Coral Harbor Villas for Sale in Naples Reserve, Naples, FL

Aerial of Naples Reserve in East Naples, FL, with Eagle Lake at the center ringed by neighborhoods and preserve — Naples Reserve from above on USDA NAIP aerial imagery, with Eagle Lake at the center.

Coral Harbor villas for sale are the entry point to Naples Reserve, the gated lake community in East Naples, ZIP 34114: 178 attached, fee-simple villas built by D.R. Horton on Edgewater Circle from 2017 to 2021, about 1,515 square feet each. Collier County recorded 9 Coral Harbor sales at a median of $483,000 in the 12 months to August 17, 2026, from $430,000 to $575,000, and the MLS recorded 12 at $458,750. Updated October 2026.

This page is the Coral Harbor section of our Naples Reserve homes for sale guide, part of our Naples homes for sale and communities guide. It links every Coral Harbor listing and sets out what Coral Harbor homes sold for, the homes themselves, the costs, flood zone and schools that come with an address here.

By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.

Key takeaways for Coral Harbor buyers

Coral Harbor is 178 attached, fee-simple villas by D.R. Horton on Edgewater Circle, the largest of Naples Reserve's 11 neighborhoods.
Collier County recorded 9 qualified sales at a $483,000 median in the 12 months to August 17, 2026, from $430,000 to $575,000; the prior year carried 13 at $493,000.
The MLS recorded 12 closings at a $458,750 median in the 12 months to August 26, 2026.
It is the only Naples Reserve product under $600,000, on 34-by-130-foot lots, with a median of about 1,515 square feet.
Since a June 2026 recorded amendment, each villa owner maintains and replaces their own roof, paint and exterior; the old villa reserve was paid out.
The adopted fiscal 2027 CDD assessment for Coral Harbor is $1,386.87, the second lowest in Naples Reserve.
Owners use every Naples Reserve amenity with no club fee, and Coral Harbor sits across from the Match Point courts.

Coral Harbor villas for sale right now

Every active Coral Harbor listing is linked below, filtered to Coral Harbor inside the Naples Reserve map frame and sorted by price, with a second search for all of Naples Reserve. Listings move through the year, so check the search rather than any count printed here. Data updated: October 2026.

Listing data refreshes from the MLS throughout the day, and a listing shown may already be under contract.

Ready to tour Coral Harbor?

Tell us the floor plan, lot and budget you want and a Domain Realty Group agent will set up gate access and showings and pull every recent Coral Harbor sale. Contact Domain Realty Group, call 239-441-2816, or search all Southwest Florida listings.

What do Coral Harbor villas sell for?

Coral Harbor villas sold at a median of $483,000 on the county file in the 12 months to August 17, 2026, across 9 qualified sales from $430,000 to $575,000, down slightly from 13 sales at $493,000 the year before. The MLS recorded 12 closings at a $458,750 median in the 12 months to August 26, 2026. Data updated: October 2026.

Record	Window	Sales	Median	Range
Collier County, qualified sales	12 months to August 17, 2026	9	$483,000	$430,000 to $575,000
Collier County, prior 12 months	to August 17, 2025	13	$493,000
Southwest Florida MLS	12 months to August 26, 2026	12	$458,750

How Coral Harbor compares inside Naples Reserve

Coral Harbor sells at about half the Naples Reserve median of $886,000, which is why it is the usual way into the community for buyers who want the gate, the lake and the Island Club at a lower price. At the other end, Parrot Cay's custom estates sold at a $2,075,000 county median.

Benchmark	Sales	Median
Coral Harbor (county, 12 months to August 17, 2026)	9	$483,000
Parrot Cay (county, same window)	7	$2,075,000
All Naples Reserve (MLS, 12 months to August 26, 2026)	65	$886,000
All Naples Reserve (county, 12 months to August 17, 2026)	54	$885,500

Recorded sales on the county file

We tracked Coral Harbor's sales on both the county file and the MLS. None of the recorded sales in the last 12 months was builder-direct.

Coral Harbor villas and floor plans

Coral Harbor's 178 villas were platted in two phases, Coral Harbor Phase 1 in November 2016 and Phase II in January 2017, and built by D.R. Horton from 2017 to 2021, with a median year built of 2019 and a median of about 1,515 square feet. Each villa is attached to a neighbor by a shared party wall but owned fee-simple with its own lot, so there is no condominium association.

