Fort Myers · Florida · 33912

Cross Creek Country Club Homes and Condos for Sale in Fort Myers, FL

Cross Creek Country Club condos and homes for sale in Fort Myers: 38 county-recorded sales at a $205,000 median, all 18 associations compared, golf included with ownership, taxes, flood facts, schools and location. Updated October 2026.

Back to Fort Myers

Cross Creek Country Club in Fort Myers, FL, the community most people search as Cross Creek Fort Myers, is a golf community of 904 homes on the October 25, 2026 Lee County parcel file: 788 condominiums and 116 single-family land-condominium homes, built 1984 to 1989, in 18 condominium associations (the community's own site says 905 units). It sits off Daniels Parkway in unincorporated Lee County, ZIP 33912, taxing district 047. Lee County recorded 38 qualified sales at a $205,000 median in the 12 months through September 25, 2026 (the newest sale in the county file). Cross Creek Country Club is one section of our Fort Myers homes for sale and communities guide. Updated October 2026.

Aerial view of Cross Creek Country Club condominiums and golf course in Fort Myers, Florida — Aerial imagery: USDA NAIP via USGS The National Map.

This page shows live Cross Creek Country Club listings, what Cross Creek condos and homes actually sold for on the Lee County record, how the 18 associations differ in size, age and price, and the golf, costs, governance, flood facts, schools and location that come with a Cross Creek address. Every figure names its record and date, and every source is listed at the bottom of the page.

By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.

Key takeaways for Cross Creek Country Club buyers

Cross Creek Country Club is 904 homes on the October 25, 2026 Lee County parcel file, 788 condominiums and 116 single-family land-condominium homes built 1984 to 1989, in 18 condominium associations; the community's site counts 905 living units.
Lee County recorded 38 qualified Cross Creek Country Club sales at a $205,000 median in the 12 months through September 25, 2026, from $130,000 to $352,500, against 54 sales at $208,700 in the 12 months before, a 1.8 percent decline in the median.
Condominiums sold at a $185,000 median (32 sales) and single-family homes at $299,250 (6 sales) on the same county record.
Condominiums on the roll run 778 to 1,646 heated square feet with a 992 square foot median, and every one is recorded as two bedrooms; the single-family homes have a 1,690 square foot median.
Golf is included with ownership: the 18-hole, par-60 executive course designed by Arthur Hills is run by the master association, which the community's site describes as owned by the members.
The master dues are not published; one association's April 2025 financial report lists a $408 quarterly master fee per unit, and the April 2, 2026 board minutes proposed a dues increase of about $200 per quarter that this page does not treat as adopted.
Every home is in taxing district 047, South Trail Fire, in unincorporated Lee County, at a 2026 rate of 13.3623 mills, or $1,336.23 per $100,000 of taxable value.
On a 30-parcel sample of FEMA's flood map, 29 parcels were in Zone X and 1 in Zone AE; the community is on panel 12071C0437H, effective November 17, 2022, and every home is in Lee County Evacuation Zone C.
Cross Creek Estates, a separate subdivision of about 501 homes on nearby streets, is not part of Cross Creek Country Club or its 18 associations.

Cross Creek Country Club homes for sale right now

Cross Creek Country Club homes for sale are linked below, filtered to the Cross Creek Country Club subdivision and sorted by price, with separate searches for condominiums and for the single-family homes. Data updated: October 2026. Days on market, sale-to-list ratios and active-listing counts come from the MLS and are being added in our next data refresh.

Listing data refreshes from the MLS throughout the day, and a listing shown may already be under contract. Every Cross Creek Country Club home is in Fort Myers, FL 33912 on the county roll, so searches for Cross Creek Fort Myers, Cross Creek Country Club Fort Myers FL and Cross Creek condos for sale in Fort Myers return the same community. Listings in Cross Creek Estates are a different subdivision and are not part of these searches.

Ready to tour Cross Creek Country Club homes?

Tell us which associations, floor plans and price range you are weighing and a Domain Realty Group agent will line up showings and pull each association's budget and estoppel items. Contact Domain Realty Group, call 239-441-2816, or search all Southwest Florida listings.

What do homes in Cross Creek Country Club sell for?

Cross Creek Country Club homes sold at a median of $205,000 on the Lee County record across 38 qualified sales in the 12 months through September 25, 2026, from $130,000 to $352,500. Condominiums sold at a $185,000 median and single-family homes at $299,250. Data updated: October 2026.

The 12 months before that recorded 54 sales at $208,700. We tracked every qualified Cross Creek Country Club sale on the Lee County file, association by association, to build the tables below.

Lee County recorded sales	Sales	Median	Low	High	Median $ per heated sq ft
12 months, all homes	38	$205,000	$130,000	$352,500	$181
12 months, single family	6	$299,250	$237,000	$352,500	$169
12 months, condominium	32	$185,000	$130,000	$320,500	$187
Prior 12 months, all homes	54	$208,700	$120,000	$425,000	$195
Prior 12 months, single family	10	$323,325	$250,000	$425,000	$195
Prior 12 months, condominium	44	$200,000	$120,000	$295,000	$195
24 months, all homes	92	$207,200	$120,000	$425,000	$190

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified improved sales over $1,000, index built October 28, 2026; 12 months is September 26, 2025 to September 25, 2026 and the prior 12 months is September 26, 2024 to September 25, 2025. Every one of the 38 sales was a resale; none was builder-direct. The county median moved down 1.8 percent, from $208,700 to $205,000, while the number of sales fell from 54 to 38.

The Cross Creek Country Club price trend since 2015

The county record shows a long flat stretch, a sharp rise in 2022 and 2023, and a slide since. Every recorded sale in the series was a resale, because the last Cross Creek Country Club homes were built in 1989.

Year	Sales	Median	Single family (sales / median)	Condo (sales / median)	Median $ per heated sq ft
2015	37	$126,000	6 / $237,000	31 / $122,000	$123
2016	60	$133,000	4 / $232,000	56 / $131,500	$137
2017	53	$148,500	7 / $240,000	46 / $145,000	$141
2018	76	$135,500	4 / $232,000	72 / $135,000	$137
2019	64	$139,000	7 / $230,000	57 / $135,000	$138
2020	84	$147,000	14 / $227,500	70 / $139,250	$142
2021	95	$164,000	8 / $309,500	87 / $160,000	$166
2022	78	$232,000	15 / $399,700	63 / $225,000	$237
2023	73	$250,000	12 / $387,500	61 / $242,850	$250
2024	38	$229,500	6 / $354,500	32 / $217,500	$232
2025	54	$207,200	12 / $323,325	42 / $195,000	$192
2026 (to date)	28	$187,000	3 / $292,500	25 / $185,000	$186

Source: Lee County Property Appraiser sale files by calendar year; no builder-direct sale appears in any year of the series. The 2021 total of 95 sales is the busiest year in the table, and the 2023 median of $250,000 is its high point.

What the county record shows about the 2023 peak

The Cross Creek Country Club median rose from $164,000 in 2021 to $232,000 in 2022 and $250,000 in 2023, then fell to $229,500 in 2024, $207,200 in 2025 and $187,000 for 2026 through mid-September. The 2026 year-to-date median is about 25 percent below the 2023 peak. That is a county-record fact about recorded prices, not a forecast.

Price bands in the last 12 months

Of the 38 recorded sales, 34 closed at $300,000 or less and 4 between $300,000 and $400,000; none reached $400,000. Within the lower band, 18 sales closed at $200,000 or less, 12 between $200,000 and $250,000 and 4 between $250,000 and $300,000. The four sales over $300,000 were three single-family homes and one Tall Grass Court villa.

