Mercato Homes for Sale in Naples, FL
Mercato homes for sale in Naples, FL, come in two products that this page prices one at a time: The Strada at Mercato, a condominium of 92 residences, and Residences at Mercato, a set of 45 single-family homes, all in ZIP 34108. Each figure below names its record set and its window.
By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.
Key takeaways for Mercato condo and home buyers in Naples
Mercato in Naples holds two products with two separate price records: The Strada at Mercato, a condominium, and Residences at Mercato, a set of single-family homes. Each takeaway below names its record set and its window, and the full tables sit in the sold and MLS sections further down this page.
Two products, two price records
The Strada at Mercato is a condominium of 92 residences in two buildings, and Residences at Mercato is a set of 45 single-family homes. Their deeds sit far apart, so no price on this page blends them. A price sentence always names the product, the record set and the window it reads.
The Strada in one paragraph
The Strada at Mercato holds 92 residences in a 50-unit building and a 42-unit building on Strada Place, all with a county year built of 2009. The association's own site also lists a third-level amenity deck and deeded, assigned parking in a gated, private garage, and the amenities section covers both.
Residences at Mercato in one paragraph
Residences at Mercato is a set of 45 single-family homes on an 11-acre site, from The Lutgert Companies, with a county year built of 2015 to 2021. The builder's release of April 26, 2021 calls the enclave gated and sold out, and sorts the homes into three size categories from 2,500 to 3,999 square feet.
What the county deeds show
Collier County deeds for the 12 months to August 31, 2026 show 13 condominium sales at The Strada at Mercato at a $975,000 median and 2 single-family sales at Residences at Mercato, at $3,200,000 and $2,775,000, with each product counted on its own.
Those county Strada deeds ran from $675,000 to $1,900,000. The deed table in the sold section lists every one of these sales by month, and the product table sets the Residences at Mercato deeds beside the prior 12 months.
What the October 2026 MLS export shows
The MLS export of October 29, 2026 is a second record set, read over a window of its own. On that date it held 7 active listings, 6 at The Strada and 1 at Residences at Mercato, and 2 pending sales, both at The Strada. Its sold counts and days on market sit in the MLS section.
What a buyer pays beyond the price
Neither association posts a dues figure, which makes it not published (checked November 3, 2026); ask for the current budget and the estoppel certificate. The 2026 county roll puts all 141 parcels in one millage area, area 133 at 9.3696 mills, and each single-family home carries a $269.77 non-ad valorem line that the roll does not name. The Strada units carry none.
What this page does not cover
This page prints no dues, because they are not published, and current leasing, pet and parking rules are not published either (checked November 3, 2026). It gives no status for The Strada's milestone inspection or reserve study, which only the association's records can confirm. The county heuristic finds 0 builder-direct deeds in its windows. For a value on a home of your own, use our home valuation page.
What Mercato condos and homes are listed in Naples now?
Mercato condos and homes for sale in Naples appear in the live searches below, and every search uses the one MLS label Mercato within ZIP 34108. Counts printed in this section are dated to the October 29, 2026 export, while each search shows the market as it stands when you open it.
Search every Mercato listing
This search returns The Strada condominiums and the Residences at Mercato homes together, under the one label.
Condominium listings at The Strada
The October 29, 2026 export held 6 listings at The Strada active and 2 pending, all in the one condominium.
Single-family listings at Residences at Mercato
The same export held 1 active listing and none pending at Residences at Mercato.
Listings by price
The two searches split the one label at $2,000,000, a line that falls between the highest Strada deed and the lowest Residences at Mercato deed in the 12 months to August 31, 2026.
Data updated: October 2026
Data updated: October 2026. The counts above come from the October 29, 2026 export, and the live searches replace that snapshot as listings come and go. Contact us to get new listings by email.
How to read a listing at Mercato
A listing names its product in more than one field. In the October 29, 2026 export, The Strada rows carry a condominium name and a mid-rise building design, and the Residences at Mercato rows carry a single-family design. Fee entries are made by the listing agent, so the fee section places them in one table. Ask an agent to confirm the product before you compare a listing with the tables below.
Where is Mercato in Naples, and what does the county roll hold?
Mercato in Naples sits at a corner of US 41 in ZIP 34108, and the 2026 Collier County roll files its homes under three county numbers. The sections below place the center, count the homes and parcels, name the parcels that are not homes and list what the roll does not record.
The corner of US 41 and Vanderbilt Beach Road
Mercato sits at the northwest corner of US 41 (Tamiami Trail North) and Vanderbilt Beach Road in unincorporated Collier County, Naples ZIP 34108.
The roll names two streets for the homes: Strada Place for the condominium buildings, and Mercato Way and Mercato Ln for the single-family homes. Compare other Naples communities as you shortlist.
Three county numbers and 141 parcels
The 2026 Collier County roll lists 137 homes at Mercato on 141 parcels across 3 county numbers, all in ZIP 34108: 92 condominium residences in the condominium the roll names STRADA, THE A CONDOMINIUM and 45 single-family homes on the Residences at Mercato plat and its replat.
The county files Mercato under three numbers, one per recorded section:
- 588900, Residences at Mercato (plat): 37 parcels, 33 of them homes.
- 588910, Residences at Mercato Replat 1: 12 parcels, all 12 homes.
- 645800, The Strada, A Condominium: 92 parcels, each a condominium residence.
The Lutgert Companies' release of April 26, 2021 also gives 45 homes on 11 acres, the same single-family total as the county roll.
Homes versus common parcels
The 4 parcels beyond the 137 homes are all on the Residences at Mercato plat. By the state's use codes, 1 is a right-of-way and 3 are outdoor recreation or parkland. None is counted as a home, and no parcel on the set is a vacant residential lot.
ZIP 34108 and unincorporated Collier County
Mercato is not inside a city. Unincorporated Collier County governs it, and Naples serves only as the postal name on each address. All 141 parcels carry ZIP 34108.
What the roll does not record
The county roll has no flood zone, evacuation zone, gate status, association dues or rental rules, it leaves out the commercial parcels and their owner, and its data file has no bedroom field. Lot sizes for the Residences are a true gap in the sources reviewed: Information not available at time of publishing (checked 2026-11-03).
Name checks before you search
Other places carry similar names, and the county set and the MLS counts on this page exclude each of them. The not-to-confuse section later on this page names them once. Check the ZIP, 34108, and the street, Strada Place or Mercato Way, before you search.
What have The Strada condos and Residences at Mercato homes sold for?
Mercato condos and homes in Naples have sold as two separate products in Collier County's deeds, so this section prices The Strada condominiums and the Residences at Mercato homes one at a time. It lists each recorded sale in the latest 12 months, then reads the prior 12 months, 60 months, each year and each price band.
Every recorded Mercato sale in the 12 months to August 31, 2026
Each row is one qualified county deed, and the last column shows the earliest residence row's year. A sale that the file records on two lines is merged by parcel, month and price into a single row.
| Recorded | Price | Section | Product | Roll year built |
|---|---|---|---|---|
| County deed, September 2025 | $750,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, September 2025 | $1,500,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, September 2025 | $860,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, November 2025 | $870,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, December 2025 | $675,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, February 2026 | $1,750,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, March 2026 | $800,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, March 2026 | $3,200,000 | Residences at Mercato (plat) | Single-family home | 2016 |
| County deed, March 2026 | $1,565,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, March 2026 | $1,800,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, May 2026 | $2,775,000 | Residences at Mercato (plat) | Single-family home | 2016 |
| County deed, May 2026 | $1,110,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, July 2026 | $1,900,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, August 2026 | $698,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
| County deed, August 2026 | $975,000 | The Strada, A Condominium | Condominium (The Strada) | 2009 |
County sales by product
T12 means the window from September 2025 to August 2026; the prior columns cover September 2024 to August 2025.
| Product | Homes | Roll year built | T12 sales | T12 median or prices | Prior 12 sales | Prior 12 median or prices |
|---|---|---|---|---|---|---|
| County Residences at Mercato single-family homes | 45 | 2015 to 2021 | 2 | $3,200,000, $2,775,000 | 2 | $3,200,000, $3,750,000 |
| County The Strada condominium residences | 92 | 2009 to 2009 | 13 | $975,000 | 6 | $812,500 |
The two Residences deeds, listed
Residences at Mercato has 2 county deeds in the 12 months to August 31, 2026, recorded in March 2026 and May 2026, both on the Residences at Mercato plat. Two sales are too few for a median, so this page lists them and never averages them; the product table above holds both prices.
The prior 12 months
In the 12 months before that, September 2024 to August 2025, county deeds show 6 Strada sales at an $812,500 median and 2 Residences at Mercato sales, at $3,200,000 and $3,750,000.
This page states a median in prose only when a product has 6 or more sales. With 3 to 5 sales the figure stays in a table beside its count, and with 1 or 2 sales each price is listed.
The 60-month record
Across the 60 months from September 2021 to August 2026, the county recorded 39 Strada sales at a $1,090,000 median and 21 Residences at Mercato sales at a $3,200,000 median, a span that blends the 2021 and 2022 deeds with the years after.
