Fort Myers · Florida · 33908

Lucaya Condos and Homes for Sale in Fort Myers, FL

Lucaya condos and homes for sale in Fort Myers: 14 county-recorded sales at a $277,500 median, all six sections compared, the CDD bill and its 2035 bond payoff, taxes, flood zone AE facts and schools. Updated October 2026.

Back to Fort Myers

Lucaya in Fort Myers is a gated community of 322 homes in six sections: Sonsette at Lucaya (116 garden condominiums), Hamilton at Lucaya (74) and Hamilton II (6) carriage condominiums, Graycliff at Lucaya (32 coach condominiums), Villas at Lucaya (28 single-family homes) and Villas II at Lucaya (66 condominium villas). The Lee County roll dates them 2006 to 2019, off Abaco Lakes Dr and Dolce Vista Rd, ZIP 33908, in unincorporated Lee County, taxing district 068 (Iona McGregor Fire), inside the Lucaya Community Development District. Lee County recorded 14 qualified Lucaya sales at a $277,500 median in the 12 months through September 25, 2026 (the newest qualified sale in the county file). Lucaya is one section of our Fort Myers homes for sale and communities guide. Updated October 2026.

Aerial view of the Lucaya condominiums and villas around the lakes in Fort Myers, Florida — Aerial imagery: USDA NAIP via USGS The National Map.

This page shows live Lucaya listings, what Lucaya condominiums and villas actually sold for on the Lee County record, how the six sections differ in product and price, and the CDD assessment, property tax, association documents, flood zone, storm record, schools and distances that come with a Lucaya address. Every figure names its record and date, and every source is listed at the bottom of the page.

By Jesse McGreevy and Marc Comisar, Domain Realty Group. Data updated: October 2026. Call Domain Realty Group at 239-441-2816.

Key takeaways for Lucaya buyers

Lucaya is a 322-home condominium and villa community in unincorporated Fort Myers where the county record, the community development district's budget and FEMA's flood map answer most buyer questions. These are the points that matter most before you tour a Lucaya home, each one sourced in the sections below.

Lucaya has 322 homes on the Lee County roll (294 condominium units and 28 single-family homes), and the Lucaya CDD's FY2027 adopted budget bills the same 322 units in four classes: Garden Condo 116, Carriage 80, Coach 32 and Villas 94.
Lee County recorded 14 qualified Lucaya sales at a $277,500 median in the 12 months through September 25, 2026, every one a condominium resale, against 10 sales at $382,500 in the 12 months before, a 27.5 percent lower median on a small sample.
The latest 12-month Lucaya sales ran from $227,500 (a Sonsette garden condominium, July 28, 2026) to $435,000 (a Graycliff coach condominium, May 27, 2026), at a median of $178 per heated square foot.
The FY2027 Lucaya CDD assessment, adopted August 12, 2026 and billed on the November 2026 tax bill, is $1,837.96 to $2,750.53 per unit by class, including $649.78 per unit for bulk water.
The bond part of the CDD bill ends with the final Series 2005 bond payment on May 1, 2035 per the district's audits and debt schedule; $830,000 was outstanding after the May 1, 2026 payment. Operations and water charges continue after that.
Association dues, any capital contribution, and leasing and pet rules are not published on a public page; the association documents sit behind the owner login, so the estoppel certificate is the document that states them for a specific home.
Taxing district 068 (Iona McGregor Fire) carries a 2026 adopted rate of 13.3623 mills, or $1,336.23 per $100,000 of taxable value, and a fire district merger referendum is on the November 3, 2026 ballot.
All 30 Lucaya parcels sampled on FEMA's flood map are in Zone AE with an 8.0 foot base flood elevation on panel 12071C0418G, and the community is in Lee County Evacuation Zone A.
The Lee County 2026-27 school maps place Lucaya in elementary choice zone O, middle zone MM and high school South Zone 1, and HealthPark Medical Center is about 2 miles away in a straight line.
Taylor Morrison (formerly Taylor Woodrow Communities) developed Lucaya and lists it as sold out; the Villas II condominium villas, built 2017 to 2019, are the newest homes.

Lucaya condos and homes for sale right now

Lucaya condos and homes for sale are linked below, filtered to the Lucaya development in Fort Myers and sorted by price, with separate searches for the condominiums and the single-family villas. Data updated: October 2026. Days on market, sale-to-list ratios and active-listing counts come from the MLS and are being added in our next data refresh.

Listing data refreshes from the MLS throughout the day, and a listing shown may already be under contract. Every Lucaya home is in Fort Myers, FL 33908, so searches for homes for sale in Lucaya Fort Myers, Lucaya Fort Myers FL and Lucaya condos for sale return the same set. For other buildings in the area, see our Fort Myers condos for sale page.

Ready to tour Lucaya homes?

Tell us which Lucaya section, floor plan and price range you are weighing, and a Domain Realty Group agent will arrange gate access and showings. Contact Domain Realty Group, call 239-441-2816, or search all Southwest Florida listings.

Which Lucaya listings come up most

Most Lucaya resales are condominiums, because 294 of the 322 homes are condominium units. In the latest 12 months all 14 recorded sales were condominiums: six in Sonsette, three in Graycliff, two in Hamilton, two in Villas II and one in Hamilton II. The 28 single-family Villas at Lucaya homes recorded no sale in that window.

What do Lucaya condos and homes sell for?

Lucaya homes sold at a median of $277,500 on the Lee County record across 14 qualified sales in the 12 months through September 25, 2026, from $227,500 to $435,000, all condominium resales. The 12 months before that recorded 10 sales at a $382,500 median, and the 24-month median was $360,000 on 24 sales.

Data updated: October 2026. We tracked every qualified Lucaya sale on the Lee County file, section by section, to build the tables below.

Lee County recorded sales	Sales	Median	Low	High	Median $ per heated sq ft
12 months, all homes	14	$277,500	$227,500	$435,000	$178
12 months, single family	0	none	none	none	none
12 months, condominium	14	$277,500	$227,500	$435,000	$178
Prior 12 months, all homes	10	$382,500	$274,900	$415,000	$239
Prior 12 months, single family	1	$360,000	$360,000	$360,000	$234
Prior 12 months, condominium	9	$385,000	$274,900	$415,000	$244
24 months, all homes	24	$360,000	$227,500	$435,000	$197

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified improved sales over $1,000, index built October 28, 2026. The 12-month window is September 26, 2025 to September 25, 2026, and the newest Lucaya sale in it was recorded July 28, 2026. No sale in the window was builder-direct: all 14 were resales. The median moved down 27.5 percent, from $382,500 to $277,500, while the number of sales rose from 10 to 14.

Why the Lucaya median fell: a small sample and a different mix

Fourteen sales is a small sample, and the mix of sections moves the Lucaya median more than any single price does. Six of the latest 14 sales were Sonsette garden condominiums, the smallest and least expensive plan, and all six closed between $227,500 and $280,000. In the prior 12 months the condominium median was $385,000, which reflects a different mix of buildings. Compare like with like by section before reading a trend into the drop.

The Lucaya price trend since 2015

The county record shows the build years and the resale years. Builder-direct sales appear in 2018 (18) and 2019 (47), the years Villas II was delivered; every other year shown is resales only.

Year	Sales	Median	Single family (sales / median)	Condo (sales / median)	Builder-direct sales	Median $ per heated sq ft
2015	20	$181,500	2 / $260,750	18 / $177,500	0	$108
2016	20	$247,800	6 / $249,250	14 / $239,500	0	$129
2017	20	$183,050	3 / $254,500	17 / $177,000	0	$117
2018	34	$250,900	3 / $271,300	31 / $250,900	18	$170
2019	68	$240,500	0 / none	68 / $240,500	47	$162
2020	27	$225,500	1 / $260,000	26 / $222,750	0	$127
2021	35	$273,250	1 / $389,500	34 / $273,125	0	$149
2022	29	$390,000	0 / none	29 / $390,000	0	$214
2023	23	$425,000	4 / $452,500	19 / $365,000	0	$222
2024	14	$367,500	1 / $450,000	13 / $355,000	0	$201
2025	10	$370,000	1 / $360,000	9 / $380,000	0	$237
2026 (to date)	12	$277,500	0 / none	12 / $277,500	0	$178

Source: Lee County Property Appraiser sale files by calendar year. Builder-direct is estimated as the first qualified sale within one year of the year built. The 2019 total of 68 sales, 47 of them builder-direct, is the busiest year in the series; the 2023 median of $425,000 is the high point, and 2025 holds the highest median per square foot at $237.

Price bands in the last 12 months

Of the 14 recorded Lucaya sales in the latest 12 months, 8 closed at $300,000 or less, 3 between $300,000 and $400,000, and 3 between $400,000 and $500,000. No Lucaya sale in the window reached $500,000. The under-$300,000 band holds all six Sonsette sales and both Hamilton sales; the $400,000 band is all Graycliff.

