 leases a calendar year and no lease longer than one year, with board approval, as posted on the association site. The Colony at Wiggins Bay's posted rules call for board approval and bar any rental under 30 days. For the other twelve condominiums, this page states no leasing rule. The declaration and the rules and regulations of the specific condominium are the place to look, and the board's current approval steps are a question for that association. A lease approved under one condominium's documents says nothing about the building next door, even where both answer to the same Foundation. Anyone planning to lease a unit should read the leasing section before making an offer, not after.
Pet rules by condominium
Pet terms follow the same condominium by condominium pattern. Princeton Place Five's posted rules allow one pet of 25 lbs or less and no guest or tenant pets, and Princeton Place Four's posted rules bar pets kept by guests or tenants. Princeton Place One, Two and Three keep their own documents, as does every other condominium at Wiggins Bay, and this page states no pet rule for them. Read the pet section of the rules for the exact building, including any registration step the board asks of owners. Requests for an assistance animal follow state and federal law and go to the association in writing.
Docks are a separate purchase
The 93 docks are held through the separate Wiggins Bay Dock Owners Association, so a dock is a separate purchase from any condominium unit. This page gives no dock price, transfer step or charge. Ask the listing agent whether the seller also holds a dock and, if so, whether it is offered as its own transaction, then request the dock association's governing papers and its current terms before signing anything. A boat owner weighing a unit at Wiggins Bay should treat the dock question as a second purchase with its own paperwork and its own timeline.
The club is optional
The club near Wiggins Bay is a separate decision from the condominium purchase. The Tarpon Cove Yacht and Racquet Club, which holds the tennis courts, is optional and separate, with its own membership terms. Owning a unit does not make a buyer a member, and the club sets its own joining steps, so ask the club directly about current terms. There is no golf course inside Wiggins Bay. Tarpon Cove is its own community with its own page on this site, and nothing on this page describes it.
What Florida condominium law matters on a Wiggins Bay resale?
Four legal and record questions shape a condominium resale at Wiggins Bay in North Naples: the resale cancel window in Chapter 718, the reserve study and inspection rules for taller condominium buildings, the reports some associations have made public, and the county's registration for short-term vacation rentals.
The resale cancel window
The window turns on when the buyer receives the documents, not only on when the contract is signed. Under s. 718.503, a resale buyer who did not receive the required documents more than 7 days before signing may cancel in writing within 7 days, excluding weekends and legal holidays, after signing and receipt, and that right ends at closing. Read the contract's own language with this statute in mind, and keep a dated record of which papers were handed over and when. A buyer who asks for the packet before writing an offer can read it with time to spare. This page is a summary, not legal advice, and a Florida attorney can read a specific contract.
Structural integrity reserve studies and milestone inspections
Two Florida statutes changed how condominium boards plan for building upkeep. Florida's structural integrity reserve study rule (s. 718.112(2)(g)) and milestone inspection rule (s. 553.899) reach condominium buildings of three habitable stories or more, so ask each association whether its building falls under them and for the reports. The answer depends on the building and its records, so it comes from the association and not from this page. The reports a board holds are also where a buyer sees planned repair work before it turns into an assessment, and the reserve schedule shows how the board intends to pay for it. Ask for the report itself, not a summary of it.
Reports posted for named buildings
Only some associations have made their reports readable to the public. Association-posted documents show a Princeton Place Two milestone report and reserve study both dated January 23, 2024, a Princeton Place Three reserve study effective July 3, 2024, and a Princeton Place Four milestone completion notice dated May 15, 2024 with the next inspection year 2033. The county milestone map, as carried from a November 4, 2026 read, lists Montego and Nevis as not yet due, with the next milestone year 2027, so ask the association for status. The engineer reports carried for Aruba, Bequia and Caribe appear in the building records section earlier on this page. For every other building, this page gives no report date, and the association is the source.
County short-term rental registration
County rules sit on top of each condominium's own leasing terms. Unincorporated Collier County registers short-term vacation rentals under Ordinance 2021-45, effective January 3, 2022. Registration is a county step and does not override a condominium's rules; where a condominium bars short stays, county registration does not change that. Ask the county for the current registration steps, and ask the association for its leasing section, before advertising any stay.
What are property taxes at Wiggins Bay, with worked rows?