The county heuristic flags a builder-direct deed as a first improved sale in the year built or the year after, and it flags 0 in these 60 months, so it counts each sale here as a resale. The calendar-year and period tables below show each year on its own.
County sales by calendar year
Each cell gives the sale count first, and the 2026 row stops at August 31.
| Year (County) | Residences at Mercato single-family homes | The Strada condominium residences |
|---|---|---|
| County 2017 | 8 sales, median $2,060,450, $1,508,800 to $2,977,500 | 4 sales, median $570,000, $475,000 to $899,000 |
| County 2018 | 6 sales, median $1,801,000, $1,508,000 to $2,111,400 | 9 sales, median $700,000, $375,000 to $1,100,000 |
| County 2019 | 4 sales, median $1,891,350, $1,525,300 to $4,733,100 | 6 sales, median $627,500, $595,000 to $850,000 |
| County 2020 | 11 sales, median $2,100,000, $1,625,000 to $3,912,300 | 5 sales, median $630,000, $470,000 to $1,075,000 |
| County 2021 | 11 sales, median $2,250,000, $1,795,000 to $2,600,000 | 19 sales, median $699,000, $375,000 to $1,600,000 |
| County 2022 | 4 sales, median $3,050,000, $2,495,000 to $3,600,000 | 6 sales, median $1,155,000, $899,000 to $1,249,000 |
| County 2023 | 6 sales, median $3,287,500, $2,850,000 to $6,600,000 | 8 sales, median $1,119,000, $600,000 to $1,220,000 |
| County 2024 | 5 sales, median $4,450,000, $3,200,000 to $6,200,000 | 6 sales, median $1,227,500, $1,020,000 to $1,285,000 |
| County 2025 | 1 sale: $3,750,000 | 10 sales, median $805,000, $600,000 to $1,500,000 |
| County 2026 (to August 31) | 2 sales: $3,200,000, $2,775,000 | 8 sales, median $1,337,500, $698,000 to $1,900,000 |
County sales by September to August period
Every period below opens in September and closes in August, and each cell leads with its sale count.
| Period (County) | Residences at Mercato single-family homes | The Strada condominium residences |
|---|---|---|
| County September 2017 to August 2018 | 8 sales, median $1,992,500, $1,508,000 to $2,977,500 | 4 sales, median $666,500, $375,000 to $1,075,000 |
| County September 2018 to August 2019 | 4 sales, median $2,084,550, $1,525,300 to $4,733,100 | 9 sales, median $640,000, $425,000 to $1,100,000 |
| County September 2019 to August 2020 | 9 sales, median $2,000,000, $1,625,000 to $3,912,300 | 6 sales, median $639,000, $470,000 to $1,075,000 |
| County September 2020 to August 2021 | 11 sales, median $2,160,000, $1,795,000 to $3,315,700 | 19 sales, median $660,000, $375,000 to $1,600,000 |
| County September 2021 to August 2022 | 7 sales, median $2,600,000, $2,050,000 to $3,600,000 | 4 sales, median $999,500, $865,000 to $1,249,000 |
| County September 2022 to August 2023 | 5 sales, median $3,225,000, $2,850,000 to $6,600,000 | 11 sales, median $1,138,000, $600,000 to $1,225,000 |
| County September 2023 to August 2024 | 5 sales, median $4,450,000, $3,350,000 to $6,200,000 | 5 sales, median $1,260,000, $1,020,000 to $1,285,000 |
| County September 2024 to August 2025 | 2 sales: $3,200,000, $3,750,000 | 6 sales, median $812,500, $600,000 to $1,090,000 |
| County September 2025 to August 2026 | 2 sales: $3,200,000, $2,775,000 | 13 sales, median $975,000, $675,000 to $1,900,000 |
County price bands in the 12 months to August 31, 2026
A cell here is the number of county deeds falling in that price band, for the product named in its column.
| Price band (County) | Residences at Mercato single-family homes | The Strada condominium residences |
|---|---|---|
| County $0 to under $600,000 | 0 | 0 |
| County $600,000 to under $800,000 | 0 | 3 |
| County $800,000 to under $1,000,000 | 0 | 4 |
| County $1,000,000 to under $1,250,000 | 0 | 1 |
| County $1,250,000 to under $1,500,000 | 0 | 0 |
| County $1,500,000 to under $2,000,000 | 0 | 5 |
| County $2,000,000 to under $2,500,000 | 0 | 0 |
| County $2,500,000 to under $3,000,000 | 1 | 0 |
| County $3,000,000 to under $3,500,000 | 1 | 0 |
| County $3,500,000 to under $4,000,000 | 0 | 0 |
| County $4,000,000 or more | 0 | 0 |
Why the window ends in August
The county figures on this page are read from the Collier County Property Appraiser's public data file dated October 27, 2026. In that file the appraiser had qualified 903 deeds countywide for August 2026 but only 102 for September, so September is incomplete and August 2026 is the last month read. The latest qualified deed on a Mercato parcel is dated August 18, 2026.
What does the October 2026 MLS export show for Mercato, Naples?
Mercato in Naples is also tracked in the Southwest Florida MLS, as entered by listing agents, export of October 29, 2026. Its rows are counted under its own rules and over a window of its own, which is why its sold, active and pending figures stay in this section and out of every county sentence.
MLS by product
Measured separately, the Southwest Florida MLS export dated October 29, 2026 lists 11 Strada condominiums sold at a $1,110,000 median and 2 Residences at Mercato homes sold between October 29, 2025 and that date, with 6 Strada listings and 1 Residences listing active and 2 Strada sales pending on the export date.
Sold rows closed between October 29, 2025 and the export date, and the active and pending columns are counts taken on that date.
| Product | Sold | Median sold or prices | Median days on market (sold) | Active | Pending |
|---|---|---|---|---|---|
| MLS Residences at Mercato single-family homes | 2 | 2 sales: $3,200,000 and $2,775,000 | 102 | 1 | 0 |
| MLS The Strada condominium residences | 11 | $1,110,000 | 42 | 6 | 2 |
Days on market in the export
In the October 29, 2026 export, the 11 sold rows at The Strada show a median of 42 days on market. The 2 sold Residences at Mercato rows are too few for a prose median, so the table above is the only place their days on market appear. Treat each reading as one export, not a forecast.
Active and pending on October 29, 2026
On the export date, 6 listings at The Strada were active and 2 were pending, and 1 listing at Residences at Mercato was active and none were pending. Listings change daily, and the live searches in the listing section replace this snapshot.
How MLS rows differ from deeds
This page keeps two record sets apart and never merges them in one sentence: Collier County deeds qualified through August 31, 2026, and the Southwest Florida MLS export of October 29, 2026, each with its own window and its own way of counting a sale.
We tracked the October 29, 2026 export against the county roll by street address, and all 22 of its Mercato rows resolved to one of the two products: 19 to The Strada and 3 to Residences at Mercato. A deed is a recorded transfer that the county has qualified, and an MLS row is a listing entry with its own sold date. County deeds here run from September 1, 2025 to August 31, 2026, MLS sold dates from October 29, 2025 to October 29, 2026, so the 13 county Strada deeds and the 11 MLS Strada sales are two separate measures. The 2 Residences at Mercato MLS sales carry the same two prices as the 2 county deeds.
Bedrooms in the export
On its 22 counted rows, any status, the October 29, 2026 export shows 13 with 2 bedrooms, 5 with 3 bedrooms, 2 with 4 bedrooms plus a den, 1 with 1 bedroom plus a den and 1 with 1 bedroom, as entered by listing agents. The county roll carries no bedroom field.
How do The Strada and Residences at Mercato fit together?
Mercato in Naples fits together as two products with two separate associations: the condominium above the shops and the single-family enclave beside the center. The sections below name each one, place the commercial center as separately owned context, record the planned unit development approval and show how a listing labels its product.
Two associations, no shared master association
The Strada at Mercato Condominium Association governs the 92 condominium residences, and the Residences at Mercato association governs the 45 single-family homes. No master association over both is documented in the sources reviewed (checked November 3, 2026).
The condominium above the shops
The Strada at Mercato is a condominium in two buildings on Strada Place, a 50-unit building and a 42-unit building, each unit a separate county parcel with a county year built of 2009. A state condominium record shows the declaration recorded in 2009, and the county names the section The Strada, A Condominium.
The gated single-family enclave
Residences at Mercato is a set of 45 single-family homes that the builder's release of April 26, 2021 describes as gated. The county files the homes under two plat numbers, 588900 and 588910, on Mercato Way and Mercato Ln, with a county year built of 2015 to 2021.
The commercial center is separately owned
The shops, restaurants, offices and the Piazza at Mercato sit on commercial parcels outside the residential set and are owned separately from the homes. This page treats the center as context. It opened in 2008, and its retail and office portion was sold in 2015.
The PUD record
Collier County approved the Mercato PUD under Ord. 05-58 on about 53.5 acres, and the shops, restaurants and offices sit on commercial parcels separate from the homes.
That record covers the whole planned development, shops and homes together, so it is not a count of homes. The home counts on this page come from the 2026 roll.
How listings label each product
In the October 29, 2026 export, 19 counted rows carry the sub-condo name The Strada and 3 carry Mercato. The building design field reads mid-rise on the first group and single-family on the second, and it matches the county product on all 22 rows. To confirm which product a listing is, ask an agent or browse Naples homes for sale.
