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Fort Myers · Florida · 33908

Cinnamon Cove Homes for Sale in Fort Myers, FL

Cinnamon Cove homes for sale in a gated 770-home condominium community: 58 county-recorded sales at a $220,000 median, all 14 associations compared, taxes, the rules on record, flood zones, schools and drive times. Updated October 2026.
Back to Fort Myers

Cinnamon Cove in Fort Myers is a gated community of condominiums and single-family homes in unincorporated Lee County, ZIP 33908, just north of the intersection of San Carlos Boulevard and Summerlin Road. Lee County records show it was built from 1982 to 1990. The association counts 770 homes in 14 condominium associations under one master association, with a clubhouse and a full-time Recreation Director. Lee County recorded 58 qualified Cinnamon Cove sales at a median of $220,000 in the 12 months through September 25, 2026 (the newest sale in the county file), from $155,000 to $355,000. Cinnamon Cove is one section of our Fort Myers homes for sale and communities guide. Updated October 2026.

Aerial view of Cinnamon Cove in Fort Myers, Florida
Aerial imagery: USDA NAIP via USGS The National Map.

This page shows live Cinnamon Cove listings, what Cinnamon Cove homes actually sold for on the Lee County record, how the Terrace, Villas and Single Family associations differ in product and price, and the taxes, association rules, flood facts, schools and drive times that come with a Cinnamon Cove address. Every figure names its record and date, and every source is listed at the bottom of the page.

By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.

Key takeaways for Cinnamon Cove buyers

  • Cinnamon Cove counts 770 homes, per the association's own unit table: 164 single-family homes, 360 Terrace condominiums in three-story buildings and 246 one-story Villas condominiums. The Lee County file used for sales counts 769 home parcels (163 single family and 606 condominium).
  • Every Cinnamon Cove home, even a detached single-family house, is a condominium unit. Ownership runs through one of 14 condominium associations under the Cinnamon Cove Master Association, Inc., and all 15 entities show as active on Sunbiz.
  • Lee County recorded 58 qualified sales in the 12 months through September 25, 2026, at a $220,000 median, against 46 sales at the same $220,000 median in the 12 months before that.
  • Condominiums sold at a $210,000 median (45 sales) and single-family homes at $290,000 (13 sales) on the same county record. Every one of the 58 sales was a resale.
  • The 2026 property tax rate for Lee County taxing district 068 (Iona McGregor Fire), the only district in Cinnamon Cove, is 13.3623 mills, about $1,336 per $100,000 of taxable value.
  • No community development district (CDD) and no club membership fee was found. Association dues, special assessments and capital contributions are not published first-party, so they come from each unit's estoppel certificate.
  • A full check of all 767 home parcels on FEMA's flood map puts 671 (87.5 percent) in Zone AE with base flood elevations of 10 to 12 feet and 96 condominium units in shaded Zone X. All 767 are in Lee County Evacuation Zone A.
  • The seven Terrace associations' three-story buildings fall under Florida's milestone inspection and structural integrity reserve study laws; the one-story Villas and Single Family buildings are below the three-story trigger.
  • Cinnamon Cove is not recorded as a 55+ community: online directories label it that way, but no recorded age rule was found, and the one declaration read has no age restriction.
  • HealthPark Medical Center is about 3.4 road miles away, Fort Myers Beach about 4.2 road miles and the Sanibel Causeway toll plaza about 4.3 road miles.

Cinnamon Cove homes for sale right now

Cinnamon Cove homes for sale are linked below, filtered to the Cinnamon Cove development and sorted by price, with searches for condominiums, single-family homes and the lowest asking prices first. Data updated: October 2026. Days on market, sale-to-list ratios and active-listing counts come from the MLS and are being added in our next data refresh.

Listing data refreshes from the MLS throughout the day, and a listing shown may already be under contract. Every Cinnamon Cove home carries a Fort Myers, FL 33908 mailing address, so searches for Cinnamon Cove Fort Myers, Cinnamon Cove Fort Myers FL and Cinnamon Cove Fort Myers Florida homes for sale return the same set. Some single-family homes are listed in the MLS as condominiums because of their legal form, so check both searches.

Ready to tour Cinnamon Cove homes?

Tell us which building group, home type and price range you are weighing and a Domain Realty Group agent will arrange gate access and showings. Contact Domain Realty Group, call 239-441-2816, or search all Southwest Florida listings.

Cinnamon Cove condos for sale: Terrace and Villas

Cinnamon Cove condos for sale come in two forms: Terrace condominiums in 12 three-story buildings with elevators (360 units in seven associations) and one-story Villas condominiums in triplex to sixplex buildings (246 units in four associations). Lee County recorded 45 condominium sales at a $210,000 median in the 12 months through September 25, 2026. Data updated: October 2026.

The county roll puts the condominium median at 1,043 heated square feet, with a range of 727 to 1,112 square feet. Of the 606 condominium parcels on the county file, 558 have two bedrooms and 48 have one bedroom. The difference between a Terrace and a Villas condo is mostly the building: stairs and an elevator in a three-story structure on one side, a ground-level front door in a one-story building on the other.

Terrace condominiums at Cinnamon Cove

Each Terrace building holds 30 units in three connected structures joined by a covered walkway, with one elevator in the center, according to the association's history and layout document. The seven Terrace associations were built from 1983 to 1990 on the county record. In the latest 12 months, 28 Terrace sales recorded at a $200,500 median, from $155,000 to $249,900, a median of $202 per heated square foot (derived from the county sale list).

Villas condominiums at Cinnamon Cove

The four Villas associations are one-story buildings: Villas I has 6 triplexes and 6 sixplexes, Villas II has 10 triplexes, 8 sixplexes and 2 fiveplexes, Villas III has 6 triplexes, 4 sixplexes and 2 fiveplexes, and Villas IV has 4 triplexes, 2 duplexes and 6 sixplexes. In the latest 12 months, 17 Villas sales recorded at a $220,000 median, from $170,000 to $245,000, a median of $226 per heated square foot (derived).

Single-family homes held as condominium units

The three Single Family associations hold 164 detached homes and a few duplexes, built 1982 to 1988, with a county median of 1,531 heated square feet (range 1,121 to 1,868). They are condominium units in legal form, so the association insures and approves differently than a typical subdivision. In the latest 12 months, 13 single-family sales recorded at a $290,000 median, from $220,000 to $355,000.

What do homes in Cinnamon Cove sell for?

Cinnamon Cove homes sold at a median of $220,000 on the Lee County record across 58 qualified sales in the 12 months through September 25, 2026 (the newest sale in the county file), from $155,000 to $355,000. Condominiums sold at a $210,000 median and single-family homes at $290,000. The 12 months before that recorded 46 sales, also at $220,000. Data updated: October 2026. We tracked every qualified Cinnamon Cove sale on the Lee County file, building group by building group, to build the tables below.

Lee County recorded salesSalesMedianLowHighMedian $ per heated sq ft
12 months, all homes58$220,000$155,000$355,000$209
12 months, single family13$290,000$220,000$355,000$186
12 months, condominium45$210,000$155,000$249,900$211
Prior 12 months, all homes46$220,000$108,750$400,500$224
Prior 12 months, single family10$349,500$210,000$400,500$220
Prior 12 months, condominium36$214,000$108,750$277,000$224
24 months, all homes104$220,000$108,750$400,500$212

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified improved sales over $1,000, index built October 27, 2026. The 12-month window runs September 26, 2025 to September 25, 2026, and the prior window September 26, 2024 to September 25, 2025. The newest Cinnamon Cove sale in the window recorded September 9, 2026. No sale in either window was builder-direct: every one was a resale.

The all-homes median did not move between the two windows, $220,000 both times, while the number of sales rose from 46 to 58. The two product medians moved down: the single-family median fell 17.0 percent, from $349,500 to $290,000, and the condominium median fell 1.9 percent, from $214,000 to $210,000 (both changes derived from the county figures). A larger share of condominium sales in the latest window, 45 of 58, is part of why the overall median held.

The Cinnamon Cove price trend since 2015

Cinnamon Cove was finished long before the county's sale series below begins, so every recorded sale since 2015 is a resale. The series shows prices rising through 2021, a jump in 2022 on a small number of sales, and an easing from 2024 into 2026.

YearSalesMedianSingle family (sales / median)Condo (sales / median)Median $ per heated sq ft
201542$144,5007 / $240,00035 / $142,000$153
201641$150,0005 / $265,00036 / $147,250$157
201737$159,0005 / $260,00032 / $155,000$161
201841$168,5009 / $235,00032 / $157,500$168
201957$157,00014 / $243,00043 / $153,500$156
202059$162,00010 / $239,00049 / $157,500$163
202173$195,00016 / $280,00057 / $185,000$191
202222$278,4508 / $322,50014 / $266,000$258
202348$275,00014 / $332,50034 / $267,500$262
202433$258,0007 / $335,00026 / $238,375$246
202547$222,00011 / $340,00036 / $216,000$220
2026 (to date)49$220,00011 / $290,00038 / $207,500$208

Source: Lee County Property Appraiser sale files by calendar year. The busiest year was 2021, with 73 sales at a $195,000 median. The highest yearly median was $278,450 in 2022, on only 22 sales, and the highest median per heated square foot was $262 in 2023. From 2015 to 2026 to date, the yearly median rose 52.2 percent, from $144,500 to $220,000 (derived).