The highest and lowest recent Cross Creek Country Club sales

Highest 12-month sales	Recorded	Price	Heated sq ft	Built	Association
12820 Dornoch Ct	August 31, 2026	$352,500	1,545	1987	Single Family II
13318 Oak Hill Loop	December 22, 2025	$326,500	2,000	1985	Single Family I
13318 Tall Grass Ct	March 23, 2026	$320,500	1,646	1987	Villas I (Tall Grass Ct), condominium
12613 Inverary Cir	December 12, 2025	$306,000	1,690	1986	Single Family II
13322 Oak Hill Loop	March 13, 2026	$292,500	1,817	1985	Single Family I

Lowest 12-month sales	Recorded	Price	Heated sq ft	Built	County legal group
13240 White Marsh Ln #3139	June 18, 2026	$130,000	968	1985	Cross Ck of Ft Myers Cndo (Terrace I)
13150 White Marsh Ln #200	April 16, 2026	$132,000	893	1986	Timberline Village II
13240 White Marsh Ln #3120	March 27, 2026	$135,000	907	1985	Cross Ck of Ft Myers (Terrace I)
13276 White Marsh Ln #3524	April 28, 2026	$135,000	992	1986	Cross Crk of Ft Myers Cndo (Terrace I)
13276 White Marsh Ln #3539	June 5, 2026	$138,600	960	1986	Cross Crk of Ft Myers Cndo (Terrace I)

The highest qualified Cross Creek Country Club sale anywhere in the county file is $545,000 for 12720 Inverary Cir, recorded November 20, 2023, a 1,690 square foot single-family home built in 1987.

Price per square foot in Cross Creek Country Club

County dollars per square foot on this page use heated (living) area from the Lee County roll, not total area under roof. On that basis the 12-month median was $181 per square foot for all homes, $187 for condominiums and $169 for single-family homes. The calendar-year peak was $250 in 2023, and the 2026 year to date sits at $186.

The White Marsh Lane condominiums

White Marsh Lane carries the Terrace I, Timberline Village and Wyldewood Village buildings, and it recorded 17 of the 38 sales in the latest 12 months at a $165,000 median, from $130,000 to $205,000. The prior 12 months recorded 23 White Marsh Lane condominium sales at a $175,000 median. All five of the lowest recent sales are on White Marsh Lane.

Sales by street in the last 12 months

Cold Stream Drive, home to the Villas II and Fairway Woods buildings, recorded 8 sales at a $239,500 median. Cross Creek Boulevard (Clubhouse Village) recorded 3 at $210,000, Onion Creek Court (Villas of Cross Creek I) 2 at $274,500, and Cross Creek Court 1 at $153,000. On the single-family streets, Oak Hill Loop, Inverary Circle and Dornoch Court recorded 2 sales each, and Tall Grass Court recorded 1 at $320,500.

What the county record cannot show

The county file records the price and the date a deed was recorded. It does not record the asking price, how long the home was listed, whether it sold furnished, or how many homes are for sale today. Those are MLS fields, and the listing links above show current inventory now. One unit, 13273 White Marsh Ln #314, sold twice in the window: $205,000 on December 18, 2025 and $185,000 on September 15, 2026.

Cross Creek Country Club associations compared

Cross Creek Country Club is 18 condominium associations, each with its own recorded declaration, board, budget, insurance and reserves, under one master association that runs the golf course, clubhouse, private roads and lakes. The association decides the building, the floor plan and most of the price. Data updated: October 2026.

The Lee County roll abbreviates the legal names (for example "CROSS CRK OF FT MYERS CNDO" and "CROSS CK OF F M VILLAS I") and spreads them over 30 legal prefixes, including one-parcel misspellings. The table groups those prefixes into the 18 associations by their recorded declaration references. Most of the community is condominium, so compare it with other Fort Myers condos for sale as well.

Association	Homes	Declaration (county legal reference)	Year built	Median heated sq ft	24-month sales	24-month median
Cross Creek of Fort Myers Condominium I (Terrace I)	195	OR 1761 PG 518	1985 to 1986	907 to 992	23	$168,000
Single Family I	62	OR 1774 PG 0588	1984 to 1987	1,690	6	$323,325
Clubhouse Village	59	OR 1838 PG 2988	1986 to 1987	1,084	8	$212,500
Single Family II	54	OR 1871 PG 3327	1986 to 1987	1,690	10	$303,000
Villas of Cross Creek I	52	OR 1786 PG 4299	1985 to 1986	1,232	2	$274,500
Timberline Village II	51	OR 1829 PG 1354	1986	844	8	$164,250
Wyldewood Village I	50	OR 1764 PG 2059	1985 to 1986	1,124	7	$185,000
Villas of Cross Creek II	44	OR 1883 PG 2874	1986 to 1987	1,152	5	$249,000
Timberline Village I	43	OR 1780 PG 1984	1985 to 1986	911	2	$152,500
Fairway Woods II	40	OR 1958 PG 0708	1987 to 1988	965	5	$190,000
Country Club Village II	38	OR 1903 PG 3261	1987	847	2	$184,000
Fairway Woods I	36	OR 1936 PG 4536	1987 to 1988	1,140	4	$217,500
Verandas	34	OR 1953 PG 2513	1987 to 1989	1,093	3	$230,000
Country Club Village I	32	OR 1868 PG 4454	1986 to 1987	847 to 895	1	$153,000
Terrace II, III and IV (three associations)	90	OR 1918 PG 2167; OR 1956 PG 1247; OR 1987 PG 3598	1985 to 1988	1,047	5	see note
Cross Creek of Fort Myers Villas I (Tall Grass Ct)	24	OR 1774 PG 0543 and 0587	1985 to 1987	1,646	1	$320,500
Total	904		1984 to 1989		92	$207,200

Source: Lee County Property Appraiser parcel roll and qualified sales, 24 months to the October 28, 2026 index, grouped by the association roster in our records research; OR book and page values come from the county legal descriptions, not from the recorded declarations themselves. Terraces II to IV share two county legal names (CROSS CREEK OF FM, 4 sales at a $209,000 median, and CROSS CREEK OF FT MYERS, 1 sale at $244,000), so their sales cannot be split by association. A median of one to three sales is a single price or a range, not a market.

Terrace I: the largest Cross Creek association

Cross Creek of Fort Myers Condominium I, called Terrace I, is the largest association: 195 condominium homes built 1985 and 1986 at 13240 to 13288 White Marsh Lane, with median heated areas of 907 to 992 square feet. It recorded 23 sales in 24 months at a $168,000 median and 9 sales in the latest 12 months, including four of the five lowest Cross Creek sales.

Terraces II, III and IV

Terraces II, III and IV are three separate associations of 30 homes each, 90 in all, declared in Lee County Official Records Book 1918, Book 1956 and Book 1987. The county records them under the CROSS CREEK OF FM and CROSS CREEK OF FT MYERS legal names, with a median heated area of 1,047 square feet and build years of 1985 to 1988. Five sales were recorded in 24 months.

Timberline Village I and II

Timberline Village is two associations on White Marsh Lane: Timberline Village I with 43 homes built 1985 and 1986 at a 911 square foot median, and Timberline Village II with 51 homes built 1986 at 844 square feet, among the smallest floor plans in Cross Creek. Timberline Village II recorded 8 sales in 24 months at a $164,250 median; Timberline Village I recorded 2 at $152,500.