Every one of the 612 units at Wiggins Bay in North Naples sits in one millage area on the 2026 county roll, so the rate is the same across both tiers and the bill differs with taxable value and exemptions. The tables below give the millage lines, the roll figures by condominium and three worked rows.
Millage lines for area 143
The 2026 roll puts all 612 units in millage area 143 at 9.3696 mills, an unincorporated Collier County rate that includes the North Collier Fire Control and Rescue District line of 1.0000.
| County 2026 millage line | Area 143 |
|---|---|
| County line: Collier County general fund | 3.0107 |
| County line: South Florida Water Management District | 0.0948 |
| County line: Big Cypress Basin | 0.0978 |
| County line: School board, state law | 1.8990 |
| County line: School board, local board | 2.2480 |
| County line: Collier Mosquito Control District | 0.1331 |
| County line: North Collier Fire Control and Rescue District | 1.0000 |
| County line: Unincorporated county general line | 0.6844 |
| County line: County water pollution control program | 0.0246 |
| County line: Conservation Collier | 0.1772 |
| County millage, every line | 9.3696 |
Each line is set by its own taxing body each year, so the total can move when any one of them changes its rate.
No district line and one Villas charge
Two roll details stand apart from the millage. No community development district line appears on the 2026 roll for the 612 units, and a non-ad valorem amount of $269.77 appears only on the 46 Wiggins Bay Villas units. This page does not name what that amount pays for; the Wiggins Bay Villas association or the tax collector can explain it for a given unit.
Roll tax figures by condominium
The median 2026 county tax is $7,035.18 in Cove Towers and $2,834.13 in the low-rise and mid-rise condominiums, and the roll marks 144 of 271 Cove Towers units and 99 of 341 low-rise and mid-rise units as homestead. The table gives each condominium's line from the 2026 roll.
| County condominium | Units | Homestead on the roll | Median 2026 county tax | Median 2026 county just value |
|---|---|---|---|---|
| Aruba at Cove Towers | 50 | 22 | $7,219.60 | $813,166 |
| Bequia at Cove Towers | 50 | 28 | $7,003.73 | $825,535 |
| Caribe at Cove Towers | 55 | 25 | $6,799.22 | $816,742 |
| Montego at Cove Towers Preserve | 58 | 34 | $7,311.35 | $1,073,000 |
| Nevis at Cove Towers Preserve | 58 | 35 | $7,020.81 | $1,144,200 |
| Princeton Place One | 37 | 8 | $2,864.46 | $307,400 |
| Princeton Place Two | 37 | 12 | $2,864.46 | $307,400 |
| Princeton Place Three | 37 | 13 | $2,517.80 | $277,480 |
| Princeton Place Four | 37 | 11 | $2,677.09 | $287,400 |
| Princeton Place Five | 36 | 7 | $2,677.09 | $289,220 |
| Bermuda Cove | 51 | 13 | $3,306.84 | $367,370 |
| Wiggins Bay Villas | 46 | 15 | $4,909.58 | $500,200 |
| The Colony at Wiggins Bay | 30 | 14 | $2,233.60 | $250,891 |
| Harbourside at Wiggins Bay | 30 | 6 | $3,003.42 | $323,550 |
| Cove Towers, five towers | 271 | 144 | $7,035.18 | $932,284 |
| Low-rise and mid-rise condominiums | 341 | 99 | $2,834.13 | $312,720 |
Homestead counts differ from record to record, and a unit's bill depends on its own exemption status, so read the bill for the unit rather than a row. A homestead held by the seller does not pass to the buyer, and the assessed value can reset after a sale, so the seller's current bill may understate what a new owner pays. Owners curious about what a unit might list for can ask us for a home valuation.