The highest and lowest recent Lucaya sales

Highest 12-month sales	Recorded	Price	Heated sq ft	Built	Section
14503 Dolce Vista Rd #102	May 27, 2026	$435,000	1,976	2006	Graycliff at Lucaya
14514 Dolce Vista Rd #102	March 31, 2026	$415,000	1,976	2006	Graycliff at Lucaya
14491 Dolce Vista Rd #101	April 15, 2026	$415,000	1,976	2006	Graycliff at Lucaya
14651 Abaco Lakes Dr	May 27, 2026	$385,000	1,478	2019	Villas II at Lucaya
10406 Santiva Way	December 2, 2025	$355,000	1,478	2019	Villas II at Lucaya

Lowest 12-month sales	Recorded	Price	Heated sq ft	Built	Section
14525 Abaco Lakes Dr #104	July 28, 2026	$227,500	1,529	2006	Sonsette at Lucaya
14562 Dolce Vista Rd #102	May 15, 2026	$255,000	1,776	2006	Hamilton at Lucaya
14537 Abaco Lakes Dr #202	March 9, 2026	$260,000	1,529	2006	Sonsette at Lucaya
14524 Abaco Lakes Dr #203	November 5, 2025	$269,900	1,529	2008	Sonsette at Lucaya
14524 Abaco Lakes Dr #201	March 31, 2026	$270,000	1,529	2008	Sonsette at Lucaya

The highest qualified Lucaya sale anywhere in the county file is $555,000 for 14496 Dolce Vista Rd #202, recorded July 7, 2023, a 2,652 square foot condominium built in 2006.

Every Lucaya sale in the last 12 months

Recorded	Address	Price	Heated sq ft	Section
November 5, 2025	14524 Abaco Lakes Dr #203	$269,900	1,529	Sonsette
December 2, 2025	10406 Santiva Way	$355,000	1,478	Villas II
March 9, 2026	14537 Abaco Lakes Dr #202	$260,000	1,529	Sonsette
March 31, 2026	14524 Abaco Lakes Dr #201	$270,000	1,529	Sonsette
March 31, 2026	14514 Dolce Vista Rd #102	$415,000	1,976	Graycliff
April 15, 2026	14491 Dolce Vista Rd #101	$415,000	1,976	Graycliff
April 22, 2026	14513 Abaco Lakes Dr #205	$275,000	1,529	Sonsette
May 15, 2026	14562 Dolce Vista Rd #102	$255,000	1,776	Hamilton
May 22, 2026	14562 Dolce Vista Rd #202	$270,000	2,193	Hamilton
May 27, 2026	14503 Dolce Vista Rd #102	$435,000	1,976	Graycliff
May 27, 2026	14651 Abaco Lakes Dr	$385,000	1,478	Villas II
June 1, 2026	14512 Abaco Lakes Dr #104	$280,000	1,529	Sonsette
June 25, 2026	14573 Abaco Lakes Dr #203	$325,000	2,193	Hamilton II
July 28, 2026	14525 Abaco Lakes Dr #104	$227,500	1,529	Sonsette

Source: Lee County Property Appraiser, every DOR-qualified Lucaya sale in the 12-month window. No multi-parcel deed was found, so no sale was excluded from the medians.

Price per square foot in Lucaya

County dollars per square foot on this page use heated (living) area from the Lee County roll, not total area under roof. On that basis the 12-month median was $178 per square foot, against $239 in the prior 12 months and $197 over 24 months. The calendar-year high was $237 in 2025, and the 2026 year to date sits at $178.

What the county record cannot show

The county file records the price and the date a deed was recorded. It does not record the asking price, how long the home was listed, the floor a condominium sits on, its view or how many Lucaya homes are for sale today. Those are MLS fields, and they are being added in our next data refresh; the listing links above show current inventory now.

Lucaya assessed values on the 2026 roll

The Lee County Property Appraiser's 2026 roll puts the median just value of the 294 Lucaya condominium parcels at $275,710 and their median taxable value at $224,599. The 28 single-family parcels have a median just value of $302,118 and a median taxable value of $251,832. Just value is the appraiser's roll figure, not a sale price, and taxable value is what the millage applies to; the cost section below uses these taxable medians in its worked examples.

Lucaya sections compared

Lucaya is six sections on the Lee County roll, and the section decides the product, the size and most of the price: Sonsette garden condominiums, Hamilton and Hamilton II carriage condominiums, Graycliff coach condominiums, the single-family Villas at Lucaya and the Villas II condominium villas.

Data updated: October 2026. The table shows each section's homes and its sales over 24 months.

Section (county legal name)	Homes	Product	Year built	Median heated sq ft	24-month sales	24-month median	CDD billing class
Sonsette at Lucaya	116	Condominium (garden)	2006 to 2008	1,529	7	$270,000	Garden Condo
Hamilton at Lucaya	74	Condominium (carriage)	2006 to 2009	1,981	3	$270,000	Carriage
Villas II at Lucaya	66	Condominium (villa)	2017 to 2019	1,478	7	$385,000	Villas
Graycliff at Lucaya	32	Condominium (coach)	2006	2,314	4	$415,000	Coach
Villas at Lucaya	28	Single family	2012 to 2013	1,842	1	$360,000	Villas
Hamilton II at Lucaya	6	Condominium (carriage)	2009	1,981	2	$352,500	Carriage
Total	322	294 condominium, 28 single family	2006 to 2019		24	$360,000	4 classes

Source: Lee County Property Appraiser parcel roll and qualified sales, grouped by the short legal description, 24 months to the October 28, 2026 index; billing classes from the Lucaya CDD FY2027 adopted budget. A median of one to four sales is a range marker, not a price.

Sonsette at Lucaya

Sonsette at Lucaya is the largest section: 116 garden condominium units built 2006 to 2008 on Abaco Lakes Dr, with a median heated area of 1,529 square feet. It recorded 7 sales in 24 months at a $270,000 median, and its six sales in the latest 12 months ran from $227,500 to $280,000. Sonsette is billed as the CDD's Garden Condo class, $1,837.96 for FY2027, the lowest of the four classes.

Hamilton at Lucaya

Hamilton at Lucaya holds 74 carriage condominium units built 2006 to 2009 on Dolce Vista Rd, with a 1,981 square foot median heated area. The county recorded 3 sales in 24 months at a $270,000 median; the two latest 12-month sales, both at 14562 Dolce Vista Rd, closed at $255,000 (1,776 square feet) and $270,000 (2,193 square feet) in May 2026. Hamilton's CDD class is Carriage, $2,204.04 for FY2027.

Hamilton II at Lucaya

Hamilton II at Lucaya is six carriage condominium units built in 2009, the smallest group on the county roll. No separate Hamilton II association appears in the state corporate records, and the CDD bills it inside the Carriage class of 80 units with Hamilton. It recorded 2 sales in 24 months at a $352,500 median, including $325,000 for 14573 Abaco Lakes Dr #203 on June 25, 2026.

Graycliff at Lucaya

Graycliff at Lucaya is 32 coach condominium units, all built in 2006 on Dolce Vista Rd, with the largest median floor plan in Lucaya at 2,314 heated square feet. It recorded 4 sales in 24 months at a $415,000 median and holds the three highest Lucaya sales of the latest 12 months, $415,000, $415,000 and $435,000. Graycliff's CDD class is Coach, $2,478.98 for FY2027.

Villas at Lucaya (single family)

Villas at Lucaya is the only single-family section: 28 homes built 2012 and 2013 on Peso Del Rio Dr, with a 1,842 square foot median heated area (1,539 to 1,855). The county recorded 1 sale in 24 months, at $360,000, and none in the latest 12 months, so Villas listings are rare. These homes are billed in the CDD's Villas class, $2,750.53 for FY2027.

Villas II at Lucaya

Villas II at Lucaya is 66 condominium villas built 2017 to 2019, the newest homes in the community, on streets including Abaco Lakes Dr and Santiva Way. Its median heated area is 1,478 square feet. Villas II recorded 7 sales in 24 months at a $385,000 median, and its two latest 12-month sales closed at $355,000 and $385,000. It shares the Villas CDD class with the single-family Villas.

Sonsette at Lucaya Fort Myers: what a garden condominium buyer sees

A buyer searching Sonsette at Lucaya Fort Myers is looking at the entry price point of the community. On the county record every Sonsette unit has the same 1,529 square foot median heated area, the six latest sales sit within about $52,500 of each other, and the FY2027 Garden Condo CDD line is $1,837.96, of which $361.62 is bond debt on units that still carry it.

Floor plans as marketed in 2009

Naples Daily News reported on March 7, 2009 that the Sonsette garden homes were offered as the Pembroke (1,632 square feet) and Stonington (1,616), the Hamilton carriage homes as the Paget (1,916) and Cambridge (2,387), and the Graycliff coach homes as the Carrington (2,034) and Southampton (2,587). Those are marketing square footages from 2009; the county heated-area figures on this page are the ones to compare.