The Cambridge villa

D.R. Horton introduced the Cambridge villa model at Naples Reserve in 2017: 1,519 square feet with two bedrooms and two baths. At launch, D.R. Horton priced Coral Harbor villas from the high $200s.

Who maintains a Coral Harbor villa?

Until 2026, a Coral Harbor supplemental declaration had the HOA collect roof and exterior paint reserves and split party-wall costs between neighbors. On June 8, 2026, after a member vote in March, a recorded amendment revoked that declaration and paid out the Coral Harbor reserve fund. Now each villa owner maintains, repairs and replaces the villa and its improvements, including roofs, walls, paint, patios, driveways, windows, gutters, doors and plantings. Ask the seller when the roof and paint were last done.

Coral Harbor paint colors

Exterior paint is limited to the community's approved schemes, and the HOA's paint program for Coral Harbor offers four: Repose Gray, Creamy, Oyster Bay and Accessible Beige.

Florida's condo law and Coral Harbor

Because Coral Harbor villas are fee-simple homes, not condominiums, Florida's condominium milestone inspection and reserve study rules do not apply.

What does it cost to own in Coral Harbor?

Owning in Coral Harbor means the Naples Reserve HOA assessment, the Naples Reserve CDD assessment on the county tax bill, trash collection on the tax bill and property taxes, with no club membership, initiation fee or club dues, because the Island Club and every other amenity belong to the HOA. Data updated: October 2026.

Coral Harbor carries the lowest lot-size tier of the Naples Reserve HOA assessment, and the second-lowest CDD assessment in the community. Since the 2026 amendment there is no separate villa reserve, so budget for your own roof and paint.

Cost	Amount
Naples Reserve HOA	Not published; set in 11 lot-size tiers and given on the estoppel letter
Naples Reserve CDD, adopted fiscal 2027	$1,386.87 for Coral Harbor ($678.54 operations plus $708.33 debt service), on the tax bill
Trash collection	$255.52 per home, on the tax bill
Design review fee	$25 or $75, plus a $1,500 refundable deposit
Club membership	None

Board approval of a sale

Since a March 19, 2024 amendment, the HOA board must approve every Naples Reserve sale: the seller gives 30 days' notice with the signed contract, and the board has 20 days to decide. Build that into your closing date. For Jesse and Marc's full guide to Naples Reserve, the CDD by neighborhood, the flood map change and all eleven neighborhoods, see McGreevy and Comisar's Naples Reserve community guide.

Leasing and pets

Naples Reserve leases must run at least 30 consecutive days, with at most 12 leases a year, and short-term rentals are prohibited. An owner who leases gives up their own amenity access during the lease.

Coral Harbor and Naples Reserve amenities

Every Coral Harbor owner shares the Naples Reserve amenities, owned by the HOA and paid for by the HOA assessment, so there is no separate club to join and no initiation fee or dues for the Island Club, the lake beach, the courts or the boats:

The Island Club, with a 5,160-square-foot clubhouse, a 3,500-square-foot fitness center open 5 a.m. to 10 p.m. and a resort pool with lap lanes.
Sunset Beach, a sand beach on 125-acre Eagle Lake; it is a lake beach, not the Gulf.
Match Point, with five Har-Tru tennis courts and four pickleball courts.
The Outrigger Activities Center, with free kayaks, canoes and paddleboards, and Kids Cove, with a playground and a boat ramp.
Two dog parks, a fitness trail, a nearly two-mile linear park and a one-mile rowing lane.

Boats on Eagle Lake must be electric or sail, no longer than 22 feet and no faster than 7 miles per hour. Swimming in the lakes is not allowed. Naples Reserve has no golf course.

Is Coral Harbor gated?

Yes. Naples Reserve's gate is staffed from 6 a.m. to 10 p.m., with a virtual guard around the clock. Naples Reserve is open to all ages.

Is Coral Harbor in a flood zone?

Coral Harbor sits inside Naples Reserve, where FEMA's flood map effective February 8, 2024 puts about 95.6 percent of the community in Zone AE with a 7-foot base flood elevation, 3.0 percent in AE at 8 feet and about 1.4 percent in Zone X, with no VE. Data updated: October 2026.

FEMA revalidated nine fill-based map revisions on February 9, 2024, three of them covering about 470 Naples Reserve lots, so many homes insure as if they were mapped higher. Collier County's preliminary flood map opened its 90-day appeal period on August 19, 2026, with a target effective date in summer 2027. Naples Reserve is in evacuation Zone D. Check the exact lot on FEMA's map and ask for the elevation certificate.