The single-family series tells a slightly different story from the condominium series. Single-family medians climbed every year from 2021 to 2025, reaching $340,000 in 2025, then recorded $290,000 so far in 2026. Condominium medians peaked at $267,500 in 2023 and have eased each year since, to $207,500 in 2026 to date. Both series are small samples in most years, so a few sales can move a median.

Price bands in the last 12 months

Of the 58 recorded sales in the latest 12 months, 54 closed at $300,000 or less and 4 between $300,000 and $400,000. No Cinnamon Cove sale in the window reached $400,000. All four sales above $300,000 were single-family homes, and every condominium sale closed between $155,000 and $249,900. In practical terms, almost every Cinnamon Cove purchase in the last year was a sub-$300,000 transaction.

The highest and lowest recent Cinnamon Cove sales

Highest 12-month salesRecordedPriceHeated sq ftBuiltCounty group
16674 Coriander LnSeptember 8, 2026$355,0001,5591985Cinnamon Cove SF II
11660 Spinnaker WayMay 18, 2026$347,5001,6531986Cinnamon Cove S F
11358 Caravel CirDecember 15, 2025$325,0001,3781986Cinnamon Cove S F
11404 Caravel CirMay 1, 2026$315,0001,3741987Cinnamon Cove SF
11971 Caravel CirMay 15, 2026$298,0001,2971988Cinnamon Cove Single Fam
Lowest 12-month salesRecordedPriceHeated sq ftBuiltCounty group
11140 Caravel Cir #305April 30, 2026$155,0007831985Cinnamon Cove Terrace II
11540 Caravel Cir #3030June 24, 2026$160,0001,0501990Cinnamon Cove Terrace VII
11460 Caravel Cir #5018August 18, 2026$160,0001,0501989Cinnamon Cove Terr
11540 Caravel Cir #3028February 16, 2026$165,0001,0501990Cinnamon Cove Terrace VII
16860 Ginger Ln #3049February 18, 2026$170,0008191982Cinnamon Cove Villas

The same home at 16674 Coriander Ln recorded two qualified sales in the window: $290,000 on March 13, 2026 and $355,000 on September 8, 2026. The highest qualified sale anywhere in the county file for Cinnamon Cove is a February 1989 record of $771,000 for 11460 Caravel Cir #5023, a 1,050 square foot condominium built in 1989; it is a single early record and not a guide to current prices.

Price per square foot in Cinnamon Cove

County dollars per square foot on this page use heated (living) area from the Lee County roll, not total area under roof. On that basis the 12-month median was $209 per square foot for all homes, $211 for condominiums and $186 for single-family homes. Single-family homes cost more in total but less per square foot, because they are about half again as large as a typical condominium.

Within the condominiums, Villas sales recorded a higher median per square foot ($226) than Terrace sales ($202) over the same 12 months (both derived from the county sale list). The calendar-year peak for the community was $262 in 2023, and 2026 to date sits at $208.

Recorded sales by product type

12 months to September 25, 2026 (derived)SalesMedianLowHighMedian $ per heated sq ftMedian heated sq ft of homes sold
Terrace condominiums28$200,500$155,000$249,900$2021,050
Villas condominiums17$220,000$170,000$245,000$226930
Single-family homes13$290,000$220,000$355,000$1861,555
All homes58$220,000$155,000$355,000$2091,050

Source: derived by Domain Realty Group from the Lee County qualified sale list for the 12-month window, grouped by the county short legal name (Terrace, Villas or Single Family). Terrace and Villas together are the 45 condominium sales in the county table above.

County legal group, 12 months (derived)SalesMedianRange
Cinnamon Cove Ter Cndo III9$185,000$179,000 to $249,900
Cinnamon Cove Terr9$214,000$160,000 to $240,000
Cinnamon Cove Villas III6$220,000$200,000 to $224,000
Cinnamon Cove SF5$285,000$220,000 to $315,000
Cinnamon Cove Villas IV5$230,000$215,000 to $245,000
Cinnamon Cove Terrace VII4$192,500$160,000 to $235,000
Cinnamon Cove Villas II4$212,500$200,000 to $225,000
Cinnamon Cove Terrace II3$175,000$155,000 to $235,000
Cinnamon Cove S F3$325,000$282,500 to $347,500
Cinnamon Cove SF II3$295,000$290,000 to $355,000
Cinnamon Cove Terr Cndo IV2$207,500$205,000 to $210,000
Cinnamon Cove Single Fam2$279,000$260,000 to $298,000
Cinnamon Cove Villas2$175,000$170,000 to $180,000
Cinnamon Cove Terrace VI1$200,000one sale

Source: derived from the Lee County qualified sale list. County legal group names are the short legal descriptions on the roll; they follow the recorded condominium names but do not line up one to one with the 14 associations (for example, the "Cinnamon Cove Terr" group mixes units from more than one Terrace building). A median of two to five sales is a range, not a price.

What the county record cannot show

The county file records the price and the date a deed was recorded. It does not record the asking price, how long the home was listed, the association fee or how many homes are for sale today. Those are MLS and association fields; the MLS fields are being added in our next data refresh, and the listing links above show current inventory now.

Cinnamon Cove associations compared

Cinnamon Cove is 14 condominium associations under one master association: three Single Family associations (164 homes), seven Terrace associations (360 units) and four Villas associations (246 units), 770 in all on the association's own unit table. The association decides the building type, the size and most of the price. Data updated: October 2026.

AssociationUnits (association table)ProductStoriesBuilt (county)Median 2026 just valueMedian 2026 taxable value
Single Family I46Detached homes11982 to 1988$269,945$204,262
Single Family II8062 single homes and 18 duplex units11984 to 1988$277,389$205,763
Single Family III38Detached homes11983 to 1987$265,526$211,616
Terrace I30Building 131983$167,068$158,616
Terrace II120Buildings 9, 10, 11 and 1231984 to 1985$167,962$167,555
Terrace III90Buildings 6, 7 and 831986 to 1987$168,936$168,449
Terrace IV30Building 231988$169,342$169,342
Terrace V30Building 531989$169,830$169,830
Terrace VI30Building 431990$170,236$170,236
Terrace VII30Building 331990$170,236$156,666
Villas I546 triplexes and 6 sixplexes11982 to 1984$136,818$135,507
Villas II8810 triplexes, 8 sixplexes, 2 fiveplexes11984 to 1986$152,928$137,983
Villas III526 triplexes, 4 sixplexes, 2 fiveplexes11987 to 1988$165,280$164,468
Villas IV524 triplexes, 2 duplexes, 6 sixplexes11988 to 1989$174,500$173,406
Total7701982 to 1990

Source: association unit table in "The History and Layout of Cinnamon Cove" (association-hosted, dated March 12, 2005); Lee County Property Appraiser parcel layer, 2026 roll values, queried October 28, 2026. Just value is the county's market value estimate; taxable value is after exemptions and assessment caps, so it differs by owner.

The county roll confirms the split by building height: 409 of the 769 home parcels are one story and 360 are three stories, which matches the 12 Terrace buildings of 30 units each. On the same roll, 436 of the 769 home parcels carry a lake view code. Single-family homes run from 1,121 to 1,868 heated square feet, with 132 two-bedroom and 31 three-bedroom homes.

Single Family I

Single Family I holds 46 detached homes built 1982 to 1988, the earliest single-family section, with a 2026 median just value of $269,945. Its corporation, Cinnamon Cove Single Family Condominiums Association, Inc., was filed September 16, 1982, the same day as the master association. Its declaration is recorded at OR Book 1641, Page 2049.

Single Family II

Single Family II is the largest single-family association: 80 units in 71 buildings, 62 single homes and 18 duplex units, built 1984 to 1988, with a 2026 median just value of $277,389. Its amended and restated declaration (original OR Book 1746, Page 236) is the one Cinnamon Cove declaration whose full text was read for this page, so its rules on sales, leases and pets appear in the rules section below.

Single Family III

Single Family III holds 38 detached homes built 1983 to 1987, with the highest median taxable value of any association on the 2026 roll, $211,616, and a median just value of $265,526. Its declaration is recorded at OR Book 1755, Page 4021. Its rules were not available in a public source.

Terrace I

Terrace I is one three-story building, Building 1, with 30 units in three connected structures and one elevator, built in 1983. It is the oldest Terrace building and, like every Terrace building, reached age 30 before Florida's milestone inspection law took effect. Its declaration is recorded at OR Book 1667, Page 951.

Terrace II

Terrace II is the largest single association in Cinnamon Cove: 120 units in Buildings 9, 10, 11 and 12, built 1984 to 1985. The 2026 roll puts its median just value at $167,962. The lowest Cinnamon Cove sale of the latest 12 months, $155,000 for a 783 square foot unit at 11140 Caravel Cir, was in a county group tied to Terrace II.

Terrace III

Terrace III holds 90 units in Buildings 6, 7 and 8, built 1986 to 1987. Its county legal group, "Cinnamon Cove Ter Cndo III," recorded 9 sales in the latest 12 months at a $185,000 median (derived), tied for the most sales of any group, and 13 sales in 24 months at a $199,500 median on the county table.