Bedrooms, stories and lake views on the county roll

Of the 294 Lucaya condominium units, the 2026 roll lists 159 with two bedrooms, 119 with three and 16 with four; their heated area runs from 1,441 to 2,652 square feet. The 28 single-family homes have two bedrooms (12) or three (16). The roll codes 172 home parcels as two-story and 150 as one-story, flags a garage on 64 percent of home parcels, and records a lake land view on 305 of the 322.

Lot sizes and zoning

The median Lucaya condominium parcel is 0.170 acre and the median single-family parcel 0.117 acre on the 2026 roll. The Lee County parcel layer lists the community in zoning area ULC, and the clubhouse parcel's zoning as RM-2. Zoning sets what can be built; the recorded declarations set how each building is used.

Who runs Lucaya?

Lucaya is run by three layers: Lee County, as the local government for an unincorporated address; the Lucaya Community Development District, an independent special district under Chapter 190 of the Florida Statutes that owns the lakes and bills on the tax bill; and private associations, a master property owners association plus five neighborhood associations, managed by two companies.

The Lucaya Community Development District

The Lucaya CDD covers about 98.89 acres and was created by Lee County Ordinance 04-25, effective December 21, 2004, according to the district's own page. A five-seat board of supervisors meets in public at the Lucaya Clubhouse, 14506 Abaco Lakes Dr, with Governmental Management Services as district manager, Barraco and Associates as engineer and Kilinski Van Wyk as counsel. The district states that its improvements remain open to the public.

What the Lucaya CDD owns and maintains

From its audits and budgets, the Lucaya CDD owns and maintains the ponds and lake parcels, aquatics, a lift station, a fountain, a mitigation area, the fire system pump house, landscaping and the stormwater system, and it buys bulk potable water for the whole community. Its March 11, 2026 minutes list pond erosion behind Santiva and a branch across the canal behind Graycliff among the items discussed.

The Lucaya Master Property Owners Association

Lucaya Master Property Owners Association, Inc. (Florida document N06000005076) was filed May 9, 2006 and is active, with its 2026 annual report filed April 3, 2026, care of Resort Management in Naples. It owns the clubhouse parcel at 14506 Abaco Lakes Dr. Its budget, rules and declaration sit behind the owner login on the association website, so they are not quoted here.

The five Lucaya neighborhood associations

Association	Florida document no.	Filed	Status on Sunbiz	Manager or address on file
Sonsette at Lucaya Condominium Association, Inc.	N06000005147	May 10, 2006	Active	Resort Management, Naples
Hamilton at Lucaya Condominium Association, Inc.	N06000005100	May 9, 2006	Active (2026 report filed March 19, 2026)	Resort Management, Naples
Graycliff at Lucaya Condominium Association, Inc.	N06000005098	May 9, 2006	Active (reinstated October 13, 2020)	16266 San Carlos Blvd, Suite 10 (Sandcastle)
Villas at Lucaya Neighborhood Association, Inc.	N12000000539	January 11, 2012	Active	Sandcastle Property Management, Fort Myers
Villas II at Lucaya Condominium Association, Inc.	N17000006464	June 21, 2017	Active (amended February 6, 2018)	Sandcastle, Fort Myers

Source: Florida Division of Corporations (Sunbiz), read October 28, 2026. Hamilton II has no separate entity and sits under the Hamilton condominium documents. Officers change every year, so check Sunbiz before contacting a board.

Which management company to call

Lucaya buyers deal with two management offices. The state records place the Master association, Hamilton and Sonsette with Resort Management in Naples, and the Villas, Villas II and Graycliff entity addresses with Sandcastle Property Management in Fort Myers. The district names Resort Management Group as its homeowners association contact. Ask the listing agent which office issues the estoppel certificate for the exact unit.

Recorded Lucaya instruments

Instrument	Recorded	Subject
OR Instrument 2006000307459	August 4, 2006	Hamilton at Lucaya condominium declaration
OR Instrument 2006000307466	August 4, 2006	Sonsette at Lucaya condominium declaration
Instrument 2006-307420	2006	Graycliff at Lucaya condominium
Instrument 2010000037738	2010	Hamilton II (phase)
Instrument 2012000052073	2012	Villas at Lucaya (single family, Peso Del Rio Dr)
Instrument 2017000230693	2017	Villas II condominium

Source: recording numbers as cited in Lee County parcel legal descriptions. The declarations' text, which holds the leasing, pet and occupancy rules, was not opened for this page; the Lee County Clerk's official records hold the recorded images.

Other places named Lucaya

Search results for "Lucaya" mix this Fort Myers community with unrelated places: a Lucaya Lake Club in Riverview, Lucaya Pointe in Vero Beach, Lucaya Village in Kissimmee and the Grand Lucayan resort on Grand Bahama, where the "Lucaya golf" results come from. Lucaya in Fort Myers is the 33908 community on Abaco Lakes Dr and Dolce Vista Rd described on this page.

How long is the CDD fee at Lucaya?

The Lucaya CDD fee has two parts with different lives. The bond debt part ends with the final Series 2005 bond payment on May 1, 2035, according to the district's audits and debt schedule. The operations and maintenance and bulk water parts have no end date and continue every year. FY2027 totals run $1,837.96 to $2,750.53 per unit.

Data updated: October 2026.

Lucaya CDD, FY2027 adopted	Units	Operations and maintenance	Bulk water	Debt service	Total per unit
Garden Condo (Sonsette)	116	$826.56	$649.78	$361.62	$1,837.96
Carriage (Hamilton and Hamilton II)	80	$1,081.38	$649.78	$472.88	$2,204.04
Coach (Graycliff)	32	$1,272.87	$649.78	$556.33	$2,478.98
Villas (Villas and Villas II)	94	$1,461.00	$649.78	$639.75	$2,750.53

Source: Lucaya CDD FY2027 adopted budget, hearing and adoption August 12, 2026 at the Lucaya Clubhouse, billed on the November 2026 Lee County tax bill. Amounts are gross per unit before the 4 percent early-payment discount. The clubhouse is a separate account, water only, at $1,624.45.

How the Lucaya CDD bill changed for FY2027

Every Lucaya class rose between 13.9 and 15.0 percent from FY2026 to FY2027. The debt line did not change; operations and bulk water did, with water rising from $536.72 to $649.78 per unit. Operations and water together rose about 19 percent in every class, from $1,237.25 to $1,476.34 for a Garden Condo unit.

Class	FY2026 total	FY2027 total	Dollar change	Percent change
Garden Condo	$1,598.87	$1,837.96	$239.09	15.0
Carriage	$1,926.09	$2,204.04	$277.95	14.4
Coach	$2,171.83	$2,478.98	$307.15	14.1
Villas	$2,414.71	$2,750.53	$335.82	13.9

Source: Lucaya CDD FY2026 and FY2027 adopted budgets, same basis; change computed from the two budgets.

The Series 2005 bonds and the 2035 payoff

The Lucaya CDD issued $2,315,000 of Series 2005 Capital Improvement Revenue Bonds on May 19, 2005 at a fixed 5.375 percent, with interest due May 1 and November 1. The FY2025 audit shows $900,000 outstanding at September 30, 2025; after the $70,000 principal payment on May 1, 2026, $830,000 remains, and nine annual payments retire it.

Principal due	Amount
May 1, 2027	$75,000
May 1, 2028	$80,000
May 1, 2029	$85,000
May 1, 2030	$85,000
May 1, 2031	$90,000
May 1, 2032	$95,000
May 1, 2033	$100,000
May 1, 2034	$105,000
May 1, 2035	$115,000
Total remaining	$830,000

Source: Lucaya CDD FY2025 audit and amortization schedule; the FY2018 audit gives the same final maturity. One page on the district's website lists May 1, 2036; the audits and schedule agree on 2035, and the nine payments above sum to the $830,000 balance. Ask the district manager to confirm the payoff in writing.

Why some Lucaya homes pay no bond debt

Only 269 of the 322 Lucaya units carry the debt assessment in FY2027: 115 Garden Condo, 79 Carriage, 32 Coach and 43 Villas units. The other 53 carry no debt line, which indicates the principal was prepaid by an earlier owner. A unit with no debt line pays operations and water only, so the CDD bill differs between two homes in the same class.

What the Lucaya CDD spends

The FY2027 budget sets operations and maintenance assessments at $548,458 net ($571,310 gross before the early-payment discount), up from $460,476 net in FY2026, and bulk water at $202,419 of expenditures. The transfer to capital reserves is $76,609, and the budget states the capital reserve plan is $41,936 below its reserve study. The March 11, 2026 receipt schedule showed 93 percent of assessments collected.

What the Lucaya CDD board said about the increase

At its May 13, 2026 meeting the board described the FY2027 increase as "really necessary to keep the capital reserve fund where it needs to be," and noted the district had worked from a $61,000 deficit the prior year. The same meeting approved deferred cost requisition No. 9 to Taylor Morrison, whose $250,000 deferred obligation had $161,589 unpaid at September 30, 2025.