What are The Strada condominium residences at Mercato?
Mercato in Naples includes The Strada, a condominium of 92 residences in two buildings on Strada Place, above the shops of the town center. The county roll dates every unit to 2009, and Collier County recorded 13 Strada deeds in the 12 months to August 31, 2026. This section covers the buildings, parking and what the association publishes.
The Strada: 92 condominium residences, built 2009
The Strada at Mercato Condominium Association governs 92 residences that the county roll groups in one condominium, which it names STRADA, THE A CONDOMINIUM. Every unit has a residence row dated 2009, and the state's condominium file shows the declaration recorded that same year. The association's website describes two buildings within a mixed-use development of dining, shopping and entertainment.
County figures by plat and condominium
Each row is one county section. The T12 column covers the 12 months to August 31, 2026, and the last column covers the 60 months from September 2021 to August 2026. Where a section recorded one or two sales, prices are listed instead of averaged. The living-area column is the county's own field and prints only here, not for the Residences, whose builder size categories are the better guide.
| Section | Homes | Roll year built | County living-area field, median (sq. ft.) | T12 sales | T12 median or prices | 60-month sales |
|---|---|---|---|---|---|---|
| County The Strada, A Condominium | 92 | 2009 to 2009 | 1,484 | 13 | $975,000 | 39 |
| County Residences at Mercato (plat) | 33 | 2015 to 2020 | not printed (see size categories) | 2 | n/a (list: $3,200,000, $2,775,000) | 14 |
| County Residences at Mercato Replat 1 | 12 | 2017 to 2021 | not printed (see size categories) | 0 | n/a | 7 |
Collier County recorded 13 Strada deeds in the 12-month window at a $975,000 median, and 39 in the 60-month window, which reaches back into 2021 and 2022. The two Residences rows hold 2 deeds between them in the 12 months, so those prices are listed.
Two buildings on Strada Place
The Strada's 92 residences are in two buildings on Strada Place, one with 50 units and one with 42, above the ground-floor shops. The MLS building design field classes both as mid-rise. The association's website does not say how many floors either building has, and this page does not guess, so a buyer asks which building a unit is in before an offer.
Floor plans and living area
The association's website lists no floor plans, no size range and no floor count: Information not available at time of publishing (checked 2026-11-03). The county's living-area field, in the table above, gives only a median for the 92 units, and the MLS export adds bedroom counts that the size section reports. A buyer who needs an exact layout asks the seller or the association for the recorded floor plan.
Garage parking and storage
The Strada's website says each residence includes deeded, assigned parking spaces in its private garage. How many spaces a unit holds and whether guests may use them is not published (checked November 3, 2026). Storage: Information not available at time of publishing (checked 2026-11-03). The shopping center describes a separate public garage for its visitors, which is not the condominium's deeded one. The declaration and resale package show which spaces convey.
What the association's website lists
The Strada's website, checked November 3, 2026, lists 92 condominiums in two buildings, private access entryways, deeded and assigned garage parking, a third-level amenity deck, an owner-elected board and a full-time on-site maintenance supervisor. It tells readers to send estoppel requests to the General Manager. It lists no dues, budget, declaration, rules, floor plans or year built, so this page labels fees and rules as not published.
What are the Residences at Mercato single-family homes?
Residences at Mercato in Naples is a group of 45 single-family homes on 11 acres that The Lutgert Companies sold out by April 2021, and the county roll dates them from 2015 to 2021. Collier County recorded only 2 deeds here in the 12 months to August 31, 2026, so this section describes size, pools, plats and streets.
Residences at Mercato: 45 single-family homes, built 2015 to 2021
The Lutgert Companies built the 45 Residences at Mercato homes, and its April 26, 2021 release reported all of them sold. The release describes coastal contemporary residences with winding paver roads, landscaping and private open-air living spaces, and says residents have access to Mercato's amenities, which is the builder's wording and not a statement from the Residences at Mercato association. The county roll also holds 45 homes on the plat and its replat.
Size categories the builder published
That release groups the homes in three size categories: Enclave at 2,500 to 2,999 square feet, Le Ciel at 3,000 to 3,499 and Le Jardin at 3,500 to 3,999. It is the only size guide this page uses for these homes. The county's own area field for the Residences is left out on purpose, because it does not measure house size. A buyer takes the living area from the listing and confirms it with a plan, a measurement or an appraisal.
Pools on the single-family roll
On the 2026 county roll, all 45 Residences at Mercato homes have a private pool building row, and no Strada unit has one. A pool row records that the county assessed a pool, not its size, condition or equipment. The builder's release lists no community pool for the Residences. The Strada's lap pool and spa belong to its amenity deck, described in the amenities section.
Build years on the county roll
Counting each home's earliest residence row, the Residences at Mercato homes were first recorded as 6 in 2015, 14 in 2016, 9 in 2017, 4 in 2018, 6 in 2019, 5 in 2020 and 1 in 2021, with a middle year of 2017. On the original plat, 33 homes run from 2015 to 2020, and on the replat 12 homes run from 2017 to 2021. A later pool or other non-residence row is never counted as a build year.
Two plats and two lanes
The county lists the homes under two numbers, the plat with 33 homes that have a residence row and its Replat 1 with 12. By street name, Mercato Way carries 37 of the homes and Mercato Ln carries 8, and each has a pool row. Both T12 deeds were on Mercato Way. In the 60 months from September 2021 to August 2026, the county recorded 17 deeds on Mercato Way and 4 on Mercato Ln.
What sold out means for resales
The county's builder-direct check found none in the 12-month window or the 60-month window, so what trades today is one owner selling to another. A buyer deals with the seller and the Residences at Mercato association, not a sales office. Whether any builder warranty still applies: Information not available at time of publishing (checked 2026-11-03).
How large are Mercato condos and homes, and when were they built?
Mercato in Naples holds condominium residences built in 2009 at The Strada and single-family homes dating from 2015 to 2021 at Residences at Mercato. Size is measured differently for each: the county field and MLS bedroom counts for The Strada, and the builder's three size categories for the Residences. This section lays out each measure and its limits.
County living-area field versus marketed size
The county's living-area field for The Strada sits in the table in the first section. An MLS listing carries a separate living-area entry typed by the listing agent, and the two need not agree. For the Residences, the three rows in the October 29, 2026 export that joined to one roll parcel each showed a listing area above the county's base-area field, one reason that field is not printed for those homes.
Build years by product
Counting each home's earliest residence row on the 2026 county roll, The Strada dates from 2009 and the Residences at Mercato homes from 2015 to 2021. The MLS export is not always in step: 9 of its 19 rows for The Strada carry a 2008 year-built entry and 10 carry 2009, while the county shows 2009 for all 92 units. This page follows the county, and names the difference so a listing sheet does not surprise a buyer.
Bedrooms and baths in the MLS rows
The October 29, 2026 export counted 19 rows for The Strada and 3 for the Residences, in any listing status. For The Strada, 1 row lists 1 bedroom, 1 lists 1 bedroom plus a den, 13 list 2 bedrooms and 4 list 3 bedrooms. For the Residences, 1 row lists 3 bedrooms and 2 list 4 bedrooms plus a den. Across all 22 rows, full baths run 1 on 2 rows, 2 on 13, 3 on 5 and 4 on 2. Agents enter these fields.
Why base area is not house size
A county area field records how the property appraiser coded a building for assessment. It can leave out, or count differently, covered patios, garages and higher floors that a builder or listing includes in its marketed size. That is why this page shows the county field only for The Strada, in a labelled table, and uses the builder's categories for the Residences.
Measuring before you offer
Before an offer, ask the listing agent where the square footage came from. Ask the seller for the original floor plan, compare it with the builder's category for a Residences home or the association's records for a Strada unit, and let an appraiser's measurement settle any gap. For a condominium, the declaration states what counts as the unit.
What should a buyer inspect on a 2009 condo or a 2015 to 2021 home at Mercato?
A buyer inspecting a 2009 condominium or a 2015 to 2021 home at Mercato in Naples faces different checklists: building-wide systems and association records at The Strada, and roof, pool and permit history at the Residences. This section lists what to ask about, not what any property has, because this page holds no inspection data.
Roof, windows and openings
At the Residences, the roof covering, window and door openings and any storm protection belong to the owner, so a buyer asks for the roof permit date, repair history and product approvals for the openings. At The Strada, the roof and exterior are usually common elements the association maintains, but the recorded declaration decides, including who pays for windows, doors and balcony openings.
Mid-rise building systems at The Strada
A mid-rise building runs on shared systems, and a unit owner depends on all of them. Ask the association for service and repair records on elevators, fire alarm and sprinkler equipment, pumps, the garage structure, drainage and plumbing risers, and for the last roof and exterior work. The budget and reserve study show planned work; none is published online.
Pool and equipment on a single-family home
All 45 Residences homes have a pool row, so a pool inspection is part of nearly every purchase here. Ask for the pool's permit, how old the pump, heater and controls are, any leak or resurfacing history and the condition of the deck and any enclosure. A pool inspector can test the equipment on site, because the county row confirms only that a pool was assessed.