Wyldewood Village I

Wyldewood Village I is 50 condominium homes built 1985 and 1986 on White Marsh Lane with a 1,124 square foot median heated area. It recorded 7 sales in 24 months at a $185,000 median, and its three 12-month sales ran from $180,000 to $205,000. A 2024 Lee County development order (LDO2024-00071) covered a reseal and restripe of its paving, closed and finaled.

Clubhouse Village

Clubhouse Village is 59 condominium homes built 1986 and 1987 on Cross Creek Boulevard, with a 1,084 square foot median heated area. It recorded 8 sales in 24 months at a $212,500 median, and its three 12-month sales, at 13071 and 13091 Cross Creek Boulevard, ran from $185,000 to $215,000.

Country Club Village I and II

Country Club Village I (32 homes) and Country Club Village II (38 homes) were both built 1986 and 1987, with median heated areas of 847 to 895 square feet. The county record shows few sales: 1 in Country Club Village I, at $153,000 on Cross Creek Court, and 2 in Country Club Village II at a $184,000 median over 24 months.

Fairway Woods I and II

Fairway Woods I (36 homes, 1,140 square foot median) and Fairway Woods II (40 homes, 965 square foot median) were built 1987 and 1988 on Cold Stream Drive. Fairway Woods I recorded 4 sales in 24 months at a $217,500 median and Fairway Woods II recorded 5 at $190,000. Their 12-month sales ran from $182,000 to $240,000.

Verandas of Cross Creek

The Verandas association holds 34 condominium homes built 1987 to 1989, including the newest buildings in Cross Creek Country Club, with a 1,093 square foot median heated area. The county recorded 3 Verandas sales in 24 months at a $230,000 median and none in the latest 12 months.

Villas of Cross Creek I and II

The Villas associations hold some of the larger condominium plans. Villas of Cross Creek I is 52 homes built 1985 and 1986 on Onion Creek Court with a 1,232 square foot median; its two 12-month sales were $274,000 and $275,000. Villas of Cross Creek II is 44 homes built 1986 and 1987 on Cold Stream Drive, median 1,152 square feet, with 5 sales in 12 months at a $249,000 median.

Villas I on Tall Grass Court

Cross Creek of Fort Myers Villas I is 24 condominium homes built 1985 to 1987 on Tall Grass Court, and at a 1,646 square foot median it has the largest condominium plan on the roll. Its one 12-month sale, 13318 Tall Grass Ct at $320,500 on March 23, 2026, was the highest condominium price of the window.

Single Family I and II

The 116 single-family homes sit in two land-condominium associations: Single Family I (62 homes, built 1984 to 1987, with recent sales on Oak Hill Loop) and Single Family II (54 homes, built 1986 and 1987, on Inverary Circle and Dornoch Court). Both have a 1,690 square foot median. Twenty-four-month medians were $323,325 and $303,000, and the six 12-month sales ran from $237,000 to $352,500.

Cross Creek Estates is a separate community

Cross Creek Estates, on Breton Circle, Kedleston Circle, Manderston Court, Allendale Circle and nearby streets, is a separately platted subdivision (Plat Book 46, Pages 41 to 60) of 508 parcels, about 501 homes, built 1990 to 2002, with its own amenity tract at 12501 Cross Creek Boulevard. It is not one of the 18 associations, and none of its sales are in this page's figures.

What kind of homes are in Cross Creek Country Club?

Cross Creek Country Club is mostly two-bedroom condominiums: the Lee County roll records all 788 condominiums as two bedrooms, from 778 to 1,646 heated square feet with a 992 square foot median. The 116 single-family homes run 1,247 to 2,048 square feet with a 1,690 square foot median, 88 with two bedrooms and 28 with three. Data updated: October 2026.

Build years

Every Cross Creek Country Club home on the roll was built between 1984 and 1989, with a median year of 1986; 901 of the 904 homes date from 1985 to 1989 and 3 from 1984. Because the community was finished by 1989, every home for sale today is a resale, and the age of roofs, windows, plumbing and electrical systems matters in each association's reserves.

Building heights on the county roll

The county roll records 233 home parcels as one story, 386 as two stories and 285 as three stories. Condominium buildings of three or more stories fall under Florida's structural integrity reserve study and milestone inspection rules, covered in the condominium law section below, so the story count for the exact building is worth checking.

Golf and lake views

The Lee County roll gives a land view for each parcel: 630 Cross Creek Country Club homes carry a golf view and 270 a lake view, with 4 blank. A golf or lake view on the roll describes the parcel's setting, not a specific window or lanai, so look at the unit itself.

Pools, garages and the roll's other flags

The county roll flags a pool on 789 of the 904 home parcels (87 percent), which reflects shared association pools as well as private ones, and a garage on 30 percent. The community site says many associations, about ten, have their own pools in addition to the clubhouse pool and hot tub.

Assessed values on the 2026 roll

On the 2026 Lee County roll the median condominium has a just value of $146,672 and a taxable value of $135,702, on a median lot share of 0.224 acres. The median single-family home has a just value of $259,094, a taxable value of $206,220 and a 0.150 acre lot. Taxable value is after exemptions, so a homesteaded owner's figure is lower than a non-homesteaded one.

Is golf included with a Cross Creek Country Club home?

Yes. Cross Creek Country Club golf is included with ownership: the 18-hole executive course belongs to the master association, which the community's site describes as owned by the members, and the community counts 905 living units in its 18 associations. No separate equity membership or initiation fee was found in the sources we read; club costs run through association fees.

The Arthur Hills executive course

The Cross Creek course is an 18-hole, par-60 executive layout designed by Arthur Hills in 1985 and built in 1987, according to the club's golf course page. Its greens, tees and bunkers were renovated from 2012 to 2015. The April 2, 2026 board minutes record a greens renovation on hole 8. The course was closed on Mondays through October 2026.

Who can play, and when tee times open

The club lists five kinds of players: members, tenants, golf associates, associate members and the public. Members, tenants and golf associates can book tee times 14 days ahead; the public can book 6 days ahead. The March 27, 2025 annual meeting minutes record that associate member dues were to be raised.

Published 2026 golf rates

Rate (club's golf rates page, read October 28, 2026)	Price
Public rates, range by season	$25 to $78
Members, May to October 2026, 7 to 11 a.m.	$27
Members, May to October 2026, later	$23
Public, May to October 2026	$42 and $40
Golfer's lunch, May to October 2026	$55

Source: Cross Creek Country Club golf rates page. Rates are seasonal and change; confirm on the club's page for the dates you plan to play.

What members said about value

In the association's 2025 member survey, with 439 responses, 32 percent strongly agreed and 44.5 percent agreed that the club is good value. The same survey reported that 30 percent of respondents live in Cross Creek year round, 47 percent stay 3 to 6 months, 12 percent 7 to 12 months and 11 percent under 3 months.

Golf events and leagues

The club keeps a golf events calendar and posts local rules and a reciprocal list for play at other clubs on its site. A women's 18-hole group sheet posted on the club's site is open to any female member, tenant or associate. Check the calendar page for the current season's events.

Who runs Cross Creek Country Club?

Cross Creek Country Club runs in three layers: a master association that operates the golf course, clubhouse, restaurant, private roads and common lakes; 18 separate condominium associations, each with its own board, budget, insurance and reserves; and the owners, who vote as members of the master association. At the March 27, 2025 annual meeting, 498 members were present.

The master association's name

The master association's legal name is written three ways in its own documents: "Cross Creek of Fort Myers Association, Inc." in board minutes, and "Cross Creek of Fort Myers Community Association, Inc." and "Cross Creek Community Assoc., Inc." in annual meeting minutes and financials. The variants are not reconciled in the records we read, so this page says "the master association." The state corporate filing is searchable on Sunbiz.