Is the Lucaya CDD on the tax bill?

Yes. The Lucaya CDD's assessments are non-ad valorem lines on the Lee County property tax bill, so they are paid with property tax each November and are not a separate invoice. The FY2027 lines appear on the November 2026 bill. A buyer sees them on the seller's most recent tax bill and on the property appraiser's tax record for the parcel.

What does it cost to own in Lucaya?

Lucaya ownership costs stack in four layers: Lee County property tax at the district 068 rate, the Lucaya CDD assessment on the same tax bill, master association dues, and neighborhood association dues for the section. The association dues are not published, so this page names the document that states them.

Data updated: October 2026. We print only figures with a dated public source.

Cost layer	Amount	Period and source
Property tax, district 068	13.3623 mills ($1,336.23 per $100,000 of taxable value)	2026 adopted, Lee County Property Appraiser
Lucaya CDD, by class	$1,837.96 to $2,750.53 per unit	FY2027, adopted August 12, 2026
Bulk water (inside the CDD line)	$649.78 per unit	FY2027
Master association dues	Not published; on the estoppel certificate	Login-gated association documents
Neighborhood association dues	Not published; on the estoppel certificate	Login-gated association documents
Capital contribution at closing, if any	Not published; set by each declaration	Recorded declarations

Lucaya HOA fees: what is and is not public

Lucaya's master and neighborhood association budgets sit behind the owner login on the association website, and no association budget was available in a public record we could read. We therefore print no Lucaya HOA fee. Search-engine summaries quote a master figure, but none of them cites an association statement, and the association documents are the only source that sets dues.

How to get the exact Lucaya dues: the estoppel certificate

The document that states the current dues, any unpaid balance and any capital contribution for a specific Lucaya home is the estoppel certificate the association issues at the seller's request. For a condominium it is governed by section 718.116 of the Florida Statutes, and for a homeowners association such as the Villas at Lucaya neighborhood association by section 720.30851. Ask for it, with the current budget, early in the contract period.

Estoppel fee caps in Florida law

Section 718.116(8)(f) sets a base cap for a condominium estoppel certificate of $250, plus $100 if expedited and $150 if the account is delinquent, adjusted for inflation every five years. A 2025 law firm article reports the adjusted caps as $299, $119 and $179. The statute formula governs, so expect the fee in that range on a Lucaya condominium purchase.

Capital contributions and transfer fees

Whether a Lucaya buyer pays a capital contribution is set by each declaration, which was not available publicly. Florida law frames it by entity type: Sonsette, Hamilton, Graycliff and Villas II are condominium associations, which may charge only a capped application fee as a transfer fee, while the Villas neighborhood association and the Master association are homeowners-type associations that may charge what their declarations allow.

Unpaid assessments and the new owner

Florida law makes a new owner jointly and severally liable with the previous owner for unpaid assessments that came due before the transfer, and limits a first mortgagee that takes title to the lesser of 12 months of assessments or 1 percent of the original mortgage debt (section 720.3085 for homeowners associations). That is why the estoppel certificate's balance line matters at closing.

Property taxes in taxing district 068

Every Lucaya home is in Lee County taxing district 068, Iona McGregor Fire, in unincorporated Lee County. The 2026 adopted total is 13.3623 mills, down from 13.4125 in 2025, a drop of 0.0502 mill (0.37 percent). Each $100,000 of taxable value costs $1,336.23 at that rate. The proposed 2026 rate was 13.3738 and the rollback rate 13.4063.

Taxing authority, district 068	2026 mills	2025 mills
Lee County general revenue	3.7623	3.7623
Public school, local board	2.2480	2.2480
Public school, state law	3.0230	3.0710
Lee County All Hazards Protection District	0.0693	0.0693
Lee County unincorporated MSTU	0.8398	0.8398
Lee County Library District	0.4218	0.4218
SFWMD district-wide	0.0948	0.0948
SFWMD Everglades Construction Project	0.0327	0.0327
SFWMD Okeechobee Basin	0.1026	0.1026
Iona McGregor Fire District	2.5000	2.5000
Lee County Hyacinth Control District	0.0190	0.0192
Lee County Mosquito Control District	0.2096	0.2116
West Coast Inland Navigation District	0.0394	0.0394
Total	13.3623	13.4125

Source: Lee County Property Appraiser, 2026 Millage Rates for Lee County (printed October 9, 2026, ACTUAL column) and the 2025 Taxing District Millage Book. School millage totals 5.2710 mills in 2026 (39.4 percent of the total) and the fire district 2.5000 mills (18.7 percent). The CDD is billed separately as non-ad valorem lines.

The November 3, 2026 fire district merger referendum

Iona McGregor Fire District Resolution 2026-03, adopted June 17, 2026, states that House Bill 4013 (2026) calls for an involuntary merger of the Iona McGregor and Fort Myers Beach fire districts, subject to a referendum on November 3, 2026. The district's study projects 2.6156 mills in year one and about 3 mills in years two and three, against the current 2.5 mill cap. The outcome was not known on October 28, 2026; we will update this line after the vote.

A worked yearly cost example (illustrative)

These examples are illustrative. They apply the 2026 rate of 13.3623 mills to the 2026 roll's median taxable values, $224,599 for the 294 condominium parcels and $251,832 for the 28 single-family parcels, and add the FY2027 CDD line for the class, including debt. Homestead and other exemptions change the taxable value, and association dues, insurance and utilities other than bulk water are extra.

Line	Sonsette garden condominium	Graycliff coach condominium	Villas at Lucaya single family
Taxable value used (2026 roll median)	$224,599	$224,599	$251,832
Property tax (taxable value x 13.3623 / 1,000)	$3,001.16	$3,001.16	$3,365.05
Lucaya CDD, FY2027, with debt	$1,837.96	$2,478.98	$2,750.53
Yearly total before association dues	$4,839.12	$5,480.14	$6,115.58

A unit whose bond debt was prepaid pays the CDD line without its debt portion: $361.62 less for a Garden Condo unit and $639.75 less for a Villas unit in FY2027. Run the numbers with the exact home's tax bill and estoppel certificate.

Water and other bills

Bulk potable water for Lucaya is bought by the CDD and billed per unit on the tax bill, $649.78 for FY2027, up from $536.72 in FY2026. A buyer who assumes water is a separate monthly bill will find it in the CDD line instead. Electricity, sewer, internet, insurance and any flood policy are outside the CDD figures on this page, so ask the seller for recent statements.

The 2026 proposed tax notice

The Lee County Property Appraiser posts 2026 proposed tax notices by folio. The notice for a sample Lucaya folio shows the proposed rates of 2.5000 mills for the fire district, 3.0230 for the state school levy, 0.2201 for mosquito control and 0.0200 for hyacinth control; the adopted rates in the table above replaced the last two. Read the notice for the exact parcel, because the worked examples use roll medians, not the exemptions on a specific home.

Leasing and pet rules in Lucaya

Lucaya leasing and pet rules are set in each section's recorded declaration and the association rules, and none of those documents is posted on a public page, so we state no minimum lease term, rental cap or pet limit. Request the recorded declaration, the current rules and the resale package for the specific building.

What Florida law says about rental restrictions

Section 718.110(13) of the Florida Statutes says a condominium amendment that restricts unit rentals applies only to owners who consent to it and to owners who acquire their units after it takes effect. That describes the law for the five condominium groups at Lucaya; it does not say what any Lucaya declaration provides today, so read the recorded text for the building.

Documents to request before an offer

Ask the listing agent for the recorded declaration and amendments for the section, the master and neighborhood rules, the current budgets, the last two years of board minutes, the reserve schedule, the insurance summary and the estoppel certificate. The association website notes the documents are on the owner portal, so the seller or the management office supplies them.

Lucaya occupancy records

No recorded age restriction was found in the Lee County records, district documents and association pages reviewed for this page. The recorded declarations hold any occupancy rules, so ask for the recorded declaration for the specific building and read it before you make an offer.

Do Florida's condo safety laws apply to Lucaya?

Lucaya's homes are one and two stories on the Lee County roll (150 one-story and 172 two-story parcels), while Florida's structural integrity reserve study and milestone inspection laws apply to buildings of three or more habitable stories. On that record the statutes likely do not reach Lucaya, but each building's permit settles it.

What the two statutes require

Section 718.112 requires a structural integrity reserve study for condominium buildings three habitable stories or higher. Section 553.899 requires milestone inspections for buildings of three or more habitable stories, first due by December 31 of the year a building reaches 30 years of age. The oldest Lucaya buildings date from 2006.

What a Lucaya condominium buyer should still check

Even where those two statutes do not apply, the association's reserve schedule, roof and paint history and insurance summary show how the building is funded. The Lucaya CDD's own capital reserve plan is $41,936 below its reserve study for FY2027, a district figure separate from any association reserve.

What amenities does Lucaya have?