Permits and code era
The Strada dates from 2009 and the Residences from 2015 to 2021, so the two products were permitted under different editions of the Florida Building Code. Ask the seller for permits on work done after the original construction, such as pools, enclosures, roofs, windows, air conditioning replacements and interior changes. At The Strada, a unit renovation can also need association approval under the declaration.
Wind mitigation and four-point reports
A wind mitigation report records roof shape, how the roof is tied to the walls and what protects the openings, and insurers may use it when pricing wind coverage. A four-point report covers the roof, electrical, plumbing and air conditioning systems, and some insurers ask for one. Ask an insurance agent which reports the carrier wants for the exact home, and order them early in the inspection period.
What the condominium maintains
At The Strada, the declaration divides what the association maintains from what the owner maintains. Ask for the declaration, the current budget, the reserve study and the estoppel certificate, then read which components the association insures and repairs. Florida's milestone and reserve rules are covered later on this page. The website names a full-time on-site maintenance supervisor but does not publish the maintenance split.
What amenities come with The Strada, and what is the town center around it?
The Strada at Mercato in Naples has a third-level amenity deck, and the town center around it adds shops, restaurants and a public gathering space that neither association owns. This section separates what the association's website lists from what the center's pages and press coverage say, with dates.
The third-level amenity deck
The Strada's website lists a third-level amenity deck with a 52-foot lap pool and spa, a sunning deck, grills, a fire pit, a fitness center, a dog run and a clubroom (checked November 3, 2026). The site calls the deck tropically landscaped. It publishes no hours, guest rules or reservation procedure for it, so those come from the association.
Fitness center and clubroom
The website calls the fitness center fully equipped and does not list its equipment, hours or access rules. The clubroom is described with a full kitchen, a flat-screen television, a gas-burning fireplace, an audio system, a pool table and WiFi. Reservation rules and any charge are not published (checked November 3, 2026), so ask the association for them in writing.
Dog run and outdoor kitchen space
The deck includes a dog run, and the website describes the buildings as welcoming pets without publishing limits on number, size or breed. Pet rules are not published, and a buyer confirms them in the declaration and rules. For outdoor cooking, the site lists barbecue grills and a fire pit. It does not describe an outdoor kitchen, so this page does not either.
The Piazza and the center's events
The Piazza is the center's public gathering space. Naples News Now reported that the expanded Piazza opened to the public again in November 2025, with a covered stage and a retractable outdoor screen. The center's events page, checked November 3, 2026, lists seasonal events such as Films Al Fresco, Hallowine Thursdays and the Moonlight Market, with dates that change. They belong to the center, not to either association.
Shops and restaurants in the center
The shops, restaurants and offices around The Strada are a separately owned commercial center, and neither residential association owns them. The center's directory, checked November 3, 2026, lists 57 listings, 21 dining and 36 retail, including Whole Foods Market, which opened at Mercato in September 2008. The center opened in 2008, and its retail and office portion, a 42-acre commercial parcel, was sold in 2015.
The Alamo Drafthouse at Mercato closed on September 9, 2026, and Paragon Theaters signed for the space with an opening expected in 2027 (Gulfshore Business, September 4 and October 22, 2026).
What the residences do not control
There is no golf course at Mercato, and no golf or club membership comes with a Mercato home. Neither association sets the center's tenants, hours, events, parking rates or street closures. Gulfshore Business reported in July 2025 that part of Strada Place stays open to vehicles most of the time and closes for major events. A buyer who values a particular shop is valuing the center, not the home.
Is Mercato gated, and how do access and parking work?
Mercato in Naples has two different answers on access. The Lutgert Companies' release describes a gate for the Residences at Mercato, while The Strada's website describes private access entryways to its buildings and a private garage with deeded, assigned spaces. Neither covers the center's streets and lots, and current procedures come from the associations.
The Residences gate
Residences at Mercato is gated, as The Lutgert Companies' release describes, and The Strada has private access entryways and deeded, assigned spaces in a gated, private garage, as its website describes. For the Residences, the release is the only source: how the gate operates and who is admitted are not published (checked November 3, 2026), so a buyer asks the Residences at Mercato association in writing.
Building entry at The Strada
The Strada's website describes private access entryways to its buildings. That is entry to the buildings, not a gate around a neighborhood, and the site does not say how the entryways work or how a guest is admitted. The buildings stand inside the town center, whose shops are open to visitors, so a buyer asks the association how entry works for guests, deliveries, movers and contractors.
The gated, private garage
The association describes the garage as private, with deeded, assigned spaces for each residence. The number of spaces per unit, any charge for a guest vehicle and any rule on larger vehicles are not published (checked November 3, 2026). Because the spaces are deeded, the deed or declaration identifies which spaces convey with a unit.
Visitor and delivery access
Visitor, delivery and move-in procedures for either product are not published (checked November 3, 2026). The center's directions page lists complimentary parking on most street-level lots and in its public garage, and a paid level in the garage. That parking serves the center's visitors and is the center's to set, so it is not a guest procedure for either association.
Ask the association for current procedures
Before an offer, a buyer can ask each association for written answers on entry and guest procedures, delivery and contractor access, move-in rules, assigned parking and storage. Ask at the same time for the declaration, which holds the binding version. Procedures can change by board action, so the date of the answer matters as much as the answer.
Which schools serve Mercato, and how far are the beaches and shops?
Mercato in Naples sits in a school system that assigns schools by address, and the beaches, hospitals, shops and airports sit at the route miles in the table that ends this section. It gives the three schools in the district's lookup, how to confirm them and each distance from the Strada Place building point.
Assigned public schools
Collier County Public Schools' 2027 address lookup lists Pelican Marsh Elementary, Pine Ridge Middle and Aubrey Rogers High for Mercato addresses, and assignments follow the address and can be redrawn, so a buyer confirms them with the district. The state graded each of those three schools A for 2025-26, according to the district's grades report. The lookup used Residences at Mercato addresses, and no address at The Strada was looked up separately.
Confirming a school assignment
Start with the district's attendance boundaries page, which directs readers to its address lookup and its boundary office, and enter the exact address. Do this before an offer and again before closing, because boundaries are published for a school year and can change for the next. A letter grade is one fact about a school, and this page does not rank schools.
Beaches by route miles
From the Strada Place building point, Clam Pass Park beach access is 4.4 route miles away in the route table. Vanderbilt Beach access and the Delnor-Wiggins Pass entrance are also named in the route table as hand-placed points, and this page gives no mileage for them. Parking, fees and hours at beach parks are set by the operators, so a buyer reads each park's own page.
Hospitals and shopping by route miles
The route table puts NCH North Naples Hospital at 2.7 route miles and NCH Baker Hospital, downtown Naples at 7.6 route miles. For shopping, Waterside Shops, a separate center from Mercato, is 3.1 route miles, Coastland Center is 6.6 route miles and Fifth Avenue South, downtown Naples is 8.2 route miles. These are route miles from one fixed point, not a measure of emergency service.
Airports by route miles
Naples Airport (APF) is 8.5 route miles from the Strada Place building point in the route table, and Southwest Florida International Airport (RSW) is 28.0 route miles. The table measures free-flow routes, with no traffic and no signal delay, so a real trip in a busy week takes longer than the mileage suggests.
Distances in the Domain Realty Group route table
This route table measures free-flow route miles from the Strada Place building point, on routes calculated on November 3, 2026. The Residences sit a short way from that point, so one table serves both products, and a buyer checks the route from the exact address.
| Destination (Domain Realty Group route table, free-flow) | Route miles |
|---|---|
| Clam Pass Park beach access | 4.4 |
| Fifth Avenue South, downtown Naples | 8.2 |
| NCH North Naples Hospital | 2.7 |
| NCH Baker Hospital, downtown Naples | 7.6 |
| Waterside Shops | 3.1 |
| Coastland Center | 6.6 |
| Naples Airport (APF) | 8.5 |
| Southwest Florida International Airport (RSW) | 28.0 |
The Naples communities guide covers other areas, and current Mercato listings show what is on the market. To discuss a home, contact Domain Realty Group, meet the agents or request a home valuation.
Who governs The Strada and Residences at Mercato, and what do they charge?
Mercato in Naples has two owner associations: The Strada at Mercato Condominium Association for the 92 condominium residences, and the Residences at Mercato association for the 45 single-family homes. Neither publishes dues online, so the only fee figures here are listing-agent entries from the MLS, kept in one labelled table.
The Strada at Mercato Condominium Association
The Strada's 92 residences sit in a 50-unit building and a 42-unit building on Strada Place, above ground-floor shops. They form one condominium, so Chapter 718 sets what the association must do and the recorded declaration sets what it holds, insures and may charge. Its website carries contact details, an estoppel instruction and a sign-in link, but no fees, rules or governing documents. The shops, restaurants and offices are a separately owned commercial center.
The Residences at Mercato association
The 45 Residences at Mercato homes, which The Lutgert Companies built, belong to a homeowners' association of the kind Chapter 720 governs. Our November 3, 2026 check found no public website, budget, rule page or fee notice for it. A buyer normally receives its documents through the seller, the association or the title company. The sources we read document no master association over both products, so the recorded documents show whether one exists.