Terrace IV and Terrace V

Terrace IV is Building 2, 30 units built in 1988, and Terrace V is Building 5, 30 units built in 1989. Terrace V's declaration is recorded at OR Book 2048, Pages 3291 to 3347, with amendments at OR Book 2049, Pages 1245 and 1253. Their 2026 median just values are $169,342 and $169,830.

Terrace VI and Terrace VII

Terrace VI (Building 4) and Terrace VII (Building 3) are the newest buildings in Cinnamon Cove, both built in 1990 with 30 units each. The association's history says Buildings 4 and 5 stand on the site of the community's original sewage plant, removed after the county sewer connection. Terrace VII recorded 4 sales in the latest 12 months at a $192,500 median (derived).

Villas I

Villas I is the original one-story section: 54 units in 6 triplexes and 6 sixplexes, built 1982 to 1984, with the lowest 2026 median just value in Cinnamon Cove, $136,818. The association's history says its first units were certified in late 1982 and its last on March 15, 1984. Its declaration is at OR Book 1641, Page 2106.

Villas II

Villas II holds 88 units in 10 triplexes, 8 sixplexes and 2 fiveplexes, built 1984 to 1986, on Bayleaf Lane and Caraway Lane among others. It recorded 4 sales in the latest 12 months at a $212,500 median (derived), with the highest median per square foot of any county group, because its units are small.

Villas III

Villas III holds 52 units in 6 triplexes, 4 sixplexes and 2 fiveplexes, built 1987 to 1988. Its county legal group recorded 6 sales in the latest 12 months at a $220,000 median (derived), from $200,000 to $224,000. One Villas III parcel carries a misspelled legal name on the county roll, "Cinnamon Cive," which is why some searches miss it.

Villas IV

Villas IV holds 52 units in 4 triplexes, 2 duplexes and 6 sixplexes, built 1988 to 1989, with the highest Villas median just value on the 2026 roll, $174,500. It recorded 5 sales in the latest 12 months at a $230,000 median (derived), the highest condominium group median in the window.

Why the county and association counts differ

The association counts 770 homes. A name search of the county roll returns 767, because three real homes carry nonstandard legal descriptions: one Villas I unit recorded as "Cinnamon Villas Condo," one Villas III unit recorded as "Cinnamon Cive Villas III," and one Single Family II unit whose site address field reads "OBOR." The sales file used on this page includes the first two, for 769 homes (163 single family and 606 condominium). The flood and school checks used the 767 name-matched parcels.

Who governs Cinnamon Cove?

Cinnamon Cove is governed by the Cinnamon Cove Master Association, Inc. and 14 separate condominium associations, 15 Florida not-for-profit corporations in all, each shown as active with a 2026 annual report on Sunbiz. The master association runs the shared clubhouse and recreation area; each condominium association has its own declaration, board, budget and rules.

Association (Florida not-for-profit)Sunbiz document numberFiledDeclaration (Lee County Official Records)
Cinnamon Cove Master Association, Inc.765034September 16, 1982OR 1641 PG 1616, amended OR 1983 PG 2327
Single Family Condominiums Association (I)765036September 16, 1982OR 1641 PG 2049
Single Family Condominium II AssociationN05367September 26, 1984OR 1746 PG 236, amended and restated
Single Family Condominium III AssociationN05190September 17, 1984OR 1755 PG 4021
Terrace Condominium I Association765035September 16, 1982OR 1667 PG 951
Terrace Condominium II AssociationN01284February 7, 1984OR 1723 PG 570
Terrace Condominium III AssociationN12920January 9, 1986OR 1849 PG 830
Terrace Condominium IV AssociationN23983December 21, 1987OR 1971 PG 3005
Terrace Condominium V AssociationN26722June 1, 1988OR 2048 PG 3291 to 3347
Terrace Condominium VI AssociationN32999June 26, 1989OR 2119 PG 3282
Terrace Condominium VII AssociationN36049January 8, 1990OR 2149 PG 3079
Villas Condominium Association (I)765037September 16, 1982OR 1641 PG 2106
Villas II Condominium AssociationN05366September 26, 1984OR 1746 PG 66
Villas III Condominium AssociationN18658January 8, 1987OR 1896 PG 1366
Villas IV Condominium AssociationN25843April 11, 1988OR 1977 PG 3023

Source: Florida Division of Corporations (Sunbiz) detail records, read October 28, 2026; declaration book and page references from the Lee County Property Appraiser legal descriptions and recorded notices. Each association name begins "Cinnamon Cove" and ends "Inc."

The master association

The Cinnamon Cove Master Association, Inc. was filed September 16, 1982, and its amended and restated articles were filed May 11, 2017. Its clubhouse and recreation office is at 11650 Caravel Circle, Fort Myers 33908, on a county common-element parcel titled "Recreational Areas" and owned by the master association. The association's website runs on an owner portal where budgets and documents sit behind a login.

Fourteen condominium associations

Each of the 14 condominium associations holds its own recorded declaration, elects its own board and sets its own assessments and rules. That is why two Cinnamon Cove condos of the same size can carry different fees, insurance arrangements and approval steps. A buyer is joining two associations at once: the master and the one that holds the unit.

Management

Sunbiz filings from 2023 to 2026 list three different management firms as registered agents or addresses for different Cinnamon Cove associations, and the master association's website shows a fourth contact. The public sources conflict, so this page does not name a manager. The current manager for a given unit appears on its estoppel certificate and the association's own documents.

Recorded documents a buyer should request

For any Cinnamon Cove unit, ask for the master and condominium declarations with all amendments, the bylaws and rules, the current budget, the most recent reserve study, and, for a Terrace unit, the milestone inspection report and structural integrity reserve study. The master association's bylaws and rules, and a master-level restated declaration, were not found online; they sit in the owner portal and in Lee County Official Records.

Is Cinnamon Cove a 55+ community?

Cinnamon Cove is not a verified 55+ community. Some online directories and search summaries label it 55+, but no recorded age restriction was found in any public source, and the one Cinnamon Cove declaration read in full, Single Family Condominium II, contains no age rule. The master association's site describes an active, adult lifestyle.

What the Single Family II declaration says

The amended and restated declaration of Cinnamon Cove Single Family Condominium II limits each unit to one family (section 12.1) and says occupants under 18 shall be supervised by an adult (section 12.5). Neither section sets a minimum age for owners or occupants. That is the only Cinnamon Cove declaration text available in a public source for this page.

What a recorded 55+ rule would require

Under section 760.29 of the Florida Statutes, housing for older persons qualifies for the fair housing exemption when at least 80 percent of occupied units have at least one occupant 55 or older and the community publishes and follows policies showing that intent. A Cinnamon Cove age rule would have to appear in a recorded declaration or amendment. None was found; the document class that would hold one is the master or condominium declaration amendments in Lee County Official Records.

Where to confirm the rule for one unit

Because each association has its own declaration, the occupancy rules can differ by building. For a specific unit, ask for the declaration, all amendments and the current rules, and read the occupancy and age sections before writing an offer. Listing remarks are not a substitute for the recorded documents.

Rules for buying and leasing in Cinnamon Cove

Cinnamon Cove rules are set association by association. The rules confirmed for this page come from the Single Family Condominium II declaration only: board approval of every sale and lease, a 30-day minimum lease, no lease over one year, and no pets for tenants. The other 13 condominium associations' rules were not confirmed in a public source.

Board approval of a sale (Single Family II)

Section 14 of the Single Family II declaration bars a sale or gift of a unit without the board's prior written approval. The owner gives notice at least 20 days before closing with a copy of the contract; the board acts within 20 days of a complete file, an interview may be required, and silence within 60 days of the notice counts as approval, with a recordable Certificate of Approval. An unapproved transfer is void unless later approved.

Fees the Single Family II board may charge at a sale

Section 14.6 lets the Single Family II board charge a processing fee within the legal maximum and require a buyer to pre-pay up to one year of assessments, held without interest. No capital contribution clause was found in that declaration. Whether any other Cinnamon Cove association charges a capital contribution or transfer fee is not published; the estoppel certificate must answer that question.

Lease rules (Single Family II)

Under section 13 of the Single Family II declaration, every lease is written and board approved, only the whole unit may be leased, the owner gives at least 30 days' written notice before occupancy, and the board has 10 days to respond. Section 13.2 sets a 30-day minimum term, no lease longer than one year, no renewal option and no sublease. A new lease may not begin until 30 days after the start of the last one.

Owner use during a lease

Sections 13.3 and 13.5 of the Single Family II declaration say an owner whose unit is leased may not use the recreation or parking facilities during the lease. Guests of a tenant are limited to 14 days and four times per lease. Section 12.1 also bars use of a unit as a public lodging establishment or a fractional or vacation club.

Pets (Single Family II)

Section 12.6 treats pets as a privilege: one dog or cat of up to 30 pounds at maturity, plus limited birds and fish, leashed on the common elements. Tenants may not keep pets. Pet rules in the Terrace and Villas associations were not available in a public source, so ask for the current rules before you buy with a pet.

Parking, vehicles and alterations

Section 12.7 of the Single Family II declaration limits parking to the designated garage or space and restricts boats, trailers, recreational vehicles and motor homes. Section 11.9 requires board approval, with 30 days' written notice, before an owner modifies or alters a unit. Similar clauses are common in Florida condominium declarations, but the exact terms for other Cinnamon Cove associations were not confirmed.