Worked tax rows
The worked rows are INFERRED estimates: ad valorem only at 9.3696 mills in millage area 143, with taxable value set by the appraiser and the tax bill governing.
| Example value | Value | Millage area | Mills | Ad valorem estimate, no exemption | Ad valorem estimate, with homestead |
|---|---|---|---|---|---|
| Per $100,000 of taxable value | $100,000 | 143 | 9.3696 | $936.96 | $564.79 |
| Cove Towers county T12 median | $1,137,500 | 143 | 9.3696 | $10,657.92 | $10,285.75 |
| Low-rise and mid-rise county T12 median | $356,500 | 143 | 9.3696 | $3,340.26 | $2,968.09 |
Read the rows from left to right. The first row sets a round taxable value of $100,000 and applies the area's millage, one mill being one dollar of tax for each thousand dollars of taxable value, which gives the estimate in the no exemption column. The second row runs the same arithmetic on the Cove Towers county deed median for September 2025 through August 2026, $1,137,500, as though the appraiser had set that sale price as taxable value. The third row does the same with the low-rise and mid-rise county deed median for that window, $356,500. In each row the right-hand column first takes a homestead exemption off the value, then applies the same mills, so it sits lower than the column beside it. None of these rows carries the Wiggins Bay Villas amount or any other non-ad valorem line. The appraiser's taxable value can differ from a sale price, a homestead depends on the owner qualifying and filing, and the bill for the unit governs.
What do flood and insurance records show for Wiggins Bay?
Flood records at Wiggins Bay in North Naples, FL 34110 vary by address point, so no single designation describes the community. This section gives the carried point checks, the county's standing in the federal flood insurance rating program, the storm record we found, who insures what under Florida condominium law, and the code era and wind figures.
Carried address points
These are point checks, not determinations for any one unit. County address points carried from an October 21, 2026 check split 21 points into 12 in Zone AE and 9 in shaded Zone X, with Evacuation Zone A at every point. The base flood elevation is 10 feet at the Aruba and Bequia points and, carried from earlier research, at Caribe, and 9 feet at the Montego, Nevis, The Colony and Harbourside points. The Wiggins Bay Villas points are shaded Zone X, Bermuda Cove points are mixed, and this page gives no zone for 340 Horse Creek Dr, where two point sources disagree. Confirm each unit with an elevation certificate. A lender and an insurer will rely on the records for the building and the unit, and in a tower the ground floor and an upper floor can draw very different questions from the same flood map.
Community Rating System
The county's standing in the federal program reaches eligible policies across the unincorporated county, not one community alone. Unincorporated Collier County is Class 5 in FEMA's Community Rating System (CRS), worth 25 percent off eligible NFIP flood policies. Whether a given policy qualifies, and what it costs after any credit, is a quote from an insurance agent for the specific unit and building.
Ian in the record
The storm record we found for the community is short. The Wiggins Bay Foundation's November 2023 Ian update reported salt water losses to the common landscaping, with more than 50 trees removed, and no source we found names storm damage to a Wiggins Bay building. Ask each condominium association for its own claims and repair records since that storm, and read the meeting records that followed, since a building's own file is more complete than any public page.
Who insures what in a Florida condominium
Insurance at a condominium is split between the association and the owner. Under s. 718.111(11), the association insures the building as its declaration sets out and the unit owner insures the interior, so ask about the master flood policy and your own unit cover. State insurance regulator figures put the Collier County average condominium unit owner policy at $2,271 a year with wind cover and $1,566 without, as of March 31, 2026, a county-wide average and not a Wiggins Bay quote. Ask an insurance agent to quote the specific unit both ways, and compare that quote with the master policy declarations from the resale packet so that nothing falls between the two.
Code era and wind
Building code era is one input insurers read. Aruba, Bequia and Caribe were completed 1999 to 2001, before Florida's first statewide building code took effect on March 1, 2002. For Montego, Nevis and the low-rise and mid-rise condominiums, the code edition each was permitted under is a question for the association and the county building records, and this page states none. The county's design wind speed layer, as carried in our research, gives 162 mph for a Risk Category II building at this site under the 8th edition Florida Building Code. A wind mitigation report on the unit or the building, where the association has one, gives an insurer more to work with than the year built alone. Current listings at Wiggins Bay and across North Naples are on our properties page.
Which other places share the Wiggins Bay names?
Several North Naples and Bonita Springs addresses reuse the words on this page. Wiggins Pass names an inlet, other condominiums borrow the Wiggins name, and two condominium names inside Wiggins Bay also belong to communities farther away. Read the full name, the street and the MLS label before you treat a listing as one of these 612 units.