Board and management
The Strada's website says an owner-elected board and a professional local property management company run the condominium, and estoppel requests go to its General Manager.
The same site has described a full-time maintenance supervisor on the property. The management company is not named on the public page, and this page names none. For the Residences association, board and management details are not published.
Ordering an estoppel certificate
An estoppel certificate is the association's signed statement of what is owed on one home as of a date. For The Strada, contact the General Manager directly; for a Residences home, ask the title company who issues it. Florida law makes a condominium buyer jointly liable with the seller for unpaid assessments (s. 718.116) and limits what an association may bill for the certificate. In one request, ask for the certificate, the current budget, any adopted or pending special assessment and any fee due at resale.
Published dues: none online
Neither The Strada's association nor the Residences at Mercato association publishes its dues online (checked November 3, 2026), so current fees and any adopted special assessment show up on the estoppel certificate a buyer orders before closing.
Regular assessments, reserve contributions and resale fees are likewise not published. A listing's fee line is an agent's entry, so plan around the certificate and the budget.
MLS fee fields from the October 29, 2026 export
We tracked the fee fields on every counted Mercato row in the Southwest Florida MLS, as entered by listing agents, export of October 29, 2026. With no published dues, the only fee figures shown here are the totals listing agents entered in the MLS export of October 29, 2026, one table row per product, as supporting data and never as either association's rate.
| Product | MLS rows | Total annual recurring fees, median (MLS) | Range (MLS) |
|---|---|---|---|
| MLS Residences at Mercato single-family homes | 3 | $13,388 (filled on 3 rows) | $12,740 to $26,760 |
| MLS The Strada condominium residences | 19 | $20,800 (filled on 19 rows) | $18,600 to $20,800 |
The Residences row rests on 3 entries with a wide range, so it shows how much agents' entries vary, not what the association bills. Every counted Mercato row in that export shows no mandatory club fee.
Mercato has no golf course, and no club membership comes with a home.
Special assessments
A special assessment, in association terms, is a charge an association adopts on top of its regular assessment, usually for a repair the budget does not cover. No adopted special assessment appears on any public page we checked, which is not the same as confirming that none exists, and this page prints no figure. Ask for the estoppel certificate and the recent board meeting records. A Domain Realty Group agent can put those questions in writing.
What leasing, pet and parking rules can a Mercato buyer confirm?
Mercato in Naples publishes almost nothing about current leasing, pet and parking rules, so a buyer confirms them in recorded documents. The Strada's website says only that the building welcomes pets and that each unit has deeded, assigned parking spaces in a gated, private garage. Everything else sits in the declaration, the rules and the resale package.
Leasing rules
Current leasing, pet and parking rules for The Strada and Residences at Mercato are not published publicly (checked November 3, 2026), so a buyer confirms them in the recorded declaration and the resale package.
A declaration or covenant can set a minimum lease term, cap how many leases an owner signs in a year and require approval of a tenant. Whether either association does is a documents question, so read the leasing section before an offer.
Pet rules
The Strada's website addresses pets in one line and lists a dog run among its third-level amenities. Pet count, size and breed limits: Information not available at time of publishing (checked 2026-11-03). The Residences association posts no pet rule that we found. Ask for the rules themselves, not a summary.
Parking and garage spaces
The Strada's website says each unit includes deeded, assigned parking spaces in a gated, private garage. How many spaces a unit holds, whether storage comes with one and where guests park are not published, so confirm them in the deed and declaration. Driveway and guest rules for the Residences homes are not published either.
Architectural and exterior changes
In both products the recorded documents decide what an owner may change outside the walls: paint, shutters, windows, a pool cage or a fence. Neither association posts its guidelines or an approval form. Before planning exterior work, ask for the guidelines in writing and keep each approval with the closing file.
Where the rules are recorded
The declaration and bylaws are recorded in the county's official records, and a condominium unit owner may inspect the official records s. 718.111 lists, rules included; a buyer gets them through the seller. Neither association's documents were read for this page, so it states no current rule from them. Ask the listing agent for the resale package on the first day of the inspection period.
Questions for the resale package
- What are the minimum lease term, yearly lease limit and approval steps?
- What is the pet limit, and are there weight or breed rules?
- How many parking spaces come with the home, and is storage included?
- Which exterior changes need approval?
- What do the budget, financial statement and reserve schedule show?
Contact our Naples team for help reading the package against a contract timeline.
What are 2026 property taxes at Mercato, millage area 133?
Mercato in Naples sits in a single 2026 Collier County millage area, area 133, where the total rate is 9.3696 mills for The Strada and the Residences at Mercato alike. Each Residences home also carries a separate line on the roll that has no name. No community development district line appears, and a buyer's bill resets after a sale.
Taxes table: millage area 133 in 2026
Every Mercato parcel sits in one 2026 Collier County millage area, area 133, at 9.3696 mills.
A mill is one dollar of tax for each thousand dollars of taxable value. The 2026 roll carries these ten authority lines for area 133, with the total in the last row.
| Taxing authority | Area 133, mills |
|---|---|
| Collier County general fund | 3.0107 |
| South Florida Water Management District | 0.0948 |
| Big Cypress Basin | 0.0978 |
| School board, state law | 1.8990 |
| School board, local board | 2.2480 |
| Collier Mosquito Control District | 0.1331 |
| North Collier Fire Control and Rescue District | 1.0000 |
| Unincorporated general MSTD | 0.6844 |
| Water pollution control program | 0.0246 |
| Conservation Collier | 0.1772 |
| Total 2026 millage | 9.3696 |
Every line is countywide or area-wide; none belongs to Mercato alone.
Median 2026 bills on the roll
The roll's 2026 bills by product show what owners were billed this year.
| Product | Homes | Median 2026 total tax | Homes with a homestead exemption |
|---|---|---|---|
| County Residences at Mercato single-family homes | 45 | $21,991.76 | 33 |
| County The Strada condominium residences | 92 | $6,384.11 | 28 |
Each median mixes homesteaded and non-homesteaded homes, so it describes the roll, not what a new owner will pay.
The unnamed non-ad valorem line
Each Residences at Mercato home also carries a $269.77 non-ad valorem charge that the 2026 roll lists without a name, and the Strada units carry none.
The amount is the same on all 45 Residences homes. Because the roll gives it no name, this page does not guess what it pays for. The parcel's bill from the Collier County Tax Collector shows each line.
No CDD line
No community development district line appears on the 2026 roll.
Ask the title company to confirm that no other recorded lien or assessment attaches to the parcel, since the tax roll does not show every obligation.
Homestead and Save Our Homes
A Florida owner who makes a home a permanent residence as of January 1 can claim the homestead exemption: a first exemption of $25,000 under s. 196.031 that applies to every levy, school taxes included, plus an additional exemption, indexed to inflation, on a further band of assessed value that applies only to levies other than school taxes. Save Our Homes, s. 193.155, then limits yearly growth in assessed value for as long as the same owner keeps the home. The Florida Department of Revenue explains both.
What resets after a sale
A listing often shows the seller's last tax bill, which can mislead a buyer. The seller's exemption ends with the sale, the assessment limit stays with the seller, and the property is assessed at market value as of the next January 1. The buyer then files for a new exemption. An owner weighing a sale can request a home valuation.
North Collier Fire Control and Rescue District on the roll
North Collier Fire Control and Rescue District appears as one of the ten taxing lines in the table above. This page uses the name only as a roll line and says nothing about stations or response.
How would 2026 taxes work out on a median Strada condo and a Residences home?
Mercato in Naples worked examples take two rows from the 2026 roll: the county median-value Strada condominium residence, taxed at $3,468.59 in total, and the county median-value Residences at Mercato home, taxed at $16,409.90 in total. Both carry a homestead exemption, so a buyer's own bill resets after the sale and will differ.
How the worked examples are built
Both rows come straight from the 2026 roll in millage area 133; nothing in them is estimated.
| Home (2026 roll) | Market value on the roll | County taxable value | Homestead exemption | Ad valorem | Non-ad valorem | Total 2026 tax | Millage area |
|---|---|---|---|---|---|---|---|
| County median-value single-family home (Residences at Mercato) | $2,530,506 | $1,710,917 | $25,000 | $16,140.13 | $269.77 | $16,409.90 | 133 |
| County median-value condominium residence (The Strada) | $714,820 | $358,505 | $25,000 | $3,468.59 | $0.00 | $3,468.59 | 133 |
The total is the ad valorem tax plus the non-ad valorem line. The homestead column shows the roll's first $25,000 exemption only; the county taxable value also reflects the additional exemption on non-school levies. A median-value home sits at the middle of its product by market value, a different measure from the median bill in the earlier table.
A median Strada residence
The county median-value Strada residence carries a homestead exemption, and its county taxable value sits well below its market value. The Strada's units carry no non-ad valorem line, so the whole bill is ad valorem tax, and the 2026 total is $3,468.59. That is what a similar owner was billed, not a price tag for the next owner.
A median Residences home
The county median-value Residences at Mercato home also carries a homestead exemption. Its 2026 total is $16,409.90, which adds the $269.77 line to the ad valorem tax shown in the table. The gap between market value and county taxable value can reflect the exemptions and, for a long-time owner, the Save Our Homes limit, which a buyer does not inherit.