What the 2025 annual meeting decided

The March 27, 2025 annual meeting minutes record a vote to transfer funds, 416 yes and 3 no, and a vote to waive the year's audit, 373 yes and 44 no, so no audited statement exists for that year. The minutes also record that the reserve study was last done in 2016 and was approved for 2025 at a maximum of $9,000, and that lake bank restoration covers lakes 13 and 15 to 18.

Private roads inside Cross Creek

The March 27, 2025 annual meeting minutes record that Cross Creek maintains its own private roads: Cross Creek Boulevard, White Marsh Lane and Tallgrass Court. Road upkeep is a community cost, not a county one, and it flows through the master association's budget.

Sewer service

The April 2, 2026 board minutes record that switching to city sewer service could save about $400,000 a year, but that the Florida Public Service Commission confirmed the community is locked into its current provider. That is a board statement in the minutes, not a Public Service Commission order we read.

The visioning plan for the clubhouse

The community's Visioning Our Future page describes a clubhouse renovation and planning process, with a first "Square One" phase, a focus group framework posted in June 2026 and an online scorecard posted in August 2026. The page says funding would likely be a special assessment over several years. No approved amount was published in the sources we read.

What does it cost to own in Cross Creek Country Club?

Cross Creek Country Club ownership costs stack in three layers: the condominium association fee, a master association fee that covers golf and the clubhouse, and property tax at the district 047 rate of 13.3623 mills. The master dues for all 18 associations are not published, so we print only figures with a dated source. Data updated: October 2026.

Cost layer	Amount	Period and source
Property tax, district 047	13.3623 mills ($1,336.23 per $100,000 of taxable value)	2026 adopted (actual) rate, Lee County Property Appraiser
Master fee, Villas I example	$408 per unit per quarter	Villas I April 2025 financial report
Villas I association budget	$218,762.15 a year	Villas I May 2025 financial report
Master dues, all other associations	not published	ask for each association's budget and estoppel certificate
Capital contribution at sale	not published	estoppel certificate
Proposed dues increase	about $200 per quarter	proposed in the April 2, 2026 board minutes, not shown as adopted
Proposed food assessment	$300 a year per household	proposed in the April 2, 2026 board minutes, not shown as adopted

One association's budget, line by line

The Villas I association's May 2025 financial report shows an annual budget of $218,762.15, including $72,000 a year in master fees, paid as a $6,000 monthly "Cross Creek Community Fee," $55,305 for insurance and $4,896 for management. Its April 2025 report lists a quarterly master fee of $408 per unit. Other associations set their own budgets, so this is one example, not a community rate.

The master dues are not published

The master association does not publish its dues schedule on a public page, and no master budget was found in the sources we read. Each condominium association's fee also varies by building. Ask the seller for the estoppel certificate, which Florida law requires the association to issue, and for the last two years of the association's budget.

Proposals in the April 2, 2026 board minutes

The April 2, 2026 board minutes record proposals, not adopted changes: a dues increase of about $200 per quarter, a $300 annual food assessment per household (about $270,000 in total) and a planned sheriff security assessment. Whether any of them passed was not published in the sources we read. The September 10, 2024 minutes had floated an increase of about $100 a month.

Special assessments and the restaurant

No adopted special assessment amount was found in the sources we read. The clubhouse visioning plan says its funding would likely be a special assessment over several years, and the March 27, 2025 annual meeting minutes record a restaurant deficit of more than $300,000 per year. Ask each association and the master association for any assessment voted or pending.

Property taxes in taxing district 047

Every Cross Creek Country Club home is in Lee County taxing district 047, South Trail Fire, in unincorporated Lee County, so there is no city millage. The 2026 adopted total is 13.3623 mills. The proposed column on the same page read 13.3738 and the rollback rate 13.3601; the actual column is the adopted rate.

Taxing authority, district 047	2026 mills (actual)
Lee County general revenue	3.7623
School, state law	3.0230
South Trail Fire District	2.5000
School, local board	2.2480
Lee County unincorporated MSTU	0.8398
Lee County Library District	0.4218
Mosquito control district	0.2096
SFWMD, Okeechobee basin	0.1026
SFWMD, district-wide	0.0948
All hazards protection district	0.0693
West Coast Inland Navigation District	0.0394
SFWMD, Everglades construction project	0.0327
Hyacinth control district	0.0190
Total	13.3623

Source: Lee County Property Appraiser, 2026 Millage Rates for Lee County, district 047, page 28 of 104, printed October 9, 2026, ACTUAL column.

A worked yearly tax example (illustrative)

Take the 2026 roll's median Cross Creek Country Club condominium taxable value of $135,702. Property tax at 13.3623 mills is $1,813.29. For the median single-family taxable value of $206,220, it is $2,755.57. Adding the Villas I quarterly master fee of $408 (four quarters, $1,632) gives $3,445.29 for the condominium example. This is an illustration, not a quote.

Line	Condominium example	Single-family example
Taxable value (2026 roll median)	$135,702	$206,220
Property tax (taxable x 13.3623 / 1,000)	$1,813.29	$2,755.57
Villas I master fee ($408 x 4), one association's figure	$1,632.00	not published
Illustrative subtotal	$3,445.29	$2,755.57 plus fees

The example leaves out each condominium association's own fee, any special assessment, insurance, utilities and exemptions, all of which change the real figure. Run it with the exact home's tax bill and estoppel certificate.

What do Florida's condo safety laws mean for Cross Creek Country Club buyers?

Cross Creek Country Club condominium buildings of three or more stories fall under Florida's structural integrity reserve study and milestone inspection rules, and the county roll records 285 Cross Creek home parcels as three stories. Section 718.112(2)(g) of the Florida Statutes sets the reserve study and section 553.899 the milestone inspection.

The structural integrity reserve study

Florida law since 2022 requires a structural integrity reserve study, or SIRS, for qualifying condominium buildings of three or more stories, under section 718.112(2)(g). The study sets reserves for the building's major structural parts. Ask whether the association's building has one, what it recommends and whether the budget funds it.

The milestone inspection

Section 553.899 requires milestone inspections of qualifying condominium buildings of three or more stories. Most Cross Creek Country Club buildings are two or three stories on the county roll, and whether each building crosses the three-story threshold was not confirmed building by building, so check the building you want.

Records a buyer can ask for

Sections 718.111 and 718.116 set the association's duty to keep official records and to issue an estoppel certificate showing what a unit owes. For a Cross Creek purchase, ask for the estoppel certificate, the current budget, the reserve schedule, any SIRS and milestone report, the last year of board minutes and the master association's current fee.

The 2016 reserve study and the audit waiver

The March 27, 2025 annual meeting minutes record that the master association's reserve study was last done in 2016 and was approved for 2025 at a maximum of $9,000, and that members voted 373 to 44 to waive that year's audit. Read those minutes alongside the current budget when you weigh any master-level cost.

What amenities does Cross Creek Country Club have?

Cross Creek Country Club's amenities center on the clubhouse at 13050 Cross Creek Boulevard: the golf course and pro shop, Birdies restaurant, a ballroom and multi-purpose room, the clubhouse pool and hot tub, three tennis and pickleball courts, bocce, shuffleboard and a library. Many of the 18 associations, about ten, also keep their own pools.

Birdies restaurant

Birdies is the clubhouse restaurant, open to the public. The club's dining page lists hours of 10:30 a.m. to 6 p.m. on Tuesday, Thursday and Saturday, 10:30 a.m. to 7 p.m. on Wednesday and Friday, and 9 a.m. to 5 p.m. on Sunday, closed Monday, with happy hour 3 to 5 p.m. Tuesday to Friday. Lunch and dinner menus are posted for October 2026.