Rules in the other associations

The Terrace I to VII, Villas I to IV and Single Family I and III declarations are recorded in Lee County Official Records at the book and page references in the governance table, but their text was not available online for this page. Their sale approval, leasing, pet and parking rules are not published here; read each one in the declaration and rules for the exact unit.

What does it cost to own in Cinnamon Cove?

Cinnamon Cove ownership costs stack in three layers: the condominium association's assessment (which includes the master association share), property tax at the district 068 rate, and insurance. No CDD and no club membership was found. Association dues, special assessments and capital contributions are not published first-party, so we print none. Data updated: October 2026.

Cost layerAmountPeriod and source
Condominium and master association duesNot published first-partyEach association's budget (owner portal) and the unit's estoppel certificate
Special assessmentsNone found in public sourcesEstoppel certificate, section 718.116(8)
Capital contribution or transfer feeNot publishedEstoppel certificate, section 718.116(8)
Community development district (CDD)None2026 Lee County millage book (no CDD line in district 068)
Club or golf membershipNoneNo club membership found; the master association owns the amenities
Property tax, district 06813.3623 millsLee County 2026 Taxing District Millage Book, printed October 9, 2026
Estoppel certificate fee cap$250, plus $100 if expedited, plus up to $150 if delinquentSection 718.116(8), Florida Statutes 2025

Association dues are not published

The Cinnamon Cove associations do not post their budgets publicly; they sit behind the owner portal on the master association's website. The only fee figures in circulation are undated listing remarks, which we do not reprint. Fees differ by association and may include insurance and exterior maintenance, so request the current budget and the last two dues statements for the exact unit.

The estoppel certificate

Under section 718.116(8) of the Florida Statutes, a condominium association issues an estoppel certificate stating what is owed on a unit, including any special assessment, and must answer whether a capital contribution, resale or transfer fee is due. The statute caps the fee at $250, plus $100 for expedited delivery and up to $150 more if the account is delinquent, adjusted for inflation every five years.

Special assessments and how they work

No special assessment amount, date or purpose for any of the 14 Cinnamon Cove associations was found in a public source. Under section 718.116(10), a special assessment's purposes must be stated in a written notice and the money may be used only for those purposes. Section 718.116(3) allows a late fee of up to the greater of $25 or 5 percent of a late installment.

Milestone inspections for the Terrace buildings

The 12 Terrace buildings are three habitable stories, so section 553.899 of the Florida Statutes applies: a condominium building of three or more habitable stories needs a milestone inspection by December 31 of the year it turns 30. Buildings that reached 30 before July 1, 2022, which includes every Terrace building (built 1983 to 1990), were due before December 31, 2024. Phase one must finish within 180 days of the owner's written notice.

Structural integrity reserve studies

Section 718.112(2)(g) requires a structural integrity reserve study for each condominium building three habitable stories or higher, covering the roof, structure, fireproofing, plumbing, electrical, waterproofing and exterior painting, windows and exterior doors. The deadline was December 31, 2025, or up to December 31, 2026 if done with a required milestone inspection. For budgets adopted on or after December 31, 2024, owner-controlled associations may not waive or reduce reserves for those items.

What this means by building type

The milestone and reserve study laws apply to the seven Terrace associations. The four Villas associations and three Single Family associations are one story, below the three-story trigger. Whether each Terrace association has completed its inspection and study was not confirmed; the Florida Department of Business and Professional Regulation's condominium portal is the first-party place associations report them. Ask the association for both reports.

No CDD and no club fee

Cinnamon Cove is not in a community development district: the 2026 Lee County millage book lists only the standard district 068 authorities, with no CDD line. There is no golf course or equity club. The master association owns the clubhouse, pools and courts, and every owner belongs to it through the condominium association, so amenity costs are part of the association budget.

Property taxes in taxing district 068

Every Cinnamon Cove parcel is in Lee County taxing district 068, Iona McGregor Fire, in unincorporated Lee County. The 2026 actual total is 13.3623 mills, down from 13.4125 in 2025. There is no city millage; the unincorporated MSTU and the Iona McGregor Fire District take its place. Each $100,000 of taxable value costs $1,336.23 at that rate.

Taxing authority, district 0682026 actual mills2025 actual mills
Lee County general revenue3.76233.7623
Public school, by state law3.02303.0710
Public school, by local board2.24802.2480
Iona McGregor Fire District2.50002.5000
Lee County unincorporated MSTU0.83980.8398
Lee County Library District0.42180.4218
Lee County Mosquito Control District0.20960.2116
SFWMD Okeechobee Basin0.10260.1026
SFWMD district-wide0.09480.0948
Lee County All Hazards Protection District0.06930.0693
West Coast Inland Navigation District0.03940.0394
SFWMD Everglades Construction Project0.03270.0327
Lee County Hyacinth Control District0.01900.0192
Total13.362313.4125

Source: Lee County Property Appraiser 2026 Taxing District Millage Book (printed October 9, 2026), District 068, ACTUAL column; 2025 Taxing District Millage Book. The book excludes non-ad valorem special assessments.

The November 3, 2026 fire district ballot question

Iona McGregor Fire District Resolution 2026-03 puts a merger of the Iona McGregor Fire Protection and Rescue Service District with the Fort Myers Beach Fire Control District to voters on November 3, 2026. The resolution projects a merged first-year rate of 2.6156 mills, against the 2.5000 mills on the 2026 bill. That figure is a ballot projection, not an adopted rate; the result is pending as of this page's update.

A worked yearly tax example for a condominium

Take a Cinnamon Cove condominium at the 2026 roll's median condominium taxable value of $157,072. Property tax at 13.3623 mills is $157,072 x 13.3623 / 1,000 = $2,098.84. For comparison, the same taxable value at the 2025 rate of 13.4125 mills would have been $2,106.73. If the fire merger passed at the projected 2.6156 mills, the 0.1156 mill difference on that value would be about $18.16 a year.

LineCondominium exampleSingle-family example
2026 median taxable value (county roll)$157,072$206,256
District 068 rate, 2026 actual13.3623 mills13.3623 mills
Ad valorem tax (value x rate / 1,000)$2,098.84$2,756.05
Same value at the 2025 rate of 13.4125$2,106.73$2,766.41

Source: Lee County Property Appraiser 2026 roll medians for condominium and single-family parcels; arithmetic by Domain Realty Group. Homestead and other exemptions change the taxable value, and non-ad valorem charges are not included, so run this with the exact unit's tax bill.

Taxes by association

AssociationMedian 2026 taxable valueTax at 13.3623 mills
Single Family III$211,616$2,828
Single Family II$205,763$2,749
Single Family I$204,262$2,729
Villas IV$173,406$2,317
Terrace VI$170,236$2,275
Terrace V$169,830$2,269
Terrace IV$169,342$2,263
Terrace III$168,449$2,251
Terrace II$167,555$2,239
Villas III$164,468$2,198
Terrace I$158,616$2,119
Terrace VII$156,666$2,093
Villas II$137,983$1,844
Villas I$135,507$1,811

Source: Lee County parcel layer, 2026 roll medians by association, at the 2026 actual rate. These are illustrations on the roll's taxable value, not bills. Exemptions such as homestead and the Save Our Homes cap change the taxable value owner by owner, so ask for the seller's bill and the county's estimate for a new owner.

Non-ad valorem charges

The millage book does not include non-ad valorem special assessments, such as solid waste or stormwater charges, and they were not researched for this page. The Lee County Tax Collector's bill for the specific folio, or the Property Appraiser's parcel page, shows every line that applies to a Cinnamon Cove unit.

Insurance

Insurance cost depends on the association's master policy and the owner's own unit-owner policy, and it differs by building. The Single Family II declaration says the association insures the common elements under section 718.111(11) of the Florida Statutes and each owner carries the hazard and liability coverage the statute requires. Ask each association what its master policy covers, including flood, before you get quotes.

Is Cinnamon Cove gated?

Yes. The Cinnamon Cove Master Association describes Cinnamon Cove as a gated community with two entrances, and its history places the guard house on Cinnamon Cove Boulevard before Caravel Circle. LeeTran bus stops sit outside each entrance, according to the association. Staffed gate hours and visitor procedures are not published on the association's public site.

Two entrances

The association's site refers to "each of our two entrances," each with a LeeTran bus stop outside. The association also says the Fort Myers Beach trolley stops less than a mile from the front entrance; current trolley service was not confirmed. Gate hours, guest passes and contractor access are set in the master association's rules, which sit in the owner portal.

The fence development order

Lee County's development order layer shows an open review on site: LDO2026-00574, "Cinnamon Cove Fence," with permit FNC2026-02495, in review as of September 2, 2026. The county record does not describe the project beyond that, and this page does not characterize it.

Cinnamon Cove amenities and clubhouse

Cinnamon Cove's amenities belong to the master association: a clubhouse with a fitness center, library, billiards, ping-pong and meeting rooms, a main pool and spa plus three satellite pools, tennis, pickleball, bocce and shuffleboard, and a screened lakeside pavilion with gas grills. A full-time Recreation Director runs the events calendar, according to the association.

The clubhouse

The clubhouse and recreation office is at 11650 Caravel Circle. The association lists a library, billiards and ping-pong, a fitness center and meeting rooms, and says the whole clubhouse and recreation area is a Wi-Fi hotspot. The recreation parcel is a county common-element parcel owned by the master association.