Why your bill will differ
The sale resets the assessment, the exemption starts again only if the buyer files, rates change yearly, and the non-ad valorem line can change. The ad valorem figure is also not one rate on one taxable value, because the two school board lines use a base that removes only the first exemption. Treat a seller's bill as history.
Estimating your first bill
For a first-pass look, multiply the taxable value you expect by the area 133 total of 9.3696 mills, divide by 1,000, and add the non-ad valorem line if the home is a Residences home. Because school lines use a different base, the result is an estimate, not a quote. A Domain Realty Group agent can run the numbers against a specific purchase price.
What do the effective and preliminary FEMA maps show at Mercato?
Mercato in Naples appears on two FEMA flood maps that do not read the same for the Residences: the effective map in force today and a preliminary map that is not yet effective. Both are point-sample results, not rulings on a whole community, and the lender's flood determination for the exact address governs.
The effective map
On the effective FEMA flood map, panel 12021C0193J, a point sample run on October 21, 2026 returned Zone X at all 59 sampled points, so check the exact address on the lender's flood determination.
That panel became effective on February 8, 2024. The sample read FEMA's National Flood Hazard Layer, and this page names no house numbers. Unshaded Zone X lies outside a Special Flood Hazard Area, but a home outside that area can still flood.
The preliminary map
FEMA's preliminary map, which is not yet effective and can change, showed Zone AH at 3 Residences at Mercato addresses in the same sample.
Zone AH is a Special Flood Hazard Area, usually shallow ponding, and Collier County announced a proposed flood insurance rate map in August 2026. This page does not name the three addresses. If a map were adopted as drawn, a federally backed loan on a building mapped AH would carry the lender's flood requirement, so ask the seller whether the home is one of them.
Why the two maps differ
The effective map is the legal map today; the preliminary map is a restudy that has not been adopted. The sources we read give no reason for the difference at these three addresses, and this page offers none. A point sample can read one way on one map and another way on the next, and neither map describes the condition of a particular building.
Hurricane Evacuation Zone
The sampled Mercato addresses fall in Hurricane Evacuation Zone B; the zone varies by address, so verify it for the exact home.
An evacuation zone is a storm-surge planning label, not a flood insurance map. Collier County ordered evacuations for Zones A and B ahead of Hurricane Milton in October 2024, as news outlets reported, and orders differ with each storm.
The lender's flood determination
A lender orders a flood determination for the exact property, stating whether the building is in a Special Flood Hazard Area on the map then in force, and a federally backed loan requires flood cover when it is. A cash buyer has no lender to ask, so pull the FEMA Flood Map Service Center printout instead. Ask early, because a flood policy generally carries a waiting period of about 30 days.
Elevation certificates
An elevation certificate records a building's elevation, which the National Flood Insurance Program uses under Risk Rating 2.0 alongside distance to water, flood type and rebuild cost. Elevation for any Mercato building: Information not available at time of publishing (checked 2026-11-03). Ask the seller whether a certificate exists.
How do hurricanes, wind cover and flood cover work for Mercato owners?
Mercato in Naples owners insure wind and flood separately. A Strada condominium owner carries an HO-6 policy beside the association's master policy, a Residences owner carries an HO-3 homeowners policy, and flood is a separate policy for both. This page quotes no premium.
Storm history for Mercato
Searches on November 3, 2026 found no storm report that names Mercato or The Strada, so this page makes no claim about how any building fared. Naples as a whole felt Irma in 2017, Ian in 2022, and Helene and Milton in 2024, and those storms are not evidence about one address. Ask the seller about past claims and repairs.
Wind cover and the master policy
On The Strada, the association carries a master policy on the building, and Florida master policies come in several forms: bare-walls, single-entity and all-in. The carrier, form, wind deductible and flood terms are not published, so ask for the declarations page. The policy sets where the association's cover stops and the owner's begins.
HO-6 cover for a condominium owner
A Strada condominium owner's HO-6 policy covers what the declaration leaves to the owner: interior finishes, contents, liability and a share of any master deductible. Lenders usually ask for proof of an HO-6. Both the master policy and the HO-6 generally exclude flood.
HO-3 cover for a single-family owner
A Residences at Mercato owner insures the whole structure under an HO-3 policy, with the hurricane deductible set by the policy. Florida's roof rule, s. 627.7011, bars an insurer from refusing to write or renew solely because a roof is under 15 years old, and the Residences homes date from 2015 to 2021. Ask the seller for the roof permit date.
Wind mitigation credits
Florida insurers must offer credits for verified wind-resistance features under s. 627.0629, documented on state form OIR-B1-1802. Many carriers accept an inspection from the last five years, so ask the seller for the current report. For a condominium, ask how the master policy treats one.
Flood cover
Homeowners and HO-6 policies generally exclude flood, so flood cover is a separate purchase from the National Flood Insurance Program or a private insurer. A lender requires it in a Special Flood Hazard Area and may ask for it elsewhere, so the requirement is not a measure of risk. The program prices each building individually, so the zone letter alone does not set the cost.
Citizens and the private market
Citizens Property Insurance Corporation is Florida's state-backed property insurer, and its rules differ by policy form. Ask an insurance agent how Florida's flood-coverage requirement for Citizens policies applies to the exact home.
Private carriers write wind and flood too, and an independent agent can quote several against the same roof details. This page gives no price for any of them.
Questions for an insurance agent
- What does the master policy cover, and what is the wind deductible?
- What is the roof's permit date, and does a wind mitigation report exist?
- Is a separate flood policy required, recommended or optional here?
- Does an elevation certificate exist, and would it change the quote?
How do Florida's milestone and reserve study rules apply to The Strada?
Mercato in Naples includes one condominium that Florida's building-inspection statutes may reach: The Strada. This page states the law, not the association's status, because that status was not verified. A buyer asks The Strada's association for its written statements and the reserve study. This is not legal advice.
Milestone inspection, s. 553.899
Section 553.899 requires a milestone inspection of a residential condominium building three habitable stories or more in height by December 31 of the year it reaches 30 years from its certificate of occupancy, then every 10 years. A local agency may set 25 years where conditions such as nearness to salt water apply. A licensed architect or engineer examines load-bearing elements and primary structural members.
Structural integrity reserve study, s. 718.112(2)(g)
Section 718.112(2)(g) requires a structural integrity reserve study at least every 10 years for each condominium building three habitable stories or higher. A licensed engineer, architect or certified reserve specialist makes a visual inspection covering the roof, structure, fire protection, plumbing, electrical systems, waterproofing, and windows and exterior doors. Under s. 718.112(2)(f), a budget adopted on or after December 31, 2024 cannot waive or cut reserves for those items by owner vote.
Florida's milestone inspection (s. 553.899) and structural integrity reserve study (s. 718.112(2)(g)) apply to condominium buildings of three habitable stories or more, and The Strada's status under both was not verified for this page, so a buyer asks the association for its written statements and the reserve study.
Documents to request
Ask for the most recent reserve study, the reserve schedule, any milestone inspection report or written statement that none is required, the current budget and the last year of board meeting records. Secondary summaries of the 2025 amendment, HB 913, say parking garages and mechanical floors do not count toward the three-story threshold, so ask how the association counted habitable stories. This page makes no claim about the association's reserves, studies or inspections.
Resale cancellation rights, s. 718.503
Under s. 718.503, a condominium resale buyer receives specified documents, including a milestone summary or a conspicuous statement that none has been completed or is required, and the latest reserve study or an equivalent statement. The buyer may cancel within a set period when they arrive late. The contract's condominium rider spells out the timing; confirm it with a Florida real estate attorney.
The HOA disclosure summary, s. 720.401
Under s. 718.503, a Strada resale buyer has a cancellation right when the condominium documents are delivered late, and under s. 720.401 a Residences at Mercato buyer receives the homeowners' association disclosure summary.
The summary covers membership, recorded covenants, the duty to pay assessments and the lien that can follow nonpayment. If it comes late, the buyer may cancel within a short statutory window. The section does not reach Chapter 718 associations, and the Residences homes sit outside both condominium rules.
What this page does not verify
This page does not verify the number of habitable stories or certificate of occupancy date for either Strada building, whether a milestone inspection or reserve study exists, what any report found, any reserve balance, any adopted assessment, or the terms of either master policy. Each answer sits in documents the associations hold. To compare Mercato with other options, browse Naples communities or homes for sale.
How do Mercato prices compare with Pelican Bay, Naples Park and nearby communities?
Mercato prices in Naples mean most when set against the communities around them, product by product. The two county tables below set The Strada condominium residences and the Residences at Mercato single-family homes against peer communities, using Collier County deeds qualified for the 12 months to August 31, 2026 and homes counted on the 2026 roll.