Lucaya's amenities, per the association website, are two swimming pools and a hot tub, propane gas grills, and a clubhouse with a fitness center, gathering room, lounge, a library with a public computer, Wi-Fi and a catering kitchen, plus a social committee, a natural preserve and two freshwater lakes. The clubhouse is owned by the Master association.

The Lucaya clubhouse

The clubhouse sits on its own 3.859-acre parcel at 14506 Abaco Lakes Dr: a 4,648 square foot building built in 2007 and owned by Lucaya Master Property Owners Association. The CDD board and the district's public meetings use the clubhouse, and the CDD pays the clubhouse's bulk water, $1,624.45 in FY2027.

Pools, hot tub and fitness

The association lists two swimming pools, a hot tub and propane gas grills, with app-controlled pool security, and a fitness center inside the clubhouse. Pool hours, guest rules and any fees for guests are in the association rules on the owner portal and are not quoted here.

Lakes and preserve

Lucaya's two freshwater lakes and its natural preserve are part of what the CDD maintains: ponds, aquatics, a fountain and a mitigation area appear in its budgets. The county roll records a lake land view on 305 of the 322 home parcels. Florida Weekly reported in 2009 that the original plan included 51 acres of preserve.

What is not confirmed

Florida Weekly reported in 2009 that a private Island Beach Club was part of Lucaya's original plan. Whether that club exists today, and whether Lucaya owners have access to it, was not confirmed in any current record, so this page promises no beach access. Golf, tennis and a marina are not on the association's list.

Is Lucaya gated?

Yes. The Lucaya association website describes an app-controlled gate, along with pool security. The site does not say how many gates there are, whether a guard staffs the entrance or how visitors are admitted, so ask the management office for the current access rules before relying on them for guests, deliveries or showings.

Gate access for showings

Tell us which Lucaya homes you want to see and a Domain Realty Group agent coordinates gate entry with the listing agent and the tour schedule. Contractors, movers and inspectors follow the association's current access rules, which the management office supplies.

Is Lucaya in a flood zone?

Yes. All 30 Lucaya parcels sampled on FEMA's National Flood Hazard Layer on October 28, 2026 are in Zone AE, a special flood hazard area in the coastal floodplain, with a base flood elevation of 8.0 feet (NAVD88) on countywide panel 12071C0418G, effective November 17, 2022. The whole community is in Lee County Evacuation Zone A, surge zone 1.

The FEMA sample at Lucaya

The county parcel layer matched all 322 Lucaya home parcels, and a random sample of 30 of them, condominiums and single-family homes in every section, returned Zone AE with an 8.0 foot base flood elevation at every point. A sample is a screen, not a determination: the FEMA map panel and an elevation certificate for the exact address decide flood insurance. Search any address at the FEMA Flood Map Service Center.

What Zone AE and an 8.0 foot base flood elevation mean

Zone AE is a special flood hazard area with a published base flood elevation, here 8.0 feet above the NAVD88 datum. A home's lowest floor relative to that 8.0 foot figure, shown on its elevation certificate, drives the flood insurance premium and decides what a large repair must meet. Ask the seller for the elevation certificate and the current flood policy declarations page.

The 50 percent rule in Lee County's floodplain

Lee County requires permits for repairs and renovations in the special flood hazard area and applies the substantial damage and substantial improvement rule: if the cost to repair or improve a building exceeds 50 percent of its market value, the building must be brought up to current floodplain requirements. Whether a specific Lucaya unit would be affected depends on its value and its first-floor elevation.

New FEMA maps effective March 2, 2027

FEMA's Letters of Final Determination page lists new flood maps effective March 2, 2027, letter dated September 2, 2026, for Estero and for Lee County (Unincorporated Areas), community 125124; Lee County's own letter and floodplain page give the same date. Lucaya is in unincorporated Lee County, so the county's new maps apply to the area. The affected panel numbers were not fetched, so whether panel 12071C0418G changes is not verified.

Lucaya evacuation zone

Lee County's evacuation zone dataset places Lucaya's whole footprint in County Zone A, surge zone 1; the county's dataset page lists updates on March 11, 2025 and April 28, 2026. An evacuation zone measures storm surge exposure and is separate from the FEMA flood zone. When an evacuation is ordered is decided by Lee County Emergency Management for each storm, so check the state's Know Your Zone lookup for the address each season.

The flood insurance discount in unincorporated Lee County

Unincorporated Lee County participates in FEMA's Community Rating System at Class 5, which gave a 25 percent discount on flood insurance premiums in special flood hazard areas, according to the county and 2024 reporting. That reporting also covered local officials objecting to a FEMA change affecting these discounts, and the class in force for the current policy year was not confirmed from FEMA's list, so confirm the discount with an insurance agent.

Hurricane Ian in September 2022

The National Hurricane Center reports that Ian made landfall on the barrier island of Cayo Costa at 1905 UTC on September 28, 2022, at 130 knots. It measured surge inundation of 10 to 15 feet above ground at Fort Myers Beach, 9 to 13 feet on the eastern part of Sanibel, 5 to 8 feet up the Caloosahatchee River in Fort Myers and 8 to 12 feet in Estero, Bonita Beach, Bonita Springs and North Naples. Surge caused 41 deaths, 36 of them in Lee County.

What the record shows at Lucaya after Ian

No Lucaya-specific damage record was found in the public sources reviewed for this page; that is a statement about the records, not about any building. The Lucaya CDD's FY2022 audit says its budget was amended for "increased legal, landscape maintenance and mitigation monitoring" and does not mention Ian, and a search of the FY2023 audit returned no hurricane terms. A November 8, 2023 budget amendment raised stormwater, lift station, pond bank and fire system lines without stating a cause.

Hurricanes Helene and Milton in 2024

Helene made landfall in Florida's Big Bend on September 26, 2024, and Milton on Siesta Key at 0030 UTC on October 10, 2024, near 100 knots; neither made landfall in Lee County. For Milton, the National Hurricane Center lists a Fort Myers tide gauge reading of 5.27 feet above mean higher high water and 4 to 6 feet of inundation from south of Boca Grande through Bonita Beach, including the Caloosahatchee.

The Iona McGregor Fire District storm report

The Iona McGregor Fire District chief's report of October 16, 2024 said the district "weathered Hurricane Helene with flooding issues in some areas," that Milton did not have the expected impact, and that flood panels kept water out of Station 71 except for minor intrusion. The report does not name Lucaya. Lee County's after-action report says surge readings at county stations showed significant flooding during the 2024 storms.

Insurance notes for Lucaya buyers

Ask the seller and the association for four documents: the unit's elevation certificate, its current flood policy declarations, its wind and property policy, and the condominium association's master insurance summary. The insurance cost and claims history for Lucaya homes were not available in a public record, so these documents are the only way to price a Lucaya purchase fully.

Which school choice zones include Lucaya?

Lucaya addresses fall in elementary proximity zone O, middle zone MM and high school South Zone 1 on the School District of Lee County's 2026-27 maps. Lee County uses choice zones, not single attendance zones: families rank the available schools in their zone.

Confirm any address with the district's school locator.

How Lee County school choice works

The district's 2026-27 Plan for Student Enrollment says families "rank, in preference order all the available schools" in their zone, and placements are made by lottery at the end of the enrollment period, so applying on the first day does not change the outcome. The county's 2025-26 and 2026-27 zone layers returned the same codes at Lucaya's center point.

Schools listed in Lucaya's zones

Zone O elementary choices are Heights, Rayma C. Page and Tanglewood (printed as Tanglewood Villas in the 2026-27 enrollment plan). Zone MM middle choices are Cypress Lake Middle and Lexington Middle. South Zone 1 high school choices include Cypress Lake High, Fort Myers High, South Fort Myers High and Dunbar High; the plan lists an arts magnet at Cypress Lake High.

2026 school grades for Lucaya's zone schools

School	2026 grade	2025 grade
Heights Elementary	A	B
Rayma C. Page Elementary	A	A
Tanglewood Elementary	B	A
Cypress Lake Middle	A	A
Lexington Middle	B	C
Cypress Lake High	A	B
Fort Myers High	A	B
South Fort Myers High	C	C
Dunbar High	C	C

Source: Florida Department of Education 2026 school grades file, released July 2026, read October 28, 2026. The district's July 2026 release says no Lee County school received a D or an F in the 2025-26 report.

School projects near Lucaya

Lee County's development activity layer lists the Cypress Lake Middle Rebuild, a replacement building of about 149,338 square feet for about 1,000 students, at Development Order status, and the Heights Career Technical School, about 64,000 square feet on 4.88 acres, about 0.85 mile from Lucaya's center point, also at Development Order status.

How close are hospitals to Lucaya?

HealthPark Medical Center, Lee Health's hospital at 9981 S HealthPark Dr, Fort Myers 33908, with an emergency department and Golisano Children's Hospital, is roughly 2 miles from Lucaya's center point in a straight line. Gulf Coast Medical Center, a Level II trauma center at 13681 Doctors Way, is about 5.6 miles away. Road time varies with traffic and season.