Pools

The association lists a large main pool and spa beside the clubhouse plus three satellite pools. Some outside directories cite a higher pool count; this page uses the association's figure. Individual condominium associations may maintain pools of their own, so ask which pool serves the building you are considering.

Courts and the pavilion

The association lists tennis, pickleball, bocce and shuffleboard courts, and a screened pavilion overlooking the lake with gas grills and picnic tables. Court reservations and hours are in the master association's rules.

The Recreation Director and clubs

The association says a full-time Recreation Director organizes events such as ice cream socials, food trucks, pancake breakfasts, concerts and talent shows, and that clubs run from bridge and euchre to tennis and a book club. The director's name and the current calendar are in the owner portal and the association's newsletter.

No golf course

Cinnamon Cove has no golf course and no golf membership. Kelly Greens, next door, is a separate community with its own master association and golf course parcel on the county roll; its membership terms are set by that community, not by Cinnamon Cove.

The association website

The Cinnamon Cove Master Association's website is cinnamoncovefm.com. Its public pages describe the amenities, the two entrances and the location, and owners sign in there for documents, budgets and the directory. It is the first-party source for the amenity facts on this page.

Is Cinnamon Cove in a flood zone?

Yes, mostly. A check of all 767 Cinnamon Cove home parcels against FEMA's National Flood Hazard Layer on October 28, 2026 put 671 (87.5 percent) in Zone AE, a special flood hazard area, with base flood elevations of 10 to 12 feet NAVD88, and 96 (12.5 percent) in shaded Zone X. All 767 are in Lee County Evacuation Zone A.

FEMA zone, all 767 home parcelsParcelsShareBase flood elevation (ft NAVD88)
AE (coastal floodplain)67187.5%10.0 (157 parcels), 11.0 (510), 12.0 (4)
X shaded (0.2 percent annual chance, coastal)9612.5%none published
Total767100%

Source: FEMA National Flood Hazard Layer, flood hazard zones, queried at each Lee County parcel point on October 28, 2026. A point check at the parcel's recorded coordinate is a screen, not a flood determination: the lender's determination and an elevation certificate for the exact unit control.

Zone AE by street

StreetAE 10 ftAE 11 ftAE 12 ftShaded XTotal parcels
Caravel Cir33378366480
Ginger Ln2452126103
Caraway Ln7600076
Coriander Ln0540054
Bayleaf Ln2400024
Spinnaker Way0220022
Cinnamon Cove Blvd04048

Source: FEMA National Flood Hazard Layer point check of all 767 parcels, October 28, 2026. By property type, 159 of the 163 single-family parcels and 512 of the 604 condominium parcels are in Zone AE.

Where the shaded Zone X units are

All 96 shaded Zone X parcels are condominium units: 66 on Caravel Circle, 26 on Ginger Lane and 4 on Cinnamon Cove Boulevard. Shaded X is the 0.2 percent annual chance flood area in the coastal zone, outside the special flood hazard area but not outside flood risk. Federal flood insurance purchase rules for mortgages apply in Zone AE; in shaded Zone X a lender may still ask for a policy.

FEMA map panels for Cinnamon Cove

Cinnamon Cove sits on two FEMA flood insurance rate map panels, both effective November 17, 2022: 12071C0552G (542 parcels) and 12071C0414G (225 parcels). The community is Lee County, Unincorporated Areas, NFIP community 125124, so Lee County Floodplain Management, not the City of Fort Myers, handles flood-zone letters and permits. Search any address at the FEMA Flood Map Service Center.

Letters of map change

FEMA's layer shows one effective letter of map revision, case 23-04-3191P, effective March 22, 2024, whose polygon crosses the community's outer boundary box but contains none of the 767 parcel points. No letters of map amendment were found inside the boundary box. A unit whose lowest floor sits above the base flood elevation may still seek one with an elevation certificate.

The March 2, 2027 flood map revision

FEMA's Letter of Final Determination to Lee County, dated September 2, 2026, makes a revised flood study and map effective March 2, 2027. A secondary list of the changed panels, tied to the Mullock Creek floodway, does not include 0552 or 0414, so the revision does not appear to touch Cinnamon Cove. Lee County's own list of changed panels could not be confirmed, so check the address at the FEMA Map Service Center.

Cinnamon Cove evacuation zone

All 767 Cinnamon Cove home parcels are in Lee County Evacuation Zone A, the zone most exposed to storm surge and the first that may be ordered out before a storm arrives. Lee names its zones A to E by surge risk. An evacuation zone is separate from a FEMA flood zone, so a unit in shaded Zone X is still in Evacuation Zone A.

Hurricane Ian and storm damage

Hurricane Ian made landfall in southwest Florida on September 28, 2022. The National Hurricane Center's report puts maximum inundation at 10 to 15 feet above ground on Fort Myers Beach and Estero Island and 5 to 8 feet above ground up the Caloosahatchee River in Fort Myers. No primary source gives a water depth or damage count for Cinnamon Cove itself, so this page prints none.

Checking a unit's storm history

For a specific Cinnamon Cove unit, the seller's flood disclosure, the association's insurance and repair records, any special assessment notice on the estoppel certificate, and an elevation certificate are the documents that show what happened in 2022 and since. No association-issued Hurricane Ian or 2024 storm assessment notice was found in a public source.

Flood insurance and disclosure rules

FEMA's Risk Rating 2.0 prices each building's flood policy individually rather than by zone alone. Since October 1, 2024, section 689.302 of the Florida Statutes requires a seller flood disclosure. Citizens Property Insurance has announced that wind policies starting or renewing on or after January 1, 2027 need flood coverage at any dwelling amount, with condominium unit-owner policies exempt. Get flood and wind quotes for the exact unit before you write an offer.

Year built and flood elevations

County records date every Cinnamon Cove home from 1982 to 1990: 12 built in 1982, 84 in 1983, 103 in 1984, 127 in 1985, 132 in 1986, 116 in 1987, 69 in 1988, 64 in 1989 and 60 in 1990. All of them predate the 2022 flood maps, so how a unit's lowest floor compares with today's base flood elevation is a question for an elevation certificate.

Schools near Cinnamon Cove

For 2026-27, every Cinnamon Cove home parcel falls in Lee County elementary Proximity Zone O, middle Proximity Zone MM and the South high school zone, sub-zone 1, on the district's enrollment zone map. Applicants rank schools in each zone. Lee Schools rates Lexington Middle a B and Fort Myers High and Cypress Lake High an A.

LevelEnrollment zoneSchools in the zone
ElementaryProximity Zone OHeights, Rayma C. Page, Tanglewood, Villas
MiddleProximity Zone MMCypress Lake Middle, Lexington Middle
HighSouth Zone, sub-zone 1Cypress Lake High, Dunbar High, Fort Myers High, South Fort Myers High

Source: Lee County GIS "School Enrollment Zones (2026/2027)" layer, queried at all 767 parcel points October 28, 2026; Lee County Schools Student Enrollment Plan 2026-2027, board approved December 1, 2025.

How Lee County enrollment zones work

Under the 2026-2027 Student Enrollment Plan, applicants rank the schools in the zone linked to the address. Lottery preferences run in order: ESE and program needs, siblings, Proximity 1 (living within two miles of the school), then Proximity 2. The district warns that capacity may require a school other than the home choice. Any student may also request The Sanibel School, Pine Island Elementary or Fort Myers Beach Elementary, without transportation.

2025-26 school grades confirmed by Lee Schools

Lee County Schools' July 1, 2026 release on 2025-26 grades confirms Lexington Middle at B (up from C), Fort Myers High at A (up from B) and Cypress Lake High at A (up from B). The district earned a B overall, and no Lee school received a D or F. Grades for the other zone schools are on the Florida Department of Education's school grades page.

Lexington Middle and nearby schools

Lexington Middle is at 16351 Summerlin Road, Fort Myers 33908, and Rayma C. Page Elementary at 17000 S Tamiami Trail, 33908, per the Florida Department of Education school list. Students living within two miles of a school are not given district transportation, so check the distance from the unit to the school you rank.

Confirming a school by address

Enter the unit's address in Lee County's SchoolSite Locator to see the current zone and choices. The district's transportation page lists Fort Myers High, Heights, Lexington, Rayma C. Page and San Carlos Elementary in its South transportation zone. Zones and choices can change each school year.

Hospitals near Cinnamon Cove

HealthPark Medical Center, a Lee Health hospital at 9981 S HealthPark Drive, Fort Myers 33908, is the nearest hospital to Cinnamon Cove at about 3.4 road miles and 8 minutes. Gulf Coast Medical Center, Lee Health's regional trauma center, is about 8.4 road miles and 16 minutes, and Lee Memorial Hospital about 11.6 road miles. Data updated: October 2026.

Hospital (Lee Health)Road milesMinutes
HealthPark Medical Center, 9981 S HealthPark Dr3.48
Gulf Coast Medical Center, 13681 Doctor's Way8.416
Lee Memorial Hospital, 2776 Cleveland Ave11.623

Source: OSRM public router, free-flow, October 28, 2026; Lee Health location pages. The association states HealthPark is 3.5 miles away.