The name on this page
This page covers the condominium community off Wiggins Pass Road beside the bay behind Wiggins Pass, not Wiggins Lakes and Preserves, Wiggins Pass Landings or Wiggins Pass West, and its Bermuda Cove and The Colony are not the Bonita Bay or Pelican Landing communities of the same names. Older marketing sometimes paired the towers with the Tarpon Cove name, yet they answer to the Wiggins Bay Foundation and are not part of the separate Tarpon Cove community. When a result says only "Wiggins", check that the street is one of the five here in 34110.
Names the MLS shares
The MLS files Montego and Nevis as MONTEGO AT COVE TOWERS and NEVIS AT COVE TOWERS, with no "Preserve". Princeton Place One to Five share one sub-name, PRINCETON PLACE, so the building is read from the street number. Harbourside is spelled HARBOURSIDE there, and rows named Harborside West or Harborside Terrace belong to other developments, not this one.
Bermuda Cove and The Colony elsewhere
Bermuda Cove at Bonita Bay sits in Bonita Springs and is a separate community with its own association. The Colony at Pelican Landing is also a different place, and look-alike names such as The Colony at Hawksridge, Bermuda Bay and Bermuda Greens are not part of the community off Wiggins Pass Road.
How do Wiggins Bay county prices sit beside nearby Naples condominiums?
The county peer table sets four nearby condominium communities beside Wiggins Bay in North Naples, FL 34110, using county qualified deeds over the same twelve months, September 2025 through August 2026. It counts condominium sales only, gives each peer's unit count and building years, and is context for a search, not a valuation.
County peer table
| Community | Straight-line miles | County condominium units | Year built, low, median, high | County deeds, September 2025 through August 2026 | County median |
|---|---|---|---|---|---|
| County peer Tarpon Cove | 0.62 | 296 | 1997, 1998, 2000 | 12 | $417,000 |
| County peer Vanderbilt Beach | 2.08 | 1,099 | 1962, 1986, 2005 | 43 | $1,030,000 |
| County peer Pelican Marsh | 3.2 | 1,359 | 1981, 1999, 2012 | 79 | $730,000 |
| County peer Pelican Bay | 4.09 | 5,628 | 1980, 1992, 2019 | 274 | $1,298,750 |
The peer table lists county condominium figures with straight-line miles from the centre of Wiggins Bay, and it does not rank them.
Pages for nearby communities
Three peers have their own Domain Realty Group pages, and none stands in for Wiggins Bay. Tarpon Cove is a separate condominium community with its own association and county records. Vanderbilt Beach is a separate neighborhood with its own page. Pelican Marsh is a separate community with its own page. Pelican Bay appears in the table by name only.
How the peers were picked
Each peer needed a live Domain Realty Group page, at least ten condominium units in its county footprint, at least one county condominium sale in the window, and a centre within ten straight-line miles of the centre of Wiggins Bay, ordered shortest first. Naples Park was tested and left out with no sale in the window, and an inland candidate was left off. Bay Colony, The Dunes and Wiggins Lakes and Preserves were not candidates, as none has an indexed page on our site.
Reading the peer rows
A peer row mixes buildings of different build years, sizes and settings, so it describes that community and not a Wiggins Bay unit. For one unit at Wiggins Bay in North Naples, compare sales in its own condominium and tier, and ask an agent for a comparative market analysis.
What should a buyer check before an offer at Wiggins Bay?
Before an offer on a Wiggins Bay condo in North Naples, settle four things: which tier you are buying in, what the resale packet says, what the flood records show for that unit, and what the condominium's own rules allow. The condominium associations over the 14 county condominium records set their own rules, so the answers change by building.
Pick the tier first
The two tiers are different products, and a search that mixes them blurs every figure. Over September 2025 through August 2026, county deeds put the Cove Towers median at $1,137,500 and the low-rise and mid-rise median at $356,500. Decide between the five towers and the low-rise and mid-rise condominiums first, then compare units inside one condominium.
Ask for the resale packet
Request the budget, any reserve study or structural report, recent board meeting records, notice of any planned assessment, the master insurance declarations and the rules. Ask the Wiggins Bay Foundation for its current master documents too. The cancel window in s. 718.503 runs from your receipt of the required documents, so keep a dated record of when the packet arrives.
Check flood by unit
County address points fall in more than one flood designation, and the result can change between buildings on one street. Ask for the unit's elevation certificate, ask the association what its master flood policy carries, and get your own quote on that unit before your inspection period ends.