Pools and courts

The clubhouse has a pool and hot tub, and the community site lists three tennis and pickleball courts, bocce and shuffleboard. The association pools are separate from the clubhouse pool and are run by each condominium association, so the pool closest to a given unit depends on its association.

Events and the ballroom

The clubhouse has a ballroom and a multi-purpose room used for weddings and private events, according to the club's weddings and events page, and the community calendar lists club activities through the season. The notices page carries current association items and meeting notices.

Can you lease a home in Cross Creek Country Club?

Yes, Cross Creek Country Club homes can be leased, but each association sets its own rules. The community's rentals page shows 30-day rental increments in some units and 3-month minimums in others, with background check fees of $125 to $150. Each association's recorded declaration governs the minimum term, and those declarations were not read for this page.

Lease approval and fees

The rentals page lists a golf membership transfer fee and an association background check for leases on Oak Hill Loop, and background check fees of $125 to $150 elsewhere. Because the 18 declarations differ, ask the association for its lease application, minimum term and approval timeline before you sign a lease or buy to lease.

Pets

The rentals page marks some units "no pets," and pet rules vary by association. Confirm the pet rule in the declaration and rules of the exact association, and on the estoppel or resale documents, before you buy.

Age rules

No recorded age rule was reviewed for this page.

For sale and for rent signs

The March 11, 2026 draft board minutes record enforcement of the sign rule: one For Sale or For Rent sign of no more than 36 by 24 inches. Those minutes were a draft when posted, so confirm the current rule with the association.

Is Cross Creek Country Club gated?

Cross Creek Country Club's gate status is not confirmed in any first-party source we read. The community's own site does not describe a gate, and secondary listings disagree with each other, so we do not state it either way. Ask the association office at 13050 Cross Creek Boulevard how entry works for owners, tenants and guests.

Security proposals in the minutes

The April 2, 2026 board minutes record a planned sheriff security assessment. As with the other items in those minutes, it is a plan recorded by the board, not an adopted assessment shown in the sources we read.

Is Cross Creek Country Club in a flood zone?

Mostly Zone X, with some Zone AE. On a 30-parcel random sample of Cross Creek Country Club homes on FEMA's National Flood Hazard Layer, 29 parcels were in Zone X, the area of minimal flood hazard, and 1 was in Zone AE, a special flood hazard area. The flood zone depends on the exact building, so check the address.

Where the AE area is

The sampled AE parcel is on Cold Stream Drive, and FEMA's layer shows a small Zone AE area and an AE floodway polygon crossing the course along the lake and slough edge in the north part of the community. A full parcel-by-parcel count of all 904 homes was not run, so treat the sample as a screen, not a determination.

The FEMA map panel

Cross Creek Country Club is on FEMA flood insurance rate map panel 12071C0437H, effective November 17, 2022. Flood zones intersecting the community's bounding box include Zone X, a Zone AE floodway and Zone AE. FEMA's layer publishes no static base flood elevation for those areas, so an elevation certificate for the exact building is the document that matters. Search any address at the FEMA Flood Map Service Center.

The March 2, 2027 map revision

FEMA's Letters of Final Determination list Lee County (Unincorporated Areas), community 125124, with revised flood maps effective March 2, 2027, and the county's floodplain page states the same date. Panel 12071C0437H was not listed in what was read for this page, so recheck the panel for the address before closing on or after that date.

Cross Creek Country Club evacuation zone

A Lee County GIS query of all 904 home parcels places every one in Evacuation Zone C on the county's 2025 layer. An evacuation zone measures storm surge exposure and is separate from a FEMA flood zone, so a home can be in Evacuation Zone C and FEMA Zone X at the same time. Confirm the address on the county's map.

What the board said about flood insurance

The April 2, 2026 board minutes record a discussion that the property is now in a flood zone after Ian-era map changes and that flood insurance is mandatory for many homes. That is the board's statement, not a FEMA finding. Each condominium association carries its building's master flood policy, and the unit owner insures the unit's interior.

Hurricanes Ian, Helene and Milton

We found no Cross Creek specific record of Hurricane Ian surge, rainfall or damage in the county, FEMA or association sources read for this page, beyond the board's flood insurance remarks; that is an absence of a record, not a finding of no damage. Lee County keeps Ian, Helene and Milton track layers in its GIS, and no Cross Creek impact from Helene or Milton was found.

Insurance notes for Cross Creek buyers

Lender flood insurance requirements follow each unit's FEMA zone, and the zone can differ between buildings in Cross Creek. Ask the association for its master policy declarations, ask the seller for the unit's current premiums, and get an elevation certificate for the building if the address maps to Zone AE.

Which schools serve Cross Creek Country Club?

Cross Creek Country Club homes fall in Lee County elementary Proximity Zone J, middle Zone EE and high school South Zone sub-zone S1 for 2026-27, under the district's Student Enrollment Plan. Zone J choices are Colonial, Gateway, Ray V. Pottorf and Treeline elementary schools; Zone EE choices are Fort Myers Middle and Paul Laurence Dunbar Middle.

How 2026-27 school choice works

Lee County assigns students by choice among the schools in a proximity zone, not to one neighborhood school. Families rank schools in the zone through the district's FOCUS portal, and living in the zone gives eligibility, not a guaranteed seat. Sub-zone S1 high school choices are Cypress Lake High and Fort Myers High, with Dunbar High by waiver; contiguous sub-zone S2 includes South Fort Myers High.

2026 school grades

School	Level	2026 grade	2025 grade	2024 grade	Percent of possible points
Colonial Elementary	Elementary	C	C	C	52
Gateway Elementary	Elementary	B	B	C	56
Ray V. Pottorf Elementary	Elementary	B	B	C	61
Treeline Elementary	Elementary	B	C	C	57
Fort Myers Middle	Middle	C	C	C	53
Paul Laurence Dunbar Middle	Middle	B	B	C	63
Cypress Lake High	High	A	B	B	65
Fort Myers High	High	A	B	B	66
Dunbar High	High	C	C	C	56
South Fort Myers High (sub-zone S2)	High	C	C	C	49

Source: Florida Department of Education school grades file for the 2025-26 school year (labeled "Grade 2026"), published September 1, 2026; Lee County 2026-27 Student Enrollment Plan. A school grade measures school-level results under the state formula. Confirm any address with the district's school zone lookup.

Gateway Elementary and Gateway High

Gateway Elementary, a Zone J choice, is a different school from Gateway High, which is not in this zone's list. Cross Creek Country Club is in School Board District 2, and the exclusive transportation zones for sub-zone S1 cover Fort Myers High and Cypress Lake High.

Where are the hospitals near Cross Creek Country Club?

Cross Creek Country Club is about 2.1 straight-line miles from Gulf Coast Medical Center, a Lee Health hospital at 13681 Doctors Way, Fort Myers 33912, and about 5.1 straight-line miles from HealthPark Medical Center at 9981 S HealthPark Drive, Fort Myers 33908. Driving times were not measured for this page.

Hospital	Address	Straight-line miles from the median Cross Creek parcel
Gulf Coast Medical Center (Lee Health)	13681 Doctors Way, Fort Myers 33912	2.1
HealthPark Medical Center (Lee Health)	9981 S HealthPark Dr, Fort Myers 33908	5.1

Why we print straight-line miles

Straight-line distances are measured from the median Cross Creek parcel point on the county roll to each hospital and are shorter than any drive. Service lines at each hospital were not confirmed for this page, so check Lee Health's own pages for emergency and specialty services.