HealthPark Medical Center

HealthPark Medical Center opened in 1991 and has 326 beds, according to Lee Health's fast facts, with an emergency department on site. It also houses Lee Health Golisano Children's Hospital. Bed counts are as stated by Lee Health in October 2026.

Gulf Coast Medical Center

Gulf Coast Medical Center, at 13681 Doctor's Way, Fort Myers 33912, has 699 beds per Lee Health, which relocated its regional trauma center there. The drive from Cinnamon Cove is about 8.4 road miles.

Where is Cinnamon Cove?

Cinnamon Cove is in south Fort Myers, just north of the intersection of San Carlos Boulevard and Summerlin Road, in unincorporated Lee County with a Fort Myers 33908 mailing address. Fort Myers Beach is about 4.2 road miles away, the Sanibel Causeway toll plaza 4.3 road miles and Southwest Florida International Airport (RSW) 15.1 road miles. Data updated: October 2026.

From the median Cinnamon Cove parcel, by road (free flow)Road milesMinutesStraight-line miles
HealthPark Medical Center3.482.3
Fort Myers Beach (Times Square area)4.2103.2
Sanibel Causeway toll plaza4.383.9
Lakes Park4.5103.3
Bell Tower Shops6.7135.3
Gulf Coast Medical Center8.4166.9
Edison Mall10.3208.7
Lee Memorial Hospital11.62310.0
Downtown Fort Myers (First St and Hendry St)11.72310.9
I-75 exit 131 (Daniels Pkwy)12.9239.4
I-75 exit 128 (Alico Rd)13.92610.0
Gulf Coast Town Center14.62810.8
RSW airport terminal15.12812.0

Source: OSRM public router and OpenStreetMap coordinates, October 28, 2026, from the median parcel point. Several anchors were placed by hand, so treat those rows as plus or minus half a mile. The association's own figures are three miles to Fort Myers Beach and four to the Sanibel Causeway.

Is Cinnamon Cove in the City of Fort Myers?

No. All 769 home parcels in the county file sit in taxing district 068 with county zoning, and the FEMA layer places the community in unincorporated Lee County. The mailing city is Fort Myers for every home, but the City of Fort Myers does not tax, zone or permit Cinnamon Cove. Lee County does, and the Iona McGregor Fire District provides fire service.

Transit, shopping and errands

The association says LeeTran bus stops sit outside each of its two entrances, and that a grocery store, pharmacies, restaurants and banks are within walking distance. Lee County development orders within a mile include Publix at San Carlos and Walmart Supercenter #4063 Iona.

What is changing near Cinnamon Cove

Lee County development orders and zoning cases within about a mile of Cinnamon Cove include three large residential projects: the Sanibel Siesta RV Resort redevelopment (387 RV units), Heritage Isles (440 multifamily units) and Gulf Pointe Square (350 multifamily units). Status words below are the county's, as of October 28, 2026.

ProjectDistanceCounty case and statusWhat it is
Sanibel Siesta RV Resort0.27 miRezoning DCI2024-00025 closed to mapping (November 5, 2025); DOS2026-00062 waiting on applicant (September 8, 2026)50.52 acres rezoned from MH-2 and AG-2 to RVPD for a 387-unit RV resort
Fort Myers Beach RV Resort expansion0.30 miDOS2021-00036 closed, finaled (September 21, 2026)45-unit expansion of a 293-unit RV resort
Heritage Isles0.38 miDOS2022-00134 issued (August 1, 2024)440 multifamily units, amenities and a maintenance building
Summerlin Tower business and retail0.47 miDOS2026-00114 waiting on applicant (August 13, 2026)14,000 square foot two-story office and retail building on 1.02 acres
Kelly Road RPD0.72 miRezoning DCI2022-00044 approved (May 22, 2024)RM-10 to RPD for multifamily, townhome, duplex and two-family attached homes
Gulf Pointe Square0.83 miDOS2026-00058 waiting on applicant (September 17, 2026)350 multifamily units in three buildings, a 10,600 square foot amenity center and two commercial outparcels

Source: Lee County Development Orders and Zoning Cases layers, queried October 28, 2026 with a one-mile buffer; distance is to the nearest edge of each project. Cases are county records, not endorsements.

Smaller projects nearby

The same county layers show a Mavis Tire on 0.89 acre (issued August 4, 2026), a finaled Dutch Bros drive-through coffee shop, an 88-unit self-storage building, a 149-foot communication tower approved in 2025, and an in-review development order for Walmart Supercenter #4063's online pickup area, all within a mile.

Roads and bridges

No Summerlin Road or San Carlos Boulevard widening inside one mile was found in the county layers. FDOT's San Carlos Boulevard (SR 865) project 433726-2, on the island side toward the Hurricane Pass Bridge, is marked completed. The Big Carlos Pass Bridge on Estero Boulevard, more than three miles south, opened to travel on November 14, 2025, per the project site.

How Cinnamon Cove compares with nearby communities

Cinnamon Cove recorded the lowest median sale price of these three Fort Myers communities in the latest 12 months, on the smallest homes. The table compares Gulf Harbour homes for sale and Whiskey Creek homes for sale on one yardstick: Lee County qualified sales over the same 12 months. Data updated: October 2026.

Lee County record, 12 months to September 25, 2026Cinnamon CoveGulf HarbourWhiskey Creek
ZIP code339083390833919
Homes on the county file7691,6081,545
Year built (median)1982 to 1990 (1986)1985 to 2024 (1999)1970 to 2023 (1980)
Qualified sales588773
Median sale price$220,000$630,000$322,000
Single-family median$290,000$1,517,095$492,500
Condominium median$210,000$545,000$242,000
Median $ per heated sq ft$209$324$185
Prior 12 months, sales and median46 at $220,00095 at $625,00078 at $337,500
Median single-family heated sq ft1,5313,3371,993
Median condominium heated sq ft1,0431,9341,445

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified sales, index built October 27, 2026, same 12-month window for all three.

How to read the comparison table

The three counts use each community's names on the county roll, so they can differ from association totals: Cinnamon Cove's association counts 770 homes. The median moved 0.0 percent in Cinnamon Cove, plus 0.8 percent in Gulf Harbour and minus 4.6 percent in Whiskey Creek between the two windows. Each community's mix of condominiums and single-family homes moves its overall median, so compare the product rows too.

The history of Cinnamon Cove

Cinnamon Cove was developed by U.S. Homes, according to the association's history, on land bought under a September 13, 1979 option agreement with Barnett Bank of Fort Myers. The master association was filed September 16, 1982, the first units were certified in late 1982, and county records date the last buildings to 1990.

The land and the 1979 option

The association's history, compiled March 12, 2005, says U.S. Homes bought 131.64 acres under the 1979 option for $2,980,665.50 in total, after Barnett Bank had taken the land from an earlier failed project called San Carlos Happy Homes Village. The acreage and price come from the association's compilation and were not independently verified.

The build years

The Villas I units were the first certified, from late 1982, with the last Villas I units certified March 15, 1984. The Single Family, Terrace and later Villas sections followed through the 1980s: Villas III was under construction in 1987, and Terrace VI and VII were built in 1990. The county's median year built is 1986. The association says the community was fully built out about 1992.

The sewage plant and the last Terrace buildings

Cinnamon Cove first had its own sewage plant. The association's history says the plant was taken down after the community connected to the county sewer around 1990, and Terrace Buildings 4 and 5 were built on its site. County records date Building 5 (Terrace V) to 1989 and Building 4 (Terrace VI) to 1990.

The associations today

All 15 Cinnamon Cove corporations filed 2026 annual reports, the latest on April 16, 2026. Several have restated their governing documents: the master association's amended and restated articles date from May 11, 2017, Single Family II's from October 16, 2015 and Villas II's from May 28, 2024.

Talk to a Domain Realty Group Cinnamon Cove specialist

Domain Realty Group, the #1 team in Southwest Florida since 2012, shows Cinnamon Cove homes in every association, from the Terrace buildings on Caravel Circle to the Villas on Ginger Lane and the single-family homes on Coriander Lane, and our Fort Myers office on College Parkway is a short drive north. We pulled every recorded Cinnamon Cove sale on the Lee County file to build this page, and we can pull the same record for the exact building you are weighing.

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Verified Google review. Ryan Mitchell, on working with Jesse McGreevy and Marc Comisar of Domain Realty Group.

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Talk to our team about a Cinnamon Cove home

Contact Domain Realty Group or call 239-441-2816, tell us the association, home type and budget you have in mind, and an agent will send matching Cinnamon Cove listings, the recent recorded sales in that building group, and the declaration, budget and estoppel items to check before an offer. You can also search current listings any time.

Thinking of selling a Cinnamon Cove home?

Cinnamon Cove buyers compare associations and buildings closely, and a listing priced against its own building group's recorded sales sells faster than one priced against the community median. Start with a Domain Realty Group home valuation, or see McGreevy and Comisar's guide to what a Fort Myers home is worth.

Frequently Asked Questions about Cinnamon Cove homes for sale

These are the questions Cinnamon Cove buyers ask most, answered from the Lee County record, the association's own documents, Sunbiz, the Florida Statutes, FEMA's flood map and Lee County Schools. Each answer carries the same dates as the sections above, so every figure can be checked against its source below.

Where is Cinnamon Cove in Fort Myers, Florida?