Schools for Coral Harbor

Every Naples Reserve address, Coral Harbor included, is zoned for the same Collier County public schools, and the zoning has not changed across three published school years, so every home in the community feeds the same elementary, middle and high school. Confirm the address with the district's zone tool before you rely on it:

Manatee Elementary (A)
Manatee Middle (A)
Lely High (B)

Where is Coral Harbor?

Coral Harbor is on Edgewater Circle inside Naples Reserve, across from the Match Point tennis and pickleball courts. Naples Reserve is on the north side of US-41 East in East Naples, entered at the Greenway Road and Sandpiper Drive signal, in unincorporated Collier County, ZIP 34114. Approximate drives from the community:

Destination	Distance and drive
Publix, Shoppes at Fiddler's Creek	1.6 miles, about 6 minutes
Physicians Regional Collier Boulevard ER	7.8 miles, 14 to 16 minutes
Marco Island	12.1 miles, about 25 minutes
Fifth Avenue South	12.8 miles, about 23 minutes
Southwest Florida International Airport (RSW)	44.4 miles, 45 to 60 minutes

What is changing nearby

Collier County approved the Greenway-Fritchey development, up to 1,299 homes near the entrance, in December 2025.
Cassia Naples, 328 apartments at US-41 East and Greenway Road, expects first units in February 2027.
The South Florida Water Management District finished the Picayune Strand restoration to the north in January 2026.

Talk to a Domain Realty Group Coral Harbor specialist

Domain Realty Group, the #1 team in Southwest Florida since 2012, shows Coral Harbor homes and every other Naples Reserve neighborhood, and our Naples office is on Galleria Court in North Naples. We tracked every recorded Coral Harbor sale to build this page, and we can pull the same record for the exact street and floor plan you are weighing.

★★★★★ "Jesse and Marc are extremely knowledgeable about Southwest Florida real estate! If you are looking to buy or sell property, look no further than Domain Realty and their amazing team!"

Verified Google review. Ryan Mitchell, on working with Jesse McGreevy and Marc Comisar of Domain Realty Group.

Talk to our team about a Coral Harbor home

Contact Domain Realty Group or call 239-441-2816, tell us the floor plan and budget you have in mind, and an agent will send matching listings and the neighborhood's recent sales. You can also search current listings any time.

Thinking of selling a Coral Harbor home?

Coral Harbor buyers compare floor plans, lots and views, and a listing priced against the neighborhood's own recorded sales sells faster than one priced against the Naples Reserve median. Start with a Domain Realty Group home valuation.

Frequently Asked Questions about Coral Harbor villas for sale

These answers cover prices, the homes, costs, rules, flood zones and schools in Coral Harbor. Figures come from the county property appraiser, the Southwest Florida MLS, the associations and districts, dated above and listed in the sources below.

How many villas are in Coral Harbor?

Who built Coral Harbor?

D.R. Horton, the only builder in the neighborhood.

How big are Coral Harbor villas?

About 1,515 square feet at the median; the Cambridge model is 1,519 square feet with two bedrooms and two baths.

When were Coral Harbor villas built?

From 2017 to 2021, with a median year built of 2019.

What do Coral Harbor villas sell for?

The county recorded 9 sales at a $483,000 median in the 12 months to August 17, 2026, and the MLS 12 at $458,750.

What was the highest Coral Harbor sale in the last year?

$575,000 on the county file.

What was the lowest Coral Harbor sale in the last year?

$430,000 on the county file.

Are Coral Harbor villas condos?

No. They are attached, fee-simple villas, each on its own lot.

Who pays for a Coral Harbor roof?

The villa owner, since the June 2026 amendment ended the HOA villa reserve.

What is the Coral Harbor CDD?

$1,386.87 for fiscal 2027, on the county tax bill.

What colors can I paint a Coral Harbor villa?

The approved schemes; the HOA paint program lists Repose Gray, Creamy, Oyster Bay and Accessible Beige.

How big are Coral Harbor lots?

34 by 130 feet.

Where is Coral Harbor in Naples Reserve?

On Edgewater Circle, across from the Match Point courts.

Is Coral Harbor the cheapest way into Naples Reserve?