Read the condominium's own rules
Leasing and pet terms differ from one condominium to the next, so read the posted rules and declaration for your building, not a neighbour's. Ask whether board approval is needed for a sale, a lease or a pet. Plan a boat dock as its own purchase through the Wiggins Bay Dock Owners Association, and treat the Tarpon Cove Yacht and Racquet Club as a separate, optional membership. Exterior changes need your condominium association's approval before the Foundation reviews them.
Frequently Asked Questions about Wiggins Bay condos for sale in North Naples
How many condominium units are at Wiggins Bay in North Naples?
The 2026 county roll lists 612 condominium units at Wiggins Bay in North Naples, FL 34110. They sit in 14 county condominium records. Cove Towers holds 271 units in five towers, and the low-rise and mid-rise condominiums hold 341 units across Princeton Place, Bermuda Cove, Wiggins Bay Villas, The Colony and Harbourside.
What are the two tiers at Wiggins Bay?
The first tier is Cove Towers: Aruba, Bequia and Caribe, plus Montego and Nevis at Cove Towers Preserve, completed 1999 to 2002. The second tier is the low-rise and mid-rise condominiums: Princeton Place One to Five, Bermuda Cove, Wiggins Bay Villas, The Colony at Wiggins Bay and Harbourside at Wiggins Bay, completed 1985 to 1997.
Are Wiggins Bay condos for sale right now?
Yes, as of the last export, in both tiers. The October 29, 2026 MLS export held 17 Active Cove Towers rows and 8 Active rows in the low-rise and mid-rise condominiums. Listings change daily, so use the live search on this page or ask our Naples team what is open now.
What have Cove Towers condos sold for in county deeds?
From September 2025 through August 2026, county deeds record 12 Cove Towers sales with a median of $1,137,500, ranging from $700,000 to $2,185,000. Across the full 60 months from September 2021, county deeds for the five towers record 60 sales with a median of $1,175,000. The counts are small, so read them as a record only.
What have the low-rise and mid-rise Wiggins Bay condos sold for in county deeds?
From September 2025 through August 2026, county deeds record 18 low-rise and mid-rise sales with a median of $356,500, ranging from $218,000 to $625,000. Over 60 months from September 2021, county deeds record 90 low-rise and mid-rise sales with a median of $440,000. Prices differ by condominium.
What does the MLS show for Wiggins Bay closings?
In the October 29, 2026 MLS export, Cove Towers shows 9 closings with a median of $1,100,000. The same MLS export shows 17 low-rise and mid-rise closings with a median of $350,000. Listing records run on their own window, so this page keeps them apart from the deeds.
Why does an MLS search for Wiggins Bay need two names?
Listing agents file the five towers under the Development name COVE TOWERS and every other condominium here under WIGGINS BAY. A search on one label misses roughly half the community. Search both names, or use the live search on this page, which pulls both labels for 34110.
Is a Wiggins Bay condo new or a resale?
Every Wiggins Bay condo is a resale. The last of the five towers was finished in 2002, and the county deed windows on this page show only sales between owners. Each purchase runs through a seller, the condominium association and its approval steps.
What ZIP code is Wiggins Bay in?
Wiggins Bay uses ZIP code 34110, the North Naples postal area along Wiggins Pass Road. The towers sit on Cove Tower Dr, and the other condominiums sit on Horse Creek Dr, Bermuda Cove Way, Club Side Dr and Wiggins Bay Dr. A Naples postal name is not a city boundary.
Why is Wiggins Bay outside the City of Naples?
Collier County approved Wiggins Bay as a planned unit development, and the community lies in unincorporated Collier County, outside the City of Naples. County government, the county sheriff and the North Collier fire district serve it. Naples in the address reflects the postal area for 34110, not city limits.
When was Wiggins Bay built?
Collier County approved the Wiggins Bay plan by Ordinance 82-121 in December 1982, and the Wiggins Bay Villas association gives 1983 as the start. The low-rise and mid-rise condominiums followed from 1985 to 1997, and the five Cove Towers condominiums were completed from 1999 to 2002.
How large are Wiggins Bay condos?