Cinnamon Cove is in south Fort Myers, just north of the intersection of San Carlos Boulevard and Summerlin Road, in unincorporated Lee County with a Fort Myers 33908 mailing address. Fort Myers Beach is about 4.2 road miles away, the Sanibel Causeway toll plaza about 4.3 and RSW airport about 15.1 road miles.

How many homes are in Cinnamon Cove?

The association's unit table counts 770 homes: 164 single-family homes, 360 Terrace condominiums and 246 Villas condominiums, in 14 condominium associations under one master association. The Lee County file used for sales on this page counts 769 home parcels, 163 single family and 606 condominium, because one unit has a nonstandard address field.

What is the median home price in Cinnamon Cove?

$220,000 on the Lee County record, across 58 qualified sales in the 12 months through September 25, 2026, the newest sale in the county file. The 12 months before that recorded 46 sales at the same $220,000 median, and the 24-month median was also $220,000 on 104 sales.

How many homes sold in Cinnamon Cove last year?

Lee County recorded 58 qualified Cinnamon Cove sales in the 12 months through September 25, 2026: 45 condominiums and 13 single-family homes, every one a resale. That is up from 46 sales in the prior 12 months. In calendar year 2025 the county recorded 47 sales at a $222,000 median.

What do Cinnamon Cove condos sell for?

Cinnamon Cove condominiums sold at a $210,000 median across 45 county-recorded sales in the 12 months through September 25, 2026, from $155,000 to $249,900, a median of $211 per heated square foot. Terrace condos recorded a $200,500 median on 28 sales and Villas condos $220,000 on 17 sales (derived).

What do Cinnamon Cove single-family homes sell for?

Single-family homes sold at a $290,000 median across 13 county-recorded sales in the 12 months through September 25, 2026, from $220,000 to $355,000, a median of $186 per heated square foot. The prior 12 months recorded 10 single-family sales at a $349,500 median, so the median moved down on a small sample.

What are the Terrace condos at Cinnamon Cove?

The Terrace condominiums are 360 units in 12 three-story buildings of 30 units each, held by seven Terrace associations and built from 1983 to 1990. Each building is three connected structures joined by a covered walkway with one central elevator, according to the association's history and layout document.

What are the Villas at Cinnamon Cove?

The Villas are 246 one-story condominium units in triplex, duplex, fiveplex and sixplex buildings, held by four Villas associations and built from 1982 to 1989. In the 12 months through September 25, 2026, Villas sales recorded a $220,000 median on 17 sales, from $170,000 to $245,000 (derived from county sales).

Is Cinnamon Cove a 55+ community?

Cinnamon Cove is not a verified 55+ community. Some directories label it that way, but no recorded age restriction was found, and the one declaration read in full, Single Family Condominium II, has no age rule. Florida's 55+ exemption under section 760.29 requires recorded policies, so check each unit's declaration and amendments.

Is Cinnamon Cove gated?

Yes. The Cinnamon Cove Master Association describes a gated community with two entrances, and its history places the guard house on Cinnamon Cove Boulevard before Caravel Circle. LeeTran bus stops sit outside each entrance. Staffed gate hours and guest procedures are not published publicly; they are in the master association's rules.

How much are the HOA fees at Cinnamon Cove?

Cinnamon Cove association dues are not published first-party. Each of the 14 condominium associations sets its own budget, which includes the master association share, and the budgets sit behind the owner portal. Ask for the current budget, the last two dues statements and the unit's estoppel certificate, which states exactly what is owed.

Does Cinnamon Cove have special assessments?

No special assessment amount, date or purpose for any Cinnamon Cove association was found in a public source. Under section 718.116(8) of the Florida Statutes, the estoppel certificate must list any special assessment on the unit, and section 718.116(10) limits assessment money to the purposes stated in its written notice.

Does Cinnamon Cove have a CDD?

No. Cinnamon Cove is not in a community development district. The 2026 Lee County millage book lists only the standard taxing district 068 authorities for every Cinnamon Cove parcel, with no CDD line, and the master association, not a district, owns the clubhouse, pools and courts.

Is there a golf course or golf membership at Cinnamon Cove?

No. Cinnamon Cove has no golf course and no golf or club membership. The master association's amenities are the clubhouse, a main pool and spa, three satellite pools, and tennis, pickleball, bocce and shuffleboard courts. Kelly Greens next door is a separate community with its own association and golf course parcel.

What is the property tax rate in Cinnamon Cove?

Cinnamon Cove is in Lee County taxing district 068, Iona McGregor Fire. The 2026 actual rate is 13.3623 mills, down from 13.4125 in 2025, or $1,336.23 per $100,000 of taxable value. There is no city millage because Cinnamon Cove is in unincorporated Lee County.

How much are property taxes on a Cinnamon Cove condo?

At the 2026 roll's median condominium taxable value of $157,072, the district 068 rate of 13.3623 mills gives $2,098.84 a year before non-ad valorem charges. The single-family median taxable value of $206,256 gives $2,756.05. Exemptions change each owner's taxable value, so check the exact unit's tax bill.

What is the November 2026 fire district ballot question?

Iona McGregor Fire District Resolution 2026-03 puts a merger with the Fort Myers Beach Fire Control District on the November 3, 2026 ballot. The resolution projects a merged first-year rate of 2.6156 mills, against 2.5000 mills on the 2026 bill. That is a ballot projection, and the result is pending.

Is Cinnamon Cove in a flood zone?

Mostly, yes. A FEMA flood map check of all 767 name-matched home parcels on October 28, 2026 put 671 (87.5 percent) in Zone AE, with base flood elevations of 10 to 12 feet, and 96 condominium units in shaded Zone X. An elevation certificate for the exact unit decides flood insurance.

What evacuation zone is Cinnamon Cove in?

All 767 Cinnamon Cove home parcels are in Lee County Evacuation Zone A, the zone most exposed to storm surge and the first that may be ordered to leave before a storm. An evacuation zone is separate from a FEMA flood zone, so units in shaded Zone X are in Evacuation Zone A too.

Did Hurricane Ian damage Cinnamon Cove?

No primary source gives a water depth or damage count for Cinnamon Cove. The National Hurricane Center's report puts Ian's inundation at 10 to 15 feet above ground on Fort Myers Beach and 5 to 8 feet up the Caloosahatchee at Fort Myers. The seller's disclosure and association records show a unit's history.

Will the 2027 flood maps change Cinnamon Cove?

FEMA's revised Lee County flood maps take effect March 2, 2027. Cinnamon Cove sits on panels 12071C0552G and 12071C0414G, effective November 17, 2022, and a secondary list of changed panels does not include them. Lee County's own list could not be confirmed, so check the address at the FEMA Map Service Center.

Do I need flood insurance in Cinnamon Cove?

Most Cinnamon Cove homes are in Zone AE, where federal flood insurance purchase rules apply to backed mortgages, and lenders may ask for coverage in shaded Zone X too. Each association insures its common elements, and master policies differ by building, so get flood and wind quotes for the exact unit before writing an offer.

Do the Terrace buildings need milestone inspections?

Yes. The 12 Terrace buildings are three habitable stories, so section 553.899 of the Florida Statutes requires milestone inspections, due before December 31, 2024 for buildings that reached age 30 before July 2022, and section 718.112 requires structural integrity reserve studies. The one-story Villas and Single Family buildings are below that trigger.

Do you need board approval to buy in Cinnamon Cove?

In Single Family Condominium II, yes: its declaration requires written board approval before a sale, with notice at least 20 days before closing, and approval is deemed given if the board is silent for 60 days. The other associations' approval rules were not confirmed publicly, so request the procedure before writing an offer.

Are leases restricted in Cinnamon Cove?

In Single Family Condominium II, every lease needs board approval, the minimum term is 30 days, no lease may run longer than one year, and tenants may not keep pets. The owner may not use the recreation facilities during a lease. The other 13 associations' leasing rules were not confirmed in a public source.

Are pets allowed in Cinnamon Cove?

In Single Family Condominium II, owners may keep one dog or cat of up to 30 pounds at maturity, plus limited birds and fish, leashed on the common elements, and tenants may not keep pets. Pet rules for the Terrace, Villas and other Single Family associations were not published, so read the rules for the unit.

What amenities does Cinnamon Cove have?

The master association lists a clubhouse with library, billiards, ping-pong, fitness center and meeting rooms, a main pool and spa plus three satellite pools, tennis, pickleball, bocce and shuffleboard courts, and a screened lakeside pavilion with gas grills. A full-time Recreation Director runs socials, concerts, food trucks and clubs.

What schools serve Cinnamon Cove addresses?

For 2026-27, Cinnamon Cove parcels fall in elementary Proximity Zone O (Heights, Rayma C. Page, Tanglewood, Villas), middle Zone MM (Cypress Lake, Lexington) and the South high school zone, sub-zone 1. Applicants rank schools in each zone and placement is not guaranteed, so confirm the address in Lee County's SchoolSite Locator.

How far is Cinnamon Cove from the nearest hospital?

HealthPark Medical Center, a Lee Health hospital at 9981 S HealthPark Drive with an emergency department and Golisano Children's Hospital, is about 3.4 road miles and 8 minutes away. Gulf Coast Medical Center, Lee Health's regional trauma center, is about 8.4 road miles and 16 minutes from Cinnamon Cove.

Is Cinnamon Cove in the City of Fort Myers?