Where is Cross Creek Country Club?

Cross Creek Country Club is in south Fort Myers, ZIP 33912, off Daniels Parkway in unincorporated Lee County. The association office and clubhouse are at 13050 Cross Creek Boulevard. Measured straight-line from the median parcel, Southwest Florida International Airport (RSW) is 4.6 miles and downtown Fort Myers 6.9 miles. Data updated: October 2026.

From the median Cross Creek parcel point	Straight-line miles
Gulf Coast Medical Center	2.1
Bell Tower Shops	2.6
Southwest Florida International Airport (RSW) terminal	4.6
HealthPark Medical Center	5.1
Gulf Coast Town Center	5.2
Downtown Fort Myers (First St and Hendry St)	6.9
Florida Gulf Coast University	7.0
Fort Myers Beach (Times Square)	10.4
Sanibel Causeway toll plaza	12.2

Source: straight-line miles from the median parcel point (26.55220, -81.82714) on the Lee County parcel layer, October 28, 2026. These are not driving distances; road miles and drive times were not measured, and season and road work add time.

Is Cross Creek Country Club in the City of Fort Myers?

No. All 904 Cross Creek Country Club home parcels are in Lee County taxing district 047 in unincorporated Lee County, outside the City of Fort Myers. That decides the millage, the county building department and the county's flood insurance community. The mailing city is Fort Myers for every home, which is a postal name, not a jurisdiction.

Fire protection

The South Trail Fire District covers Cross Creek Country Club: the county's fire district layer assigns 890 of the 904 home parcels to it, with the rest blank, and the community is in the response zone of Station 62. The district office is at 5531 Halifax Avenue, Fort Myers 33912. The district's 2.5000 mills is part of the 13.3623 total.

Zoning

The county's zoning layer shows RM-2 on 236 Cross Creek parcels; the condominium unit parcels carry no zoning attribute of their own. Nearby zoning within about a mile includes AG-2, RPD, MPD, CPD and EC districts.

What is changing near Cross Creek Country Club

Lee County's development activity layer, queried October 28, 2026 within about a mile, lists mostly new apartments: Oak Villages (permitting, up to 262 dwelling units, 7 single family and 255 multifamily), Carissa (permitting, 255 multifamily units) and The Reserve at Pinto Place (rezoning, 84 apartment units). Permitting does not mean approved or under construction. No project is inside the 18 associations.

Completed and approved projects nearby

The same layer shows Cypress Hammock complete (225 mid-rise rental units on 25.63 acres off Ben C. Pratt Six Mile Cypress Parkway), a 35-unit multifamily building on Six Mile Cypress at the development order stage, and Pratt's Preserve, an 82-lot single-family subdivision on about 31.46 acres, with a 44-unit Phase II.

Daniels Parkway commercial projects

On the Daniels Parkway side, the county lists Parker Commons (medical offices including a 22,470 square foot two-story building, development order), a 22,012 square foot Tractor Supply store under construction, the completed rebuild of the Daniels Crossing Publix, a completed 10,577 square foot Cooper's Hawk restaurant, a completed mini warehouse and a proposed Public Storage amendment.

How Cross Creek Country Club compares with nearby communities

Cross Creek Country Club recorded a $205,000 median across 38 sales on the Lee County record in 12 months, the second-lowest of four Fort Myers golf communities compared here, and the highest condominium share after Seven Lakes. It is compared with Seven Lakes homes for sale, Fiddlesticks Country Club homes for sale and Eagle Ridge. Data updated: October 2026.

Lee County record, 12 months	Cross Creek Country Club	Seven Lakes	Eagle Ridge	Fiddlesticks Country Club
Homes on the county roll	904	1,094	617	576
Condominium share	87.2 percent (788)	100 percent (1,094)	35.7 percent (220)	20.8 percent (120)
Year built	1984 to 1989	1971 to 1991	1984 to 2022	1983 to 2024
Qualified sales	38	68	25	54
Median sale price	$205,000	$108,550	$535,000	$588,575
Condominium median	$185,000	$108,550	$240,000	$227,500
Median $ per heated sq ft	$181	$103	$232	$211
Prior 12-month median	$208,700	$157,500	$442,500	$700,000
Change in median	down 1.8 percent	down 31.1 percent	up 20.9 percent	down 15.9 percent
Median condominium heated sq ft	992	1,064	1,174	1,490
ZIP	33912	33907	33912	33912

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified sales, 12 months September 26, 2025 to September 25, 2026 and the prior 12 months; Seven Lakes and Fiddlesticks indexed October 27, 2026, Cross Creek Country Club and Eagle Ridge October 28, 2026. Condominium share is our division of the county counts. The table makes no recommendation.

How to read the comparison table

The four counts use each community's legal names or street roster on the county roll, so they can differ from association totals. Product mix moves the overall median: Eagle Ridge and Fiddlesticks are mostly single-family homes, whose medians are far higher, while Seven Lakes has no single-family homes. Compare the condominium rows for the closest like-for-like view of Cross Creek Country Club.

The history of Cross Creek Country Club

Cross Creek Country Club was built from 1984 to 1989 as a golf community of condominium associations, with 3 homes on the county roll dating from 1984 and 901 from 1985 to 1989. The Arthur Hills course was designed in 1985 and built in 1987, and its greens, tees and bunkers were renovated from 2012 to 2015.

The declarations, by book and page

The 18 associations were declared one by one in Lee County Official Records, from Terrace I at OR Book 1761, Page 518 and Wyldewood Village I at Book 1764 to Terrace IV at Book 1987, Page 3598. The county legal descriptions carry each book and page; the declarations themselves are at the Lee County Clerk and were not retrieved for this page.

The name and the neighbors

The community's own site calls itself Cross Creek of Fort Myers, and the club uses Cross Creek Country Club. Cross Creek Estates, built 1990 to 2002, has its amenity tract at 12501 Cross Creek Boulevard but is a separate subdivision. Other clubs named Cross Creek in North Carolina, South Carolina and Maryland are unrelated.

The club today

The club keeps its restaurant open to the public, posts public golf rates and runs a member visioning process for a clubhouse renovation. Its 2025 member survey drew 439 responses, and its board posts minutes, financials and notices on the community site for owners and buyers to read.

Talk to a Domain Realty Group Cross Creek Country Club specialist

Domain Realty Group, the #1 team in Southwest Florida since 2012, shows Cross Creek Country Club homes in every association, from the Terrace I and Timberline Village condominiums on White Marsh Lane to the Villas on Tall Grass Court and the single-family homes on Oak Hill Loop, and our Fort Myers office on College Parkway is a short drive away. We pulled every recorded Cross Creek Country Club sale on the Lee County file to build this page, and we can pull the same record for the exact building you are weighing.

★★★★★ "I had a great experience working with Marc Comisar and Jesse McGreevy. They were professional, knowledgeable, and made the entire process feel smooth from beginning to end."

Verified Google review. Sloane Gelfman, on working with Marc Comisar and Jesse McGreevy of Domain Realty Group.

★★★★★ "Jesse and Marc are extremely knowledgeable about Southwest Florida real estate! If you are looking to buy or sell property, look no further than Domain Realty and their amazing team!"

Verified Google review. Ryan Mitchell, on working with Jesse McGreevy and Marc Comisar of Domain Realty Group.

★★★★★ "Their knowledge of the Southwest Florida market really stood out, and you can tell they genuinely care about their clients and getting the best results possible. They were always available to answer questions, kept us informed every step of the way, and paid attention to every detail."