County roll area runs from 1,519 to 8,540 sq ft in Cove Towers and from 1,084 to 1,903 sq ft in the low-rise and mid-rise condominiums. MLS living area can read differently for the same unit, so check the unit's own records.
Who developed Wiggins Bay and Cove Towers?
Recorded documents list Wiggins Bay Associates, Ltd. as the original declarant for the community. WCI Communities built the five Cove Towers condominiums from 1999 to 2002 through its own entity, Bay Colony-Gateway, Inc., a company name and not the Bay Colony community.
How many stories are the Cove Towers buildings?
Engineer reports carried in our research give counts for Aruba, Bequia and Caribe, and those figures appear in the building records section above. No source we found gives a count for Montego or Nevis. The MLS Building Design band is an agent-entered label, not a measured height.
What are the condo fees at Wiggins Bay?
None of the Wiggins Bay associations posts its fee on a public page we could read, and the Foundation's financials are not public either. The MLS fee field gives a supporting range by tier in the fees section above. Ask for each association's current budget in the resale packet.
What does the Wiggins Bay Foundation do?
The Wiggins Bay Foundation is the master association over the whole community off Wiggins Pass Road. It reviews architectural applications after each condominium association approves them, sets showing rules, and keeps the master documents. Each condominium association still runs its own budget and rules alongside the Foundation.
Can a Wiggins Bay condo be leased?
It depends on the condominium. Posted rules for Wiggins Bay Villas and The Colony at Wiggins Bay set board approval and their own limits, and other buildings set theirs. Short-term vacation stays also need county registration. Read the declaration and rules for the exact building before you plan a lease.
Does a Wiggins Bay condo come with a boat dock?
No condominium unit at Wiggins Bay carries a dock as part of its sale. The community's 93 docks belong to owners through the Wiggins Bay Dock Owners Association, a separate body, and a dock changes hands in its own transaction. Ask that association about transfer steps.
Is the Tarpon Cove club part of owning at Wiggins Bay?
No. The Tarpon Cove Yacht and Racquet Club is a separate, optional club with its own membership terms, and buying a Wiggins Bay condo does not make you a member. The club holds the tennis courts. Ask the club directly about joining.
What is happening with the Wiggins Pass dredge?
Collier County put the 2026 maintenance dredge for Wiggins Pass and Doctors Pass out to bid, listed that bid as cancelled on April 17, 2026 and put it out again. As of November 5, 2026 we found no contract award, so check the county's current notices before you plan around boat access.
What does Florida law give a condominium resale buyer?
Under s. 718.503, a resale buyer who did not get the required association documents more than 7 days before signing may cancel in writing within 7 days after signing and receipt, not counting weekends and legal holidays. That right ends at closing.
Which Wiggins Bay buildings have posted SIRS or milestone reports?
Association-posted documents show reports for Princeton Place Two, Three and Four. Engineer reports carried in our research address Aruba, Bequia and Caribe. The county map lists Montego and Nevis as not yet due. For any other Wiggins Bay building, ask that association directly whether a report exists and request a copy.
What are property taxes at Wiggins Bay?
All 612 units sit in millage area 143, taxed at 9.3696 mills on the 2026 roll. The 2026 county roll shows a median tax of $7,035.18 in Cove Towers and $2,834.13 in the low-rise and mid-rise condominiums. Your own bill depends on taxable value and any homestead exemption.
Do Wiggins Bay tax bills carry no community development district line?
Correct. The 2026 roll shows no community development district line on any of the 612 Wiggins Bay units. The one non-ad valorem amount on the roll, $269.77, sits on the 46 Wiggins Bay Villas units only. Check the tax bill for the specific unit.
Is Wiggins Bay in a flood zone?
Flood designations at Wiggins Bay differ by building, so no single answer covers the community. Carried county address points fall in more than one designation, and two point sources disagree at one Princeton Place address. Ask for the unit's elevation certificate and a flood quote on that unit.
Who insures what in a Wiggins Bay condominium?
Florida's condominium statute, s. 718.111(11), splits cover between the association, which insures the building as its declaration sets out, and the owner, who insures the unit interior. Ask each association for its master policy declarations, with its flood cover, and buy your own policy for the interior.
Which schools did the district lookup return for Wiggins Bay?