No. Cinnamon Cove is in unincorporated Lee County, taxing district 068, even though every home has a Fort Myers mailing address. Lee County, not the City of Fort Myers, handles zoning, permits, development orders and flood-zone letters, and the Iona McGregor Fire District provides fire service.

Who built Cinnamon Cove, and when?

U.S. Homes developed Cinnamon Cove, according to the association's history, on land bought under a September 13, 1979 option with Barnett Bank of Fort Myers. County records date the homes from 1982 to 1990, with a median of 1986, and the association says the community was fully built out about 1992.

What is the Cinnamon Cove association website?

The Cinnamon Cove Master Association's website is cinnamoncovefm.com. Its public pages describe the amenities, the two gated entrances and the location, and owners sign in there for budgets, documents and the directory. The association's clubhouse and recreation office is at 11650 Caravel Circle, Fort Myers 33908.

Who manages Cinnamon Cove?

Public sources conflict. Sunbiz filings from 2023 to 2026 list different management firms for different Cinnamon Cove associations, and the master association's website shows another contact, so this page names none. The current manager for a unit appears on its estoppel certificate and in the association's own documents.

What is being built near Cinnamon Cove?

Lee County records within about a mile include the Sanibel Siesta RV Resort redevelopment (387 RV units, rezoned November 5, 2025), Heritage Isles (440 multifamily units, development order issued August 1, 2024) and Gulf Pointe Square (350 multifamily units, waiting on the applicant). Check Lee County's development order search for current status.

Are there lake view homes in Cinnamon Cove?

Yes. On the 2026 Lee County roll, 436 of the 769 Cinnamon Cove home parcels carry a lake view code. The association also lists a screened pavilion overlooking the lake. A lake view is a county land view field, not a waterfront or boat access designation, so confirm the view for the exact unit.

What is the least expensive way into Cinnamon Cove?

On the county record, the Terrace condominiums. The five lowest sales of the 12 months through September 25, 2026 ran from $155,000 to $170,000, four in Terrace buildings on Caravel Circle and one in Villas I on Ginger Lane. Terrace sales recorded a $200,500 median over that window (derived).

What is the most expensive recent sale in Cinnamon Cove?

The highest county-recorded sale in the 12 months through September 25, 2026 was $355,000 for a 1,559 square foot single-family home at 16674 Coriander Ln, recorded September 8, 2026. The next highest were $347,500 on Spinnaker Way and $325,000 on Caravel Circle, both single-family homes.

How do I see Cinnamon Cove homes for sale?

Use the listing links at the top of this page for all Cinnamon Cove homes for sale, Terrace and Villas condos, and single-family homes. Or call Domain Realty Group at 239-441-2816 for a saved search, the recent recorded sales in the building you want and the association documents to request.

About Domain Realty Group in Fort Myers

Domain Realty Group is a Southwest Florida real estate team working Lee, Collier and Charlotte counties, and Fort Myers is one of our home markets, served from our office at 8290 College Parkway, Unit 201, Fort Myers, FL 33919. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with $2.5 billion in team production and 4,000+ transactions. The team is led by Jesse McGreevy (SL3101296) and Marc Comisar (BK3060671), who bring over 45 years of combined direct experience between them.

Reach any of our agents through our agents page, read our client reviews or learn more about our team. We tracked every recorded sale in Cinnamon Cove's associations to build this page.

Domain Realty Group 239-441-2816 info@domainrealtygroup.com

Offices in Bonita Springs, Naples and Fort Myers:

  • Fort Myers: 8290 College Parkway, Unit 201, Fort Myers, FL 33919
  • Bonita Springs: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
  • Naples: 9180 Galleria Ct #200, Naples, FL 34109

Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.

Where to go next: Fort Myers homes for sale and communities, all Fort Myers communities, current listings, a home valuation and contact Domain Realty Group.

Sources

Every figure on this page traces to one of the sources below. No real estate portal or other brokerage is cited, by policy. County sale and parcel data comes from the Lee County Property Appraiser's public files as indexed for this page on October 27, 2026, and web sources were read in October 2026 unless another date is shown. Figures marked derived were computed by Domain Realty Group from the county sale list or roll values named beside them.

Figures on this page

  1. Lee County Property Appraiser, parcel and sale data
  2. Lee County Property Appraiser, tax roll downloads
  3. Florida Department of Revenue, property tax data portal (sale qualification codes)
  4. Lee County parcel layer (Lee County Property Appraiser GIS feature service)
  5. Lee County Property Appraiser, 2026 Taxing District Millage Book, District 068 (PDF)
  6. Lee County Property Appraiser, 2025 Taxing District Millage Book (PDF)
  7. Lee County Property Appraiser, 2026 TRIM notice sample for taxing district 068
  8. Lee County Property Appraiser, 2025 and 2026 levy comparison (PDF)
  9. Lee County Property Appraiser, tax estimator
  10. Lee County Tax Collector, property taxes
  11. Iona McGregor Fire District, Resolution 2026-03, merger referendum (PDF)
  12. Cinnamon Cove Master Association, home page
  13. Cinnamon Cove Master Association, The History and Layout of Cinnamon Cove, March 12, 2005 (unit table)
  14. Cinnamon Cove Single Family Condominium II, amended and restated declaration (association file)
  15. Florida Division of Corporations (Sunbiz), Cinnamon Cove entity search
  16. Sunbiz, Cinnamon Cove Master Association, Inc. (765034)
  17. Sunbiz, Cinnamon Cove Single Family Condominiums Association (765036)
  18. Sunbiz, Cinnamon Cove Single Family Condominium II Association (N05367)
  19. Sunbiz, Cinnamon Cove Single Family Condominium III Association (N05190)
  20. Sunbiz, Cinnamon Cove Terrace Condominium I Association (765035)
  21. Sunbiz, Cinnamon Cove Terrace Condominium II Association (N01284)
  22. Sunbiz, Cinnamon Cove Terrace Condominium III Association (N12920)
  23. Sunbiz, search by document number (Terrace IV to VII and Villas I to IV records)
  24. Florida Statutes 553.899, mandatory structural inspections for condominium buildings
  25. Florida Statutes 718.112, bylaws and structural integrity reserve studies
  26. Florida Statutes 718.116, assessments, estoppel certificates and fee caps
  27. Florida Statutes 718.103, condominium definitions
  28. Florida Statutes 718.111, association powers and insurance
  29. Florida Statutes 760.29, housing for older persons exemption
  30. Florida Department of Business and Professional Regulation, condominiums (milestone and SIRS reporting)

Further reading: flood, storms and insurance

  1. FEMA National Flood Hazard Layer, flood hazard zones
  2. FEMA National Flood Hazard Layer, FIRM panels
  3. FEMA National Flood Hazard Layer, letters of map revision
  4. FEMA National Flood Hazard Layer, political jurisdictions
  5. FEMA National Flood Hazard Layer, letters of map amendment
  6. FEMA Flood Map Service Center
  7. FEMA, Letter of Final Determination to Lee County, September 2, 2026 (PDF)
  8. Lee County, Letter of Final Determination, county document center copy
  9. Lee County, 2027 pending flood map revisions
  10. Lee County, floodplain management
  11. Lee County, flood information
  12. Lee County evacuation zones (GIS feature service)
  13. Lee County, evacuation zones dataset and zone naming
  14. Village of Estero, know your evacuation zone
  15. Village of Estero, FEMA meeting on preliminary Mullock Creek basin maps
  16. National Hurricane Center, Tropical Cyclone Report: Hurricane Ian (PDF)
  17. FEMA, Risk Rating 2.0
  18. Citizens Property Insurance, flood insurance requirement
  19. Florida Statutes 627.351, Citizens Property Insurance
  20. Florida Statutes 689.302, seller flood disclosure

Further reading: schools, healthcare and location

  1. Lee County Schools, Student Enrollment Plan 2026 to 2027
  2. Lee County Schools, Student Enrollment Plan 2025 to 2026
  3. Lee County Schools, school enrollment zones
  4. Lee County SchoolSite Locator
  5. Lee County GIS, School Enrollment Zones 2026/2027 (feature service)
  6. Lee County Schools, transportation zones
  7. Lee County Schools, 2025 to 2026 school grades release
  8. Lee County Schools, 2025 to 2026 school grades report, July 2026
  9. Florida Department of Education, school grades
  10. Florida Department of Education, Lee County school list
  11. Lee Health, HealthPark Medical Center
  12. Lee Health, HealthPark Medical Center emergency department
  13. Lee Health, Golisano Children's Hospital
  14. Lee Health, fast facts
  15. Lee Health, Gulf Coast Medical Center
  16. Lee Health, regional trauma center relocates to Gulf Coast Medical Center
  17. Lee County development orders (GIS feature service)
  18. Lee County zoning cases (GIS feature service)
  19. Lee County, zoning case DCI2024-00025, Sanibel Siesta RV Resort
  20. FDOT, San Carlos Boulevard (SR 865), project 433726-2
  21. Big Carlos Pass Bridge project
  22. OSRM public router (road distances)
  23. OpenStreetMap Nominatim (anchor coordinates)

Shopping Cinnamon Cove homes for sale?

Tell us whether you want a Terrace condo, a one-story Villa or a single-family home in Cinnamon Cove, and your price range. We will send matching listings, the recorded sales in that building group and the association approval steps before you tour.
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