HealthPark Medical Center

HealthPark is the nearest hospital to Lucaya: 2.3 miles straight-line to the campus anchor used in the county distance check and 1.7 miles to the main building's address point. Lee Health's case study of Hurricane Ian says HealthPark's parking lot was inundated, about 500 staff cars were lost, and HealthPark, Gulf Coast and the children's hospital were evacuated when water pressure failed, while "the emergency rooms never closed."

Gulf Coast Medical Center

Gulf Coast Medical Center, at 13681 Doctors Way, Fort Myers 33912, is a Lee Health Level II trauma center with 70 emergency department beds including 4 trauma bays, per Lee Health; its trauma and emergency center is at 13685 Doctors Way, Suite 100. It is about 5.6 miles from Lucaya's center point in a straight line.

A free-standing emergency room on College Parkway

Lee County's development activity layer lists HCA Florida West Fort Myers Emergency, a free-standing emergency department on College Parkway, as complete under record DOS2023-00017. Its distance from Lucaya was not computed. Lee Health posts live emergency department status on its website, which changes by the hour.

Where is Lucaya?

Lucaya is in south Fort Myers, ZIP 33908, in unincorporated Lee County, along Abaco Lakes Dr, Dolce Vista Rd, Peso Del Rio Dr and Santiva Way, with the clubhouse at 14506 Abaco Lakes Dr. Its center point is about 2 miles from HealthPark and 8.6 miles from downtown Fort Myers in a straight line.

Data updated: October 2026.

From Lucaya's center point	Straight-line miles
HealthPark Medical Center	2.3
Bell Tower Shops	4.4
Gulf Coast Medical Center	5.6
Fort Myers Beach (Times Square)	5.6
Sanibel Causeway toll plaza	5.9
Downtown Fort Myers (First St and Hendry St)	8.6
Gulf Coast Town Center	9.1
Southwest Florida International Airport (RSW) terminal	10.5
Florida Gulf Coast University	10.5

Source: straight-line distances from the median Lucaya parcel point (26.52850, -81.92533) on the Lee County parcel layer, October 28, 2026. These are not road miles or drive times; a second anchor check moves several by up to 0.7 mile (HealthPark 1.7, Bell Tower 3.7, RSW and FGCU 10.3).

Is Lucaya in the City of Fort Myers?

No. All 322 Lucaya home parcels are in unincorporated Lee County: taxing district 068, Iona McGregor Fire, zoning area ULC, with no city levy. The mailing city is Fort Myers for all 322, but that is a postal name, not a jurisdiction. Lee County sets the millage and permitting, and the county's flood maps and Community Rating System class apply.

Fire service at Lucaya

The Lee County roll places 316 Lucaya home parcels in the Iona McGregor Fire District (six carry a blank fire district field) and all 322 in taxing district 068. The district's 2.5000 mill levy is on the tax bill, and its merger with the Fort Myers Beach fire district is the November 3, 2026 referendum described in the cost section.

Fort Myers Beach and Sanibel from Lucaya

Fort Myers Beach is about 5.6 miles and the Sanibel Causeway toll plaza about 5.9 miles from Lucaya's center point in a straight line. Road distance is longer and depends on the route and bridge conditions. Access to the islands changed after Ian: FDOT completed emergency causeway repairs in 15 days in October 2022, and the City of Sanibel approved a Phase Two design contract for Causeway Islands Park in October 2024.

What is changing within a mile of Lucaya

Project (Lee County record)	Status on October 28, 2026	Distance from center point	What the county record says
Sunset at Casa Del Mar (DOS2018-00047)	Permitting	0.76 mi	114 multi-family units in 21 buildings on 12.17 acres, access from Bass Road and Las Casa Drive
Freedom Plaza (DOS2022-00159)	Development Order	0.78 mi	Mixed-use office and retail site
Heights Career Technical School (DOS2024-00119)	Development Order	0.85 mi	Vocational school building of about 64,000 sq ft on 4.88 acres
Gladiolus Multifamily (DOS2025-00052)	Development Order	0.87 mi	Four multi-family buildings, 198 units
Heights Foundation Early Learning and Education Center (DOS2019-00049)	Complete	0.90 mi	Three-story building for a charter school and daycare on 4.89 acres
McGregor Self Storage (DOS2023-00004)	Development Order	0.93 mi	101,247 sq ft three-story self-storage building on 2.06 acres

Source: Lee County development activity layer, read October 28, 2026; distance to the nearest edge of each mapped site. The list shows what is on file; it does not say what will be built or when.

Zoning cases near Lucaya since 2019

The Lee County zoning case layer lists, within a mile of Lucaya's center point, the Gladiolus Self Storage rezoning (DCI2022-00045, 9.18 acres to commercial planned development for 140,800 square feet, closed approved), the McGregor Storage rezoning (REZ2022-00014, 2.06 acres, closed approved) and the Schultz Road minor planned development (DCI2020-00003, 7.91 acres for four single-family lots, closed approved). No open case was found within a mile on October 28, 2026.

Larger projects one to three miles away

Farther out, the county layer lists Heritage Isles (336 low-rise multi-family units plus 104 attached homes, Permitting), Winkler and Gladiolus (386 units, Development Order), Gulf Pointe Square (350 units, Development Order), Pine Ridge Estates (about 282 units, Development Order), Mahana Breeze (116 units, Permitting) and a HealthPark medical office building of about 61,300 square feet (Development Order).

Road projects near Lucaya

FDOT's SWFL Roads list shows a project on SR 865 from south of Summerlin Road to Old McGregor Boulevard (project 452826-1) under the Sanibel Causeway program; its status and dates were not displayed on the pages we read. A College Parkway and McGregor Boulevard intersection improvement was reported in January 2024 as expected to begin construction in fiscal year 2026/27; its current status is not confirmed.

How Lucaya compares with nearby communities

Lucaya recorded 14 qualified sales at a $277,500 median in the latest 12 months, all condominiums, against 29 at $260,000 in Heritage Cove and 18 at $372,500 in Laguna Lakes on the same Lee County window. The table compares Heritage Cove homes for sale and Laguna Lakes homes for sale on one yardstick. Data updated: October 2026.

Lee County record, 12 months to September 25, 2026	Lucaya	Heritage Cove	Laguna Lakes
ZIP	33908	33919	33908
Homes on the county roll	322	529	610
Single family / condominium	28 / 294	289 / 240	374 / 236
Year built	2006 to 2019	1999 to 2004	2003 to 2005
Qualified sales, 12 months	14	29	18
Median sale price, 12 months	$277,500	$260,000	$372,500
Single-family median, 12 months	no sales	$372,500	$435,000
Condominium median, 12 months	$277,500	$205,000	$350,000
Median $ per heated sq ft, 12 months	$178	$198	$195
Prior 12 months, sales and median	10 at $382,500	18 at $342,500	22 at $380,000
Change in median	minus 27.5 percent	minus 24.1 percent	minus 2.0 percent
24 months, sales and median	24 at $360,000	47 at $285,000	40 at $377,500

Source: Lee County Property Appraiser sale and parcel files, DOR-qualified improved sales, same 12-month window (September 26, 2025 to September 25, 2026) for all three, indexes built October 27 and 28, 2026.

How to read the comparison table

Each count uses the community's plat names on the county roll, so totals can differ from association counts. The mix of condominiums and single-family homes moves each overall median, and Lucaya recorded no single-family sale in the window, so compare the condominium row as well as the overall median. Samples of 14 to 29 sales are small, and one building's sales can swing a median.

The history of Lucaya

Lucaya was developed by Taylor Morrison, formerly Taylor Woodrow Communities, inside a community development district Lee County created in December 2004. The district issued its bonds in 2005, the first homes on the county roll date from 2006, and the Villas II condominium villas finished the build-out from 2017 to 2019. Taylor Morrison's own website lists Lucaya as sold out.

The district and the 2005 bonds

Lee County Ordinance 04-25 created the Lucaya Community Development District effective December 21, 2004, over about 98.89 acres. On May 19, 2005 the district issued $2,315,000 of Series 2005 Capital Improvement Revenue Bonds at 5.375 percent, the debt that the debt service line on today's CDD bill still repays through May 1, 2035.

The 2006 opening and the first sections

Florida Weekly reported on July 22, 2009 that Lucaya opened in 2006, and the county roll dates Graycliff to 2006, Sonsette to 2006 to 2008 and Hamilton to 2006 to 2009, with the Hamilton and Sonsette declarations recorded August 4, 2006. The same 2009 article put the plan at 364 homes; 322 were built.

The Villas phases

Villas at Lucaya, the 28 single-family homes on Peso Del Rio Dr, followed in 2012 and 2013, under a neighborhood association filed January 11, 2012. Villas II at Lucaya, 66 condominium villas, followed from 2017 to 2019, with its association filed June 21, 2017. The county record shows 18 builder-direct sales in 2018 and 47 in 2019 as those villas were delivered.