Verified Google review. constanza hernandez, on working with Jesse McGreevy and Marc Comisar of Domain Realty Group.

Talk to our team about a Cross Creek Country Club home

Contact Domain Realty Group or call 239-441-2816, tell us the association, floor plan and budget you have in mind, and an agent will send matching Cross Creek Country Club listings, the recent recorded sales in that building, and the budget, reserve and estoppel items to check. You can also search current listings any time.

Thinking of selling a Cross Creek Country Club home?

Cross Creek Country Club buyers compare associations closely, and a condo priced against its own building's recorded sales sells faster than one priced against the community median. Start with a Domain Realty Group home valuation, or see McGreevy and Comisar's guide to what a Fort Myers home is worth.

Frequently Asked Questions about Cross Creek Country Club homes for sale

Cross Creek Country Club buyers ask these questions most, and each answer comes from the Lee County record, the community's own minutes, financials and club pages, FEMA's flood map, Lee County GIS and the Florida Department of Education. Every answer carries the same dates as the sections above, so each figure can be checked against its source below.

How many homes are in Cross Creek Country Club?

The October 25, 2026 Lee County parcel file lists 904 Cross Creek Country Club homes: 788 condominiums and 116 single-family land-condominium homes, built 1984 to 1989, in 18 condominium associations. The community's own site counts 905 living units, a match within one unit. Cross Creek Estates is a separate subdivision and is not counted.

What is the median home price in Cross Creek Country Club?

$205,000 on the Lee County record, across 38 qualified sales in the 12 months through September 25, 2026, the newest sale in the county file. The 24-month median was $207,200 on 92 sales, and the 12 months before recorded 54 sales at a $208,700 median, so the 12-month median moved down 1.8 percent.

How many homes sold in Cross Creek Country Club last year?

Lee County recorded 38 qualified Cross Creek Country Club sales in the 12 months through September 25, 2026, down from 54 in the 12 months before. In calendar 2025 the county recorded 54 sales at a $207,200 median, and 28 sales were recorded in 2026 through mid-September at a $187,000 median.

What do Cross Creek Country Club condos sell for?

Cross Creek Country Club condominiums sold at a $185,000 median across 32 recorded sales in the 12 months through September 25, 2026, from $130,000 on White Marsh Lane to $320,500 on Tall Grass Court. The prior 12 months recorded 44 condominium sales at a $200,000 median on the same Lee County record.

What do single-family homes in Cross Creek Country Club sell for?

The 116 single-family homes in the Single Family I and II associations sold at a $299,250 median across 6 recorded sales in the latest 12 months, from $237,000 to $352,500. The prior 12 months recorded 10 single-family sales at a $323,325 median. The highest single-family sale in the county file is $545,000, recorded in November 2023.

Have Cross Creek Country Club prices gone down?

Yes, on the county record. The Cross Creek Country Club median peaked at $250,000 in calendar 2023, then fell to $229,500 in 2024, $207,200 in 2025 and $187,000 for 2026 through mid-September, about 25 percent below the 2023 peak. The latest 12-month median of $205,000 is 1.8 percent below the prior 12 months.

What is the most expensive home sold recently in Cross Creek Country Club?

The highest sale in the latest 12 months was 12820 Dornoch Ct, a 1,545 square foot single-family home built in 1987, at $352,500, recorded August 31, 2026. The highest qualified Cross Creek Country Club sale in the whole county file is $545,000 for 12720 Inverary Cir, recorded November 20, 2023.

What is the least expensive way into Cross Creek Country Club?

The White Marsh Lane condominiums. The five lowest Cross Creek Country Club sales of the latest 12 months were all on White Marsh Lane, from $130,000 to $138,600, for homes of 893 to 992 heated square feet built 1985 and 1986. White Marsh Lane recorded 17 sales in 12 months at a $165,000 median.

How big are Cross Creek Country Club condos?

Cross Creek Country Club condominiums run from 778 to 1,646 heated square feet on the Lee County roll, with a 992 square foot median, and the roll records all 788 as two bedrooms. Timberline Village II has the smallest median plan at 844 square feet and the Villas on Tall Grass Court the largest at 1,646.

How many associations are in Cross Creek Country Club?

Eighteen condominium associations make up Cross Creek Country Club, each with its own declaration, board, budget, insurance and reserves, under a master association that runs the golf course, clubhouse, private roads and lakes. Terrace I is the largest at 195 homes and Villas I on Tall Grass Court the smallest at 24 homes.

Is golf included at Cross Creek Country Club?

Yes. Golf at Cross Creek Country Club is included with ownership: the course belongs to the master association, which the community's site describes as owned by the members. No separate equity membership or initiation fee was found in the sources we read. Tenants, golf associates, associate members and the public can also play.

How much does golf cost at Cross Creek Country Club?

For owners, golf runs through association fees. The club's golf rates page, read October 28, 2026, lists public rates from $25 to $78 depending on season; from May to October 2026, members paid $27 from 7 to 11 a.m. and $23 later, and the public $42 and $40, with a $55 golfer's lunch.

Who designed the Cross Creek golf course?

Arthur Hills designed the Cross Creek Country Club course in 1985, and it was built in 1987, according to the club's golf course page. It is an 18-hole, par-60 executive layout whose greens, tees and bunkers were renovated from 2012 to 2015, and the April 2, 2026 minutes record a greens renovation on hole 8.

Is Cross Creek a good golf course?

Cross Creek is an 18-hole, par-60 executive course designed by Arthur Hills, built in 1987 and renovated from 2012 to 2015. Quality ratings are subjective; in the association's 2025 survey of 439 members, 32 percent strongly agreed and 44.5 percent agreed the club is good value. Public play is open at seasonal rates.

What are the HOA fees at Cross Creek Country Club?

Fees vary by association, and the master dues are not published. One example: the Villas I association's April 2025 financial report lists a $408 quarterly master fee per unit, and its 2025 budget is $218,762.15, including $72,000 a year in master fees. Ask for the exact association's budget and estoppel certificate.

Is there a capital contribution when buying in Cross Creek Country Club?

A capital contribution or transfer fee at sale was not found in the Cross Creek Country Club sources we read. The rentals page mentions a golf membership transfer fee for some leases. The estoppel certificate, which Florida's condominium law requires an association to issue, shows what is owed at closing for the exact unit.

Are dues going up at Cross Creek Country Club?

The April 2, 2026 board minutes record a proposed dues increase of about $200 per quarter and a proposed $300 annual food assessment per household, about $270,000 in total. Whether either passed was not published in the sources we read, so this page does not treat them as adopted. Check the community's notices page for later minutes.

Does Cross Creek Country Club have special assessments?

No adopted special assessment amount was found in the Cross Creek Country Club sources we read. The community's visioning page says a clubhouse renovation would likely be funded by a special assessment over several years, with no amount approved, and the April 2, 2026 minutes record a planned sheriff security assessment. Ask each association for pending votes.

What is the property tax rate in Cross Creek Country Club?

Cross Creek Country Club homes are in Lee County taxing district 047, South Trail Fire, at 13.3623 mills for 2026, or $1,336.23 per $100,000 of taxable value. On the 2026 roll's median condominium taxable value of $135,702, that is $1,813.29 a year before any association fees, as an illustration.

Is Cross Creek Country Club in the City of Fort Myers?

No. All 904 Cross Creek Country Club home parcels are in taxing district 047 in unincorporated Lee County, outside the City of Fort Myers, so there is no city millage and county rules apply. The mailing city on every home is Fort Myers, which is a postal name, not a jurisdiction.