County peer table: single-family homes
Distances run in a straight line from the center of the Residences at Mercato plats to the center of each peer's plats, not along roads. A community with no qualified sales in a product has no row in that table.
| Community | Straight-line mi | Homes on the roll | T12 sales | T12 median |
|---|---|---|---|---|
| County Residences at Mercato single-family homes (subject) | 0 | 45 | 2 | 2 sales: $3,200,000 and $2,775,000 |
| County Naples Park | 0.91 | 2,701 | 114 | $850,000 |
| County Pelican Bay | 1.17 | 714 | 35 | $3,800,000 |
| County Pelican Marsh | 1.2 | 848 | 57 | $1,525,000 |
| County Stonebridge | 1.52 | 251 | 14 | $985,000 |
| County Monterey | 1.52 | 359 | 19 | $1,765,000 |
| County Vanderbilt Beach | 1.57 | 437 | 20 | $3,050,000 |
| County Pine Ridge | 1.67 | 488 | 21 | $6,500,000 |
County peer table: condominiums
The Strada has no plat polygon of its own, so its distances start from the same plat center; peer rows count condominium units only.
| Community | Straight-line mi | Homes on the roll | T12 sales | T12 median |
|---|---|---|---|---|
| County The Strada condominium residences (subject) | 0 | 92 | 13 | $975,000 |
| County Wiggins Bay | 0.6 | 612 | 30 | $410,000 |
| County Pelican Bay | 1.17 | 3,468 | 191 | $1,550,000 |
| County Pelican Marsh | 1.2 | 1,034 | 59 | $690,000 |
| County Stonebridge | 1.52 | 548 | 23 | $440,000 |
| County Monterey | 1.52 | 60 | 5 | $530,000 |
| County Vanderbilt Beach | 1.57 | 2,049 | 86 | $930,000 |
| County Pine Ridge | 1.67 | 176 | 7 | $405,000 |
How to read the peer tables
A T12 median is the middle qualified deed among a community's sales in the 12 months to August 31, 2026, and a row with fewer than six sales is a thin read. The Residences at Mercato row lists its two deeds because two sales are too few for a median, and a gap between two medians says nothing about a single home.
Linked peer pages
Three communities in the next sentence have live Domain Realty Group pages, linked on their names. Pelican Bay, to the west, and Naples Park, to the north, are separate communities, and Wiggins Bay, Pelican Marsh and Vanderbilt Beach are separate communities nearby. Stonebridge has its own page here as well, and its sales sit in the tables above.
Which other places named Mercato are not the homes at Mercato in Naples?
Mercato in Naples shares its name with several other places in county, MLS and search records, and none of them belongs to this community. Each appears once below with no figure attached, so a buyer can match a listing's community name and ZIP code to the county roll before relying on any number printed here.
Strada Bella is in Olde Cypress
That condominium has its own county number and sits in Olde Cypress, a different community from the one on US 41. None of its units is counted on this page, and no figure here describes it. The Strada at Mercato is the 92-residence condominium above the Mercato shops.
Other places named Mercato
Several unrelated places share part of the name, and each has its own records. The homes at Mercato are not Strada Bella in Olde Cypress, Mercato in Miami, Il Mercato, Vanderbilt Galleria or Waterside Shops. Matching a listing on its street address and ZIP code 34108 removes every one of them.
Shopping centers nearby
The shops, restaurants and offices at Mercato form a commercial center that is owned separately from the homes. Waterside Shops, a different shopping center, is 3.1 route miles away on the Domain Realty Group route table (free-flow), and Coastland Center is 6.6 route miles away.
Name checks in the MLS
The same name check applies to the MLS. Listings filed under those other names sit in their own MLS developments, and none of those rows is counted on this page. In the October 29, 2026 export, 22 rows are filed under the Mercato development: 19 for The Strada and 3 for Residences at Mercato.
How do you buy a Mercato condo or home, step by step?
A Mercato purchase in Naples follows one sequence for both products, but the documents differ with the choice between a Strada condominium residence and a Residences at Mercato single-family home. This is general information, not legal advice; ask a Florida real estate attorney about your own contract.
Set a search on both products
Save one search for The Strada condominium residences and one for the Residences at Mercato homes, because the two sell apart and carry different association papers, tax lines and legal rights.
Read the documents before you offer
For a Strada residence, ask for the declaration, rules, budget and the association's written milestone inspection and reserve study statements. For a Residences home, expect the homeowners' association disclosure summary and ask for the declaration and rules. Neither association publishes its dues online, so the estoppel certificate is where current fees appear.
Inspections and insurance quotes
Order a general inspection and a wind mitigation inspection, then gather insurance quotes: an HO-6 policy over the condominium's master policy for a Strada residence, a full homeowners policy for a Residences home. Ask the lender for the flood determination on the exact address, and ask an insurance agent about Florida's flood-coverage requirement for Citizens policies.
Closing at Mercato
Set the closing date around the association's estoppel reply, and confirm early whether the association requires an application or approval before the deed records. After closing, read the first tax bill: a sale resets the assessment, and a Residences home carries a non-ad valorem line that the roll leaves unnamed.
Reading an estoppel certificate
The certificate is the association's signed statement of what an owner owes and what fees apply, and Florida law (s. 718.116) governs and caps the fee for a condominium one. Read the regular assessment and how often it is billed, any unpaid amount, any adopted or proposed special assessment and any charge at resale. For The Strada, the website says to send estoppel requests to the General Manager.
Frequently Asked Questions about homes for sale in Mercato, Naples
Mercato in Naples draws thirty buyer questions, answered below in a fixed order. Each answer comes from a dated record: the 2026 Collier County roll, county deeds to August 31, 2026, the October 29, 2026 export, an association website or a Florida statute, and a question without a published answer says so.
How many homes are at Mercato in Naples?
The 2026 Collier County roll lists 137 homes at Mercato in Naples: 92 condominium residences at The Strada and 45 single-family homes at Residences at Mercato. They sit on 141 parcels across 3 county numbers, all in ZIP 34108, and Lutgert's April 26, 2021 release also gives 45 homes.
What is The Strada at Mercato?
The Strada at Mercato is the condominium at Mercato in Naples, with 92 residences in a 50-unit building and a 42-unit building on Strada Place, above the ground-floor shops. The county roll names it STRADA, THE A CONDOMINIUM and dates every residence to 2009, and its website describes an owner-elected board.
What are the Residences at Mercato?
Residences at Mercato is the group of 45 single-family homes on 11 acres at Mercato in Naples, which Lutgert's release of April 26, 2021 reported sold out. The county roll dates the homes from 2015 to 2021, and the roll shows a private pool on all 45.
What have Strada condos sold for at Mercato?
In the 12 months to August 31, 2026, the county recorded 13 sales at The Strada at Mercato at a $975,000 median, from $675,000 to $1,900,000. Across the 60 months from September 2021 to August 2026, it recorded 39 Strada sales at a $1,090,000 median, a span that includes 2021 and 2022 deeds.
What have Residences at Mercato homes sold for?
The county recorded 2 sales at Residences at Mercato in the 12 months to August 31, 2026, listed rather than averaged: $3,200,000 in March 2026 and $2,775,000 in May 2026. Across the 60 months from September 2021 to August 2026, county deeds show 21 sales at a $3,200,000 median.
How many Mercato condos and homes are for sale now?
At the October 29, 2026 export, the Southwest Florida MLS showed 6 active and 2 pending condominium listings at The Strada at Mercato, and 1 active and 0 pending listings at Residences at Mercato. Check the live search for today's listings.
When was The Strada built?
The Strada at Mercato dates from 2009 on the 2026 Collier County roll, which counts each home's earliest residence row, and all 92 condominium residences carry that year, which makes it the older of the two products at Mercato. The county's builder-direct count is 0 in every window.
When were the Residences at Mercato homes built?
Residences at Mercato homes date from 2015 to 2021 by the roll's earliest residence row, with a median year of 2017. The county's builder-direct count is 0 in every window, so every county-recorded sale at Residences at Mercato in those windows is a resale.
How large are the Residences at Mercato homes?
Residences at Mercato homes come in three size categories in Lutgert's release of April 26, 2021: Enclave at 2,500 to 2,999 square feet, Le Ciel at 3,000 to 3,499 and Le Jardin at 3,500 to 3,999. The county roll's area field is not used for house size on this page.
How large are Strada condos?
The Strada at Mercato's 92 residences vary in size, and this page prints the county's living-area field for them once, in the county plat and condominium table earlier on the page. For one unit, read the floor plan and the MLS living area, then check both against the condominium documents before offering.
Who built the Residences at Mercato?
The Lutgert Companies built the 45 Residences at Mercato homes. That company and Barron Collier Companies developed the Mercato center, which opened in 2008, and the retail and office portion was sold in May 2015, so the shops have separate ownership from the homes.
Is Mercato gated?
Residences at Mercato is gated, according to the builder's release. The Strada has private access entryways and deeded, assigned spaces in a private garage, according to its website. Neither description covers the shops and restaurants, which are a separate commercial center, so a buyer asks how access works at the exact address.
Does Mercato have golf?
No. Mercato has no golf course of its own, and no golf or club membership comes with a Mercato home. A club elsewhere would be a separate agreement with that club, so a buyer who wants golf compares those clubs' terms directly before choosing a home.
What amenities does The Strada have?
The Strada at Mercato's website lists a third-level amenity deck with a 52-foot lap pool and spa, a sunning deck, grills, a fire pit, a fitness center, a dog run and a clubroom (checked November 3, 2026). No Residences at Mercato amenity list was found in the sources read.