Taylor Morrison's remaining role

The county roll still shows Taylor Morrison of Florida, Inc. owning remnant tracts inside the plat, and the CDD's FY2025 audit carries a deferred obligation to Taylor Morrison of $250,000, with $161,589 unpaid at September 30, 2025. Taylor Morrison's SEC filings list Taylor Woodrow entities among its subsidiaries, the corporate lineage behind the original Taylor Woodrow name.

Talk to a Domain Realty Group Lucaya specialist

Domain Realty Group, the #1 team in Southwest Florida since 2012, shows Lucaya homes in every section, from the Sonsette garden condominiums to Graycliff and the Villas, and our Fort Myers office is on College Parkway. We pulled every recorded Lucaya sale on the Lee County file to build this page.

We can pull the same record for the exact building you are weighing.

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Talk to our team about a Lucaya home

Contact Domain Realty Group or call 239-441-2816, tell us the section, floor plan and budget you have in mind, and an agent will send matching Lucaya listings, the recent recorded sales in that building, the FY2027 CDD line for its class and the estoppel and flood items to check. You can also search current listings any time.

Thinking of selling a Lucaya home?

Lucaya buyers compare sections closely, and a listing priced against its own section's recorded sales, its CDD class and whether its bond debt is prepaid reads better than one priced against the community median. Start with a Domain Realty Group home valuation, or see McGreevy and Comisar's guide to what a Fort Myers home is worth.

Frequently Asked Questions about Lucaya homes for sale

These are the questions Lucaya buyers ask most, answered from the Lee County record, the Lucaya CDD's adopted budgets and audits, the state corporate records, FEMA's flood map, the Lee County millage tables and the Florida Department of Education. Each answer carries the same dates as the sections above, so every figure can be checked against its source below.

What is Lucaya in Fort Myers?

Lucaya is a gated community of 322 homes in six sections in south Fort Myers, ZIP 33908, in unincorporated Lee County. The county roll lists 294 condominium units and 28 single-family homes built 2006 to 2019. It sits inside the Lucaya Community Development District and taxing district 068, Iona McGregor Fire.

How many homes are in Lucaya?

Lucaya has 322 homes. The Lee County roll lists Sonsette 116, Hamilton 74, Hamilton II 6, Graycliff 32, Villas at Lucaya 28 and Villas II at Lucaya 66, and the Lucaya CDD's FY2027 adopted budget bills the same 322 units in four classes. The clubhouse is a separate non-residential parcel.

What is the median home price in Lucaya?

$277,500 on the Lee County record, across 14 qualified sales in the 12 months through September 25, 2026, the newest qualified sale in the county file. All 14 were condominium resales. The 24-month median was $360,000 on 24 sales, and the 12 months before recorded 10 sales at a $382,500 median.

How many Lucaya homes sold in the last year?

Lee County recorded 14 qualified Lucaya sales in the 12 months through September 25, 2026, up from 10 in the 12 months before. Six were in Sonsette, three in Graycliff, two in Hamilton, two in Villas II and one in Hamilton II. The newest Lucaya sale in the window was recorded July 28, 2026.

Why did Lucaya prices drop in 2026?

The Lucaya 12-month median fell 27.5 percent, from $382,500 to $277,500, on small samples of 10 and 14 sales. Six of the latest 14 were Sonsette garden condominiums, the smallest plan, which closed between $227,500 and $280,000. A shift in which sections sold moves a small sample's median, so compare section by section.

What are Lucaya condo prices?

Lucaya condominiums sold from $227,500 to $435,000 in the latest 12 months at a $277,500 median on the Lee County record. Sonsette garden units closed at $227,500 to $280,000, Hamilton at $255,000 and $270,000, Villas II at $355,000 and $385,000, and Graycliff coach units at $415,000 to $435,000.

Are there single-family homes for sale in Lucaya?

Lucaya has 28 single-family homes, the Villas at Lucaya on Peso Del Rio Dr, built 2012 and 2013 with a median of 1,842 heated square feet. The county recorded one sale in 24 months, at $360,000, and none in the latest 12 months, so single-family listings in Lucaya are rare. Use the single-family search link above.

What is Sonsette at Lucaya?

Sonsette at Lucaya is the largest Lucaya section: 116 garden condominium units built 2006 to 2008 on Abaco Lakes Dr, each with a 1,529 square foot median heated area. It recorded 7 sales in 24 months at a $270,000 median, and its FY2027 CDD line, the Garden Condo class, is $1,837.96 per unit.

What is the most expensive Lucaya sale recently?

The highest Lucaya sale in the latest 12 months was $435,000 for 14503 Dolce Vista Rd #102, a 1,976 square foot Graycliff coach condominium built in 2006, recorded May 27, 2026. The highest qualified Lucaya sale in the whole county file is $555,000 for 14496 Dolce Vista Rd #202, recorded July 7, 2023.

What is the least expensive way into Lucaya?

The Sonsette garden condominiums. Sonsette recorded the lowest Lucaya sale of the latest 12 months, $227,500 for 14525 Abaco Lakes Dr #104 on July 28, 2026, and four of the five lowest sales. Sonsette units have a 1,529 square foot median heated area and the lowest CDD class, $1,837.96 for FY2027.

How long is the CDD fee at Lucaya?

The bond part of the Lucaya CDD fee ends with the final Series 2005 bond payment on May 1, 2035, per the district's audits and debt schedule; $830,000 was outstanding after the May 1, 2026 payment. The operations and bulk water parts continue every year after that. Confirm the payoff timing with the district manager.

How much is the Lucaya CDD fee?

For FY2027, adopted August 12, 2026, the Lucaya CDD assessment is $1,837.96 for a Garden Condo unit, $2,204.04 for Carriage, $2,478.98 for Coach and $2,750.53 for Villas, gross per unit including bond debt and $649.78 of bulk water. It is billed on the November 2026 Lee County tax bill.

Why did the Lucaya CDD fee go up?

Every Lucaya CDD class rose 13.9 to 15.0 percent from FY2026 to FY2027, driven by operations and bulk water, which rose about 19 percent; water went from $536.72 to $649.78 per unit. At its May 13, 2026 meeting the board called the increase necessary to keep the capital reserve fund where it needs to be.

Can I pay off the Lucaya CDD bond?

Fifty-three of Lucaya's 322 units carry no debt line in the FY2027 budget, which indicates earlier owners prepaid their bond principal; 269 units still carry it. The current payoff amount for a specific unit is a question for the district manager, Governmental Management Services, who can state it in writing before closing.

What are the Lucaya HOA fees?

Lucaya's master and neighborhood association dues are not published on a public page; the budgets sit behind the owner login on the association website. Ask for the estoppel certificate and the current budget for the exact home. The CDD assessment, $1,837.96 to $2,750.53 for FY2027, is separate and appears on the county tax bill.

Is there a capital contribution when buying in Lucaya?

No public Lucaya document states a capital contribution amount. Each section's recorded declaration sets whether one applies. Florida law limits condominium associations such as Sonsette, Hamilton, Graycliff and Villas II to a capped application fee as a transfer fee, while homeowners-type associations follow their declarations. The estoppel certificate states any amount due.

What is an estoppel certificate and what does it cost?

An estoppel certificate is the association's statement of a unit's dues, balance and fees at closing. Section 718.116(8)(f) sets a base condominium cap of $250, plus $100 expedited and $150 if delinquent, adjusted for inflation every five years; a 2025 law firm article reports the adjusted caps as $299, $119 and $179.

What is the property tax rate in Lucaya?

Lucaya homes are in Lee County taxing district 068, Iona McGregor Fire, at 13.3623 mills for 2026, or $1,336.23 per $100,000 of taxable value, down from 13.4125 mills in 2025. Fire is 2.5000 mills and the two school lines total 5.2710. The CDD assessment is billed separately on the same bill.

What is the Iona McGregor fire merger vote?

A referendum on November 3, 2026 decides an involuntary merger of the Iona McGregor and Fort Myers Beach fire districts under House Bill 4013 (2026), per the district's Resolution 2026-03. The district's study projects 2.6156 mills in year one and about 3 mills later, against today's 2.5000 mill rate on Lucaya bills.

What does it cost per year to own a Lucaya condo?

Illustratively, a Sonsette condominium at the 2026 roll's median condominium taxable value of $224,599 pays $3,001.16 in property tax at 13.3623 mills plus the $1,837.96 FY2027 CDD line, $4,839.12 before association dues, insurance and utilities other than water. Exemptions and prepaid bond debt change the figure, so use the home's own bill.

Is Lucaya a gated community?

Yes. The Lucaya association website describes an app-controlled gate and pool security. It does not say how many gates there are, whether a guard staffs the entrance or how visitors are admitted, so ask the management office for the current access rules. A Domain Realty Group agent coordinates gate entry for showings.

Is Lucaya a 55+ community?