A district address lookup run on October 21, 2026 returned one elementary, one middle and one high school for Wiggins Bay addresses, and all three carry an A in the published state grades. The schools section above names them. Assignment can change by address, so confirm a specific unit with the district.
How far is Wiggins Bay from Delnor-Wiggins Pass State Park by road?
By road, Delnor-Wiggins Pass State Park sits about 3.4 free-flow route miles from the centre of Wiggins Bay in the Domain Realty Group route table. The trip runs longer than the map suggests, as the road has to go around the water before reaching the park side of the pass.
How far is Wiggins Bay from Southwest Florida International Airport?
Southwest Florida International Airport (RSW) is about 25.7 free-flow route miles from the centre of Wiggins Bay. The route leaves the community by Wiggins Bay Drive and Wiggins Pass Road. Naples Airport, a general aviation field, is about 12.6 free-flow route miles from the centre of Wiggins Bay.
Is Wiggins Bay the same place as Wiggins Lakes and Preserves?
No. Wiggins Lakes and Preserves is a different community with its own condominiums, its own association and its own MLS Development name. Wiggins Bay is the condominium community off Wiggins Pass Road in 34110, filed in the MLS as WIGGINS BAY and COVE TOWERS. Check the Development name on any listing.
Ready to buy or sell at Wiggins Bay?
Our Naples team works both tiers at Wiggins Bay in North Naples, from the five towers on Cove Tower Dr to the condominiums on Horse Creek Dr, Club Side Dr and Wiggins Bay Dr. Tell us which tier and which condominium you have in mind, and we will pull the deeds, the listings and the association documents for it.
Thinking of buying at Wiggins Bay?
Start with the live search, then narrow it by tier and building. You can browse all Wiggins Bay condos on the market or check the newest Wiggins Bay condo listings for units added in the last month. Our agents can set up showings and request the resale packet early. To start, contact our Naples team or see our current listings.
Thinking of selling at Wiggins Bay?
We price a Wiggins Bay unit from recent county deeds in its own building and tier, then list it under the correct MLS Development name so both search labels find it. Owners thinking about a sale can read McGreevy and Comisar's guide to Cove Towers. When you are ready, ask for a home valuation and we will prepare one for your unit.
What our clients say about Domain Realty Group
★★★★★ "Marc has been a great help in securing a great price for our home during its build phase. Negotiated a much better deal from the builder."
Verified Google review. Michael Gatz, on working with Marc Comisar of Domain Realty Group.
★★★★★ "Marc was terrific to work with. His knowledge of the area, community and builder were excellent. He and his staff were well organized and made the process easy. I highly recommend Marc and his team."
Verified Zillow review. mhhade, on working with Marc Comisar of Domain Realty Group.
★★★★★ "Marc's knowledge of the Southwest Florida real estate market is unmatched. He took the time to understand exactly what I was looking for in a home and quickly identified properties that checked all my boxes."
Verified Google review. Christopher Dietz, on working with Marc Comisar of Domain Realty Group.
Read every review on our Google Business Profile.
About Domain Realty Group
Domain Realty Group works from three offices (Naples, Bonita Springs and Fort Myers) across Lee, Collier and Charlotte counties. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with more than $2.5 billion in team production and more than 4,000 transactions. Our Naples team works with buyers and sellers across Wiggins Bay, from the towers on Cove Tower Dr to the condominiums on Horse Creek Dr, Club Side Dr and Wiggins Bay Dr in North Naples.
Jesse McGreevy and Marc Comisar lead the team, with over 45 years of combined direct experience. Our agent-partners are on our agents page, and about Domain Realty Group tells the rest. Domain Realty Group has been the number one team in Southwest Florida since 2012, and our Naples office on Galleria Court serves buyers and sellers across Naples, from East Naples to the city and North Naples.
Domain Realty Group
Naples office: 9180 Galleria Ct #200, Naples, FL 34109
Bonita Springs and Estero office: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Fort Myers office: 8290 College Parkway, Unit 201, Fort Myers, FL 33919
Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.
Where to go next: Naples homes for sale and communities, all Naples communities, current listings and about the team.
Data updated: November 2026.