What ZIP code is Cross Creek Country Club?

Every Cross Creek Country Club home is in ZIP 33912, Fort Myers, Florida, on the Lee County roll. The association office and clubhouse are at 13050 Cross Creek Boulevard, Fort Myers FL 33912. ZIP 33912 also covers Eagle Ridge and Fiddlesticks Country Club, so search by community name.

Is Cross Creek Country Club gated?

Cross Creek Country Club's gate status is not confirmed in any first-party source we read. The community's own site does not describe a gate, and secondary listings disagree, so we do not state it either way. The April 2, 2026 board minutes record a planned sheriff security assessment. Ask the association how entry works.

Can I rent out a home in Cross Creek Country Club?

Yes, under each association's rules. The community's rentals page shows 30-day rental increments in some units and 3-month minimums in others, with background check fees of $125 to $150, and a golf membership transfer fee for leases on Oak Hill Loop. Each association's recorded declaration sets the minimum term.

Are pets allowed in Cross Creek Country Club?

It depends on the association. The Cross Creek Country Club rentals page marks some units "no pets," and pet rules vary among the 18 associations. Confirm the pet rule in the declaration and rules of the exact association, and on the estoppel or resale documents, before you buy or sign a lease.

Is Cross Creek Country Club in a flood zone?

Mostly Zone X. On a 30-parcel random sample of Cross Creek Country Club homes on FEMA's flood map, 29 were in Zone X and 1 in Zone AE, on Cold Stream Drive. The community is on panel 12071C0437H, effective November 17, 2022, which includes a small AE and floodway area. Check the exact address.

What hurricane evacuation zone is Cross Creek Country Club in?

All 904 Cross Creek Country Club home parcels are in Lee County Evacuation Zone C on the county's 2025 evacuation layer. The evacuation zone is separate from the FEMA flood zone, so a Cross Creek home can be in Evacuation Zone C and FEMA Zone X at the same time. Confirm an address on the county's map.

Will the 2027 flood maps change Cross Creek Country Club?

FEMA's Letters of Final Determination give unincorporated Lee County revised flood maps effective March 2, 2027. Cross Creek Country Club's panel, 12071C0437H, was not listed among the changed panels in what was read for this page, so a change is not shown. Recheck the panel for the exact address before closing.

Which schools serve Cross Creek Country Club?

Cross Creek Country Club is in Lee County elementary Proximity Zone J (Colonial, Gateway, Ray V. Pottorf, Treeline), middle Zone EE (Fort Myers Middle, Paul Laurence Dunbar Middle) and high school sub-zone S1 (Cypress Lake High, Fort Myers High, Dunbar High by waiver) for 2026-27. Families choose among zone schools.

What are the school grades near Cross Creek Country Club?

On the Florida Department of Education's 2025-26 file, published September 1, 2026, Cypress Lake High and Fort Myers High earned A; Gateway, Ray V. Pottorf and Treeline elementary and Dunbar Middle earned B; and Colonial Elementary, Fort Myers Middle and Dunbar High earned C. These are the Cross Creek Country Club zone choices.

What is the closest hospital to Cross Creek Country Club?

Gulf Coast Medical Center, a Lee Health hospital at 13681 Doctors Way, Fort Myers 33912, is about 2.1 straight-line miles from the median Cross Creek Country Club parcel. HealthPark Medical Center, at 9981 S HealthPark Drive, is about 5.1 straight-line miles away. Driving times were not measured for this page.

How far is Cross Creek Country Club from the airport?

Southwest Florida International Airport's terminal is about 4.6 straight-line miles from the median Cross Creek Country Club parcel, measured on the Lee County parcel layer. That is not a driving distance; the road route is longer, and drive times were not measured for this page. Season traffic on Daniels Parkway adds time.

How far is Cross Creek Country Club from the beach?

Fort Myers Beach at Times Square is about 10.4 straight-line miles from the median Cross Creek Country Club parcel, and the Sanibel Causeway toll plaza about 12.2 straight-line miles. These are not driving distances: road miles are longer, and drive times were not measured for this page.

Is Cross Creek Estates part of Cross Creek Country Club?

No. Cross Creek Estates is a separately platted subdivision, Plat Book 46, Pages 41 to 60, of about 501 homes built 1990 to 2002 on streets such as Breton Circle and Kedleston Circle, with its own amenity tract at 12501 Cross Creek Boulevard. It is not one of Cross Creek Country Club's 18 associations.

When was Cross Creek Country Club built?

The Lee County roll shows every Cross Creek Country Club home built between 1984 and 1989, with a median year of 1986; 901 of the 904 homes date from 1985 to 1989. The Arthur Hills golf course was designed in 1985 and built in 1987. Every home for sale today is a resale.

Are there new homes for sale in Cross Creek Country Club?

No builder sells new homes in Cross Creek Country Club. The newest homes on the Lee County roll date from 1989, no recorded sale since 2015 was builder-direct, and all 38 sales in the latest 12 months were resales. Nearby new construction is mostly apartments, such as the proposed Oak Villages and Carissa.

What should I check before buying a Cross Creek Country Club condo?

Ask for the estoppel certificate, the association's current budget and reserve schedule, any structural integrity reserve study and milestone inspection report, the last year of board minutes, the master association's current fee and the building's flood zone. Florida law requires the reserve study for qualifying buildings of three or more stories.

Does Cross Creek Country Club have a restaurant?

Yes. Birdies, the Cross Creek Country Club clubhouse restaurant, is open to the public. The club's dining page lists hours of 10:30 a.m. to 6 p.m. on Tuesday, Thursday and Saturday, to 7 p.m. on Wednesday and Friday, and 9 a.m. to 5 p.m. on Sunday, closed Monday, with lunch and dinner menus posted.

How do I see Cross Creek Country Club homes for sale?

Use the listing links at the top of this page for all Cross Creek Country Club homes for sale, the condominiums, the single-family homes or the lowest-priced listings first. Or call Domain Realty Group at 239-441-2816 for a saved search and the recent recorded sales in the associations you are considering.

About Domain Realty Group in Fort Myers

Domain Realty Group is a Southwest Florida real estate team working Lee, Collier and Charlotte counties, and Fort Myers is one of our home markets, served from our office at 8290 College Parkway, Unit 201, Fort Myers, FL 33919. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with $2.5 billion in team production and 4,000+ transactions. The team is led by Jesse McGreevy (SL3101296) and Marc Comisar (BK3060671), who bring over 45 years of combined direct experience between them.

Reach any of our agents through our agents page, read our client reviews or learn more about our team. We tracked every recorded sale in Cross Creek Country Club's 18 associations to build this page.

Domain Realty Group 239-441-2816 info@domainrealtygroup.com

Offices in Bonita Springs, Naples and Fort Myers:

Fort Myers: 8290 College Parkway, Unit 201, Fort Myers, FL 33919
Bonita Springs: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Naples: 9180 Galleria Ct #200, Naples, FL 34109

Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.

Where to go next: Fort Myers homes for sale and communities, all Fort Myers communities, current listings, a home valuation and contact Domain Realty Group.

Sources

Every figure on this page traces to one of the sources below. No real estate portal or other brokerage is cited, by policy. County sale and parcel data comes from the Lee County Property Appraiser's public files as indexed for this page on October 28, 2026 (parcel file of October 25, 2026), and web sources were read in October 2026 unless another date is shown.

Figures on this page

Shopping Cross Creek condos for sale?

Tell us which Cross Creek Country Club association, floor plan and price range you want, and we will send matching listings, the recent recorded sales in that building and the association approval and estoppel items to check before you tour.