No recorded age restriction was found in the Lee County records, district documents and association pages reviewed for this page. The recorded declarations hold any occupancy rules for each section, so ask the listing agent for the recorded declaration for the specific building and read it before you make an offer.

Can I rent out a Lucaya condo?

Lucaya leasing rules are in each section's recorded declaration and rules, which are not posted publicly, so no minimum lease term or rental cap is stated here. Florida section 718.110(13) says a condominium amendment restricting rentals binds only consenting owners and later buyers. Read the declaration and rules before assuming any rental use.

Are pets allowed in Lucaya?

Lucaya's pet rules are set in each section's declaration and the association rules, which sit behind the owner login and were not available publicly. No pet limit is stated on this page. Ask the listing agent for the current rules for the specific building, and check them on the resale documents before you make an offer.

Who manages Lucaya?

State records place the Lucaya Master association, Hamilton and Sonsette with Resort Management in Naples, and the Villas, Villas II and Graycliff entities with Sandcastle Property Management in Fort Myers. The Lucaya CDD's district manager is Governmental Management Services. Ask the listing agent which office issues the estoppel certificate for the exact unit.

Is Lucaya in a flood zone?

Yes. All 30 Lucaya parcels sampled on FEMA's flood map are in Zone AE, a special flood hazard area, with an 8.0 foot base flood elevation on panel 12071C0418G, effective November 17, 2022. A sample is a screen, so check the elevation certificate and FEMA's map service for the exact address before you buy.

What hurricane evacuation zone is Lucaya in?

Lee County's evacuation zone dataset places all of Lucaya in County Zone A, surge zone 1. The evacuation zone is separate from the FEMA flood zone. Lee County Emergency Management decides when evacuations are ordered for each storm, so look up the address on the state's Know Your Zone tool before each season.

Did Hurricane Ian flood Lucaya?

No Lucaya-specific damage record was found in the public sources reviewed, which is a statement about the records, not about any building. Ian made landfall at Cayo Costa on September 28, 2022, and the National Hurricane Center measured 5 to 8 feet of surge up the Caloosahatchee in Fort Myers. Ask for the unit's claims history.

Will the 2027 FEMA maps change Lucaya's flood zone?

FEMA lists new flood maps for Lee County (Unincorporated Areas), community 125124, effective March 2, 2027, and Lucaya is in unincorporated Lee County. The affected panel numbers were not fetched for this page, so whether panel 12071C0418G or Lucaya's Zone AE changes is not verified. Recheck the FEMA map for the address after that date.

Is there a flood insurance discount for Lucaya?

Unincorporated Lee County participates in FEMA's Community Rating System at Class 5, which gave a 25 percent discount on flood insurance premiums in special flood hazard areas, according to county and 2024 sources. The class in force for the current year was not confirmed from FEMA's list, so confirm the discount with an insurance agent.

Which schools serve Lucaya?

Lee County uses choice zones. The district's 2026-27 maps place Lucaya in elementary zone O (Heights, Rayma C. Page, Tanglewood), middle zone MM (Cypress Lake Middle, Lexington Middle) and high school South Zone 1. Families rank the schools in their zone. Verify any address with the district's school locator before relying on it.

What are the school grades near Lucaya?

The Florida Department of Education's 2026 grades for Lucaya's zone schools are Heights Elementary A, Rayma C. Page Elementary A, Tanglewood Elementary B, Cypress Lake Middle A, Lexington Middle B, Cypress Lake High A, Fort Myers High A, South Fort Myers High C and Dunbar High C, released July 2026.

How close is the nearest hospital to Lucaya?

HealthPark Medical Center at 9981 S HealthPark Dr, Fort Myers 33908, with an emergency department, is roughly 2 miles from Lucaya's center point in a straight line. Gulf Coast Medical Center, a Level II trauma center, is about 5.6 miles away. Lee Health says its emergency rooms stayed open through Hurricane Ian.

How far is Lucaya from the beach?

Fort Myers Beach is about 5.6 miles and the Sanibel Causeway toll plaza about 5.9 miles from Lucaya's center point in a straight line, per county parcel coordinates. Road distance is longer and depends on the route and bridge conditions, and island access changed after Hurricane Ian in 2022, so check current conditions before planning a trip.

How far is Lucaya from the airport?

Southwest Florida International Airport's terminal is about 10.5 miles from Lucaya's center point in a straight line, and downtown Fort Myers is about 8.6 miles. These are straight-line distances from the median Lucaya parcel on the Lee County layer, not road miles, and a second anchor check puts the terminal at 10.3 miles.

Is Lucaya in the City of Fort Myers?

No. All 322 Lucaya home parcels are in unincorporated Lee County: taxing district 068, Iona McGregor Fire, zoning area ULC, with no city levy. The mailing city is Fort Myers, but that is a postal name, not a jurisdiction. The county sets millage and permitting, and the county's flood maps apply.

What ZIP code is Lucaya?

Every Lucaya home is in ZIP 33908, Fort Myers, Florida, on the Lee County roll. The clubhouse is at 14506 Abaco Lakes Dr, Fort Myers FL 33908, and Lucaya homes sit on Abaco Lakes Dr, Dolce Vista Rd, Peso Del Rio Dr and Santiva Way. ZIP 33908 also covers other communities, so search by community name.

Who built Lucaya?

Taylor Morrison, formerly Taylor Woodrow Communities, developed Lucaya, which opened in 2006 according to 2009 news coverage. Taylor Morrison's own website lists Lucaya as sold out, and the county roll still shows Taylor Morrison of Florida owning remnant tracts. The builder of the later Villas phases is not named in a primary record we read.

When was Lucaya built?

The Lee County roll dates Lucaya's homes from 2006 to 2019: Graycliff in 2006, Sonsette 2006 to 2008, Hamilton 2006 to 2009, Hamilton II in 2009, Villas at Lucaya 2012 to 2013 and Villas II 2017 to 2019. The last builder-direct sales on the county record were in 2019, when 47 were recorded.

What amenities does Lucaya have?

The Lucaya association lists two swimming pools, a hot tub, propane gas grills and a clubhouse with a fitness center, gathering room, lounge, library with a public computer, Wi-Fi and a catering kitchen, plus a natural preserve and two freshwater lakes. The 4,648 square foot clubhouse, built 2007, is owned by the Master association.

Does Lucaya have a golf course or beach club?

No golf course, tennis or marina is on the Lucaya association's amenity list, and "Lucaya golf" search results refer to the Grand Lucayan resort in the Bahamas. Florida Weekly reported in 2009 that a private Island Beach Club was in Lucaya's original plan; current access was not confirmed, so this page promises none.

Are new homes for sale in Lucaya?

No builder sells new homes in Lucaya now. Taylor Morrison lists the community as sold out, the last builder-direct sales on the county record were in 2019, and none of the 14 sales in the latest 12 months was builder-direct. Every Lucaya home for sale today is a resale.

How do I see Lucaya homes for sale?

Use the listing links at the top of this page for all Lucaya homes for sale, Lucaya condos for sale, or the single-family villas. Or call Domain Realty Group at 239-441-2816 for a saved search and the recent recorded sales in the Lucaya section and building you are considering.

About Domain Realty Group in Fort Myers

Domain Realty Group is a Southwest Florida real estate team working Lee, Collier and Charlotte counties, and Fort Myers is one of our home markets, served from our office at 8290 College Parkway, Unit 201, Fort Myers, FL 33919. Domain Realty Group has been the #1 team in Southwest Florida since 2012, with $2.5 billion in team production and 4,000+ transactions. The team is led by Jesse McGreevy (SL3101296) and Marc Comisar (BK3060671), who bring over 45 years of combined direct experience between them.

Reach any of our agents through our agents page, read our client reviews or learn more about our team. We tracked every recorded sale in Lucaya's six sections to build this page.

Domain Realty Group 239-441-2816 info@domainrealtygroup.com

Offices in Bonita Springs, Naples and Fort Myers:

Fort Myers: 8290 College Parkway, Unit 201, Fort Myers, FL 33919
Bonita Springs: 24031 S Tamiami Trl #101, Bonita Springs, FL 34134
Naples: 9180 Galleria Ct #200, Naples, FL 34109

Brokered by Domain Realty, a licensed Florida real estate brokerage. Florida Real Estate Commission (FREC) licensed. All agents are licensed Florida real estate professionals.

Where to go next: Fort Myers homes for sale and communities, all Fort Myers communities, current listings, a home valuation and contact Domain Realty Group.

Sources

Every figure on this page traces to one of the sources below. No real estate portal or other brokerage is cited, by policy. County sale and parcel data comes from the Lee County Property Appraiser's public files as indexed for this page on October 28, 2026, and web sources were read on October 28, 2026 unless another date is shown. Lucaya association dues are not published, so none is printed.

Figures on this page

Shopping Lucaya condos and homes for sale?

Tell us which Lucaya section, floor plan and price range you want, and we will send the matching listings, the recent recorded sales in that building, the FY2027 CDD line for that home class and the estoppel and flood items to check before you tour.

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