Sources
- Wiggins Bay Foundation, home page, as carried
- Wiggins Bay Foundation, documents page, as carried
- Wiggins Bay Foundation, policies page, as carried
- Wiggins Bay Foundation, management page, as carried
- Wiggins Bay Foundation, open house policy, as carried
- Wiggins Bay Foundation, architectural review resolution, February 2026, as carried
- Wiggins Bay Foundation, board meeting notice, November 2026, as carried
- Wiggins Bay Foundation, newsletter list, as carried
- Wiggins Bay Foundation, newsletter, April 2026, as carried
- Wiggins Bay Foundation, newsletter, July 2026, as carried
- Wiggins Bay Foundation, newsletter, October 2026, as carried
- Wiggins Bay Foundation, newsletter, October 2025, as carried
- Wiggins Bay Foundation, Hurricane Ian update, as carried
- Collier County Ordinance 82-121, Wiggins Bay planned unit development, as carried
- Wiggins Bay planned unit development close-out, as carried
- Wiggins Bay declaration amendment, 1996, as carried
- Wiggins Bay declaration amendment, 1997, as carried
- Assignment of declarant rights, 2007, as carried
- Wiggins Bay restrictions, 1989, as carried
- Wiggins Bay declaration amendment, legal description, 1994, as carried
- Wiggins Bay Dock Owners Association, home page, as carried
- Wiggins Bay Dock Owners Association, about page, as carried
- Wiggins Bay Dock Owners Association, sales and rentals page, as carried
- Wiggins Bay Dock Owners Association, 2023 construction page, as carried
- Princeton Place Property Owners Association, home page, as carried
- Princeton Place Property Owners Association, about page, as carried
- Princeton Place One, association site, as carried
- Princeton Place One, documents page, as carried
- Princeton Place One, rules and regulations, as carried
- Princeton Place Two, association site, as carried
- Princeton Place Two, documents page, as carried
- Princeton Place Two, owner rules, as carried
- Princeton Place Three, association site, as carried
- Princeton Place Three, documents page, as carried
- Princeton Place Four, association site, as carried
- Princeton Place Four, documents page, as carried
- Princeton Place Four, rules extracts, as carried
- The Colony at Wiggins Bay, association site, as carried
- The Colony at Wiggins Bay, questions and answers, as carried
- The Colony at Wiggins Bay, rules, January 2023, as carried
- Cove Towers, association site, as carried
- Cove Towers, public documents page, as carried
- Tarpon Cove Yacht and Racquet Club, the club page, as carried
- Tarpon Cove Yacht and Racquet Club, tennis page, as carried
- Florida Statutes, condominium resale disclosure section, as carried
- Florida Statutes, condominium association powers and duties section, as carried
- Florida Statutes, building inspection section, chapter 553, as carried
- Florida Statutes, condominium insurance section, as carried
- National Hurricane Center, Hurricane Ian report, as carried
- National Hurricane Center, Hurricane Helene report, as carried
- National Hurricane Center, Hurricane Milton report, as carried
- National Weather Service Miami, Hurricane Ian summary, as carried
- Collier County, 2026 flood protection newsletter, as carried
- Collier County, proposed flood map news, August 2026, as carried
- Collier County, short-term vacation rental registration, as carried
- Fannie Mae Selling Guide, flood insurance requirements, as carried
- Insurance Information Institute, hurricane deductibles, as carried
- Better Flood, association flood cover for condominiums, as carried
- Florida Building Commission, 2004 report, as carried
- WGCU, evacuations ahead of Hurricane Ian, as carried
- WGCU, Hurricane Milton by the numbers, as carried
- Collier County Public Schools, attendance boundaries, as carried
- Florida Department of Education, 2026 school grades, as carried
- Florida Rambler, Delnor-Wiggins Pass State Park, as carried
- Florida Rambler, Barefoot Beach, as carried
- Coastal Angler, the 2018 Wiggins Pass dredge, as carried
- Dredging Today, Wiggins Pass work, 2022, as carried
- Civic IQ, Wiggins Pass and Doctors Pass dredge bid, 2026, as carried
- Artis Naples, as carried
- Waterside Shops, as carried
- Coastland Center, as carried
- Fifth Avenue South business district, as carried
- NCH, North Naples Hospital, as carried
- NCH, emergency services, as carried
- Physicians Regional, as carried
- Gulfshore Business, new Publix at Gateway Shoppes, as carried
- Collier County Tax Collector, fire district list, as carried