Yes. It is the only Naples Reserve product selling under $600,000.

Is Coral Harbor a separate association?

No. It is part of the single Naples Reserve HOA; its supplemental declaration was revoked in 2026.

Does Coral Harbor have a golf course?

No. Naples Reserve has no golf course and no club membership.

Is there a club fee for Coral Harbor owners?

No. The amenities belong to the HOA, so there is no initiation fee or club dues.

Is Coral Harbor gated?

Yes. Naples Reserve's gate is staffed from 6 a.m. to 10 p.m., with a virtual guard around the clock.

Is Coral Harbor a 55+ community?

No. Naples Reserve is open to all ages.

Does the HOA have to approve a Coral Harbor sale?

Yes. The seller gives 30 days' notice with the signed contract, and the board has 20 days to decide.

Can I rent out a Coral Harbor home?

Yes, for at least 30 consecutive days, at most 12 leases a year. Short-term rentals are prohibited.

What flood zone is Coral Harbor in?

Naples Reserve is mostly Zone AE at 7 feet on FEMA's 2024 map, but fill-based revisions cover hundreds of lots. Check each lot.

Is the Naples Reserve flood map changing?

Possibly. Collier County's preliminary map opened its appeal period on August 19, 2026, targeting summer 2027.

What evacuation zone is Coral Harbor?

Zone D.

What schools serve Coral Harbor?

Manatee Elementary, Manatee Middle and Lely High.

What are the Naples Reserve amenities?

The Island Club, pool, fitness center, Sunset Beach on Eagle Lake, Match Point courts, the Outrigger boats, Kids Cove, dog parks and trails.

Can I boat on Eagle Lake?

Yes, with electric or sail boats up to 22 feet and 7 miles per hour.

Can I swim in the Naples Reserve lakes?

No. Swimming in the lakes is not allowed.

Who manages Naples Reserve?

FirstService Residential manages the HOA from the Island Club office.

How many homes are in Naples Reserve?

1,075 built in 11 neighborhoods.

What is the median price in Naples Reserve overall?

$886,000 across 65 MLS closings in the 12 months to August 26, 2026.

What ZIP code is Coral Harbor in?

How far is Coral Harbor from the airport?

About 45 to 60 minutes to Southwest Florida International Airport.

How far is Coral Harbor from Marco Island?

About 25 minutes.

Is Coral Harbor the same as The Reserve at Naples?

No. The Reserve at Naples is a condominium off Whippoorwill Lane in ZIP 34105.

How big is Eagle Lake?

About 125 acres and 23 feet deep, the largest of Naples Reserve's 22 lakes.

Does Naples Reserve have pickleball?

Yes: four pickleball courts and five Har-Tru tennis courts at Match Point.

What is the Naples Reserve CDD?

A community development district, created by Collier County in 2008, that owns and maintains the lakes and stormwater system and bills on the county tax bill.

Who built Naples Reserve?

Eight builders, led by D.R. Horton, Stock Signature Homes and Ashton Woods, plus custom builders in Parrot Cay.

Can I fish in Naples Reserve?

Yes, catch-and-release, from the Island Club beach, the Outrigger pier, Match Point, Kids Cove or behind your own lot.

About Domain Realty Group in Naples

Domain Realty Group is a Southwest Florida real estate team working Lee, Collier and Charlotte counties, and Naples is one of our home markets. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with $2.5 billion in team production and 4,000+ transactions. The team is led by Jesse McGreevy (SL3101296) and Marc Comisar (BK3060671), who bring over 45 years of combined direct experience between them.

Reach any of our agents through our agents page, read our client reviews or learn more about our team.

Domain Realty Group 239-441-2816 info@domainrealtygroup.com

Offices in Bonita Springs, Naples and Fort Myers:

Bonita Springs: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Naples: 9180 Galleria Ct #200, Naples, FL 34109
Fort Myers: 8290 College Parkway, Unit 201, Fort Myers, FL 33919

Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.

Where to go next: Naples Reserve homes for sale, Parrot Cay homes for sale, Naples homes for sale and communities and current listings.

Sources

Every figure on this page traces to one of the sources below. No real estate portal or other brokerage is cited, by policy. County sale data comes from the Collier County Property Appraiser's files for the 12 months to August 17, 2026; web sources were read between August 24 and October 22, 2026. The Southwest Florida MLS (Matrix) supplies the closing figures; MLS data is by subscription and has no public address.