Does the condominium own the Mercato shops?
No. The shops, restaurants, offices and the Piazza at Mercato are a commercial center owned separately from the homes, and neither The Strada at Mercato Condominium Association nor the Residences at Mercato association owns them. The county files the commercial parcels apart from the homes' parcels.
What are the HOA fees at The Strada?
The Strada at Mercato's association does not publish its dues online (checked November 3, 2026), so the amount is not published. The estoppel certificate is the source for a unit's current fees and any adopted special assessment. This page prints no dues figure for The Strada.
What are the HOA fees at Residences at Mercato?
The Residences at Mercato association also does not publish its dues online (checked November 3, 2026), and its rules are not published publicly either. A buyer asks for the budget, the declaration and an estoppel, and receives the homeowners' association disclosure summary under s. 720.401. No dues figure appears here.
Can you rent out a condo at The Strada?
Current leasing rules for The Strada at Mercato are not published publicly (checked November 3, 2026), so the minimum lease term, the number of leases allowed and any approval step are unverified. A buyer who plans to lease confirms each one in the recorded declaration and the resale package before offering.
Are pets allowed at The Strada?
The Strada at Mercato's website describes the buildings as welcoming pets and lists a dog run on its amenity deck. Limits on number, weight, breed or approval are not published online (checked November 3, 2026), so a buyer confirms them in the recorded declaration and rules before offering.
What are property taxes at Mercato?
All Mercato parcels fall in Collier County's 2026 millage area 133, which totals 9.3696 mills. Residences at Mercato homes each show a $269.77 non-ad valorem line on the 2026 roll that the roll does not name, and Strada units show none. A sale resets a buyer's assessment.
Is there a CDD at Mercato?
No community development district line appears on any of the 141 Mercato parcels on the 2026 Collier County roll. The $269.77 non-ad valorem line on Residences at Mercato homes is unnamed on the roll, so a buyer reads the parcel's Collier County Tax Collector bill, which shows each line, and asks the association what it covers.
What flood zone is Mercato in?
The flood zone at Mercato varies by address. On the effective FEMA map, panel 12021C0193J, a point sample run on October 21, 2026 returned Zone X at 59 of 59 points. FEMA's preliminary map, not yet effective and able to change, showed Zone AH at 3 Residences at Mercato addresses. Check the exact address.
What hurricane evacuation zone is Mercato in?
Mercato addresses sampled on October 21, 2026 fall in Hurricane Evacuation Zone B, and the zone varies by address. A buyer verifies it for the exact home on Collier County's evacuation zone lookup before a storm, rather than relying on the sampled streets.
Has The Strada completed its milestone inspection?
The Strada at Mercato's milestone inspection status was not verified for this page. Florida's s. 553.899 requires milestone inspections of condominium buildings of three habitable stories or more, keyed to the certificate of occupancy, and s. 718.112(2)(g) requires a structural integrity reserve study. A buyer asks the association for its written statements.
Which schools serve Mercato?
Collier County Public Schools' 2027 address lookup, run for a Residences at Mercato address, listed an elementary school, Pine Ridge Middle and Aubrey Rogers High, and the state graded each A for 2025-26. No lookup was run for The Strada, so assignment follows the address and a buyer confirms it with the district.
How far is Mercato from the beach?
Clam Pass Park beach access is 4.4 route miles from The Strada at Mercato's building point on Strada Place, and Fifth Avenue South in downtown Naples is 8.2 route miles, on the Domain Realty Group route table (free-flow). Those are route miles from that point.
How far is Mercato from NCH North Naples Hospital?
NCH North Naples Hospital is 2.7 route miles from The Strada at Mercato's building point on Strada Place, and NCH Baker Hospital in downtown Naples is 7.6 route miles, on the same route table (free-flow). Those are route miles from that point.
What ZIP code is Mercato in?
Mercato is in ZIP code 34108 in Naples, and all 141 of its county parcels carry that ZIP code. It sits on US 41 (Tamiami Trail North) in unincorporated Collier County, not inside the City of Naples. Check the ZIP code on any listing before relying on it.
Is Mercato the same as Strada Bella?
No. The homes at Mercato are a separate place from the similarly named condominium in Olde Cypress, with their own county numbers and ZIP code 34108. The name-check section above lists each lookalike once, and only the 22 export rows filed under the Mercato development count.
How do I buy a condo or home at Mercato?
Buying at Mercato in Naples starts with choosing between The Strada condominium residences and the Residences at Mercato homes, then reading the association papers, ordering the estoppel, inspecting, insuring and checking the flood map before closing. The step-by-step section above covers each stage.
Ready to buy or sell in Mercato, Naples?
Mercato in Naples offers two products to buy or sell: condominium residences at The Strada and single-family homes at Residences at Mercato. Our Naples team can set a search for either one, answer a document question or prepare a value review for a home you already own.
Thinking of buying in Mercato?
Tell us the product and your price band, and we will watch the next listings for you. Contact us or meet the Domain Realty Group agents.
Thinking of selling in Mercato?
The county recorded 13 sales at The Strada at Mercato at a $975,000 median in the 12 months to August 31, 2026, and 2 at Residences at Mercato, listed in the tables above rather than averaged. Ask for a home valuation or reach our Naples team, and for the neighborhood read McGreevy and Comisar's Mercato neighborhood guide.
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County figures run to August 31, 2026; MLS figures are from the October 29, 2026 export.
Sources
Records cited as text
- Collier County 2026 roll and deed files, October 27, 2026
- Southwest Florida MLS export of October 29, 2026
- FEMA flood map point sample, October 21, 2026
- Evacuation zone test, October 21, 2026
- School address lookups, 2027
- Domain Realty Group route table, November 3, 2026
Mercato history, builders and the town center
- shoppingcenterbusiness.com, Barron collier lutgert and madison marquette sell mercato in florida
- Business Observer, Naples shopping destination sold
- thestradaatmercato.com, home page
- lutgert.com, home page
- Mercato, home page
- milhaus.com, A visit to mercato in north naples
- suitelifemagazine.com, Prudential closes quickly on mercato purchase
- REBusiness, Whole foods opens store in naples mixed use development
- Barron Collier Companies, home page
- Mercato, Piazza
- Business Observer, Madison marquette buys mercato other centers
- thestradaatmercato.com, home page
- Business Observer, Shopping center refresh
- Mercato, Directory
- Mercato, home page
- Mercato, Directions parking
- shoppingcenterbusiness.com, article 2774
- Gulfshore Business, Alamo drafthouse closing cinema at mercato in north naples
- Business Observer, As expected texas chain take over naples movie theater
- leasing.jamestownlp.com, Major makeover planned for public hub at mercato
- Business Observer, Lutgert cos buys 11 acres new mercato residences
- Gulfshore Business, Mercato signs lease with paragon for new cinema space
- Gulfshore Business, Mandatory evacuation begins in collier county
- Gulfshore Business, Vanderbilt beach road extension opens june 12 in collier county
- Mercato, Sansone group
Florida condominium and homeowners' association law
- Florida Statutes, section 718.503
- Florida Statutes, section 718.111
- Florida Statutes, section 718.116
- Florida Statutes, section 553.899
- Florida Statutes, section 718.112
- Florida Statutes, section 720.401
- reservestudy.com, HB 913 Complete Bulletin (PDF)
- Florida Administrative Code, ruleNo
Flood maps, insurance and hurricanes
- Collier County, Proposed Flood Insurance Rate Map Reflects Changes to Local Flood Risk
- policygenius.com, What is an elevation certificate for flood insurance
- Pew Charitable Trusts, Femas new flood insurance premium system explained
- National Hurricane Center, AL112017 Irma (PDF)
- WGCU, Collier county residents assess damage after irma
- National Hurricane Center, AL092022 Ian (PDF)
- National Hurricane Center, AL092024 Helene (PDF)
- National Hurricane Center, AL142024 Milton (PDF)
- National Weather Service, HurricaneIanSummary (PDF)
- bcapcodes.org, Florida
- National Association of REALTORS, FAQ national flood insurance program expires december 11 2026
- Collier County, Floodplain Management
- Citizens Property Insurance, Flood insurance coverage rules kick in for citizens
- Citizens Property Insurance, Flood
Schools, taxes and county projects
- Collier County Public Schools, Attendance boundaries
- Collier County Public Schools document, Collierschoolscom (PDF)
- Collier County, Vanderbilt Beach Road Widening Project Construction Starting
- Collier County, Vanderbilt Beach Road Extension Phase One Project Opening Soon
- Collier County, 2026 News Articles
- Collier County, Transportationprojects
Beaches, hospitals, shopping and arts
- Explore Naples, Vanderbilt beach park
- Explore Naples, Clam pass beach park.phtml
- floridarambler.com, Clam pass park
- Waterside Shops, home page
- Coastland Center, home page
- Artis Naples, home page
- NCH Healthcare System, NCH north naples hospital
- WGCU, North collier fire to dedicate first ocean rescue tower on naples beach
- NCH Healthcare System locations, NCH southeast immediate care
- NCH Healthcare System locations, Naples
Other references